America's Wealth Management Show

America's Wealth Management Show
  • 4.4 (33)
  • Investing
  • Updated Weekly

Modern Wealth Management presents America's Wealth Management Show with Dean Barber. Dean and his guests, America's leaders in the financial industry, have made it their missions to show everyone how to grow, keep, and leave their money. Since 2003, America's Wealth Management Show has informed and educated retirees and those nearing retirement on what life is like after your working career ends. Investment advisory services offered through Modern Wealth Management, LLC, an SEC Registered Investment Adviser.

  1. 1d ago

    5 Wealth Protection Strategies for Your Retirement

    Discover 5 wealth protection strategies that could possibly defend your nest egg against crashes, taxes, and inflation. Get your Modern Confidence Score: https://bit.ly/4iKfirz  Meet with us:   https://bit.ly/46Bny5U Education center:  https://bit.ly/4cUSIsC Video Chapters: 0:33 - Introduction: 5 Wealth Protection Strategies with Dean Barber & Chris Rett 1:37 - Strategy 1: How do I avoid unnecessary market and concentration risk? 12:17 - Strategy 2: How do my CFP and CPA work together to lower my lifetime taxes? 15:14 - Strategy 3: How do I audit my risk profile? 18:58 - Strategy 4: How do I plan for healthcare and memory care inflation? 21:50 - Strategy 5: How do I structure my estate plan to pass wealth to my heirs? 24:24 - Conclusion: Defending what you've built Send us a questions to be featured on the show at: Questions@modwm.com  For more educational content visit: https://www.youtube.com/@MeetModernWealth  Check out our other videos: https://youtu.be/BdM-15mxEDM?si=D7AftiJLLwiyPU0f  https://youtu.be/O-nGasrm5HE?si=Mup8P2NTi13R9-2Q  https://youtu.be/BL2pmLI8dRw   Sources: • https://statoasis.com/post/sp500-drawdowns-since-1870  • https://www.usinflationcalculator.com/inflation/historical-inflation-rates/   ______ Investment advisory services offered through Modern Wealth Management, LLC, a registered investment adviser.  The views expressed represent the opinion of Modern Wealth Management, a Registered Investment Adviser. Information provided is for illustrative purposes only and does not constitute investment, tax, or legal advice. Modern Wealth Management does not accept any liability for the use of the information discussed. Consult with a qualified financial, legal, or tax professional prior to taking any action.

  2. Aug 27

    Average 401(k) Balance by Age: How Much Should I Have Saved for Retirement?

    Get your Modern Confidence Score: https://bit.ly/4y1uF3c  Meet with us: https://bit.ly/3Ug5P1e Education center: https://bit.ly/46lcMAK Asking how much money you need to retire is the wrong question. Learn how to calculate the exact income gap needed to make work optional. Video Chapters: 0:00 - How much do I need to retire? 0:58 - What does it mean to make work optional? 2:03 - Vanguard 401(k) Data: Why average balances mask median realities 3:08 - Necessary vs. Discretionary Spending: Mapping your lifestyle 6:42 - $3M with no plan vs. $1.5M with a plan 9:48 - Why $1 Million in a Traditional IRA is not $1 Million in a Roth 13:09 - How do I calculate my financial independence gap? 18:13 - Managing the 5 biggest retirement risks: Inflation, taxes, and market drops Send us a questions to be featured on the show at: Questions@modwm.com  For more educational content visit: https://www.youtube.com/@MeetModernWealth  Check out our other videos: https://youtu.be/BdM-15mxEDM?si=D7AftiJLLwiyPU0f  https://youtu.be/O-nGasrm5HE?si=Mup8P2NTi13R9-2Q  https://youtu.be/BL2pmLI8dRw   Sources: https://workplace.vanguard.com/insights-and-research/report/how-america-saves-2026.html?cmpgn=IIG:TL:HAS:HAS26:SRCH:PS:UF:TL:GG:Unknown:Exact:TLEAD:20260616:BD:NONE:NONE:KW:AmericaSavesReport&gclsrc=aw.ds&gad_source=1&gad_campaignid=17413933188&gbraid=0AAAAADx4guzAuPHqjyjSbxL4X5ag-L7BD&gclid=Cj0KCQjwnbrUBhDOARIsAKKhPpe5nxyXM6HUklKpp97Q0sCUjcYJ4WOUtZb9VO-TfRDyo98mPxRAmTgaArWsEALw_wcB  ______ Investment advisory services offered through Modern Wealth Management, LLC, a registered investment adviser.  The views expressed represent the opinion of Modern Wealth Management, a Registered Investment Adviser. Information provided is for illustrative purposes only and does not constitute investment, tax, or legal advice. Modern Wealth Management does not accept any liability for the use of the information discussed. Consult with a qualified financial, legal, or tax professional prior to taking any action.

