Growing Older with Gusto Gail Zugerman

We all know people who could use a lift by wearing clothing that makes them feel like themselves as they grow older. But what if your clothes are difficult to put on or uncomfortable to wear because you do not move as easily or in the same way you did when you were younger?







Jimmy Zollo, co-founder & CEO of Joe & Bella, created a fashionable adaptive apparel brand for older adults. A graduate of Indiana University, Jimmy polished his marketing & sales skills with the NBA, WNBA before joining the team at GrubHub, one of Chicago's most successful startups. His role on the team of creating critical partnerships led to GrubHub's expansion nationally & provided a foundation for the company's future sales strategy.







Jimmy and his father Peter have collaborated together once before with Collaborata, a market research startup, before  getting together once again to create Joe & Bella. This previous experience allowed them to gain insight into a market they identified through their own personal family need. The result is a fabulous line of contemporary apparel for people with physical or mental limitations.







Jimmy talks with host Gail Zugerman about how his past work experiences & personal life experiences combined to spark the idea for Joe & Bella.

Today’s guest on the podcast, Benjamin Surmi, is a  younger person devoted to helping people grow older with gusto.







His background as an activity director, home repair coordinator, & Lifelong Learning Center Director has given him the tools to create new products, and techniques for empowering people in various stages of life.







We talked about his current work which includes:







* The new era of technology which combines the physical and the technological world* Bridging the generation divide* The technique called “Humanitude” developed by a company in France that promotes better care for people that are compromised.  It’s based on communication techniques and an online course is available.* A description of the Koelsch community* Predictions on how new products and techniques will combine to provide a better quality of life for everyone as we grow older.* The importance of lifelong learning







Take a walk & listen in as Ben Surmi brings us up to date with modalities and products designed to help us grow older with gusto. You can reach Ben at:  bms@koelschsenior.com







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Adapt or disappear is the mantra of our guest, John Manhold. John is an amazing Renaissance man who at age 102 just finished writing his latest book.  His many interests and his ability to keep transforming allows for him to continue being vital.  He has lived an incredible life, and he shares his secrets for adapting with us in this podcast episode.







He has been able to simultaneously work as a research scientist, pathology professor, world lecturer, internationally renowned sculptor, and licensed US Coast Guard Merchant Marine. Also,  he is a survivor of WWII and the Korean War.  Free time finds him golfing and boating.







Conversation in this episode:







What advice does he give for living to the Century mark? I’ll give you a few of his thoughts, and listen to this podcast episode to really learn the secret sauce for living a well-lived life up to, and past 100.







A few nuggets:







He tells us how his nomadic lifestyle gave him great pleasure and was a stimulating way to live.  Younger people need to study history, moderate their usage of “new-fangled items,” and learn the difference between listening and hearing.







The one thing that has given him strength throughout his life is the belief in a higher power.  He jokes on the podcast by saying, “There are no atheists in foxholes!”







Today he keeps busy reviewing books for Amazon. His webpage is: www.johnmanhold.com.







Please listen to this latest episode  on your favorite podcast platform and watch him on our YouTube Channel: Growing Older With Gusto

Today we launched a new season and our first guest is financial wizard, Sarry Ibrahim, who is going to tell us how we can grow older not only with gusto but how to grow our money with gusto!







Here are some of the topics we covered in this episode:







The 3 Keys To Better Understand Money When You Are Younger







* Know your financial self.  Become familiar with your current savings, income, debt and average expenses.* Know your habits; understand how you  spend and save money.  Identify any previous successful financial projects.* Understand the concept of opportunity cost; what it really means to save, invest  and spend.







What To Do At Each Age To Prepare For The Future







25- 45 Years Old:  Accumulation Phase; buy a home or rental property. Grow your savings and pay down debt.  This includes 401K’s IRA and Infinite Banking.







45-65 Years Old: Protection Phase; Paying down the majority of debt and increasing your net worth.







60 Years Old+: Gifting Phase; plan on passing on your net worth to the next generation using an estate plan and other resources.







How To Motivate Yourself Prepare for Retirement?







Think of your future self.  Consider the tax component of your money.







What is helpful is starting a “forced savings”. It’s like a recurring bill.







What is Wealth Weapon The Ultra Wealthy Use As They Grow Older With Gusto?







Sarry gave the example of a wealthy tech client who decided to put his earnings in a cash value life insurance policy. It’s like a savings policy with dividends, it’s protected from taxes and you can borrow against it.







How can We Make Social Security Work In Our Best Interests?







Make sure its joined with other retirement accounts. Whole life insurance can help not increase your taxes on Social Security.







3 Keys To Financially Grow Older With Gusto







*  Live life on your own terms. Dream Big. Visualize what you want financially.* Get involved in compound growth early.* Identify ways of protecting your money from risks; economical, market, financial, or legal.

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Our first episode in May for Growing Older With Gusto has us exploring the ways we can continue to drive as we grow older without being a hazard on the road.







Our guest, Henry Rameriz, of Oakland, California is an expert in anything to do with driving.  His background as a California Highway Patrol, and owner of the Bay Area Driving School provides him with lots of experience.







Some of the topics we discussed are:







* Teaching nuns at a convent to drive* Unusual teachers at his Driving School* The Consequences of Marijuana on driving* Road Rage* How to Fix Traffic Collision Problems* Ways of Getting Older Family Members off The Road







Henry is also the author of “ Driver TuneUp” available on Amazon, Barnes & Noble, and Lulu Books. 







Put in those earbuds and take a Spring Walk as you learn some insightful tips on deriving as we grow older!