Heir Necessities

Katherine Fox, CFP®, CAP®
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Heir Necessities with Katherine Fox is your insider's guide to the complex world of inheritance. Join Katherine – a CERTIFIED FINANCIAL PLANNER™, wealth manager, and inheritor who's been in your shoes – for bi-weekly, 15-minute episodes that demystify the inheritance process. Katherine breaks down everything from awkward family money talks to ethical investing. She's your personal "old white man translator," turning stuffy financial jargon into advice you'll actually use. Whether you're dealing with a trust fund, a surprise windfall, or are anticipating an inheritance, Heir Necessities has straight talk and smart strategies to help you navigate your newfound wealth. Tune in for insights and honest conversations to help you write your own financial story – because there's more to inheriting wealth than just the money.

  1. 15H AGO

    My Family Spent $100,000 in the Last 3 Months: Full Budget Breakdown

    FULL EPISODE AND SHOW NOTES: www.sunnybranchwealth.com/blog/spending-recap-q12026 Ever wonder what financial advisors actually spend their money on?  This week I'm sharing a full Q1 2026 budget recap covering everything we spent in the first three months of the year.  If you want to know how much we spend to pay down debt, educate our kids, maintain our home, eat, and satisfy our travel bug, this is the episode for you. Plus, you’ll learn how I track spending (but never keep a budget) as a future inheritor with a net worth over $5 million and family annual income of ~$400,000.  I’m also sharing a full update on our basement renovation, including tips for inheritors who have never renovated a house (but want to in the future)!  This episode is for everyone who thinks they spend too much, too little, or just wants to peek behind the curtain into my financial life. Because when I promise radical financial honesty, you’re going to get it.  --------- Sunnybranch Wealth LLC (“Sunnybranch Wealth”) is a registered investment advisor offering advisory services in the State of Oregon, the State of California, the State of Washington, and in other jurisdictions where exempt. Registration does not imply a certain level of skill or training. The information on this site is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering. This information should not be relied upon as the sole factor in an investment making decision. Past performance is no indication of future results. Investment in securities involves significant risk and has the potential for partial or complete loss of funds invested. It should not be assumed that any recommendations made will be profitable or equal any performance noted on this site.

    16 min

  2. APR 2

    How Jointly Inheriting Real Estate Destroys Sibling Relationships (and What You Can Do About It)

    FULL EPISODE AND SHOW NOTES: www.sunnybranchwealth.com/blog/jointly-inherited-real-estate Inheriting property jointly with your sibling(s) sounds simple enough…until it isn’t.  What happens if one of you wants to sell and the other doesn’t? What happens if you both want to keep the house, but can’t decide who gets to use it when? What if you both want to live in it?  There are a million ways this can go wrong. And when it does, the results can be relationship-ending. But it doesn’t have to be that way. In this episode, I break down the conversations you NEED to have while your parents are still alive. Because the best way to avoid this situation is to prevent it from ever happening. And if you’re already in the thick of a joint property ownership with siblings, I’ve got the advice you need - no matter which side of the issue you’re on.    -------------- Sunnybranch Wealth LLC (“Sunnybranch Wealth”) is a registered investment advisor offering advisory services in the State of Oregon, the State of California, the State of Washington, and in other jurisdictions where exempt. Registration does not imply a certain level of skill or training. The information on this site is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering. This information should not be relied upon as the sole factor in an investment making decision. Past performance is no indication of future results. Investment in securities involves significant risk and has the potential for partial or complete loss of funds invested. It should not be assumed that any recommendations made will be profitable or equal any performance noted on this site.

    13 min

  3. MAR 26

    Your Rich Parents’ 3 Biggest Money Fears (+ How To Manage Them)

    FULL EPISODE AND SHOW NOTES:  www.sunnybranchwealth.com/blog/rich-parents-money-fears Are you trying to talk to your parents about money, but keep saying EXACTLY the wrong thing?  In this episode, I'm breaking down the three biggest fears that drive every financial decision wealthy parents make.  Then, I’m translating what those fears mean for you as an inheritor.  Once you understand what's going on in your parents’ heads, these conversations get a whole lot less painful. This is what I do best: translate "rich white man" into advice that inheritors can actually use.  Find the full report on ultra-high net worth families at: https://www.kitces.com/blog/ultra-high-net-worth-family-concerns-25m-advisor-services-upmarket/ -----  Sunnybranch Wealth LLC (“Sunnybranch Wealth”) is a registered investment advisor offering advisory services in the State of Oregon, the State of California, the State of Washington, and in other jurisdictions where exempt. Registration does not imply a certain level of skill or training. The information on this site is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering. This information should not be relied upon as the sole factor in an investment making decision. Past performance is no indication of future results. Investment in securities involves significant risk and has the potential for partial or complete loss of funds invested. It should not be assumed that any recommendations made will be profitable or equal any performance noted on this site.

