Getting Real (Estate)

Living Colorado Team

Getting Real (Estate) is a podcast hosted by Kenda Ruck & John Wilkinson, two real estate brokers in Denver, Colorado, who both relocated to Colorado and dish on everything from the best coffee shops, restaurants and places to visit to what it's like living in Colorado, including important market stats, tips & tricks on buying/selling a home and what it's really like to live in this great state. If you are relocating to Colorado, have ideas on what we should cover or interested in buying/selling a home here, give us a follow.

  1. 2d ago

    4% Interest Rates?! Some Denver Builders Are Pulling Out All The Stops. What Should You Do If You're Considering Buying a New Home.

    Explore the benefits of new construction and current mortgage trends. The landscape of real estate is shifting, and if you’re considering a new home, now is the time to explore your options. In this conversation, John Wilkinson and Kenda Ruck delve into the nuances of new construction homes amidst rising mortgage rates and what that means for buyers. ## The 4% Mortgage Rate One of the standout features discussed is the appealing 4% mortgage rate being offered by many new construction builders. As John points out, this is significantly lower than the current market average of around 7%. > "New construction builders are offering a 4% rate right now, which is really amazing." - John Wilkinson This rate can vastly change buyers' financial landscapes, making newer homes more accessible. ## Understanding Buyer Incentives Kenda highlights a crucial shift in how builders are approaching pricing and incentives. Instead of lowering home prices, builders are increasing incentives to make monthly payments more manageable for buyers. "Builders are not reducing the prices of their homes, but they are focusing on a different area to discount their homes, and that's the point of entry in that monthly payment." - Kenda Ruck For instance, builders like Lenar have ramped up their incentives, offering an average of 13% of the sale price in incentives, compared to only 5% historically. ## The Psychological Edge of Model Homes Both John and Kenda discuss the psychological factors at play when visiting model homes. The inviting atmosphere and appealing staging are designed to help potential buyers envision their lives in the space. > "When you walk into a model home, the first thing is it's bright and airy and it's brand new... It's done very intentionally." - Kenda Ruck However, it’s crucial for buyers to remain grounded and consider what the home will actually feel like with their furniture and lifestyle integrated into the space. ## Key Takeaways for Buyers - **Focus on monthly payments:** With rising interest rates, understanding how the monthly payment impacts your budget is more critical than ever. - **Consider long-term plans:** If you plan to stay in your new home for several years, a lower rate can be beneficial, but if your stay will be shorter, weigh your options carefully. - **Be aware of contracts:** Always have a realtor review any contracts from builders, as they may not follow the standard Colorado-approved agreements. As you navigate the current real estate market, remember to consider all angles when it comes to new construction. Keeping informed about mortgage rates, buyer incentives, and the psychology of home buying will empower you to make the best decisions for your future. --- For more insights, check out the full episode where John and Kenda explore these topics in depth.

  2. Sep 11

    Relocating to Denver? Exploring the Neighborhoods of Highlands and LoHi, Two of Denver's Most Popular Neighborhoods

    Living in Denver means navigating its vibrant neighborhoods, and in this episode, John Wilkinson and Kenda Ruck unpack the differences between Highlands and LoHi. ## The Neighborhoods Defined Highlands and LoHi are often confused, yet they offer distinct lifestyles. John explains, "LoHi is a very narrow area of the Highlands, closest to downtown, featuring walkable streets and a vibrant restaurant scene." In contrast, the broader Highlands area boasts larger lots and a more family-oriented feel. ## Who Lives Where? Kenda poses an intriguing question about the personalities of the neighborhoods. "Who would live in either place?" John suggests that LoHi residents might prioritize urban living, trading yards for rooftop decks, while Highlands appeals to those seeking space and a more suburban vibe. > "LoHi is for those who enjoy nightlife, while Highlands is perfect for families wanting the best of both urban and suburban worlds." - John Wilkinson ## A Brief History Their conversation takes a historical turn, revealing that Highlands was once a rival settlement to Denver. It was founded in 1858 by William Larimer, who later annexed it into Denver in 1896 due to resource issues. Kenda reflects, "Highlands and Denver were separate cities historically, which adds to their unique charm today." ## Unique Attractions The episode also touches on local attractions, including Elitch Gardens, a historical amusement park that dates back to the late 1800s. John reminisces about the park's rich history and its evolution into a fun destination for families. As the conversation unfolds, listeners gain insights into the distinctive lifestyles and histories of Highlands and LoHi, helping them understand which neighborhood might be the right fit for them. Reflecting on this exploration, it's clear that knowing these differences can enhance your experience of living in Denver. For more in-depth insights, listen to the full episode!

  3. Sep 4

    Are You Moving to Colorado? Questions Answered!

