Fireside Chat Series

Consult Disrupt

Join me every Wednesday and get to know more about leaders in the equipment finance industry. Listeners will get a better understanding of the organizations that these individuals present, career paths, current state of equipment finance, along with some fun banter with all guests.

  1. Jul 8

    Episode #284 Fireside Chat with Mitch Rice, CEO of Commercial Capital

    Mitch Rice, CEO of Commercial Capital, joins Jesse Johnson on this week’s Fireside Chats with Jesse. In this episode, Mitch shares the story of Commercial Capital, a second-generation, family-owned equipment finance company based in Lenexa, Kansas. Mitch talks about growing up around the business, joining the company after college, learning the industry from the ground up, and helping lead Commercial Capital through growth, change, and economic uncertainty. Mitch and Jesse also discuss what it means to build a relationship-driven equipment finance company, why doing the right thing still matters, how Commercial Capital grew from 19 people to 65, and the leadership lessons that come with scaling a business while protecting culture. Topics covered in this episode include: The history of Commercial Capital and its family-owned roots How Mitch entered the equipment finance industry Lessons learned from selling equipment and financing early in his career Navigating the 2008 and 2009 downturn Why doing the right thing matters in equipment finance Commercial Capital’s focus on construction and material handling Growing from 19 employees to 65 Hiring the right people and protecting company culture The pressure and responsibility of leadership Why peer relationships through ELFA, NEFA, and industry events matter Advice for younger professionals entering equipment finance Why relationships remain the most valuable asset in the business If you work in equipment finance, commercial finance, small-ticket lending, construction finance, material handling, vendor finance, or relationship-driven sales, this conversation offers a practical look at leadership, growth, and long-term trust in the industry. Subscribe for more conversations with leaders across the equipment finance industry. Thank you to our Fireside Chat sponsors: Consult Disrupt, Liventus, Inc. and Equipment Finance Cares. #equipmentfinance #commercialfinance #smallticketfinance #vendorfinance #leadership #entrepreneurship #familybusiness #FiresideChatsWithJesse #ConsultDisrupt #Liventus #EquipmentFinanceCares Subscribe to Fireside Chats with Jesse on Soundwise

  2. Jul 1

    Episode #284 Fireside Chat with Dominic Janney President of Canon Financial Services

    Dominic Janney, President of Canon Financial Services, joins Jesse Johnson on this week’s Fireside Chats with Jesse. In this episode, Dominic shares his career journey through the equipment leasing and equipment finance industry, from getting his start at Advanta Leasing to helping build Marlin Leasing, and now leading Canon Financial Services. Dominic and Jesse discuss the importance of relationships, mentorship, company culture, customer-first thinking, and developing the next generation of equipment finance professionals. Dominic also shares how Canon Financial Services approaches long-term partnerships, employee engagement, internship programs, AI, and industry involvement through ELFA. Topics covered in this episode include: Dominic’s path into equipment leasing and equipment finance Getting started at Advanta Leasing Lessons from the early days of Marlin Leasing The impact of mentors and long-term industry relationships Why reputation matters in equipment finance Canon Financial Services’ role as a captive finance company Helping businesses access equipment and technology Building a strong employee culture Canon Financial Services winning culture recognition from Monitor Developing interns and next-generation talent Using AI to reduce manual tasks and improve employee productivity Why customer-first thinking matters in financial services The value of ELFA involvement and industry engagement Building long-term, generational customer relationships If you work in equipment finance, leasing, captive finance, vendor finance, customer experience, leadership, or financial services technology, this conversation offers a thoughtful look at how relationships, culture, and innovation continue to shape the industry. Subscribe for more conversations with leaders across the equipment finance industry. Thank you to our Fireside Chat sponsors: Consult Disrupt, Liventus, Inc. and Equipment Finance Cares. #equipmentfinance #equipmentleasing #captivefinance #vendorfinance #leadership #companyculture #financialservices #CanonFinancialServices #FiresideChatsWithJesse #ConsultDisrupt #Liventus #EquipmentFinanceCares Subscribe to Fireside Chats with Jesse on Soundwise