  3. Aug 20

    What to Do After a Spouse Dies: How Does it Impact Retirement?

    Get your Modern Confidence Score: https://bit.ly/4wAEhkA  Meet with us:  https://bit.ly/4gnASj0 Education center:  https://bit.ly/4xP2l44 When a spouse passes away, taxes spike and 401(k) rules trigger. Learn the 30-day checklist and critical landmines to protect your surviving family. Video Chapters: 00:00 - Case Study: How a missing ERISA waiver disinherited three adult children.   01:05 - What do I do first when my spouse passes away? 07:05 - First 30 Days Checklist: How many death certificates do I actually need 11:05 - Why do beneficiary designations on 401(k)s override my Will or Revocable Trust? 19:22 - The Single Filer Tax Trap: Why taxes spike after losing a partner 25:20 - Will my estate be forced into public probate court without a trust? Send us a questions to be featured on the show at: Questions@modwm.com  For more educational content visit: https://www.youtube.com/@MeetModernWealth  Check out our other videos: https://youtu.be/BdM-15mxEDM?si=D7AftiJLLwiyPU0f  https://youtu.be/O-nGasrm5HE?si=Mup8P2NTi13R9-2Q  https://youtu.be/BL2pmLI8dRw  Sources: https://www.irafinancial.com/blog/beneficiary-forms-self-directed-ira-solo-401k/  https://finance.yahoo.com/markets/options/articles/2-1-trillion-sits-31-153318096.html?guccounter=1  https://www.congress.gov/crs-product/R43637  ______ Investment advisory services offered through Modern Wealth Management, LLC, a registered investment adviser.  The views expressed represent the opinion of Modern Wealth Management, a Registered Investment Adviser. Information provided is for illustrative purposes only and does not constitute investment, tax, or legal advice. Modern Wealth Management does not accept any liability for the use of the information discussed. Consult with a qualified financial, legal, or tax professional prior to taking any action.

  4. Aug 13

    Are Financial Advisors Worth It? Why You Need a Financial Planning Team

    Is hiring a financial advisor actually worth the fee? Learn about the positives and negatives of working with a financial advisor. Get your Modern Confidence Score: https://bit.ly/4z1pNfO  Meet with us:  https://bit.ly/4wL6fem  Education center:  https://bit.ly/459bFni  Video Chapters: 01:07 - Core Question: Are financial advisors actually worth the fee? 06:36 - Fiduciary vs. Commission Broker: Spotting the red flags. 09:48 - Is my advisor doing full-service planning or just managing investments? 13:16 - How does pulling $100,000 from my traditional IRA trigger a massive tax bill?   16:35 - What questions should I expect my financial advisor to ask me? 21:45 - Reaction Video: 3 things I wish I knew before hiring a financial advisor. Send us a questions to be featured on the show at: Questions@modwm.com  For more educational content visit: https://www.youtube.com/@MeetModernWealth  Check out our other videos: https://youtu.be/BdM-15mxEDM?si=D7AftiJLLwiyPU0f  https://youtu.be/O-nGasrm5HE?si=Mup8P2NTi13R9-2Q  https://youtu.be/BL2pmLI8dRw  Sources: https://www.kitces.com/blog/financial-advisor-client-onboarding-relationship-expectations-questions-communication-relationship-expectations/  ______ Investment advisory services offered through Modern Wealth Management, LLC, a registered investment adviser.  The views expressed represent the opinion of Modern Wealth Management, a Registered Investment Adviser. Information provided is for illustrative purposes only and does not constitute investment, tax, or legal advice. Modern Wealth Management does not accept any liability for the use of the information discussed. Consult with a qualified financial, legal, or tax professional prior to taking any action.

