Finscale in English Solenne Niedercorn

In a time when many are returning to work after summer holidays, it was an honour to interview Chris Skinner, the founder of The Finanser, who has been a preeminent voice in the finance and tech world for the past two decades. In this insightful episode, Chris sheds light on the intricacies of digital transformation in banking, reflecting on its imminent future amidst game-changers like blockchain.

He emphasises the pivotal role of digitisation in fostering financial inclusion, especially in underbanked regions, and discusses how technology can proactively address environmental and societal challenges, a theme central to his book 'Digital for Good'.

He also shares pearls of wisdom from his journey with 'The Finanser,' his influential blog brimming with advice, sharp humor, and a wealth of innovative ideas. A discussion truly worth its weight in gold.

This is an excerpt from the episode published on Sunday.

In a time when many are returning to work after summer holidays, it was an honour to interview Chris Skinner, the founder of The Finanser, who has been a preeminent voice in the finance and tech world for the past two decades. In this insightful episode, Chris sheds light on the intricacies of digital transformation in banking, reflecting on its imminent future amidst game-changers like blockchain.

He emphasises the pivotal role of digitisation in fostering financial inclusion, especially in underbanked regions, and discusses how technology can proactively address environmental and societal challenges, a theme central to his book 'Digital for Good'.

He also shares pearls of wisdom from his journey with 'The Finanser,' his influential blog brimming with advice, sharp humor, and a wealth of innovative ideas. A discussion truly worth its weight in gold.

Lending is one of the major pain points in finance, both from the perspective of lenders and borrowers. I have been following Teylor for a while, and it was high time for me to have a discussion with its CEO, Patrick.

Starting as a solution to lending SMEs in Germany, Teylor cleverly diversified by developing a lending-as-a-service solution and a feature-rich SaaS platform for banks.

Taylor aims to support SMEs while helping financial institutions streamline their lending operations. We also talked with Patrick about the financing aspect and the reasons that led this Switzerland-based startup to structure itself around a securitization vehicle in Luxembourg, enabling various types of lenders to participate in the financing process: junior, senior, and mezzanine tranches.

This approach has allowed them to handle substantial volumes and rapidly expand their business. It is an episode I thoroughly enjoy, combining technicality and European structuring.

This is an excerpt from the episode published on Sunday.

Lending is one of the major pain points in finance, both from the perspective of lenders and borrowers. I have been following Teylor for a while, and it was high time for me to have a discussion with its CEO, Patrick.

Starting as a solution to lending SMEs in Germany, Teylor cleverly diversified by developing a lending-as-a-service solution and a feature-rich SaaS platform for banks.

Taylor aims to support SMEs while helping financial institutions streamline their lending operations. We also talked with Patrick about the financing aspect and the reasons that led this Switzerland-based startup to structure itself around a securitization vehicle in Luxembourg, enabling various types of lenders to participate in the financing process: junior, senior, and mezzanine tranches.

This approach has allowed them to handle substantial volumes and rapidly expand their business. It is an episode I thoroughly enjoy, combining technicality and European structuring.

It's been a long time since I had in mind to have Stripe on Finscale, but I wanted to cover a topic you wouldn't expect. We are indeed going to talk about carbon removal. To talk about this, I have Nan, who is the Head of Climate at Stripe and also the Head of Frontier.

You are about to discover a woman truly dedicated to her mission. She tells us how Stripe has launched Frontier, aiming to purchase hundreds of millions of dollars in carbon removal between now and 2030.

Together, we can go further. This is Nan's battle cry. We discuss how Frontier aims to address the challenges faced by the traditional offset market and improve measurement and verification methods for carbon removal.

We delve into the concepts of pre-purchases and off-take agreements and understand the philosophy behind this initiative that is gathering more and more actors around it.

This is an excerpt from the episode published on Sunday.

It's been a long time since I had in mind to have Stripe on Finscale, but I wanted to cover a topic you wouldn't expect. We are indeed going to talk about carbon removal. To talk about this, I have Nan, who is the Head of Climate at Stripe and also the Head of Frontier.

You are about to discover a woman truly dedicated to her mission. She tells us how Stripe has launched Frontier, aiming to purchase hundreds of millions of dollars in carbon removal between now and 2030.

Together, we can go further. This is Nan's battle cry. We discuss how Frontier aims to address the challenges faced by the traditional offset market and improve measurement and verification methods for carbon removal.

We delve into the concepts of pre-purchases and off-take agreements and understand the philosophy behind this initiative that is gathering more and more actors around it.