🎙️ Team Title Guy Market Minute | Inland Empire Real Estate Update – November 1, 2026 New listings in Rancho Cucamonga are hitting the market at a median price about $119,000 below the overall median list price, and that might be the most useful number in this week's report. In this solo Market Minute, Ryan J. Orr of Fidelity National Title walks through what changed since last week, why entry-level homes are moving faster while the top tier takes longer, what the Fed's pause and rising ARM interest mean for buyer conversations, and how to make November one of your most productive months. 📊 Rancho Cucamonga by the numbers (Altos report, single-family homes, data through 10/30, vs. 10/23): Median list price: $919,000, down from $940,000Median price of new listings: $799,888Inventory: 187 homes, up from 181Average days on market: 87, up from 8341% of listings have had a price reduction, up from 40% (that's a share of listings, not a drop in values)Market Action Index: 42 vs. 43 a month ago, still a slight seller's advantage, but coolingLowest-priced quarter: median asking price around $699,900, days on market down from 35 to 28; highest-priced quarter: around $1,738,000, days on market up from 66 to 77💸 Mortgage rates: The Mortgage News Daily 30-year fixed benchmark was 7.27% on October 30, down from 7.33% a week earlier and about a third of a point lower than a month ago. That's a benchmark average, not a personalized quote. HousingWire reported the Fed held rates steady on October 28, and MBA mortgage applications rose 3.4% for the week ending October 23, with the ARM share at 11.3%, the highest in more than a year. 🏠 What you'll hear in this episode: Why the median price of new listings is a great pricing conversation starter with sellersThe one question to ask a seller about the newest listing in their neighborhoodEntry level vs. upper end: why the same city can feel like two different marketsWhy more buyers are asking about adjustable-rate loans, and why that's a conversation for a trusted lenderWhy November and December buyers are often serious, and how to stay visible through the holidaysHelping sellers decide between staying on the market through the holidays or planning a fresh launch after the new year🔴 Join the conversation live: Market Minute LIVE streams every Tuesday at 9:30 AM on Facebook and Zoom. Reply "MARKET MINUTE" and we'll send you the link. 📲 Want the numbers for your area? Text the word "MARKET" with your city or ZIP code to Ryan at 909-447-9266, and let's set up a few minutes to talk through them. Find tools and resources at teamtitleguy.com. 🎧 Keep learning, keep showing up, and create your own luck. RanchoCucamonga, Upland, Fontana, Top Title Companies, Best Title Company