Get Invested

Real estate investing can actually be for everyone.

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Get Invested is a podcast where Jordan—a doctorate in English and the furthest you can be from a finance/investing guy—tackles one investing topic per week with his best friend, Matthias, a successful real estate investor, to help you better understand how to maximize your own investments and future. capitalvelocityinvestments.substack.com

6D AGO

The Purchase and Sale Agreement (PSA)

It’s music to Jordan’s literary critic ears: this week, he and Matthias discuss why the written word matters. In a commercial real estate acquisition—even more so than a residential one—everything must come back to the “four corners of the contract.” In other words, these major deals and negotiations are all tethered and made possible by what the page contains. When you’re not just buying or selling a property, but also a business, these negotiated parameters make all the difference. Finally, we’d like to apologize for Jordan’s audio: we’re not sure what happened, but the consensus is that for some reason and somehow, his computer decided to record his audio with his camera (yes, that’s an actual thing) rather than his mic. But, we carry on in this all-new Get Invested. KEY TAKEAWAYS 1. When working to put a PSA together, there’s a delicate balance between being too vague and too specific in the language. 2. It might sound crazy, but, in this kind of transaction, the shrewd GP ensures up front exactly what s/he’s buying for the specified price, and exactly from whom or what s/he’s buying it. Properties that are businesses can have complicated, overlapping legal entities. 3. Due diligence to purchase a commercial property includes both vetting the property itself and the business it’s claimed to generate. 4. It’s always best practice to include an exhaustive list of documentation that you will require to review for the deal. If a listed item doesn’t apply, you simply move on. If one does apply that’s not there, you’re wasting precious time negotiating its inclusion and then waiting for its delivery. 5. It would be wonderful if everyone operated in good faith, we all had perfect memories, and we could all simply come to verbal agreements over a handshake to make this kind of deal happen. Unfortunately, in this world, we need clear contracts and lawyers to draw them up and execute them. TOPIC & TIME 01:17 - Understanding Purchase and Sale Agreements 14:22 - Due Diligence in Real Estate Transactions 21:33 - Contract Essentials 24:39 - The Importance of Comprehensive Documentation 26:56 - Contingencies and Amendments in Commercial Deals 29:10 - Wholesalers in Real Estate Transactions This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit capitalvelocityinvestments.substack.com

42 min
APR 7

Talking to Your Parents about Money, Pt. 2

In part two of two in this conversation about family financial discussions, things occasionally get a bit heavy. Matthias, Jordan, and Rev. Stone talk about various role transitions, primarily parents adjusting their approach to advising their children when they become adults and the adult children becoming the advisors to siblings, parents, or maybe both. This role can also mean having less-than-pleasant conversations, or even helping decide end-of-life plans with and/or for the parents. All these conversations need to be deftly and delicately approached and handled. The guys discuss all this and more on an all-new Get Invested. TOPIC & TIME 00:10 - Transitioning Advisory Roles 07:10 - Family Financial Conversations 17:17 - Building Trust in Financial Decisions 20:26 - Navigating Family Financial Dynamics 25:57 - Final Financial Preparations This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit capitalvelocityinvestments.substack.com

40 min
MAR 31

Talking to Your Parents about Money, with Randy Stone, Pt. 1

IN the first half of a two-parter, Matthias and Jordan chop it up with Jordan’s Dad, the Reverend Randy Stone, about the past, planning for the future, and leaving something behind for the next generation. In a wide-ranging conversation, we learn about the reverend’s Five Fundamentals of Fiscal Fitness, and his Four Focuses of Finances, and his current investing goals. No key takeaways this time, just an honest conversation about passing on financial lessons, figuring out how to invest while living frugally, and prioritizing for the future while enjoying the present. It’s an all-new Get Invested. TOPIC & TIME 03:17 - Understanding Self-Directed IRA K-1s for Taxes 11:25 - Reflections on Financial Conversations Across Generations 18:13 - Philosophies of Money Management 24:30 - The Importance of Financial Principles and Investments 32:10 -Family Vacations and Financial Choices 37:15 - Retirement Planning and Financial Security 42:32 - Legacy and Inheritance This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit capitalvelocityinvestments.substack.com