  5. Aug 6

    5 Retirement Milestones To Do Before 50

    Get your Modern Confidence Score:  https://bit.ly/4fSPzdD Meet with us: https://bit.ly/4w6hdtx  Education center:  https://bit.ly/3RMjJr1 33% of workers have more credit card debt than retirement savings. Discover the 4 critical financial milestones to hit before turning age 50. Video Chapters: 0:00 - Introduction: 33% of workers have more credit card debt than retirement savings? 1:14 - Welcome to America's Wealth Management Show 2:18 - Milestone 1: Build a Retirement Savings Foundation 7:12 - Milestone 2: Eliminate High Interest Debt 12:06 - Milestone 3: Establish an Emergency Fund 13:01 - Milestone 4: Create a Comprehensive Investment Strategy 17:38 - Milestone 5: Develop a Clear Retirement Income Plan. 22:20 - Hosts Discuss Video: 3 Problems With Retiring Early by @HowToRetire 33:30 - Hosts discuss mindset shifts in retirement from r/retirement subreddit Send us a questions to be featured on the show at: Questions@modwm.com  For more educational content visit: https://www.youtube.com/@MeetModernWealth  Check out our other videos: https://youtu.be/BdM-15mxEDM?si=D7AftiJLLwiyPU0f  https://youtu.be/O-nGasrm5HE?si=Mup8P2NTi13R9-2Q  https://youtu.be/BL2pmLI8dRw  Sources: https://www.fidelity.com/viewpoints/retirement/how-much-do-i-need-to-retire   https://youtube.com/shorts/W2YrEpReHro?si=6nwjysaynlKxHeZi   https://fred.stlouisfed.org/series/TERMCBCCALLNS  https://www.schroders.com/en-us/us/institutional/media-center/to-retire-comfortably-plan-participants-say-they-need-1-2-million/  https://www.reddit.com/r/retirement/comments/1udx5t5/seems_like_a_blessed_life_but_its_just_tuesday/   ______ Investment advisory services offered through Modern Wealth Management, LLC, a registered investment adviser.  The views expressed represent the opinion of Modern Wealth Management, a Registered Investment Adviser. Information provided is for illustrative purposes only and does not constitute investment, tax, or legal advice. Modern Wealth Management does not accept any liability for the use of the information discussed. Consult with a qualified financial, legal, or tax professional prior to taking any action.

