Real Estate Jerky

Ed Parcaut

Ed Parcaut, MBA, President, Lending for Living brings over 25 years experience in the real estate and mortgage industry to live radio at Powertalk 1360 AM KFIV, Saturday's at 12noon. Ed provides reliable, professional answers to all your real estate questions along with uniquely humorous life experiences, stories and FUN! You're sure to come away with "something to chew on" from Real Estate Jerky.

  1. Veteran Home Repair Options and the Reverse Mortgage Solution

    8h ago

    Veteran Home Repair Options and the Reverse Mortgage Solution

    National housing inventory continues to rise, but does that mean the market is moving toward another crash? In this episode of Real Estate Jerky, Ed Parcaut and Mike Kelly examine the latest national, California, and Stanislaus County housing numbers. National inventory climbed to more than 806,000 listings, while the median list price remained near $450,000 and price reductions moved closer to 38%. Ed explains why those numbers still do not resemble the Great Recession. During the last major housing downturn, the country experienced weekly inventory increases many times larger than what the market is seeing today. The conversation then turns to California, where the median home price has reached approximately $918,000. Ed and Mike discuss why homeowners may want to sell but decide to stay after calculating the cost of purchasing a replacement property at today's prices and mortgage rates. They also examine: Why sellers need to price their homes aggressively The difference between a Zestimate and a professional appraisal How inaccurate property information can affect automated values Why capital gains taxes discourage some homeowners from selling Whether companies are using AI as an excuse for layoffs How oil-market disruptions can affect inflation and mortgage rates A disabled veteran facing approximately $60,000 in foundation repairs Whether a reverse mortgage could fund repairs and eliminate a monthly payment Outdoor living trends, including lighting, pergolas, edible landscaping, and outdoor kitchens This episode combines housing-market data, mortgage education, veteran advocacy, homeowner solutions, and the humor listeners expect from Ed and Mike. Subscribe to Real Estate Jerky for real estate news, mortgage insight, local market updates, and something new to chew on every week. Contact and Social Links: 🔗 **Follow us:** - **Facebook:** [Real Estate Jerky](https://facebook.com/RealEstateJerky) - **Instagram:** [@RealEstateJerky](https://instagram.com/RealEstateJerky) - **Website:** [Real Estate Jerky](https://realestatejerky.com) 🔗 Ed Parcaut: www.edparcaut.com - Twitter: [@EdParcaut](https://twitter.com/EdParcaut) - LinkedIn: [Ed Parcaut](https://www.linkedin.com/in/edparcaut) Catch every episode for sharp insight and real talk about what matters now in real estate! #RealEstateJerky #EdParcaut #MikeKelly #RealEstatePodcast #MortgagePodcast #HousingMarketUpdate #HousingInventory #CaliforniaRealEstate #HomePrices #PriceReductions #SellerTips #Zestimate #HomeAppraisal #MortgageRates #CapitalGainsTax #ReverseMortgage #VeteranHomeLoans #DisabledVeterans #FoundationRepair #ModestoRealEstate #StanislausCountyRealEstate #CentralValleyRealEstate #OutdoorLiving #Homeownership

    44 min
  2. Housing Bubble Fears Versus Real Inventory Numbers

    Jun 8

    Housing Bubble Fears Versus Real Inventory Numbers

    In this episode of Real Estate Jerky, Ed Parcaut and Mike Kelly dig into the real numbers behind today's housing market and explain why current inventory levels do not look like a repeat of the Great Recession. Ed and Mike start with national listing numbers, including total inventory, median listing price, average days on market, and the rise in price reductions. They explain why sellers need to listen to experienced agents and price their homes correctly from the beginning instead of chasing the market after buyers lose interest. The conversation also covers California housing inventory, Stanislaus County activity, active listings, pending sales, and closed transactions. Ed and Mike compare today's supply to the kind of massive weekly listing increases that happened during the Great Recession, making the case that the market would need a major inventory surge before true bubble conditions appeared. They also discuss seller delistings, buyer demand, VA loan changes, proposed increases to VA funding fees, and why Ed believes veterans should not be asked to fund expanded veteran benefits through higher loan costs. Later in the episode, Ed and Mike talk about home improvement tax deductions for 2026, including energy-efficient improvements, pipe replacement, accessibility-related smoke detectors, smart monitoring systems, and the practical repair issues homeowners are seeing in older homes. This episode is full of local market insight, mortgage expertise, veteran lending perspective, and classic Real Estate Jerky humor. Subscribe to Real Estate Jerky for real estate news, mortgage updates, local housing market insight, and straight talk from Ed Parcaut and Mike Kelly. Contact and Social Links: 🔗 **Follow us:** - **Facebook:** [Real Estate Jerky](https://facebook.com/RealEstateJerky) - **Instagram:** [@RealEstateJerky](https://instagram.com/RealEstateJerky) - **Website:** [Real Estate Jerky](https://realestatejerky.com) 🔗 Ed Parcaut: www.edparcaut.com - Twitter: [@EdParcaut](https://twitter.com/EdParcaut) - LinkedIn: [Ed Parcaut](https://www.linkedin.com/in/edparcaut) Catch every episode for sharp insight and real talk about what matters now in real estate! #RealEstateJerky #EdParcaut #MikeKelly #RealEstatePodcast #MortgagePodcast #HousingMarketUpdate #HousingInventory #RealEstateMarket #HomeListings #PriceReductions #SellerTips #HomeBuyingTips #VALoans #VeteranHomeLoans #VAFundingFee #CaliforniaRealEstate #ModestoRealEstate #StanislausCountyRealEstate #CentralValleyRealEstate #LendingForLiving

    44 min

Ratings & Reviews

4.7
out of 5
6 Ratings

About

Ed Parcaut, MBA, President, Lending for Living brings over 25 years experience in the real estate and mortgage industry to live radio at Powertalk 1360 AM KFIV, Saturday's at 12noon. Ed provides reliable, professional answers to all your real estate questions along with uniquely humorous life experiences, stories and FUN! You're sure to come away with "something to chew on" from Real Estate Jerky.