Financial Sobriety Financial Sobriety

Unlock the secrets of financial mastery and legacy building that have stood the test of time as your hosts, Matthew and Jim, explore the intricate dance of control within our economic lives. Embark on a journey through personal anecdotes and historical insights that reveal how to navigate the realms both within and beyond our grasp—from the rise and fall of dynasties to the daily temptations of impulsive purchases. They'll discuss how adjusting investment risks, understanding tax implications, and timing financial moves can shape our fiscal destiny, with an engaging look back at the contrasting fates of the Vanderbilts and the Rothschilds.

This episode also displays the transformative 10-10-10 principle that keeps wallets in check. Whether wrestling the allure of shiny new gadgets or a luxurious set of golf clubs, you'll learn how to triumph over instant gratification. This candid conversation about financial discipline serves as a reminder of the power in pausing to ponder the lasting impact of our spending choices, ensuring our money aligns with our life's true priorities.

Finally, the guys traverse the landscape of wealth and legacy planning, spotlighting the critical issue of 'longevity risk' and the need for financial strategies robust enough to support a life well-lived. Digging into the wisdom of the world's most affluent families, a dissection of the Rothschild's enduring methods for wealth preservation and the importance of instilling values for stewardship across generations is discussed and compared to the Vanderbilt's very different formula. Reflection on the necessity of discretion and private family matters, seals our exploration with a discussion on the profound significance of preparing heirs to not just inherit wealth, but to wield it with purpose and responsibility.

Call to learn more: 877-283-9150 or email:
Jim@yourfinanciasobriety.com
Matthew@yourfinancialsobrieyt.com
Or visit the website at www.yourfiinancialsobriety.com

Could shifting interest rates be the key to unlocking your portfolio's potential? Your hosts, Jim Gebhardt and Matthew Grishman explore the complex recipes of bond investments, analyzing how a changing rate environment might just be ingredients for an incredible outcome. With a focus on taxable bonds, treasuries, and the call of municipal bonds, they discuss investment possibilities, from the safe harbors of treasuries to the more adventurous high-yield corporate bonds. To be certain, underscored is the value of personalized financial guidance to chart a course through these opportunities, especially with the looming prospect of Federal Reserve rate cuts.

As the Federal Reserve maneuvers from bond-buying to selling, learn of the ripples affecting bond prices and the global shift in US Treasuries' standing. Together with expert input, they uncover the inverse relationship between bond prices and interest rates, and delve into the concept of total return, where income and price appreciation are two sides of the same coin.

Finally, the conversation turns to a favorite topic with the tax-exempt allure of municipal bonds. As your hosts differentiate between taxable and tax-exempt bonds, they'll illustrate how municipal bonds can offer a tax haven, depending on where best suited for you. As with any complex investment, you are encouraged to seek the expertise of financial advisors to capture the opportunities in these times of maximum uncertainty.

Call to learn more: 877-283-9150 or email:
Jim@yourfinanciasobriety.com
Matthew@yourfinancialsobrieyt.com
Or visit the website at www.yourfiinancialsobriety.com

Join your hosts, Jim Gebhardt and Matthew Grishman as they explore the resurgence of bonds as an investment option with a semblance of stability and fixed returns.
This episode illuminates the allure of bonds in an era where traditional real estate investments encounter the challenges of the former zero-interest rate environment. The guys unpack the quest for value that transcends monetary gains, and sets the tone for rediscovering the enduring appeal of bonds. As the conversation dissects the pulse of the real estate market, you'll gain an understanding of how managing property portfolios amidst an ever-shifting economic landscape may give way to consideration of selling in a presumed lower tax situation.

