Fintech Garden

Igor Tomych & Dumitru Condrea

Fintech Garden is a weekly podcast hosted by industry experts. Each episode dives into the latest in finance, banking, technology, and payments.

  1. Credit inclusion is not a niche problem, with Noah Buchman | Fintech Garden Podcast 144

    FEB 25

    Credit inclusion is not a niche problem, with Noah Buchman | Fintech Garden Podcast 144

    Subscribe to the Fintech Garden Newsletter 👉 https://fintech.garden Meet Noah Buchman, Co-Founder, President and Chief Revenue Officer of Propel Holdings. Noah works cross-functionally across the entire company, championing major initiatives and ensuring the company executes on its strategic plan. Noah leads teams in Strategy, Corporate & Business Development, Communications, Marketing and Customer Acquisition. He also oversees and leads all areas of the numerous and varied bank programs on the Propel platform. Previous episode: Africa's Fintech: Local belief changes everything, with Germain Bahri https://youtu.be/R6mDAqJ4hpI Scaling Without Illusions with Nikolay Popandopulo https://youtu.be/cEoy2aloFwI Timestamps: 00:05 – Intro 00:59 – Why pursue a full banking license 08:15 – How to enter the US market 13:23 – How licensing unlocks the ecosystem 18:54 – Fintech-banking collaboration 21:15 – Tradeoffs of a licensed bank 27:10 – What can this bank do? The Fintech Garden is hosted by Igor Tomych, founder and CEO of DashDevs, and Dumitru Condrea, founder of Novafin. All conversations revolve around the world of fintech, movers and shakers, how decisions are made. Make sure to tune in to stay ahead of the curve when it comes to how the world of finance is evolving before our eyes. Follow us: https://fintech.garden Check out DashDevs: https://dashdevs.com Connect with our hosts Igor Tomych: https://www.linkedin.com/in/igortomych/ Dumitru Condrea: https://www.linkedin.com/in/dcondrea/ Guest Noah Buchman: https://www.linkedin.com/in/noah-buchman-bbb3079/

    31 min
  2. Africa's Fintech: Local belief changes everything, with Germain Bahri | Fintech Garden Podcast 143

    FEB 18

    Africa's Fintech: Local belief changes everything, with Germain Bahri | Fintech Garden Podcast 143

    Subscribe to the Fintech Garden Newsletter 👉 https://fintech.garden Meet Germain Bahri, Co-Founder & CGO of Zazu, a company aimed at redefining business banking for Africa’s SMEs. As they share a common professional background, Germain and Novafin's Dumitru Condrea look at how different regions such as Africa defy the fintech playbook usually used in established markets such as Europe and North America. Previous episodeCyber security is not an IT problem, with Dennis Winter: https://youtu.be/wbdyR8BY7ns Timestamps: 00:05 – Intro 00:40 – The Silicon Valley playbook 02:14 – European markets vs African markets 04:38 – Fundraising myths 07:34 – Regulatory landscapes 09:44 – Zazu's mission 14:57 – The African market challenge 19:07 – The trust game 22:15 – The African fintech playbook The Fintech Garden is hosted by Igor Tomych, founder and CEO of DashDevs, and Dumitru Condrea, founder of Novafin. All conversations revolve around the world of fintech, movers and shakers, how decisions are made. Make sure to tune in to stay ahead of the curve when it comes to how the world of finance is evolving before our eyes. Follow us: https://fintech.garden Check out DashDevs: https://dashdevs.com Connect with our hosts Igor Tomych: https://www.linkedin.com/in/igortomych/ Dumitru Condrea: https://www.linkedin.com/in/dcondrea/ Guest Germain Bahri: https://www.linkedin.com/in/germainbahri/

    27 min
  3. Security is only as strong as the weakest link, with Dennis Winter | Fintech Garden Podcast 142

    FEB 11

    Security is only as strong as the weakest link, with Dennis Winter | Fintech Garden Podcast 142