    In this heartfelt episode, Kenda Ruck welcomes her sister Tiffany to discuss her potential move from Atlanta to Colorado. As Tiffany contemplates this significant change, she shares her thoughts and questions about leaving the comfort of her life in Atlanta for the adventure of the Rockies for John and Kenda to weigh in. ## A New Chapter Tiffany has lived in Atlanta since 2005, working as a meditation and mindfulness teacher with a focus on stress resilience for first responders. She expresses a longing for a different lifestyle, one that is more aligned with nature and tranquility. "I'm ready to be out of the big city... to be in the mountains," she shares, recognizing Colorado's appeal as a place where she can thrive. ## The Pull of Nature Both Kenda and John Wilkinson, the show's co-host, resonate with Tiffany's desire for a more grounded existence. John highlights the beauty of Colorado's landscapes, emphasizing the grounding experience one gains from nature. "It's that vibe, that energy that pulls so many people to Colorado," he reflects, illustrating the powerful connection to the earth that many find in the mountains. ## Questions About the Move As Tiffany considers this major life change, she asks practical questions about living in Colorado. Proximity to the airport is crucial for her, given her frequent travels. She also seeks insights into the outdoor lifestyle, pondering how accessible the mountains will be from her potential home in Golden. John reassures her, explaining how quick and easy it is to access nature from Golden, with beautiful hiking trails and mountain biking opportunities just a short drive away. ## Community and Belonging Tiffany expresses her desire to build a community in Colorado, noting that while she has a few friends in the area, she is curious about how to connect with others who share her interests. Her passion for bass music and the vibrant scene at Red Rocks spotlights her eagerness to dive into Colorado's cultural offerings. ## Reflection This conversation sheds light on the journey of moving not just locations, but also lifestyles. As Tiffany prepares for her possible transition, she captures the essence of what it means to seek a life that resonates with one's true self. The mountains await, offering not just natural beauty, but an opportunity for growth and connection. For those contemplating a similar journey, remember that every move is an adventure, and the right time for a change is often now. To explore more about Tiffany's journey and the insights shared, listen to the full episode.

  4. Aug 28

    What the Real and Remax Merger Means for Agents and Clients

    In this edition, we dive into the recent acquisition of Remax by Real, exploring its implications for agents and clients alike. John and Kenda share their insights from their experiences with both companies and what this merger might mean for the future of real estate. ## A New Era in Real Estate John kicks off the conversation by highlighting the excitement surrounding the acquisition. "Real acquired Remax, the globally recognized real estate brand," he notes. This transaction raises important questions: What does it mean for agents? And what can clients expect as a result? Both hosts have experienced transitions in their careers, making their perspectives particularly valuable. John recalls his time at Realty Austin, which was acquired by Compass. The transition was swift, but he emphasizes how the new technology platform improved agent workflow and client communication. > "The communication flow was a lot smoother and there was more transparency," John explains, emphasizing the importance of clients being in the loop about their transactions. ## The Impact on Agents Kenda reflects on her own experiences with the franchise model at Remax, discussing the challenges of monthly fees and multiple platforms. She highlights how these factors contributed to their decision to explore options that better fit their business model. "The franchise model was costing us money every month, and we weren't producing enough to offset those expenses," Kenda shares. As they transition to Real, both John and Kenda are optimistic about the streamlined processes and the advanced technology that will benefit their clients. The merger is poised to offer a blend of brand recognition and innovative tech solutions that could redefine real estate transactions. ## Technology Meets Transparency John and Kenda discuss the role of technology in enhancing the client experience. The introduction of AI tools like Hey Leo is a game-changer, allowing agents to provide seamless service from start to finish. "This cloud-based brokerage offers such an opportunity for seamless service," Kenda notes, emphasizing the potential for a smoother process for clients. ## Looking Ahead As the industry evolves, both hosts acknowledge the growing importance of adapting to new models and technologies. The conversation wraps up with a sense of anticipation for the future, as the merger of Real and Remax may signal a shift in how real estate is done. The landscape of real estate is changing, and this acquisition could be a pivotal moment for agents and clients alike. Stay tuned for more insights as the story unfolds! --- For a deeper dive into this discussion and more insights, be sure to listen to the full episode.