With the money market well covered in the conversation, it tees up the logical next step and that is to scrutinize the bond market's ebbs and flows and why the bond market may be a good option for repositioning assets. There is a psychology behind investment trends and the art of timing one's exit from money markets before diminishing returns set in, is often done too late.
For more information about Financial Sobriety, or to purchase the book, visit www.yourfinancialsobriety.com
To reach Matthew email: matthew@yourfinancialsobriety.com
To reach Jim email: jim@yourfinancialsobriety.com
To call: 877-283-9151

The small things in life hold immense joy. Join your hosts, Matthew Grishman and Jim Gebhardt as they cover steps 2 & 3 in preparation for stress reduction in 2024. You'll find selective consumption has the ability to weigh heavily or lessen the burden on our mental space.Through stories and thoughtful discussion, learn how nurturing confidence can actually fuel our ability to give back more generously, improve our communities and ease that anxiety world news and information can create.By examining the power of narrowing our focus could it lead to helping enrich our perspective? Which, by the way, is step 3 in the stress relief journey. By 'shrinking our universe,' we prioritize meaningful connections and activities that truly resonate with us, fostering a healthier, more purpose-driven existence. From there, a more reflective discussion continues as the narrative shifts to perspective and in incredible story of history through the early 1900's to the late 1980's. Only through history, can we measure progress and only through history can we gain perspective on today. This puts a bow on the three steps to minimizing stress and anxiety that could cause you to make poor financial decisions in the year and years ahead.

For more information about Financial Sobriety, or to purchase the book, visit www.yourfinancialsobriety.com

Ever found yourself battling the morning blues and desperately searching for a silver lining? Your hosts, Jim Gebhardt and Matthew Grishman start with an uplifting reminder that gratitude isn't just an emotion, but a practice that can pivot your entire day from dismal to delightful. As the guys peel back the layers of this transformative mindset, you'll discover that even the peskiest tech glitches and tight schedules can lead to positivity and even unexpected growth.

As you've heard on previous episodes, tracking milestones might just be the secret sauce to celebrating life's little victories... and BIG ones. We're not just talking numbers here, but the profound sense of achievement that comes from acknowledging our progress. Whether it's a fitness milestone or a newfound discipline in financial planning, you'll hear the beauty of progress tracking. By removing judgment and embracing each step as valuable data, we're equipped to make choices that steer our lives forward. From lifting heavier weights to nurturing professional growth, the conversation aims to inspire you to embrace your own journey of self-improvement with the power of personal accountability.
As the guys navigate the unpredictable currents of financial stress and economic uncertainty, they'll also explore the broader impact on the American psyche and how leadership through example can inspire profound change within our communities. Actions speak louder than words, a lesson that resonates through personal health to societal influence. Amp up your motivation to lead a purpose-driven life that ignites change, as they share stories that celebrate the joy of contributing to something greater than ourselves. When we lead by example, the change we seek becomes a reality.

For more information about Financial Sobriety, or to purchase the book, visit www.yourfinancialsobriety.com

Ever find yourself awash with the New Year fervor, scribbling resolutions you swear you'll stick to? That's where your hosts, Jim Gebhardt and Matthew Grishman found themselves —eager to translate the energy of January into lasting momentum. This episode is a meeting of minds over the essence of starting strong. They'll share thier own health triumphs, Matthew's cardiac rehab and Jim's muscle mastery, and how these personal feats are woven into the grander plans of focus and growth. Hear the impact of mentors who light the path along the way, much like the ones who guided Jim during his fledgling days at Merrill Lynch.

Disnmiss the myth of perfection and champion the small wins, like a consistent gym routine, which can be just as rewarding as the major milestones. It's all about what you feed your focus, and how it can blossom or blight your well-being. The guys riff on the parallels between a balanced life and a strong mind-body connection, leaning into Jim Rohn's wisdom that to achieve more, you need to become more. It's a chapter for those looking to edge closer to their goals with every small yet significant step, without losing sight of the importance of self-care and balance.

For those successful business owner, successful entrepreneurs looking to get more from their money than just more money, the time away from the studio lent itself to better serving the needs of those clients and future clients of Gebhardt Group. The purpose of the program going forward will be stories and include guests who address this mission.

For more information about Financial Sobriety visit www.yourfinancialsobriety.com