14 episodes

The Infinite Banking Concept (IBC) puts you in control of your money so you can keep it, grow it, and pass it on without taking any of the unnecessary risks that you otherwise get when you listen and follow the mainstream media about personal finance.

You'll learn the multiple and varied reasons why IBC should be part of your long-term plan and why up until now this strategy has been hiding in plain sight waiting for you to discover one of the best kept secrets in financial planning.

Your hosts are authorized IBC practitioners with the Nelson Nash Institute dedicated to spreading the word about Infinite Banking so you can discover for yourself how you and your loved ones can benefit with a virtual streamlined process that will take you from IBC novice to sharing the strategy with friends and family... even the skeptics!

The Infinite Banking Manifest podcast is our way to explain the IBC strategy in simple terms so you can make it real in your life!

The Fifth Edition by Infinite Banking Authorized Practitioners John Montoya, John Perrings

    • How To
    • 5.0, 3 Ratings

The Infinite Banking Concept (IBC) puts you in control of your money so you can keep it, grow it, and pass it on without taking any of the unnecessary risks that you otherwise get when you listen and follow the mainstream media about personal finance.

You'll learn the multiple and varied reasons why IBC should be part of your long-term plan and why up until now this strategy has been hiding in plain sight waiting for you to discover one of the best kept secrets in financial planning.

Your hosts are authorized IBC practitioners with the Nelson Nash Institute dedicated to spreading the word about Infinite Banking so you can discover for yourself how you and your loved ones can benefit with a virtual streamlined process that will take you from IBC novice to sharing the strategy with friends and family... even the skeptics!

The Infinite Banking Manifest podcast is our way to explain the IBC strategy in simple terms so you can make it real in your life!

    3 Life Lessons IBC Teaches You About Money

    3 Life Lessons IBC Teaches You About Money

    When you practice Infinite Banking, you quickly learn how it's a complete change in perspective with how you view and manage your money.


    In this week's episode we discuss the 3 most important life lessons that IBC has taught us about money that you won't learn by following the conventional financial models.


    Take a listen and see if what we've learned about IBC can create value in your life.


    Hosts John Montoya and John Perrings are both IBC Authorized Practitioners. To contact them with questions, please visit www.thefifthedition.com. (www.thefifthedition.com.)

    • 20 min
    Do You Really Have a Whole Life Policy?

    Do You Really Have a Whole Life Policy?

    You might not believe how many people think they own a Whole Life policy when in fact they don't! In this episode of The Fifth Edition, we discuss how to know for sure what type of permanent life insurance policy you own and the reasons why it matters!


    When it comes to owning permanent life insurance, there are multiple options that might sound the same but what is guaranteed and what is at risk could be a painful life lesson to learn at the wrong time!


    Take a listen and be sure you know what you have!


    For questions, please contact the hosts at www.thefifthedition.com (www.thefifthedition.com) .

    • 19 min
    Why You Should Avoid IBC

    Why You Should Avoid IBC

    We are going to be counterintuitive in this particular espisode. We've discussed all the reasons why people should learn and get started with IBC in previous episodes. Now we flip the IBC concept upside down.


    Why should you avoid IBC? We'll give you at least a handful of reasons. Listen in and see if you can relate to what we have to say!


    For questions about Infinite Banking, be sure to visit www.thefifthedition.com (www.thefifthedition.com) where you can contact the hosts, IBC Authorized Practitioners John Montoya and John Perrings.

    • 38 min
    Life Insurance Policy Design

    Life Insurance Policy Design

    In today's episode we discuss the importance of having a life insurance plan customized to fit your unique situation. It's common to think of life insurance as a commodity but that's a huge mistake.


    To maximize all the benefits of life insurance, whether or not you are pursuing Infinite Banking, your financial and health circumstances in addition to your individual goals will determine your best plan. Take a listen!

    • 23 min
    The Safety of Life Insurance Companies

    The Safety of Life Insurance Companies

    In today's episode we have fun discussing the safety of the life insurance industry. For most people parking money in a life insurance contract seems like an odd thing to do but the life insurance industry is the bedrock of the financial system. Plus, it's a little known secret that banks put up to 25% of their tier 1 assets in cash value life insurance contracts even though they want you to buy mutual funds!


    If the life insurance industry is safe enough for bank money, there's stand a good reason it's safe enough and a smart option for you, too.


    We invite you tune out the "noise" and plug into why you should consider a portion of your safe money be parked within properly designed Whole Life insurance contracts to keep, grow, and ultimately pass on your wealth without taking unnecessary market risks.


    To get more information Infinite Banking, you can contact the hosts at the www.thefifthedition.com (www.thefifthedition.com) .

    • 35 min
    Being Smarter About Reducing Debt

    Being Smarter About Reducing Debt

    In today's episode we talk about debt reduction, interest rate vs. interest volume, prioriting which debts to pay off first, and whether it makes sense to prepay your mortgage.


    We even somehow manage to talk about Burning Man...


    If you have debt but would like to get started with IBC, reach out to us and let's explore how best to prioritize your cash flow. You can contact the hosts of The Fifth Edition at www.thefifthedition.com (www.thefifthedition.com) .

    • 26 min

Customer Reviews

5.0 out of 5
3 Ratings

3 Ratings

Drace1 ,

A MUST LISTEN IN IBC!

John & John have created an exceptional podcast diving into a topic which is typically difficult to understand by yourself. They do an excellent job of staying on topic, on point, and explaining the concepts of IBC in a very easy to understand manner.

I listen to the Lara Murphy podcast and have subscribed to this podcast as it’s up there with must listens from IBC practitioners/educators. Looking forward to continued content. Keep up the excellent work.

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