  5. Aug 21

    Navigating School Changes: Insights on Kids' Mental Health When A New School Year Starts

    As families settle into new routines this school year, the conversation about children’s mental health becomes even more critical. In this episode, I sat down with my sister Heather Latre, a licensed marriage family therapist, to explore how parents can support their children through transitions and the misconceptions surrounding kids and therapy. ## The Family System and Therapy Misconceptions Heather emphasizes the importance of understanding the family system in therapy. Many parents mistakenly believe that their child's mental health struggles reflect their parenting abilities. "One of the biggest misconceptions is that when a child is struggling with a mental health issue, it’s a reflection on their parenting," Heather explains. It’s vital for parents to recognize that various factors can influence a child's well-being, not just parenting choices. ## Building Resilience Through Change Reflecting on our upbringing as Army brats, Heather shared how moving frequently taught her resilience and social skills. "When you're in a state of discomfort, that's when you develop the most growth," she noted. For children facing new environments, whether moving to a new school or transitioning to a new grade, these experiences can be daunting yet transformative. ## Coping Mechanisms for Kids Heather suggests that maintaining routines can significantly help children adapt to new situations. "Even if you're moving to a new city, keeping the same routine at home is essential. Family dinners and regular schedules provide stability," she advises. This consistency helps children feel secure amidst change. Additionally, Heather encourages parents to foster positive conversations about upcoming challenges. By asking, "What are you excited about this new grade?" rather than focusing solely on fears, parents can help children approach challenges with a growth mindset. ## The Importance of Honest Conversations Throughout our discussion, Heather highlighted the necessity of honest communication with children. "If you pretend like everything's going to be perfect, the first time they face a challenge, they might think they did something wrong," she warns. Instead, acknowledging that both good and hard experiences can coexist helps children build trust and resilience. ## Engaging with Older Kids For older children, ongoing check-ins about their goals and experiences can be beneficial. Heather suggests asking open-ended questions that invite reflection and discussion, fostering an environment where kids feel comfortable sharing their thoughts and feelings. As we embark on this new school year, let’s remember that the journey through change can be challenging yet enriching. Supporting our children through these transitions with understanding and open dialogue is crucial for their mental health and development. For more insights and stories from Heather, tune into the full episode. Together, we can navigate these changes and foster a supportive environment for our children.

  6. Aug 14

    Empowering Families: A Precious Child's Mission in Colorado

    In this episode of A Living Colorado's Getting Real Estate podcast, Kenda and John sit down with Courtney Wickberg, the Chief Communications Officer of A Precious Child, a nonprofit dedicated to providing essential resources to children and families in need across the Denver metro area. ## Building Community Connections Courtney shares her journey with A Precious Child, which she joined shortly after moving to Colorado 16 years ago. The organization, founded just two years before her arrival, has grown significantly, and she emphasizes the importance of community involvement. > "I get to see truly the best in humanity every single day... it just fills my cup." This sentiment resonates throughout the conversation as they discuss how community members come together to donate and volunteer, making a tangible impact on the lives of families in need. ## Meeting Basic Needs with Dignity A Precious Child operates a resource center that provides basic essentials—clothing, hygiene products, food, and more—at no cost. Courtney highlights their innovative approach, allowing families to shop in a dignified setting. > "We want families to have that same experience. We want it to be clean, we want it to be organized." The organization also runs a backpack program that serves over 11,600 children, ensuring they start the school year prepared and confident. ## Addressing Housing Insecurity The discussion also touches on the growing challenges of housing insecurity in Colorado. Courtney notes that many families are living in cars or facing mobility issues as they search for affordable housing. A Precious Child strives to support these families by connecting them with essential resources, ensuring they feel seen and cared for. > "When you empower the child, you're also empowering the parent." ## The Role of Agency Partners To identify families in need, A Precious Child collaborates with over 300 agency partners, including schools and other nonprofits. These partners help refer families who may not appear in need but are struggling behind the scenes. Courtney's insights into the evolving landscape of need in the community reveal the depth of A Precious Child's commitment to serving families with dignity and respect. In reflecting on this important work, it’s clear that the mission of A Precious Child is not just about providing resources but about fostering a sense of community and belonging. For a deeper dive into Courtney's inspiring story and the impactful work being done at A Precious Child, listen to the full episode. Best, Kenda & John A Living Colorado's Getting Real Estate Podcast

  7. Aug 7

    What's It Like To Live in Sterling Ranch, CO?

