Money Wisdom

Johnson Brunetti
  • 4.5 (21)
  • INVESTING
  • UPDATED WEEKLY

Listen to Johnson Brunetti's Money Wisdom with Nicholas J. Colantuono, CFP®. Whether you're approaching retirement or recently retired, Money Wisdom offers key financial insights to help you make informed decisions for you and your family. In a world full of financial noise, Nick aims to provide clarity, peace of mind, and practical guidance on your journey toward a secure, fulfilling retirement. Tune in each week as he addresses your questions and shine a light on the real financial challenges facing today's retirees.

  1. MAY 15

    Mindset and Greatness with Alex Karaban

    In this episode, Alex Karaban, forward for the UConn Huskies, joins host Joel Johnson, CFP® to talk about the mindset behind high-level performance and learning to handle setbacks as he prepares for the 2026 NBA Draft. Alex shares how his upbringing, work ethic, and mindset have shaped his journey from late-blooming hooper to championship-level player. They explore the discipline, pressure, and growth that come with competing at an elite level. Here's what we discuss in this episode: 🏀 Built On Discipline: Early family sacrifices shaped his work ethic and mindset 🚀 Growth Over Talent: Success came from development, not early dominance 🔥 Coaching With Purpose: Tough coaching works when trust is built off the court 🧠 Stay The Same: Confidence comes from consistency, not results 🎓 Academics & Life After Basketball: Long-term vision extends beyond the game   Our website: https://johnsonbrunetti.com/ Phone: 800-208-7233 Contact our team: https://johnsonbrunetti.com/contact-us/   Get your customized Money Map: https://johnsonbrunetti.com/your-money-map/#form Join us for our next financial workshop: https://johnsonbrunetti.com/financial-workshops/ Check out our other no-cost financial resources here: https://johnsonbrunetti.com/financial-resources/ Check us out on YouTube: https://bit.ly/3CcAzai

    33 min

  2. MAY 8

    What Crucial Retirement Step 56% of Americans Are Missing

    More than half of Americans are missing a critical step in their retirement plan, and it has nothing to do with investments or savings. Despite knowing it's important, many people delay or avoid putting the right protections in place for their families. Nick walks through the essential estate planning documents you need, what happens if you don't have them, and how proper planning can protect your assets, reduce taxes, and prevent unnecessary stress for your loved ones. Here's what we discuss in this episode: 🧾 Missing Documents: Most lack core estate plans ⚖️ Wills Vs Trusts: Understand key differences 🏥 Medical Decisions: Plan for incapacity scenarios 💰 Tax Exposure: High-tax states increase risk   Our website: https://johnsonbrunetti.com/ Phone: 800-208-7233 Contact our team: https://johnsonbrunetti.com/contact-us/ Get your customized Money Map: https://johnsonbrunetti.com/your-money-map/#form Join us for our next financial workshop: https://johnsonbrunetti.com/financial-workshops/ Check out our other no-cost financial resources here: https://johnsonbrunetti.com/financial-resources/ Check us out on YouTube: https://bit.ly/3CcAzai

    24 min

  3. MAY 1

    Should I Consider a Pension Buyout?

    A pension buyout might be one of the biggest financial decisions you'll ever make, and once it's done, there's no going back. Today, Nick talks through how to think about this choice in a way that fits your bigger financial picture. It's not just about numbers—it's about control, flexibility, and what you want your retirement to look like. The right answer depends entirely on your goals.   Here's what we discuss in this episode: 📉 Pension Decline: Fewer workers have pensions, making decisions more impactful 📊 Interest Rates Matter: Rates directly affect lump sum values 💰 Lump Sum Flexibility: IRA rollovers create more control and planning options 🔁 Income Tradeoff: Guaranteed income vs flexibility and legacy ⚠️ Planning Required: Mistakes in investing, taxes, or strategy can be costly   Our website: https://johnsonbrunetti.com/ Phone: 800-208-7233 Contact our team: https://johnsonbrunetti.com/contact-us/   Get your customized Money Map: https://johnsonbrunetti.com/your-money-map/#form Join us for our next financial workshop: https://johnsonbrunetti.com/financial-workshops/ Check out our other no-cost financial resources here: https://johnsonbrunetti.com/financial-resources/ Check us out on YouTube: https://bit.ly/3CcAzai