47 min
MAR 24

Don't Let Your Money Be Lazy

Get your money a job or on a workout plan or both. This week, Matthias and Jordan discuss taking the (maybe small) extra steps to ensure that money beyond the immediate operating expenses and safety cash reserves is earning money itself. First objective is to defeat inflation and go from there. You don’t have to give yourself a part-time job to find profitable work for your money. In other news that’s not news at all, Matthias spends a lot of (too much?) time with his CPA, but at least we get an inspirational poster out of it. It’s an all-new Get Invested. KEY TAKEAWAYS 1. Finding ways to smartly deploy small amounts of capital in the short-term accelerates the process of building up large amounts of capital that can be invested in bigger, long-term investments. 2. The process to develop the financial “muscles” that can astutely and adeptly invest starts with curiosity and small forays into different types of investments and financial instruments, and building from there. 3. No matter how safely secured your cash is, it’s never safe from inflation. 4. Developing financial sophistication is no different than developing all the other necessary skills of adulthood. 5. Investing carries risk; but not investing could carry greater risk. TOPIC & TIME 04:36 - Strategies for Putting Money to Work 10:10 - Investment and Inflation 13:02 - Emergency Funds and Financial Education 15:56 - Maximizing Financial Growth 17:48 - Building Financial Muscles 20:58 - Curiosity and Continuous Learning in Investing 23:56 - The Importance of Financial Sophistication 27:35 - Taking Control of Your Financial Future This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit capitalvelocityinvestments.substack.com

33 min
MAR 17

Setting Investor Expectations

No palaver this week; Matthias and Jordan get right to the discussion. We just want to set those expectations now, in case you were expecting life updates and a wee bit of shenanigans. T’would be just the day for a little tomfoolery, we suppose, as we celebrate the day of St. Patrick, but alas, the trick is we did the opposite. Matthias and Jordan discuss ensuring investors—especially new investors—know what to expect when joining a syndication investment: places, contextualized numbers, timelines, setbacks, possibilities, surprises, the works. It’s an all-new Get Invested. KEY TAKEAWAYS 1. Communicating clear expectations starts with explaining in detail the process by which we arrived at out numbers and projections—in short, telling the story behind the numbers. 2. Establishing this narrative means an in-depth discussion of our investing philosophy and business plan up front and encouraging every and all questions. 3. A major part of establishing clear and grounded expectations is complete transparency, including the fact that the unexpected will happen, but investors can expect that we will constantly communicate with them about what’s going on, good and bad. 4. Timelines are the hardest thing to predict and, therefore, the most difficult to accurately set expectations for. For this reason, timelines are always calculated on the long side and updates about the timelines are one of the most crucial things to communicate to investors. 5. In order to present rock-solid numbers to ground sturdy expectations, our investment return projections never include a cash-out refinance. Our business plan succeeds and meets projected numbers without that variable we cannot control. TOPIC & TIME 00:10 - Managing Investor Expectations: A Core Philosophy 03:38 - Conservative Underwriting: Setting Realistic Projections 08:45 - Communicating Risks and Building Trust 14:03 - The Importance of Narrative in Real Estate Investments 17:08 - Anticipating the Unexpected in Property Management 19:00 - The Unpredictability of Life and Business 19:17 - The Challenges of Property Rehabilitation 21:51 - Setting Realistic Expectations for Timelines 24:16 - Communication During Challenges 27:49 - The Importance of Transparency with Investors 31:23 - Linking Returns to Projections 35:09 - Projections without a Refinance This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit capitalvelocityinvestments.substack.com

38 min
MAR 10

Investing after 65

We respect our elders and their wisdom in all things, of course, but this week Matthias and Jordan discuss the possible investment strategies of those looking toward or in their retirement/golden years. We realize that this group is still vibrant and ambitious, but, at the same time, they might bring their hard-earned capital and learning to bear in an advantageous way not available to the callow youth. Matthias and Jordan dive into all the possibilities. Meanwhile, Ethan has picked up the American Pastime, and Jordan reminisces about when the now middle-aged hosts did the same. It’s an all-new Get Invested. KEY TAKEAWAYS 1. The 4% rule isn’t necessarily the way to go. 2. The great news is that you now have plenty of time to research and learn about different investments and investment strategies. 3. At this stage, priorities should probably shift to capital preservation and cash flow. 4. This probably means seeking out investments that will have strong cash flow early, or a high CoC. 5. Even though real estate investment may have a longer timeline, there are ways to invest in a stable property and see an early return, while not sacrificing long-term results. TOPIC & TIME 05:12 - Shifting Objectives in Retirement Investing 11:25 - Understanding the 4% Rule in Retirement Planning 16:16 - Cash Flow vs. Capital Preservation 18:14 - Investment Strategies for Retirees 23:15 - Navigating Real Estate Investments as a Retiree 28:47 Balancing Risk and Reward in Retirement Investments This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit capitalvelocityinvestments.substack.com

