NZ Everyday Investor

Podcasts NZ / WorldPodcasts.com / Darcy Ungaro

5.0 (4)
Investing
Updated Weekly

The NZ Everyday Investor! A podcast designed for the the everyday person, who's keen to build new wealth in the new world using existing, and new tools to get the job done. We select guests for our show who have a genuine story to tell - not just industry experts but people who have made great financial moves, some on purpose and some totally by accident! We hope you enjoy the show.

2d ago

Chris Hestelow / Are Passive Funds The REAL Bubble? Ep 525

Almost 40% of the S&P 500 index fund sits in just 10 stocks. Yet, low cost, passive index funds are often marketed as a way to invest in many things at once. 9 of the 10 companies are directly exposed to the AI-thematic - something that may, or may not be a bubble, depending on who you listen to. They say the performance of actively managed funds, after fee, rarely outperform passive funds. So, does that mean we should park our intellect at the door? Chris Hestelow, Investment Specialist at Allan Gray*, talks to me about the 'Passive vs Active' debate, AI concentration risks in index funds, and reflexivity/dynamic feedback loops that distort true price discovery in markets. Book in a free 15-min phone call with Darcy Ungaro (financial adviser). Sign up to the fortnightly newsletter! *I may recommend Allan Gray funds in the course of providing KiwiSaver or investment advice. Thank You Swyftx: With over 1 million customers across New Zealand and Australia. Ask yourself …”Where can crypto take you?". Check out Swyftx. Provincia: Whether you're looking to invest, or you have a commercial property that needs better management - they the true one-stop shop for wholesale industrial investors. Check out Provincia.co.nz for more. Affiliate Links! The Bitcoin Adviser: Plan for intergenerational digital wealth. Hatch: For US markets. Revolut: For a new type of banking. Sharesies: For local, and international markets. Loan My Coins: Bitcoin lending product. Exodus: Get rewards on your first $2,500 of swaps Get Social: Check out the most watched/downloaded episodes here Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn. www.radicalinvestment.co.nz ________________________ Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances, and nothing we say is intended as a recommendation. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser / pay for advice!

36 min
May 24

Mark McCrindle / Is Boomer Property-Wealth On Paper Only? Ep 524

Mark McCrindle is an Australian social researcher, demographer, and futurist best known for his work on generational trends and for popularising the term Gen Alpha. https://mccrindle.com.au/ Book in a free 15-min phone call with Darcy Ungaro (financial adviser). Sign up to the fortnightly newsletter! Thank You Swyftx: With over 1 million customers across New Zealand and Australia. Ask yourself …”Where can crypto take you?". Check out Swyftx. Provincia: Whether you're looking to invest, or you have a commercial property that needs better management - they the true one-stop shop for wholesale industrial investors. Check out Provincia.co.nz for more. Affiliate Links! The Bitcoin Adviser: Plan for intergenerational digital wealth. Hatch: For US markets. Revolut: For a new type of banking. Sharesies: For local, and international markets. Loan My Coins: Bitcoin lending product. Exodus: Get rewards on your first $2,500 of swaps Online courses: Take the free, 5-part online course Crypto 101: Crypto with Confidence Get Social: Check out the most watched/downloaded episodes here Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn. www.radicalinvestment.co.nz ________________________ Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser / pay for advice!