    Have you ever imagined living in a brand-new town from the ground up? Welcome to Sterling Ranch, a master-planned community in Douglas County, Colorado, that is not just growing but thriving. In this post, we’ll explore the unique aspects of Sterling Ranch, its vibrant community, and why it’s becoming a sought-after place for families and individuals alike. ## What Makes Sterling Ranch Unique? Sterling Ranch is not just another housing development; it is a community designed with intention. The visionaries behind this project wanted to recreate a nostalgic American town where families can thrive, children can play freely, and neighbors can become friends. With over 12,500 homes planned and a projected population of 30,000, this community is on the rise. ### The Planning Behind the Community The planning for Sterling Ranch took about 10 to 15 years before the first home was built. The goal was to create an environment that promotes outdoor activities, family gatherings, and a close-knit community feel. The developers envisioned a place where kids could ride their bikes safely and families could enjoy evening gatherings on their porches. ### Multi-Generational Living One of the standout features of Sterling Ranch is its appeal to multi-generational families. Home prices range from the mid-400s to over a million, allowing for diverse family structures. The community encourages young families to settle in, while their parents or other relatives move nearby, creating a unique family-oriented atmosphere. Some homes even feature separate living spaces designed specifically for in-laws, showcasing the focus on multi-generational living. ## Lifestyle and Amenities: Living Your Best Life Sterling Ranch offers more than just beautiful homes; it provides a lifestyle filled with amenities and activities that cater to all age groups. ### Outdoor Activities and Nature Nature enthusiasts will thrive in Sterling Ranch, which boasts 30 miles of interconnected trails, perfect for biking, running, or leisurely walks. Residents have easy access to nearby parks like Roxborough Park and Chatfield State Park, enriching their outdoor experiences. The community also plans to include various recreational facilities, enhancing the active lifestyle of its residents. ### Community Events and Gatherings The heart of Sterling Ranch lies in its community spirit. Regular events like concerts in the park, family gatherings, and holiday celebrations are common, fostering connections among residents. The community also includes a playground designed for children with special needs, ensuring inclusivity for all families. ## Future Developments and Growth As Sterling Ranch continues to grow, exciting new projects are on the horizon. The Zebulon Sports Facility is set to enhance local sports culture, featuring soccer fields, tennis courts, and a gym for residents. This facility will not only serve the community but also host regional sports events, creating a lively atmosphere. ## Why Choose Sterling Ranch? Sterling Ranch is more than just a place to live; it’s a lifestyle choice. With its unique blend of community spirit, access to nature, and thoughtful planning, it’s an ideal place for families, young professionals, and retirees alike. The ongoing developments signal a commitment to quality living and a bright future for all residents.

  8. Jul 31

    All Hail Hale/Mayfair Neighborhoods in Denver. Two Great Denver Neighborhoods that You Must Check Out

    Welcome to Living Colorado's Getting Real ... Estate. Hale and Mayfair have rich histories, unique architectural styles, and exciting developments, these areas are gaining popularity. Join us as we delve into the geographical layout, ongoing projects, and the housing market trends that make these neighborhoods stand out. ## Understanding the Hale and Mayfair Neighborhoods Hale and Mayfair are two closely-knit neighborhoods in Denver, each with its own character and charm. Hale, though smaller, boasts a strong sense of community and a variety of housing options, from classic bungalows to modern homes. Mayfair, on the other hand, offers a larger area with similar architectural styles and is characterized by its tree-lined streets and parks. ### Geographic Layout of Hale and Mayfair Hale is bordered by Colfax Avenue to the north and Sixth Avenue to the south, extending from Colorado Boulevard to Holly Street. In contrast, Mayfair stretches from Colfax to Sixth Avenue as well but extends east to Monaco and west to Eudora Street. This layout creates a blend of residential and commercial spaces, making it ideal for families and young professionals alike. ### The Impact of the VA Hospital Redevelopment One of the most significant changes in these neighborhoods is the redevelopment of the old VA Hospital site on Claremont Street. This massive project spans 8.2 acres and will include nearly 500 apartments, a market, and retail spaces. The adaptive reuse of the historic building aims to incorporate modern amenities while preserving its architectural integrity. This redevelopment is set to enhance the neighborhood's appeal and increase walkability, making it even more attractive to residents. ### Enhancing Walkability and Community As new developments emerge, the walkability of Hale and Mayfair is also improving. With parks, restaurants, and shops within walking distance, residents can enjoy a vibrant community atmosphere. The Ninth and Co. development, for example, features a mix of retail, dining, and recreational facilities, providing residents with local conveniences and fostering a sense of community. ### Housing Market Trends The housing market in Hale and Mayfair is thriving, with median home prices rising significantly—up 19% year-over-year. As of now, the median price of homes in the area stands at $699,000, making it a more affordable option compared to neighboring districts like Cherry Creek or Congress Park. The demand for homes in this area is driven by its convenient location and the ongoing improvements in infrastructure and amenities. ## Key Takeaways - Hale and Mayfair are two growing neighborhoods in Denver with rich histories and vibrant communities. - The redevelopment of the old VA Hospital site promises to enhance walkability and introduce new amenities. - The housing market is booming, with home prices on the rise, making it an opportune time for buyers.

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About

Getting Real (Estate) is a podcast hosted by Kenda Ruck & John Wilkinson, two real estate brokers in Denver, Colorado, who both relocated to Colorado and dish on everything from the best coffee shops, restaurants and places to visit to what it's like living in Colorado, including important market stats, tips & tricks on buying/selling a home and what it's really like to live in this great state. If you are relocating to Colorado, have ideas on what we should cover or interested in buying/selling a home here, give us a follow.

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