From Terminal to Tech Stack: Inside the Payments Evolution

In this episode of Payment Talks, host Scott Harkey sits down with Ainsley Merchant, Senior Director of Financial Services Growth at Worldpay to discuss one of biggest shifts shaping the payments ecosystem today: software-led decision-making. 

Recorded after our exclusive Payments Panel event in London, Scott and Ainsley unpack how embedded payments, verticalised platforms and ecosystem partnerships are redefining how financial institutions grow and compete. 

Tune in to learn: 

• Why software-first thinking is changing how payment providers go to market 

• How ISVs and platform players are driving vertical innovation 

• What’s next for embedded payments, orchestration and agentic AI 

• Why flexibility, not just reach, is becoming a key differentiator 

• The evolving role of partnerships in driving scale, speed and innovation 

Get a practical look at how leading players are navigating complexity, building adaptability into their tech stacks and preparing for the next wave of disruption in payments.