Property Investment Podcast Network

Momentum Media
  • 4.2 (6)
  • Investing
  • Daily

The Smart Property Investment Podcast Network brings together the best of Australian property investment talent within one dedicated platform – delivering investors unparalleled insights to help them create greater wealth through property. Lead by top business podcaster Phillip Tarrant from www.smartpropertyinvestment.com.au, the Smart Property Investment Podcast Network includes a number of focused programs, including: The Smart Property Investment Show, Portfolio Update, Investing Insights with Right Property Group, and more! Join the more than 100,000 listeners every month who tune in to The Smart Property Investment Podcast Network. Join the community, get involved and take action to realise your property investment ambitions. Subscribe today and receive each new podcast direct to your podcast player. For further information visit www.smartpropertyinvestment.com.au or email editor@smartpropertyinvestment.com.au.

  1. 12h ago

    Property Buzz: Another Robodebt? Behind the ATO's automated small business crackdown

    Is Australia heading towards another Robodebt-style scandal? With the ATO accused of using automated systems to pursue struggling small businesses, and questions mounting over the accuracy of its debt collection practices, Phil Tarrant and Liam Garman examine whether the tax office has gone too far, and who's holding it accountable. Meanwhile, the pair discuss the incomplete story on negative equity – and break down the true cost of selling. On this episode of Property Buzz, Phil Tarrant and Liam Garman examine allegations that the ATO is using automated payroll and superannuation data matching to target small businesses, with discrepancies potentially triggering penalties of up to 200 per cent. The pair question whether automated enforcement is producing inaccurate demands, drawing on concerns raised by accountants about the ATO's increasingly aggressive approach. They also call for greater transparency around staff training, remuneration and accountability, warning of the pressure these practices could place on struggling business owners. Meanwhile, Australia's property downturn is gathering pace, with investor loan commitments plunging 30.6 per cent in the September quarter and first home buyer lending falling 8.6 per cent. With some mortgage brokers reporting an 80 per cent collapse in business, the hosts examine why agency principals are returning to the frontline and whether further industry consolidation is inevitable. Finally, Tarrant and Garman unpack the major banks' push to attract borrowers directly through cashback incentives, question the government's investment tax reforms and examine the growing financial risks facing home owners as property prices and transaction volumes decline.

    Property Buzz: Another Robodebt? Behind the ATO's automated small business crackdown

  2. 1d ago

    THE PURE PROPERTY PODCAST: Buy now or wait? Why investors need to rethink their next move

    Falling prices are creating new opportunities, but buying into a downturn without checking cash flow, borrowing power, and long-term plans could leave investors exposed. With capital city prices falling and interest rates rising again, investors are facing a difficult choice: take advantage of softer prices or hold back until the market turns. On The Pure Property Podcast, Phil Tarrant and Paul Glossop speak with senior buyer's agent Aaron Findlay about navigating the downturn, avoiding the trap of trying to time the market, and knowing when to consolidate rather than buy again. The trio examine past property corrections, affordable regional Victorian markets, and the yields now available in established locations. They also discuss the risk of negative equity for buyers who entered Brisbane, Perth, and Adelaide at the peak, and why a seven- to 10-year holding period should shape purchasing decisions. Glossop and Findlay also explain when investors should stop buying and focus on cash flow, review their existing properties and consider whether each asset still serves a purpose in their portfolio.

    THE PURE PROPERTY PODCAST: Buy now or wait? Why investors need to rethink their next move

  3. 2d ago

    SPECIAL SERIES: The art of the deal: How to buy commercial property without getting burned

    A commercial property might promise an attractive yield, but a bad tenant, hidden costs or the wrong lease could turn it into an expensive mistake. Right Property Group's Victor Kumar reveals how experienced investors find, assess, and negotiate commercial property deals, and the red flags that should make buyers walk away. In the final episode of the six-part Post-Budget Guide to Commercial Property Investing, Smart Property Investment's Phil Tarrant and Right Property Group's Victor Kumar bring the series together with a practical guide to finding, assessing and buying commercial property. Victor explains why investors must define their income, growth, and cash flow objectives before searching for opportunities. He then reveals how to uncover on-market and off-market deals, why agent relationships matter, and how to avoid overpaying for poorly understood assets. The pair unpack Victor's 10-point screening checklist, covering everything from location, tenants, and leases to rental yields, financing, capital expenditure, and exit strategies. They also explain how to determine a property's true value, conduct due diligence, and negotiate beyond the purchase price, including settlement terms, vendor works, and finance conditions. Finally, Victor reveals the deal-breakers that make him walk away, from undisclosed rental incentives and unreliable tenants to building defects and compliance issues. With his team asking around 130 questions during due diligence, he explains why even an attractive headline yield is no substitute for knowing exactly what you're buying.