    25 min

  4. APR 24

    4 Ways to Prepare for Next Year's Tax Season

    Tax season may be over, but the smartest planning starts now. Nick walks through simple, proactive steps you can take today to avoid stress, surprises, and missed opportunities next year. He focuses on how to approach the year ahead with intention so you're not reacting when deadlines hit again. A little planning now can make a big difference later.   Here's what we discuss in this episode: 💰 Maximize Deductions: Use tax-deferred accounts during high-income years 📊 Know Contribution Limits: Age-based limits can increase your savings ⚖️ Withholding Strategy: Avoid big bills or overpaying throughout the year 🔐 Stay Organized: Track documents securely in one place 🧭 Professional Guidance: Personalized planning improves long-term outcomes   Our website: https://johnsonbrunetti.com/ Phone: 800-208-7233 Contact our team: https://johnsonbrunetti.com/contact-us/   Get your customized Money Map: https://johnsonbrunetti.com/your-money-map/#form Join us for our next financial workshop: https://johnsonbrunetti.com/financial-workshops/ Check out our other no-cost financial resources here: https://johnsonbrunetti.com/financial-resources/ Check us out on YouTube: https://bit.ly/3CcAzai

    25 min

  5. APR 17

    How Often Should I Check My Investment Portfolio?

    It's a simple question with a surprisingly complex answer: how often should you actually check your investment portfolio? For many investors, it becomes a habit, sometimes daily, sometimes even hourly. But that constant monitoring can create more harm than good, leading to emotional decisions that derail long-term results. Nick and Jake elaborate on the real dangers of checking your portfolio too often, and the equally important risks of ignoring it altogether. Tune in to hear how a clear plan can help you stay focused on what actually drives long-term success. Here's what we discuss in this episode: 👀 Portfolio Habits: Many investors check too often without realizing the impact ⚠️ Over-checking Risk: Frequent monitoring can lead to emotional, impulsive decisions 🙈 Ignoring Risk: Never checking can allow imbalances and missed opportunities 🧭 Find the Balance: A consistent, intentional review schedule works best 📊 Plan Over Panic: A clear strategy reduces the urge to react to short-term noise   Our website: https://johnsonbrunetti.com/ Phone: 800-208-7233 Contact our team: https://johnsonbrunetti.com/contact-us/   Get your customized Money Map: https://johnsonbrunetti.com/your-money-map/#form Join us for our next financial workshop: https://johnsonbrunetti.com/financial-workshops/ Check out our other no-cost financial resources here: https://johnsonbrunetti.com/financial-resources/ Check us out on YouTube: https://bit.ly/3CcAzai

    15 min

  6. APR 10

    5 Ways to Boost Your Financial IQ

    Financial decisions don't exist in a vacuum, and the cost of getting them wrong can quietly add up over time. Studies show that a lack of financial knowledge costs the average adult hundreds of dollars each year, often through missed tax opportunities, poor allocation decisions, or simply not understanding how different pieces of a plan work together. Today, Jake and Nick break down five practical ways to sharpen your financial IQ, especially as retirement approaches. It's not about knowing everything, it's about knowing enough to make smarter moves and avoid preventable mistakes. Here's what we discuss in this episode: 📘 Financial Literacy: Small knowledge gaps can lead to real costs 🔄 Retirement Phases: The strategy shifts once paychecks stop 📊 Know Your Numbers: Taxes and income planning go hand-in-hand 💬 Money Conversations: Talking openly improves decision-making 🤝 Advisor Partnership: Guidance helps connect knowledge to action   Our website: https://johnsonbrunetti.com/ Phone: 800-208-7233 Contact our team: https://johnsonbrunetti.com/contact-us/   Get your customized Money Map: https://johnsonbrunetti.com/your-money-map/#form Join us for our next financial workshop: https://johnsonbrunetti.com/financial-workshops/ Check out our other no-cost financial resources here: https://johnsonbrunetti.com/financial-resources/ Check us out on YouTube: https://bit.ly/3CcAzai