    17 min

  4. MAR 19

    Why Inheritors Don’t Give Enough Money Away (and What To Do About It)

    FULL EPISODE AND SHOW NOTES: www.sunnybranchwealth.com/blog/inheritance-charitable-giving Most people assume that inheriting millions makes philanthropy easy. You have tons of money to write the big checks…right?!   But my personal experience as an inheritor, and professional experience working with other inheritors, tells a very different story.  Learning to give money away in a way that feels personally impactful and meaningful is one of the hardest challenges many new millionaires face. It means fighting against everything capitalism taught you. It means coming to grips with your own version of “enough.”  It means learning that giving money away doesn’t make you smarter than the people who are doing the work on the ground.  Building a lifelong practice of charitable giving is one of the most fulfilling and rewarding parts of being a younger inheritor. It’s also the part that no one helps you with. But that’s about to change. If you’ve been writing checks but still feel like something major is missing in your giving, this episode is for you.  ------- Sunnybranch Wealth LLC (“Sunnybranch Wealth”) is a registered investment advisor offering advisory services in the State of Oregon, the State of California, the State of Washington, and in other jurisdictions where exempt. Registration does not imply a certain level of skill or training. The information on this site is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering. This information should not be relied upon as the sole factor in an investment making decision. Past performance is no indication of future results. Investment in securities involves significant risk and has the potential for partial or complete loss of funds invested. It should not be assumed that any recommendations made will be profitable or equal any performance noted on this site.

    12 min

  5. MAR 12

    What Four Generations of Money Taught Me About Building (and Keeping) Wealth

    FULL EPISODE AND SHOW NOTES: www.sunnybranchwealth.com/blog/my-family-money-story Why do I think it’s so important to have honest conversations with your family about money?  It all starts with my own story.  In this episode, I take you back over 100 years to the woman who laid the foundation for my family's wealth.  Join me as I walk through the four generations that grew, protected, and passed down the money my family has today.  You’ll learn what the name Sunnybranch means, what my parents taught me about money as a teen, and how everything I learned about money growing up shaped the way I show up for inheritors like you.  ------------------- Sunnybranch Wealth LLC (“Sunnybranch Wealth”) is a registered investment advisor offering advisory services in the State of Oregon, the State of California, the State of Washington, and in other jurisdictions where exempt. Registration does not imply a certain level of skill or training. The information on this site is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering. This information should not be relied upon as the sole factor in an investment making decision. Past performance is no indication of future results. Investment in securities involves significant risk and has the potential for partial or complete loss of funds invested. It should not be assumed that any recommendations made will be profitable or equal any performance noted on this site.

    10 min

  6. MAR 5

    What Gen X, Millennial and Gen Z Inheritors Get Wrong About Wills and Trusts

    FULL EPISODE AND SHOW NOTES: www.sunnybranchwealth.com/blog/estate-planning-for-inheritors What would happen to your money if you died tomorrow? Estate planning is one of those things that everyone knows they should do, but no one actually does.  It's the "eat your broccoli" of the financial planning world.  But if you're a current or future inheritor, estate planning isn't optional.  In this episode, I cut through the noise of TikTok influencers pitching complicated trust structures to give you a clear breakdown of exactly what estate documents you need and why.  I'll also tell you when a trust is worth it, when it's overkill, and the one mistake that could make your trust completely useless.  If estate planning is on your 2026 to-do list, this is the episode that will get you moving.  ----------------------------  Sunnybranch Wealth LLC (“Sunnybranch Wealth”) is a registered investment advisor offering advisory services in the State of Oregon, the State of California, the State of Washington, and in other jurisdictions where exempt. Registration does not imply a certain level of skill or training. The information on this site is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering. This information should not be relied upon as the sole factor in an investment making decision. Past performance is no indication of future results. Investment in securities involves significant risk and has the potential for partial or complete loss of funds invested. It should not be assumed that any recommendations made will be profitable or equal any performance noted on this site.