    SPECIAL SERIES: The art of the deal: How to buy commercial property without getting burned

  4. 4d ago

    THE PROPERTY NERDS: Same bank, different rules

    Buying investment property through a trust might sound like a smart strategy, but what if it costs you thousands, shuts you out of half the lending market and stops you from buying your next property? Arjun Paliwal and Jack Fouracre expose the hidden costs of property ownership structures, and why buying with family or friends could be just as risky. On this episode of The Property Nerds Podcast, InvestorKit's Arjun Paliwal and Fouracre Financial's Jack Fouracre challenge the rush to buy through trusts, companies, and joint ownership structures, revealing the financial pitfalls investors often overlook. The pair unpack the costs of setting up trusts, including complex arrangements costing up to $15,000, higher interest rates, ongoing accounting fees, and the inability to offset trust losses against personal income. Fouracre explains why trust borrowers can lose access to more than half of a broker's lending panel, how tighter debt-exclusion policies can restrict borrowing capacity, and why accessing equity for the next purchase is becoming increasingly difficult. They also explore the risks of buying with family or friends, including scenarios where lenders assess one investor against 100 per cent of the debt but recognise only half the rental income. The pair explain how specialised lending policies can help, and when investors may need to unwind joint ownership arrangements. Ultimately, they reveal why the right ownership structure depends on an investor's circumstances, and why understanding the downsides before buying could save thousands and protect future borrowing capacity.

    THE PROPERTY NERDS: Same bank, different rules

  5. 5d ago

    From negative equity to 20 properties: Where a top broker is buying now

    He once burned through his savings after three property purchases went wrong. Now, with a portfolio of around 20 properties, Strategic Brokers' Hung Chuy reveals the lessons behind his investing success, why the big banks are losing business to smaller lenders, and where experienced investors are putting their money as prices fall. On this episode of The Smart Property Investment Show, Phil Tarrant is joined by Strategic Brokers' Hung Chuy to unpack the changing lending landscape, where investors are finding opportunities, and the lessons behind his 20-property portfolio. Chuy explains why second- and third-tier lenders are winning business from major banks, and how equity-rich investors are capitalising on falling prices. He also reveals why Melbourne units are attracting attention, alongside a Sydney apartment purchased for around $420,000 with potential rent of $620 a week. The pair discuss why October to December can be the best time to buy, before Chuy reflects on three off-the-plan Brisbane purchases that left him facing negative equity and drained his savings. He shares what the experience taught him about cash buffers, property selection, and managing risk. Finally, Chuy reveals why he's considering selling a Western Australian property to buy three units, potentially boosting his annual cash flow by $50,000, and why he's prepared to sacrifice capital gains for stronger yields. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

    From negative equity to 20 properties: Where a top broker is buying now

  6. 6d ago

    Which Mortgage: How one SMSF refinance could save $61k and add $300k to your retirement

    Another RBA rate hike is pushing mortgage repayments higher, but thousands of investors could be paying far more interest than they need to. Finni brokers Eva Loisance and Costa Arvanitopoulos reveal how SMSF investors can slash their repayments through refinancing, and how one simple change could save $61,000 over a decade and potentially add more than $300,000 to their retirement nest egg. On this episode of Which Mortgage, host Alex Whitlock is joined by Finni brokers Eva Loisance and Costa Arvanitopoulos to unpack the latest RBA rate hike and how SMSF investors could save tens of thousands of dollars by refinancing. Arvanitopoulos uses his own SMSF portfolio to show how investors could save thousands by refinancing. With SMSF loans typically attracting higher interest rates, he reveals how switching two loans from 7.9 and 7.7 per cent to 7.05 per cent could save $512 a month, or $61,440 over 10 years. Eva then explains how reinvesting those savings at an assumed 8 per cent annual return could add more than $300,000 to his retirement nest egg over 20 years. The trio reveal why SMSF loans often go unchecked, how newer refinancing policies can simplify the process, and why borrowers with clean repayment histories could avoid a full reassessment. They also examine where investors are buying, with Finni's data showing a 14 per cent jump in Victorian loan applications over 12 weeks, and why properties priced between $500,000 and $650,000 are attracting interest. Finally, Loisance ranks her top three lenders, Granite, Macquarie, and Resimac, including a lender offering first home buyers a 5 per cent deposit option without lenders mortgage insurance.