    23 min

  7. APR 3

    I'm 62 with $800K: What Can I Do Know to Lower Taxes in Retirement?

    If you're nearing retirement with a solid nest egg, the next big question isn't how much you've saved, it's how much you'll actually keep. In this episode, Nick answers a listener question from a 62-year-old with $800,000 saved who wants to know how to lower taxes in retirement. It's a scenario many people face, and the decisions made in these final working years can have a major impact on long-term outcomes. The takeaway is simple: retirement planning isn't just about investments, it's about building a tax strategy that works for decades. Here's what we discuss in this episode: 🧾 Tax Strategy: Why where your money sits matters just as much as how much you have 🏥 Healthcare Gap: Planning for insurance before Medicare kicks in 📅 Income Timing: When to take Social Security and start withdrawals 💸 Lower Taxes Now: Using contributions and deductions while still working 🔄 Roth Conversions: Moving money strategically to reduce future tax burdens   Our website: https://johnsonbrunetti.com/ Phone: 800-208-7233 Contact our team: https://johnsonbrunetti.com/contact-us/   Get your customized Money Map: https://johnsonbrunetti.com/your-money-map/#form Join us for our next financial workshop: https://johnsonbrunetti.com/financial-workshops/ Check out our other no-cost financial resources here: https://johnsonbrunetti.com/financial-resources/ Check us out on YouTube: https://bit.ly/3CcAzai

    25 min

  8. MAR 27

    Tracking Down a Lost 401(k)

    It sounds unbelievable, but millions of Americans have lost track of old retirement accounts, and the total adds up to over a trillion dollars. If you've changed jobs over the years, there's a real chance money could still be sitting with a former employer. In this episode, Nick walks through how to recover these lost accounts, because nothing feels better than "found money" especially when it's your retirement. Here's what we discuss in this episode: 📍 Where to Look – Employers, providers, state databases 🪜 Step-by-Step Search – Practical recovery checklist 📊 Planning Matters – Don't just find it, structure it 💬 Retirement Q&A – Managing 401(k)s after retiring 🔄 Rollovers & Roth – Taxes, timing, and strategy   Our website: https://johnsonbrunetti.com/ Phone: 800-208-7233 Contact our team: https://johnsonbrunetti.com/contact-us/   Get your customized Money Map: https://johnsonbrunetti.com/your-money-map/#form Join us for our next financial workshop: https://johnsonbrunetti.com/financial-workshops/ Check out our other no-cost financial resources here: https://johnsonbrunetti.com/financial-resources/   Check us out on YouTube: https://bit.ly/3CcAzai

    23 min
See All (101)

Ratings & Reviews

4.5
out of 5
21 Ratings

About

Listen to Johnson Brunetti's Money Wisdom with Nicholas J. Colantuono, CFP®. Whether you're approaching retirement or recently retired, Money Wisdom offers key financial insights to help you make informed decisions for you and your family. In a world full of financial noise, Nick aims to provide clarity, peace of mind, and practical guidance on your journey toward a secure, fulfilling retirement. Tune in each week as he addresses your questions and shine a light on the real financial challenges facing today's retirees.

Information

  • Creator
    Johnson Brunetti
  • Years Active
    2017 - 2026
  • Episodes
    101
  • Rating
    Clean
  • Copyright
    © Copyright Johnson Brunetti
  • Show Website
    Money Wisdom

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