75 episodes

Do you want to learn how to secure the bag beyond your 9-5 and break away from the traditional ways of managing money?

If you’re nodding your head yes, then join Sierra K. Howard and her dope ass guest, who are millennials of color, securing the non-traditional bag. Tune in every week for a new money session where you will learn actionable money strategies that will help you finally live financially free without restrictions!

I Don't Do Budgets‪.‬ Sierra Howard

    • Business
    • 4.8 • 229 Ratings

Do you want to learn how to secure the bag beyond your 9-5 and break away from the traditional ways of managing money?

If you’re nodding your head yes, then join Sierra K. Howard and her dope ass guest, who are millennials of color, securing the non-traditional bag. Tune in every week for a new money session where you will learn actionable money strategies that will help you finally live financially free without restrictions!

    This is Why I Don't Do Budgets

    This is Why I Don't Do Budgets

    Welcome to I Don’t Do Budgets! You may be wondering harpo who dis woman!? Well in this introduction episode I talk about how I graduated from college and got my first “big girl salary job” and was living paycheck to paycheck because I didn’t really learn how to properly manage money growing up. I’m gone say it again for the people in the back: I was living paycheck to paycheck with a SALARY job!
    Listen to the episode to find out how I stopped living paycheck to paycheck, started teaching others how to manage their money, and how I Don’t Do Budgets was born.
    Social Media Info:
    I Don’t Do Budgets IG: @idontdobudgets
    #IDontDoBudgets #IDDB

    • 14 min
    The 3 Things I Do INSTEAD of Budgets

    The 3 Things I Do INSTEAD of Budgets

    So I know there are people out there in the world like me who hate the “B” word… Budget. I’ve tried using budgets more than once but I would always end doing a budget for 2-3 months back and would eventually go back to my bad money habits. I ALWAYS felt like I was on a restricted money diet. Budgets just didn’t work for your girl. After figuring out budgets didn’t work for me, I developed my own unique strategies that I’ve personally found more effective while still allowing me to work towards financial freedom.
    Listen to this episode to find out The 3 Things I Do INSTEAD of Budgets.
    Links Mentioned:
    Qapital Bank
    Rize
    BillShark

    Social Media Info:
    I Don’t Do Budgets IG: @idontdobudgets
    #IDontDoBudgets #IDDB

    • 18 min
    Student Loans Aren’t the Only Option with Candy Pambu

    Student Loans Aren’t the Only Option with Candy Pambu

    Do you wish there was someone around before you went to college to teach you how to AVOID student loans?
    That’s exactly what guest, Candy Pambu started a business doing. Candy is a math teacher by day and college prep coach by evening. She works with students as early as 8th grade to get them ready for college by creating an academic AND financial plan for them to get into the college of their choice while avoiding debt. She got her Bachelor’s from North Carolina State University (go Wolfpack!) and Master's degree from Johns Hopkins University, and graduated with no student loans. I don't mean she paid them off... I mean she’s NEVER taken out a loan for school!
    Do you want to know how? Go ahead and listen now!
    Social Media Info
    Candy Pambu IG: @luckllc
    I Don’t Do Budgets IG: @idontdobudgets
    #IDontDoBudgets #IDDB

    • 50 min
    How Well Are You Adulting? w/ Jennifer Jackson

    How Well Are You Adulting? w/ Jennifer Jackson

    Were you on the struggle bus when you transitioned into adulthood? Like many of us all were!? If so, then you’ll LOVE this episode, where Jennifer and I discuss the transition into adulting and how hard life hit us when the transition happened LOL.
    Jennifer is the creator of ADLT 101 and an online school called The Adulting Academy, a platform designed to support students during their transition into post-graduate life. She started the organization to be a resource for students that she wished she had while in school to make "adulting" a little easier. Jennifer has worked with and been featured by numerous publications including NerdWallet, The Associated Press, US World News, The Washington Post, Chron, Experian, Discover and more.
     
    Now go listen to the episode to see how well you’re adulting!
     
    Linked Mentioned
    Outliers
    Color Full Lives Podcast
     
    Social Media Info:
    Jennifer Jackson IG: @adlt_101
    ADLT Website: https://adlt101.com/
    I Don’t Do Budgets IG: @idontdobudgets
    #IDontDoBudgets #IDDB

    • 1 hr 6 min
    How Jason Butler makes over $500/month with Ebay

    How Jason Butler makes over $500/month with Ebay

    Are you wanting to increase your monthly income? Or maybe you’ve been thinking of starting a side hustle?  If so, then you’ll love this episode where Jason drops gems on how to make money selling items on Ebay and freelancing to become debt free.
     
    Jason Butler started his site, My Money Chronicles in 2013 under the name The Butler Journal. He initially started it to hold himself accountable. He saw other people blogging about their finances and decided to do the same. In 2015, he started to take his blog and side hustles more seriously. Since then he's eliminated over $12,000 with his side hustles. He helps people learn how to make money and shows them how to have fun while they are still in debt.
     
    Now go listen to this episode to get some tips on how to start making money selling things online!
     
    Links Mentioned:
    Fiverr
    Side Hustle Nation


    Social Media Info:
    Jason Butler Twitter: @Money_Chronicle
    Jason Butler Instagram: @mymoneychronicles
    Jason Butler Website: mymoneychronicles.com
    I Don’t Do Budgets IG: @idontdobudgets
    #IDontDoBudgets #IDDB

    • 43 min
    You Won't Build Wealth By Accident with Andre Albritton

    You Won't Build Wealth By Accident with Andre Albritton

    You won’t build wealth by accident. Many of us have been putting off saving, investing, and learning how to manage money. Not taking action right now only holds you back from the life you truly want to live in the future. If you are finally ready to take action and start your journey to building wealth, then you’ll definitely love this episode where Andre and I discuss ways to redefine wealth and reach financial freedom!
     
    Andre Albritton is a nationally recognized personal finance expert for millennials and centennials where he inspires others to reach excellence in finance. His popular bucket approach to personal finances has helped simplify how to reach financial freedom and redefine wealth. His work has been featured on Blavity, HBCU Wall Street, His & Her Money and much more. Dedicated to helping millennials reach freedom, The Millennials Next Door is the digital platform destination for the ambitious who are ready to reach financial freedom.
     
    Now head to the episode and start your first step into learning how to build wealth and become financially free!
     
    Links Mentioned:
    GroundFloor
    Investment Summit 2019
     
    Social Media:
    @TheMillennialsNextDoor - IG, Youtube & Pinterest
    @Millennials_N_D - Twitter
     
    @idontdobudgets#IDontDoBudgets #IDDB

    • 51 min

Customer Reviews

4.8 out of 5
229 Ratings

229 Ratings

GenMakay ,

A podcast for millennials for sure!

I love love love this podcast! Sierra is helping us to get our finances in check. Thanks girl!

erule12 ,

Relatable and real

I love Sierra’s style in these episodes, she’s so real about her life and it feels like you’re talking to an old friend over coffee. If you feel lost, behind on payments, and not sure how to turn things around, listen to her!

acadiachampagne ,

idontdobudgets either!!!

This is everything I needed & so much more. Idontdobudgets is informative, entertaining and relatable. I really appreciate the time & energy spent making each episode so thorough and having such tactical steps to make it easy for the listeners to understand. This podcast will change your outlook on personal finance, be prepared to feel optimistic about your money! 🥰

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