  3. Jun 24

    Episode #283 Fireside Chat with Manny Yopisov, CEO of Advanced Recovery Group

    Manny Yosipov, CEO of Advanced Recovery Group, joins Jesse Johnson on this week’s Fireside Chats with Jesse to talk about commercial collections, entrepreneurship, leadership, and the role recovery services play in the broader finance ecosystem. In this episode, Manny shares his path from finance and healthcare into building Advanced Recovery Group, a commercial collections company serving multiple industries, including equipment finance. Manny talks about seeing an opportunity in a space where many businesses were settling for mediocre service, slow communication, and limited accountability. Jesse and Manny also discuss why collections should not only be viewed as a last resort. When handled correctly, recovery can help lenders protect their portfolios, help business owners avoid larger problems, and keep essential equipment in place so companies can continue operating. This conversation also gets into entrepreneurship, company culture, servant leadership, employee motivation, delayed gratification, and why business owners need to think differently about how they build teams. Topics covered in this episode include: Manny Yosipov’s career path into commercial collections The story behind Advanced Recovery Group Why collections and recovery services matter in equipment finance Helping lenders protect portfolios before problems get worse The difference between reactive collections and proactive recovery strategy Building a company with culture, accountability, and purpose Why employee motivation and leadership matter more than ever The role of commercial finance in supporting small businesses How recovery work can help businesses stay operational Why equipment finance remains a relationship-driven industry If you work in equipment finance, commercial finance, lending, collections, recovery, operations, or business leadership, this episode offers a practical and candid look at a part of the finance world that does not always get enough attention. Subscribe to Fireside Chats with Jesse for weekly conversations with leaders across the equipment finance industry. Thank you to our Fireside Chat sponsors: Consult Disrupt, Liventus, Inc., and Equipment Finance Cares. #EquipmentFinance #CommercialFinance #Collections #RecoveryServices #AdvancedRecoveryGroup #FiresideChatsWithJesse #ConsultDisrupt #EFCares #Liventus #BusinessLeadership #Entrepreneurship Subscribe to Fireside Chats with Jesse on Soundwise

  4. Jun 19

    Episode #282 Fireside Chat with Arvind Cadambi - Vice President of Lion Technology Finance

    Arvind Cadambi, Vice President of Lion Technology Finance, joins Jesse Johnson on this week’s Fireside Chats with Jesse to talk about equipment finance, vendor programs, technology financing, entrepreneurship, and the importance of relationships in growing a finance company. In this episode, Arvind shares how he entered the equipment finance industry in 2006, built experience in IT leasing and vendor finance, worked inside a bank environment, and eventually became part of the team at Lion Technology Finance. Jesse and Arvind discuss the evolution of Lion Technology Finance, including its focus on IT leasing, software financing, vendor programs, construction finance, and lower middle market opportunities. They also talk about what it takes to grow a finance company through changing markets, interest rate pressure, tariffs, bank pullback, private capital, and shifting customer expectations. A major theme in this conversation is adaptability. Arvind shares why equipment finance companies need to keep evolving, use technology, improve process, and stay close to customers and vendors. Topics covered in this episode include: Arvind Cadambi’s path into equipment finance The story and growth of Lion Technology Finance IT leasing, software financing, and vendor programs Building a finance company through changing market cycles Why lower middle market opportunities remain attractive How tariffs, affordability, and rate movement are affecting customers The value of relationships in equipment finance Why industry associations and networking still matter The difference between vendor finance and middle market transactions Using process and technology to scale without unnecessary headcount Why equipment finance continues to be a resilient industry If you work in equipment finance, vendor finance, commercial lending, IT leasing, software financing, fintech, banking, or middle market finance, this episode offers a practical look at how one growing finance company is navigating today’s market. Subscribe to Fireside Chats with Jesse for weekly conversations with leaders across the equipment finance industry. Thank you to our Fireside Chat sponsors: Consult Disrupt, Liventus, Inc., and Equipment Finance Cares. #EquipmentFinance #VendorFinance #TechnologyFinance #ITLeasing #SoftwareFinancing #LionTechnologyFinance #FiresideChatsWithJesse #ConsultDisrupt #EFCares #Liventus #CommercialFinance #MiddleMarketFinance Subscribe to Fireside Chats with Jesse on Soundwise

