Water intrusion disputes in HOAs don’t turn into major disputes for just one reason. Some are disasters from the moment water enters a unit. Others spiral because of what follows, such as disputes regarding insurance, deductibles, remediation, relocation, mold, and delays. In this Part 2 of 2, attorney Michael Kushner breaks down the post-leak events that turn water intrusion events in California HOAs into expensive and drawn out disputes. The focus is on what happens after water enters a home and how insurance, deductibles, relocation, remediation, mold, and HOA delay interact to create new damage and new exposure. What You’ll Learn. ✅ How HOA master policies and HO-6 policies interact and where gaps create problems. ✅ Why deductible responsibility depends on governing documents, not HOA shortcuts. ✅ When relocation costs fall on homeowners and how HOA delay can shift those costs back. ✅ Why water intrusion does not automatically mean mold, and when remediation becomes a health issue. In this conclusion to his two-part episode on water leaks in HOAs, Kushner explains how delay after notice can create new damage, new expenses, and new exposure that did not exist at the outset. This episode also covers the concrete steps homeowners should take to document problems, push for action, and protect themselves when an HOA minimizes, stalls, or mishandles a water intrusion event. 🎧 📞 If you enjoyed this episode, please like and subscribe to HOA HELL. Listen on YouTube at @hoahellpodcastofficial or wherever you get your podcasts. To schedule a consultation, visit https://mbkchapman.com/ and mention the HOA HELL discount. DISCLAIMER: This content constitutes attorney advertising. The content of this podcast is for general informational purposes only and does not constitute legal advice. No attorney-client relationship is created by listening to this podcast, submitting a question, or receiving a response. Always consult with a licensed attorney regarding your specific legal situation. MBK Chapman and Michael Kushner disclaim any liability for actions taken or not taken based on the information provided in this podcast. This communication does not constitute a guarantee, warranty, or prediction regarding the outcome of your legal matter. ABOUT: Michael Kushner created and taught the systems now used by the biggest law firms in the state focused on HOA litigation. Managing partner of MBK Chapman, and author of the best-selling book, HOA HELL, Kushner teaches homeowners how to fight their bad HOAs and win. 💥 Amazon [https://tinyurl.com/tx47hmvn] | Barnes & Noble [https://www.barnesandnoble.com/s/hoa%20hell] #DavisStirlingAct #CaliforniaHOA #WaterIntrusion #HOAWaterDamage #HOAInsurance #HOADeductibles #HOARelocation #HOAMold #badHOA #HOAHell 🔥 HOA Hell California’s #1 HOA attorney shares real legal tools to help homeowners fight back—and win. 👉 Got an HOA nightmare? Submit your question at HOAHELLpodcast@mbkchapman.com. more about your rights as a homeowner: https://MBKChapman.com 📲 Follow us: Instagram: @mbkchapmanpc YouTube: HOA Hell (https://www.youtube.com/@HOAHELLpodcastofficial)