  6. Jul 30

    5 Tax Strategies for Individuals with $2 Million or More

    Get your Modern Confidence Score: https://bit.ly/4ftOUAs  Meet with us: https://bit.ly/4fuisOf Education center: https://bit.ly/4wtIBCJ Crossing the $2 million portfolio threshold may need shifting from simple saving to strategic tax engineering. Learn 5 advanced strategies to protect your wealth. Video Chapters: 0:00 - How do I protect my $2 million portfolio from unexpected taxes? Intro to high-net-worth coordination. 4:46 - Strategy 1: How do I use a Donor-Advised Fund to exceed the $35,000 standard deduction? 16:00 - Strategy 2: How do I qualify for a 0% capital gains rate on $150,000 of income? Harvesting gains in low-income years. Subscribe to Modern Wealth Management for more educational content: 24:40 - Strategy 3: How do I use the $19,000 gift exemption to transfer wealth with warm hands? Lifetime family transfers 31:16 - Strategy 4: How do I smooth my income brackets with strategic Roth conversions? Flattening income tax valleys. 32:38 - Strategy 5: How do I manage taxes during a business sale or RSU stock vesting? Executing equity compensation liquidations. 35:35 - How Marty James used in-kind CRT distributions to avoid capital gains. 39:13 - Questions from viewers: Can I withdraw converted Roth IRA funds immediately without a penalty? and How do I stress-test my plan against a market crash and Social Security cuts? Send us a questions to be featured on the show at: Questions@modwm.com  For more educational content visit:  https://www.youtube.com/@MeetModernWealth  Check out our other videos: https://youtu.be/BdM-15mxEDM?si=D7AftiJLLwiyPU0f  https://youtu.be/O-nGasrm5HE?si=Mup8P2NTi13R9-2Q   https://youtu.be/BL2pmLI8dRw  Sources: https://www.modwm.com/2026-tax-brackets/  www.irs.gov/businesses/small-businesses-self-employed/whats-new-estate-and-gift-tax  https://www.modwm.com/trump-accounts/  ______ Investment advisory services offered through Modern Wealth Management, LLC, a registered investment adviser.  The views expressed represent the opinion of Modern Wealth Management, a Registered Investment Adviser. Information provided is for illustrative purposes only and does not constitute investment, tax, or legal advice. Modern Wealth Management does not accept any liability for the use of the information discussed. Consult with a qualified financial, legal, or tax professional prior to taking any action.

  7. Jul 23

    Retirement Planning Tips for the Sandwich Generation

    Learn about preparing for retirement while caring for children and aging parents also known as: 'life in the sandwich generation' in today's episode! Get your Modern Confidence Score: https://bit.ly/3RbdvAJ  Meet with us:  https://bit.ly/4vOY3bD Education center: https://bit.ly/4fh2QxE Video Chapters: 0:00 - How do I support my aging mom and adult daughter at the same time? Dean Barber introduces the Sandwich Generation juggling act. 1:57 - What does the MIT Age Lab study reveal about human longevity trends? Discussing the 8,000-day life blocks. 05:17 - Where do retirees pull their monthly income from? Analyzing Social Security, savings, and pension metrics. 07:08 - How do healthcare costs impact my retirement savings? Factoring medical inflation into your plan. 20:23 - What is a Family Assistance Budget and how does it prevent retirement problems? 22:32 - Reaction Video: John Diel explains the 3 MIT questions that predict quality of life. Light bulbs, ice cream, and lunch partners. 31:52 - 3 Mistakes to avoid for the sandwich generation. Subscribe to Modern Wealth Management for more educational content: https://www.youtube.com/@MeetModernWealth  Check out our other videos: https://youtu.be/eBYkoJ6DMGU?si=CKPA7Zm1KoiJv4NB  https://youtu.be/KnyVDMmRj1g?si=H6uBeVdEdEwKH56n   https://youtu.be/kkO1bPbz6TA?si=vi9gxvb0XhzxpgFC  https://youtu.be/wcnhA3SQH3M?si=xAVw4xXZztX3XnN0  https://youtu.be/ZG3-XmhvWEs?si=eyypCj_XOL_oBsmP  Sources: https://agelab.mit.edu/static/uploads/three_questions_that_can_predict_future_quality_of_life.pdf  https://youtu.be/eBYkoJ6DMGU?si=qOcQTuxJZ4rkLS3Q  https://www.pewresearch.org/short-reads/2022/04/08/more-than-half-of-americans-in-their-40s-are-sandwiched-between-an-aging-parent-and-their-own-children/   https://www.bankerslife.com/insights/personal-finance/navigating-financial-caregiving-and-the-sandwich-generation-7-smart-strategies-for-2026/   https://www.mercer.com/en-us/insights/us-health-news/employers-prepare-for-the-highest-health-benefit-cost-increase-in-15-years/  https://youtu.be/eBYkoJ6DMGU  ______ Investment advisory services offered through Modern Wealth Management, LLC, a registered investment adviser.  The views expressed represent the opinion of Modern Wealth Management, a Registered Investment Adviser. Information provided is for illustrative purposes only and does not constitute investment, tax, or legal advice. Modern Wealth Management does not accept any liability for the use of the information discussed. Consult with a qualified financial, legal, or tax professional prior to taking any action.