  5. May 13

    Episode #280 Fireside Chat with Jonathan Hibma- Managing Partner of EFFI Finance

    Jonathan Hibma, CEO and Managing Partner of EFFI Finance, joins Jesse Johnson on this week’s Fireside Chats with Jesse. In this episode, Jonathan shares his journey into equipment finance, from starting college in economics and biochemistry to finding his way into the business side of healthcare, finance, leasing, and eventually equipment finance. Jonathan talks about the early lessons that shaped his career, the value of mentorship, and why relationships continue to matter in an industry that is becoming more digital, more competitive, and more complex. We also discuss the EFFI Finance model, how the company supports clients, and why being well-priced and well-structured is key to being well-financed. Topics covered in this episode include: Jonathan Hibma’s path into equipment finance Moving from science and healthcare into business and finance Early career lessons in leasing and commercial finance The importance of mentorship and learning from experienced leaders Building EFFI Finance and supporting clients with the right financing strategy Why structure matters as much as rate What it means to be well-priced, well-structured, and well-financed Relationship selling in equipment finance Helping clients evaluate the full picture, not just one transaction Leadership, team building, and developing the next generation The role of Equipment Finance Cares and giving back to the industry This episode is a great conversation for anyone in equipment finance, commercial finance, lending, leasing, vendor finance, or sales who believes long-term relationships, thoughtful structure, and doing the right thing still matter. Subscribe to Fireside Chats with Jesse for more conversations with leaders across the equipment finance industry. #EquipmentFinance #EFFIFinance #EquipmentLeasing #CommercialFinance #VendorFinance #RelationshipSelling #Leadership #EquipmentFinanceCares #FiresideChatsWithJesse Subscribe to Fireside Chats with Jesse on Soundwise

  6. May 6

    Episode #279 Fireside Chat with Joe Applegate- COO of Time Value Software

    Joe Applegate, Senior Vice President and third-generation family member at TimeValue Software, joins Jesse Johnson on this week’s Fireside Chats with Jesse. In this episode, Joe shares the story behind TimeValue Software, the evolution of T-Value, and how a tool that many people in equipment finance rely on every day has continued to adapt over time. Joe talks about how TimeValue Software started, how T-Value became such a trusted solution across equipment finance, leasing, lending, accounting, and legal markets, and why accurate financial calculations remain so important in the industry. We also get into the continued shift from desktop software to cloud-based tools, API-driven calculations, integrations, user experience, and what customers are asking for today. Topics covered in this episode include: Joe Applegate’s path into TimeValue Software The history of TimeValue Software and T-Value Why T-Value became so widely used in equipment finance The complexity behind accurate finance and lease calculations Why companies should be careful before building their own calculation engine Desktop software vs. cloud-based financial tools How APIs are changing access to calculation functionality The importance of accuracy, reliability, and trust in financial software How TimeValue Software supports equipment finance, legal, accounting, and lending markets Why customer feedback continues to shape the product roadmap The future of T-Value and calculation technology This episode is a great conversation for anyone in equipment finance, commercial finance, leasing, lending, accounting, legal finance, or fintech who relies on accurate calculations, amortization schedules, present value, irregular payments, yield, rate, and lease finance tools. If you work in equipment finance, this is a behind-the-scenes look at one of the tools that has quietly supported the industry for decades. Subscribe to Fireside Chats with Jesse for more conversations with leaders across the equipment finance industry. #EquipmentFinance #TValue #TimeValueSoftware #EquipmentLeasing #CommercialFinance #FinTech #LeaseAccounting #FinancialTechnology #LendingTechnology #APIs #FiresideChatsWithJesse Subscribe to Fireside Chats with Jesse on Soundwise

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Join me every Wednesday and get to know more about leaders in the equipment finance industry. Listeners will get a better understanding of the organizations that these individuals present, career paths, current state of equipment finance, along with some fun banter with all guests.