    Which Mortgage: How one SMSF refinance could save $61k and add $300k to your retirement

  7. Nov 6

    Property Buzz: Sellers are getting desperate. Buyers are sitting on billions. Who blinks first?

    Distressed property listings have surged 42 per cent, but Australians are quietly stockpiling billions in mortgage offsets. As another RBA rate hike squeezes borrowers, Phil Tarrant and Liam Garman unpack the risks of bridging loans and parental guarantees in a falling market, and whether the government could be forced to backtrack on its controversial property tax reforms. On this episode of Property Buzz, Phil Tarrant and Liam Garman unpack Australia's cooling property market, with national listings up 19.3 per cent, distressed listings climbing 42.3 per cent and another rate hike putting borrowers under pressure. The pair examine a 168 per cent jump in bridging loan submissions and the risks of buying before selling in a falling market. They also warn about the hidden dangers of parental guarantees, negative equity and commercial property margin calls, and why investors need to understand their exposure. But it's not all doom and gloom. Garman reveals that Westpac's mortgage offset balances have climbed from $71 billion to $81 billion in just 12 months, with National Australia Bank (NAB) reporting a similar trend. Are Australians preparing for a recession, or stockpiling cash for their next investment? The hosts also challenge the popular 18.6-year property cycle theory, questioning whether its apparent accuracy is simply coincidence, and debate whether the government will be forced to wind back its self-managed super fund (SMSF) lending restrictions and negative gearing reforms. Finally, it's listener questions, with the pair tackling debt recycling, the impact of falling property transactions on government tax revenue, and when investors should consider selling rather than continuing to fund a struggling portfolio.

    Property Buzz: Sellers are getting desperate. Buyers are sitting on billions. Who blinks first?

  8. Nov 6

    The rich are getting richer: What experienced investors are buying while everyone else waits

    Before the budget, about half of Kev Tran's new clients were first-time investors. Now most already own two or more properties. Experienced investors with equity and buffers are moving while others wait for the all-clear, and the gap is widening. Tran breaks down four very different plays for four kinds of investors, and why waiting for certainty can leave you six months behind. On this episode of The Smart Property Investment Show, editor Liam Garman sits down with Kev Tran of KTG Property Advisory to unpack why the post-Budget market is splitting buyers in two: those who are acting, and those who are waiting. Tran says the mood is squeezed and confidence is low, yet his seasoned clients see opportunity in a softer market. His first rule is to review your portfolio before you look at a single property: rates, equity, loan-to-value ratios, holding costs, and buffers. For some, that review ends with a clear "hold off". For those who are ready, Tran breaks down four plays for four kinds of investors, with real deals: Tighter budget or cash flow: Melbourne's brick walk-ups, where Tran shares an example of a recent Thornbury apartment and Pascoe Vale villa, plus the due diligence watch-outs on roofs, levies, and insurance. A bigger budget: a Narre Warren house bought for less than a comparable vacant block nearby, with granny flat upside. Regional: Victorian houses yielding around 5 per cent gross. An established portfolio: why he's cautious on commercial if you're not ready – but for those who are, he shares the example of an industrial unit he bought at a 6.7 per cent net yield. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

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The Smart Property Investment Podcast Network brings together the best of Australian property investment talent within one dedicated platform – delivering investors unparalleled insights to help them create greater wealth through property. Lead by top business podcaster Phillip Tarrant from www.smartpropertyinvestment.com.au, the Smart Property Investment Podcast Network includes a number of focused programs, including: The Smart Property Investment Show, Portfolio Update, Investing Insights with Right Property Group, and more! Join the more than 100,000 listeners every month who tune in to The Smart Property Investment Podcast Network. Join the community, get involved and take action to realise your property investment ambitions. Subscribe today and receive each new podcast direct to your podcast player. For further information visit www.smartpropertyinvestment.com.au or email editor@smartpropertyinvestment.com.au.

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