  8. Jul 16

    What If Inflation Rises When I'm Retired? 2026 Edition

    May inflation hit a 3-year high of 4.2% due to Middle East energy shocks. Learn how a dynamic bucket approach protects your wealth from a portfolio purge. Get your Modern Confidence Score: https://bit.ly/4yj5avj  Meet with us: https://bit.ly/4ythtW8 Education center: https://bit.ly/4f3S51t Video Chapters: 0:00 - Is moving my retirement into a 3% savings account a safe move? 1:33 - Why did May inflation spike to a 3-year high of 4.2%? Breaking down the latest BLS consumer price data.     03:30 - Is the 2026 inflation bump a temporary world event or a 1970s-style collapse? Separating short-term shocks from structural trends.   05:51 - Should you use 2.5% inflation when retirement planning? Exposing flawed assumptions.  18:42 - Reaction Video:  21:14 - How do I use a 3-bucket strategy for retirement? 26:44 - Don't Do That: Why you shouldn't make financial decisions out of fear. Check out our other videos: https://youtu.be/KnyVDMmRj1g?si=H6uBeVdEdEwKH56n  https://youtu.be/kkO1bPbz6TA?si=vi9gxvb0XhzxpgFC  https://youtu.be/wcnhA3SQH3M?si=xAVw4xXZztX3XnN0   https://youtu.be/ZG3-XmhvWEs?si=eyypCj_XOL_oBsmP  Sources: • Bureau of Labor Statistics. (2026, June 10). Consumer Price Index – May 2026. U.S. Department of Labor. https://www.bls.gov/news.release/cpi.nr0.htm   • CBS News. (2026, June 10). Rate rises to 4.2% amid Iran war pressure. CBS Interactive. https://www.cbsnews.com/news/cpi-report-today-may-2026-inflation-iran-war-trump/  • https://www.pbs.org/newshour/show/hormuz-standoff-the-largest-supply-shock-ever-experienced-says-global-energy-expert  • https://www.cbsnews.com/news/cpi-report-today-may-2026-inflation-iran-war-trump/  • https://officialdata.org/inflation-cpi-categories#All-items|Medical-care   • https://www.mercer.com/en-us/insights/us-health-news/employers-prepare-for-the-highest-health-benefit-cost-increase-in-15-years/  • https://fred.stlouisfed.org/series/MSPUS  • https://youtu.be/YP5nXSKWDd0  https://www.youtube.com/shorts/WUkMbBtlHRk  ______ Investment advisory services offered through Modern Wealth Management, LLC, a registered investment adviser.  The views expressed represent the opinion of Modern Wealth Management, a Registered Investment Adviser. Information provided is for illustrative purposes only and does not constitute investment, tax, or legal advice. Modern Wealth Management does not accept any liability for the use of the information discussed. Consult with a qualified financial, legal, or tax professional prior to taking any action.

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Modern Wealth Management presents America's Wealth Management Show with Dean Barber. Dean and his guests, America's leaders in the financial industry, have made it their missions to show everyone how to grow, keep, and leave their money. Since 2003, America's Wealth Management Show has informed and educated retirees and those nearing retirement on what life is like after your working career ends. Investment advisory services offered through Modern Wealth Management, LLC, an SEC Registered Investment Adviser.

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