    14 min

  7. FEB 26

    The Property and Liability Insurance Mistakes That Leave Inheritors Exposed

    FULL EPISODE AND SHOW NOTES: www.sunnybranchwealth.com/blog/property-and-liability-insurance-inheritors What you don't know about your homeowner's insurance could cost you everything.  In this episode of Heir Necessities, I break down the biggest property + casualty insurance mistakes inheritors make, from underinsured homes to dangerous gaps in liability coverage.   I see these mistakes in most of the policies I review. They're probably hiding in your insurance, too.  We're talking underinsured homes, water damage surprises, and the liability exposure too many inheritors don't consider.  If you're a high-net-worth inheritor insured by State Farm or Geico, I need you to pay attention. Listen to this episode for all the information you need to make sure all your most valuable assets are fully protected in 2026. ------------------- Sunnybranch Wealth LLC (“Sunnybranch Wealth”) is a registered investment advisor offering advisory services in the State of Oregon, the State of California, the State of Washington, and in other jurisdictions where exempt. Registration does not imply a certain level of skill or training. The information on this site is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering. This information should not be relied upon as the sole factor in an investment making decision. Past performance is no indication of future results. Investment in securities involves significant risk and has the potential for partial or complete loss of funds invested. It should not be assumed that any recommendations made will be profitable or equal any performance noted on this site.

    11 min

  8. FEB 19

    Your Financial Advisor Is Charging Too Much...And I've Got The Receipts

    FULL EPISODE & SHOW NOTES: www.sunnybranchwealth.com/blog/sunnybranch-process-and-pricing Sunnybranch Client Service Calendar: www.sunnybranchwealth.com/s/SW-Client-Service-Calendar.pdf If you're paying your financial advisor 1% and all you're getting is someone clicking buttons to manage your investments, I’ve got some bad news. You’re paying too much money for too little value.  In this episode, I break down four levels of financial advisor service that (spoiler!) all cost you the same amount of money.  I also explain what you should be getting for a fee that starts at 1% of assets under management.  Listen for a rundown of Sunnybranch's full client service calendar, from January tax letters to year-end charitable giving strategies, so you can see exactly what comprehensive wealth management looks like.  Whether you're an inheritor trying to figure out if your advisor is actually working for you, or you just realized you’re paying too much money for too little advice, this episode is your wake-up call.  It's time to find an advisor who provides real value for the fee you pay them.  Sunnybranch Wealth LLC (“Sunnybranch Wealth”) is a registered investment advisor offering advisory services in the State of Oregon, the State of California, the State of Washington, and in other jurisdictions where exempt. Registration does not imply a certain level of skill or training. The information on this site is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering. This information should not be relied upon as the sole factor in an investment making decision. Past performance is no indication of future results. Investment in securities involves significant risk and has the potential for partial or complete loss of funds invested. It should not be assumed that any recommendations made will be profitable or equal any performance noted on this site.

    16 min
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Ratings & Reviews

4
out of 5
8 Ratings

About

Heir Necessities with Katherine Fox is your insider's guide to the complex world of inheritance. Join Katherine – a CERTIFIED FINANCIAL PLANNER™, wealth manager, and inheritor who's been in your shoes – for bi-weekly, 15-minute episodes that demystify the inheritance process. Katherine breaks down everything from awkward family money talks to ethical investing. She's your personal "old white man translator," turning stuffy financial jargon into advice you'll actually use. Whether you're dealing with a trust fund, a surprise windfall, or are anticipating an inheritance, Heir Necessities has straight talk and smart strategies to help you navigate your newfound wealth. Tune in for insights and honest conversations to help you write your own financial story – because there's more to inheriting wealth than just the money.

Information

  • Creator
    Katherine Fox, CFP®, CAP®
  • Years Active
    2023 - 2026
  • Episodes
    47
  • Rating
    Clean
  • Copyright
    © 2026 Heir Necessities
  • Show Website
    Heir Necessities

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