    Igor and Dumitru switch things up once more only to focus on security this time. Meet Dennis Winter, CTO of Boerse Stuttgart Digital and Chief Security Officer at Boerse Stuttgart Group, the second biggest stock exchange in Germany and the 6th in Europe. With over two decades of experience in building and scaling digital products, he combines deep technical expertise with a strategic perspective. Dennis shares his perspective and expertise on the importance of driving security-aware culture across all levels of an organization. On top of that, the guest highlights what it's like to put the customer at the focal point when establishing security protocols. Criminals don’t steal money. They steal identities. With Dan Feaheny: https://www.youtube.com/watch?v=Qj8mop_z1_o AI vs Fraud: Inside Device Fingerprinting with Catherine Woneis: https://www.youtube.com/watch?v=TiPQQItHgQk Timestamps: 00:05 – Intro 02:01 – Let's talk security 04:05 – Human-centric security risks 07:33 – Proactive vs reactive security 11:08 – Security 10 years ago vs now 14:45 – Keeping humans at the frontlines of security 21:09 – The AI talk 24:59 – Post-quantum cryptography The Fintech Garden podcast is hosted by Igor Tomych, founder and CEO of DashDevs, and Dumitru Condrea, founder of Novafin. All conversations revolve around the world of fintech, movers and shakers, how decisions are made. Make sure to tune in to stay ahead of the curve when it comes to how the world of finance is evolving before our eyes. Subscribe on Spotify: https://podcasts.apple.com/us/podcast/fintech-garden/id1777608140 Subscribe on Apple Podcasts: https://open.spotify.com/show/1UqXDeSyPartbS10Dz8bl7 Follow Igor Tomych on LinkedIn: Linkedin.com/in/igortomych Follow Dennis Winter on LinkedIn: https://www.linkedin.com/in/denniswinterberlin/ Follow Fintech Garden on LinkedIn: Linkedin.com/in/fintechgarden Visit DashDevs: https://dashdevs.com/

    35 min
  4. Stablecoins are popular because they solve a real problem, with Chris Mason | Fintech Garden Episode 141

    FEB 4

    Stablecoins are popular because they solve a real problem, with Chris Mason | Fintech Garden Episode 141

    Meet Chris Mason, who has worked in the payments industry for 25 years. As co-founder and CEO of Orbital, he leads the company’s strategic direction and ensures operational execution to deliver on that vision. He sets the overall vision for Orbital to address fundamental problems in global enterprise payments, particularly between traditional banking systems and digital assets like stablecoins. Timestamps: 0:05 – Intro 0:24 – Chris Mason background & career 2:20 – Evolution of payments 3:28 – Why cross-border payments are still broken 4:08 – Founding Orbital & the original problem 5:05 – Early adoption of stablecoins at Orbital 6:12 – Stablecoins 7 years ago vs today 7:27 – Emerging markets vs Western markets 9:54 – Why stablecoins solved a real customer problem 11:50 – Stablecoins as a market-driven solution 14:19 – Regulation, MiCA, and compliance trade-offs 16:05 – Blockchain transparency vs traditional banking opacity 19:20 – Swift, correspondent banking, and compliance inefficiency 21:29 – Liquidity in stablecoin payments explained 23:02 – Premiums, regulation gaps & currency controls 25:04 – Governments vs technology (“shield and spear”) 25:41 – Future of digital money & stablecoins 27:04 – Market hype vs material progress Disclaimer: The views and information shared here are for general informational purposes only and do not constitute financial, investment, legal, or other professional advice. Authors do not guarantee the accuracy or completeness of the content. Products and services mentioned may not be available in all jurisdictions and are subject to applicable regulations. Listeners and readers should conduct their own due diligence and consult with a qualified advisor before making any financial decisions. ___ The Fintech Garden podcast is hosted by Igor Tomych, founder and CEO of DashDevs, and Dumitru Condrea, founder of Novafin. All conversations revolve around the world of fintech, movers and shakers, how decisions are made. Make sure to tune in to stay ahead of the curve when it comes to how the world of finance is evolving before our eyes. Subscribe on Spotify: https://podcasts.apple.com/us/podcast/fintech-garden/id1777608140 Subscribe on Apple Podcasts: https://open.spotify.com/show/1UqXDeSyPartbS10Dz8bl7 Follow Igor Tomych on LinkedIn: Linkedin.com/in/igortomych Follow Chris Mason on LinkedIn: https://www.linkedin.com/in/chris-mason-24957614/ Follow Fintech Garden on LinkedIn: Linkedin.com/in/fintechgarden Visit DashDevs: https://dashdevs.com/

    31 min

About

Fintech Garden is a weekly podcast hosted by industry experts. Each episode dives into the latest in finance, banking, technology, and payments.