38 min
May 17

Tony Steele & Zac Simpson / Financial Freedom Starts with Child Freedom Ep 523

Sensitive topic warning: Watch Rumble version here This episode is a little different, and I make no apologies for that. Today we're sitting down with Zach and Tony from Child Rescue New Zealand, a charitable organisation rescuing children from trafficking across Asia. I genuinely believe that how you use your wealth matters just as much as how you build it, and these guys are a powerful reminder of why. Book in a free 15-min phone call with Darcy Ungaro (financial adviser). Sign up to the fortnightly newsletter! Thank You Swyftx: With over 1 million customers across New Zealand and Australia. Ask yourself …”Where can crypto take you?". Check out Swyftx. Provincia: Whether you're looking to invest, or you have a commercial property that needs better management - they the true one-stop shop for wholesale industrial investors. Check out Provincia.co.nz for more. Affiliate Links! The Bitcoin Adviser: Plan for intergenerational digital wealth. Hatch: For US markets. Revolut: For a new type of banking. Sharesies: For local, and international markets. Loan My Coins: Bitcoin lending product. Exodus: Get rewards on your first $2,500 of swaps Online courses: Take the free, 5-part online course Crypto 101: Crypto with Confidence Get Social: Check out the most watched/downloaded episodes here Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn. www.radicalinvestment.co.nz ________________________ Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser / pay for advice!

36 min
May 10

Ben Macky / NZ's Trickle Down Property Boom? Ep 522

Today I’m sharing a conversation about a property investment strategy that most of us simply won’t be able to access. My goal isn’t to tease you. It’s to highlight something important: if you live in New Zealand, you may be significantly underestimating how the real estate market could rebound - from the top down. Controversial take, I know - but I do hope it gets you thinking! Book in a free 15-min phone call with Darcy Ungaro (financial adviser). Sign up to the fortnightly newsletter! Thank You Swyftx: With over 1 million customers across New Zealand and Australia. Ask yourself …”Where can crypto take you?". Check out Swyftx. Provincia: Whether you're looking to invest, or you have a commercial property that needs better management - they the true one-stop shop for wholesale industrial investors. Check out Provincia.co.nz for more. Affiliate Links! The Bitcoin Adviser: Plan for intergenerational digital wealth. Hatch: For US markets. Revolut: For a new type of banking. Sharesies: For local, and international markets. Loan My Coins: Bitcoin lending product. Exodus: Get rewards on your first $2,500 of swaps Online courses: Take the free, 5-part online course Crypto 101: Crypto with Confidence Get Social: Check out the most watched/downloaded episodes here Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn. www.radicalinvestment.co.nz ________________________ Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser / pay for advice!

53 min
May 3

Clive Thompson / Central Banks Are Stuck - Are You Prepared? Ep 521

Special thanks to Clive Thompson for speaking with me - check out his children's book on www.clivethompson.com In this conversation, Clive Thompson explains how central banks are increasingly stuck, facing rising inflation from oil and commodity shocks while wanting to cut interest rates - leaving them with limited options in the current macro environment. He argues that central banks worldwide are aggressively buying gold as a hedge against currency risks and de-dollarization, advising gold holders to stay positioned as the monetary system continues to change. Book in a free 15-min phone call with Darcy Ungaro (financial adviser). Sign up to the fortnightly newsletter! Thank You Swyftx: With over 1 million customers across New Zealand and Australia. Ask yourself …”Where can crypto take you?". Check out Swyftx. Provincia: Whether you're looking to invest, or you have a commercial property that needs better management - they the true one-stop shop for wholesale industrial investors. Check out Provincia.co.nz for more. Affiliate Links! The Bitcoin Adviser: Plan for intergenerational digital wealth. Hatch: For US markets. Revolut: For a new type of banking. Sharesies: For local, and international markets. Loan My Coins: Bitcoin lending product. Exodus: Get rewards on your first $2,500 of swaps Get Social: Check out the most watched/downloaded episodes here Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn. www.radicalinvestment.co.nz ________________________ Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser / pay for advice!

