HBA BuildCast

HBA Podcast

The Home Builders Association of Greater Baton Rouge is a professional, regional home-builder association dedicated to promoting, protecting, and preserving the homebuilding industry. Listen to our local builders and other industry-related business owners and learn more about who they are and what they do!

  1. 10/13/2022

    David Alello and Mike Hebert with Assurance Financial

    In Episode 23 of the HBA BuildCast, Rebecca Harris of HBA|GBR sits down with David Alello and Mike Hebert with Assurance Financial, HBA Platinum Industry Partner. Listen in as David and Mike explain the 2-1 Buydown product and Assurance Financial's Builder Program. Interested in learning more about the Assurance Financial? Visit them on the web at https://assurancemortgage.com or you can reach their Bluebonnet branch at 225-218-9746 or their Prairieville branch at 225-239-7166. In this Episode: 1:00 - David's role as Regional Sales Manager at Assurance 1:35 - Assurance Financial got its start in Baton Rouge 1:57 - Assurance Financial is represented in several states across the US 2:52 - Mike's role at Assurance as Branch Manager in the Prairieville Office 4:35 - Assurance is always looking to expand their product suite 5:18 - A product that has come back in to the market is the: 2-1 Buydown 6:20 - Essentially buying down the interest for the borrower 7:45 - Opportunity for builders or real estate agents to market to homebuyers 8:26 - The buydown program can be a good fit for any potential homebuyer 9:20 - Present your property in a light to attract more buyers 9:36 - Join us at the HBA Gumbo Cookoff - register at hbagbr.org/events 10:20 - Biggest advantages to the buydown program 11:10 - Potential for homeowners to refinance after the buydown program to lock in a lower rate 11:22 - If rates drop within a year and the homeowner is able to refinance, the unused funds that were allocated to buy down a rate are returned to homeowner 11:45 - If interested in participating in the buydown program contact any of Assurance Financial's Loan Officers to learn more 12:27 - Assurance Financial's Builder Program 13:15 - A partnership between Assurance Financial and Builders to provide credit or closing costs funds to builders 15:15 - The Assurance Difference: What sets Assurance Financial apart  16:15 - Provides quality pre-approval documentation 18:35 - Assurance Financial can provide spanish communication and translation to any potential homebuyer or seller 19:09 - Best advice Mike has been given 19:20 - Best advice David has been given

    21 min

Ratings & Reviews

5
out of 5
4 Ratings

About

The Home Builders Association of Greater Baton Rouge is a professional, regional home-builder association dedicated to promoting, protecting, and preserving the homebuilding industry. Listen to our local builders and other industry-related business owners and learn more about who they are and what they do!