36 min
MAR 3

The Good Double Dip of Real Estate

No George Costanza was required for this episode; and, yes, we know that, according to MythBusters, double dipping was never that bad. But put down your chips and salsa, because we’re discussing the wonderful mechanic of forced appreciation through increasing a property’s Net Operating Income (NOI). This is fundamental economic lever of power for the value-add strategy and crucial to understanding why targeted, conservatively underwritten real estate investment proves so lucrative. In other news, Matthias and family went on a cruise where there was plenty of sunshine and, apparently, germs, and Jordan went “Whinging in the Rain.” It’s an all-new Get Invested. KEY TAKEAWAYS 1. When purchasing a multifamily (and many other types of) property, you’re buying an income, not just an asset that’s a set of buildings. 2. The higher the income of a property (that is a business), the higher the purchase price. 3. Raising a property’s NOI both increases investors’ distributions AND increases the property’s valuation, maximizing cash flow and property value. 4. Executing a value-add business plan forces appreciation by developing the property into a better product and stronger cash-flowing asset through renovations and operations. There is no need to wait on the market itself to appreciate and increase a property’s value. 5. This type of investment is way less vulnerable to the unpredictable movements of other investments, like stocks and securities. When planned correctly, operators have much more control of how the investment goes than any change in the overall market. TOPIC & TIME 07:06 - Understanding Apartment Valuation and Net Operating Income 13:32 - The Double-Dip Strategy in Real Estate Investing 14:23 - Understanding Real Estate Investment vs. Stock Market 16:22 - The Concept of Forced Appreciation 19:51 - Steps to Increase Property Value 27:01 - Marketing and Visibility in Real Estate 31:04 - The Double-Dip Effect in Real Estate Investment This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit capitalvelocityinvestments.substack.com

35 min
FEB 24

Land Development with Brandon Cobb

Matthias and Jordan dive into the promising world of land development. Call it a prequel to what CVI does. A deep prequel. We chop it up with Brandon Cobb, CEO of HBG capital, about developing neighborhoods and plots for new housing. KEY TAKEAWAYS 1. Zoning rural farmland for residential housing is key to solving he affordability crisis. 2. Developing land for residential building offers multiple exit points for operators and investors. 3. Opportunity is maximized by knowing key stakeholders in areas with growth potential outside major metropolis areas. TOPIC & TIME 01:26 - Brandon’s Journey from Medical Sales to Real Estate 03:24 - Transitioning to Real Estate and Initial Challenges 06:36 - Raising Capital: Friends, Family, and Networking 10:12 - Understanding Syndication and Scaling Investments 13:26 - Democratizing Investment Opportunities 14:34 - First Land Deal and Lessons Learned 17:58 - Risk Mitigation and Exit Strategies 21:35 - Specialization in Development Projects 22:59 - Understanding the Land Development Process 29:37 - The Importance of Relationships in Development 34:08 - Addressing the Affordable Housing Crisis 36:45 - The Journey into Medical Devices and Education 42:27 - Building Community Through Education and Masterminds This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit capitalvelocityinvestments.substack.com

44 min

5

out of 5

3 Ratings

Get Invested is a podcast where Jordan—a doctorate in English and the furthest you can be from a finance/investing guy—tackles one investing topic per week with his best friend, Matthias, a successful real estate investor, to help you better understand how to maximize your own investments and future. capitalvelocityinvestments.substack.com

Creator

Real estate investing can actually be for everyone.
Years Active

2024 - 2026
Episodes

89
Rating

Clean
Copyright

© Matthias Wilson
Show Website

Get Invested