44 min
Apr 26

Hamish Patel / Will Central Banks LOSE Control Over Inflation? Ep 520

Will central banks "look through" stagflation in 2026? In this quick update, we break down what stagflation really means right now and whether major central banks are likely to ignore it, or will our retail banks be right and they'll forced to hike? This is a conversation between Darcy Ungaro, investment adviser with Radical Investment and Hamish Patel from Mortgages Online. Book in a free 15-min phone call with Darcy Ungaro (financial adviser). Sign up to the fortnightly newsletter! Thank You Swyftx: With over 1 million customers across New Zealand and Australia. Ask yourself …”Where can crypto take you?". Check out Swyftx. Provincia: Whether you're looking to invest, or you have a commercial property that needs better management - they the true one-stop shop for wholesale industrial investors. Check out Provincia.co.nz for more. Affiliate Links! The Bitcoin Adviser: Plan for intergenerational digital wealth. Hatch: For US markets. Revolut: For a new type of banking. Sharesies: For local, and international markets. Loan My Coins: Bitcoin lending product. Exodus: Get rewards on your first $2,500 of swaps Online courses: Take the free, 5-part online course Crypto 101: Crypto with Confidence Get Social: Check out the most watched/downloaded episodes here Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn. www.radicalinvestment.co.nz ________________________ Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser / pay for advice!

34 min
Apr 19

Darcy Ungaro / Will Agentic Finance Make Me Unemployed? Ep 519

What’s your plan when AI comes for your job? As a financial adviser, I’m asking the same question. Social media is turning into your broker, tokenized assets are exploding, and Agentic Finance is about to change everything. In this video, I explore how AI agents could soon manage investments 24/7, why traditional “set and forget” strategies might become outdated, and what this means for everyday Kiwi investors and financial advisers. Is this the end of human advice, or the beginning of something better? Read More Book in a free 15-min phone call with Darcy Ungaro (financial adviser). Sign up to the fortnightly newsletter! Thank You Swyftx: With over 1 million customers across New Zealand and Australia. Ask yourself …”Where can crypto take you?". Check out Swyftx. Provincia: Whether you're looking to invest, or you have a commercial property that needs better management - they the true one-stop shop for wholesale industrial investors. Check out Provincia.co.nz for more. Affiliate Links! The Bitcoin Adviser: Plan for intergenerational digital wealth. Hatch: For US markets. Revolut: For a new type of banking. Sharesies: For local, and international markets. Loan My Coins: Bitcoin lending product. Exodus: Get rewards on your first $2,500 of swaps Online courses: Take the free, 5-part online course Crypto 101: Crypto with Confidence Get Social: Check out the most watched/downloaded episodes here Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn. www.radicalinvestment.co.nz ________________________ Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser / pay for advice!

16 min
Apr 12

Trevor Topfer / NZ's BIG Digital Opportunity, Ep 518

Trevor Topfer, from Blockchain New Zealand and Avatars Global, explores whether New Zealand risks missing the next boom in digital assets like tokenized real-world property, shares, and businesses. We're also covering opportunities for fractional ownership, liquidity, and accessibility for everyday investors, while touching on regulation, CBDCs, NFTs, AI's impact, and the upcoming Crypto Winter 2026 event in Queenstown. Book in a free 15-min phone call with Darcy Ungaro (financial adviser). Sign up to the fortnightly newsletter! Thank You Swyftx: With over 1 million customers across New Zealand and Australia. Ask yourself …”Where can crypto take you?". Check out Swyftx. Provincia: Whether you're looking to invest, or you have a commercial property that needs better management - they the true one-stop shop for wholesale industrial investors. Check out Provincia.co.nz for more. Affiliate Links! The Bitcoin Adviser: Plan for intergenerational digital wealth. Hatch: For US markets. Revolut: For a new type of banking. Sharesies: For local, and international markets. Loan My Coins: Bitcoin lending product. Exodus: Get rewards on your first $2,500 of swaps Online courses: Take the free, 5-part online course Crypto 101: Crypto with Confidence Get Social: Check out the most watched/downloaded episodes here Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn. www.radicalinvestment.co.nz ________________________ Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser / pay for advice!

1h 2m

See All (220)

out of 5

4 Ratings

Excellent!

04/17/2022

TRideowl

Always great commentary and a diverse range of financial topics. As a Kiwi living abroad love the time Darcy takes in discussing NZ and also World issues.