Financially Fearless

Financial Wellness Center

Promoting financial wellness for students at the University of Maryland and beyond.

Episodes

  1. 12/03/2025

    Budgeting

    In this episode of the financial wellness podcast, four students discuss the importance of budgeting and its importance in helping young individuals achieve long-term financial wellness. The episode delves into the principles behind an effective budget, some of the challenges that may arise with creating a budget, and the importance of having a well thought out budget. Students share insights that help provide young people with advice on how to manage their money effectively to set themselves up on a strong path to long-term financial success. Ibilola Abudu, a senior from Columbia, MD majoring in finance. Choudelie Cadet, a junior from Beltsville, MD majoring in information systems and business management. Alexandra Doncheva, a senior from Rockville, MD majoring in finance. Guest host: Linh Nguyen, a senior from Frederick, MD majoring in finance.

    9 min

  2. 12/03/2025

    Understanding Credit

    In this episode of the financial wellness podcast, three students discuss the importance of credit, credit scores and when and how to start building credit. Credit is uniquely important to students post graduation when credit becomes more necessary for purchases and appears in everyday life. It's key for students to start interacting with credit as early as possible.  Enrique Roca De Togores Perez-Castro, a senior from Instituto de Empresa in Madrid majoring in business and data analytics. Surabhi Samudrala, a sophomore from northern Virginia majoring in business management and information systems. Guest host: Justin Warren, a sophomore from New Jersey majoring in business management.

    6 min

  3. 12/03/2025

    Student Aid

    In this episode of Financially Fearless, we meet with four students at the University of Maryland to discuss student financial aid. We discuss loans, scholarships, grants, and federal aid opportunities in depth. While these topics may seem intimidating, we aim to make them digestible and easy to apply. Kaitlyn Campos, a junior from Waldorf, MD majoring in accounting. Aidan Maloney, a sophomore from Fredrick, MD majoring in marketing. Trevor Silvestri, a junior from Davidsonville, MD majoring in accounting. Guest host: Neeha Gumireddy, a senior from India majoring in economics.

    9 min

  4. 12/03/2025

    Investing

    In this episode of Financially Fearless, we meet with four students from the Financial Peer Mentoring class at the University of Maryland to discuss the importance of investing. We discuss getting started with ETFs, utilizing market research tools, and applying strategies such as the 50/30/20 rule and Roth IRAs. While the stock market can seem complex, we aim to demystify the process through book recommendations and practical advice on why time is your greatest asset. Manasa Chekuri, a junior from Howard County, MD majoring in information science and business. Arnav Patel, a junior from Howard County majoring in accounting and finance. Carter Saunders, a Senior from Eastern Shore, MD majoring in finance. Guest host: Sam Berner, a sophomore from New York City majoring in finance.

    11 min

  5. 12/03/2025

    Insurance

    The overall theme of the podcast is helping college students understand why insurance actually matters in their day-to-day lives, especially at UMD. Through real-life campus examples and relatable student stories, the hosts break down common risks students face and explain how different types of insurance can protect them financially. Ultimately, the podcast encourages students to be proactive, informed, and prepared rather than leaving their finances up to chance. Audrey Feng, a sophomore from Ellicott City majoring in finance and information systems. Pedro Morcillo, a senior from Madrid, Spain majoring in business and international relations. Guest host: Zainab Bah, a senior from Bowie, MD majoring in mechanical engineering.

    7 min

  6. 12/03/2025

    Behavioral Finance

    In this episode of Financially Fearless, four students discuss how emotions, habits, family background, and social media influence how we manage money. From stress spending before midterms to the pressures of online lifestyles, the topic talks about why we make the decisions we do. The episode additionally looks at the line between financial assistance and enabling, as well as how frequent assistance may destroy beneficial financial habits. This is a practical look at behavioral finance and how understanding your financial behavior today can help you avoid costly mistakes later. Andres Perez Cabrera, a senior from Hyattsville majoring in accounting and finance. Pranav Sasikumar, a sophomore from Clarksburg majoring in finance. Hibaq Yasir, a junior from Silver Spring majoring in information systems. Guest host: Sumeja Abdi, a senior from Coppenhagen, Denmark majoring in economics and business administration.

    9 min

  7. 12/03/2025

    UMD Financial Resources

    In this episode of Financially Fearless, four students from the Financial Peer Mentoring class discuss the financial resources available for students at the University of Maryland. This includes information on scholarships, on-campus jobs, emergency grants, and managing finances as a student athlete. Together, they break down everything you are looking for when it comes to managing money for college and their own personal insights. Ibaad Abbai, a junior from Baltimore majoring in psychology. Wasay Malick, a junior from Bel Air majoring in neurobiology and physiology. Michelle Yang, a junior from Hagerstown majoring in accounting. Guest host: Nanda Kota, a junior from Frederick majoring in neurobiology and physiology.

    11 min

  8. 12/03/2025

    Financial Wellness

    Welcome to the Financial Wellness Center’s podcast where we focus on financial wellness topics regarding University of Maryland students. This episode is an introduction and overview of what it means to promote financial wellness and how it compares to financial literacy and its connection to financial success. This episode kicks off the first season of the podcast created by BMGT399A: Financial Peer Mentoring students in the Fall 2025 section. We hope you enjoy, learn something, and come back for season 2! Sophie DiFrank, a sophomore from Rockville studying finance. Madeleine Max, a sophomore from Reiserstown studying finance and marketing. Guest host: Manasa Alur, a senior from Ellicott City studying finance and economics with a minor in real estate development.

    12 min
  • 8 Episodes

Ratings & Reviews

5
out of 5
2 Ratings

About

Promoting financial wellness for students at the University of Maryland and beyond.

Information

  • Creator
    Financial Wellness Center
  • Episodes
    8
  • Rating
    Clean
  • Copyright
    © 2025 Financially Fearless