The Real Estate Podcast

Kormendy Trott Real Estate Team

The Real Estate Podcast by the Kormendy Trott Real Estate Team brings real conversations about buying, selling, investing, business, property management, and the local market. Hosted by Ariel Kormendy, Adrian Trott and other members of the KT Team, each episode shares practical advice, honest opinions, guest conversations, and behind-the-scenes insight from working REALTORS® serving Milton, Halton Region, and the Greater Toronto Area.

  1. 6d ago

    Home Prices Are Falling. Here's Why Buyers Still Aren't Buying. | EP414

    Home prices have come down, competition has eased, and buyers have more negotiating power. So why are so many people still waiting to buy? In this episode of The Real Estate Podcast, Adrian Trott is joined by Chris Behie to discuss the confidence gap in today's GTA housing market. They break down why lower prices haven't necessarily translated into more sales, why trying to time the bottom of the market can be misleading, and what buyers should actually consider before making their next move. They also discuss why some homes are still selling quickly, how unrealistic pricing affects sellers, and why buying or selling should ultimately come down to your finances, goals, and long-term plans. > Why lower home prices aren't bringing buyers back > What September's GTA housing market numbers reveal > Why properly priced homes are still selling > The problem with agents who overpromise on listing prices > Why predicting the bottom of the market is so difficult > How buyers can decide whether it's the right time to move > What sellers and investors can do when carrying costs become a problem Whether you're buying your first home, planning to upgrade, or trying to understand the current real estate market, this conversation offers a practical perspective without the hype. Thinking about buying? Explore our buyer resources and mortgage calculator on the Kormendy Trott website. Subscribe to The Real Estate Podcast for real conversations and practical advice about real estate in Ontario. VIDEO SECTIONS & TIMESTAMPS 0:00 – Intro 2:18 – September GTA Housing Market Statistics 3:56 – Why Some Expensive Homes Still Offer Good Value 7:04 – Why Buyers Are Waiting for the Market to Bottom Out 10:01 – How Mortgage Amortization Can Change the Equation 11:55 – Does Moving Actually Make Sense for You? 12:50 – Mortgage Calculator and Buyer Resources 13:20 – Outro/recap Watch on YouTube: https://youtube.com/kormendytrott Listen on Spotify: https://open.spotify.com/show/1pwncyet9NydbgTmx5D21k Linktree: https://linktr.ee/kormendytrott Instagram: https://instagram.com/kormendytrott YouTube: https://youtube.com/kormendytrott Facebook: https://facebook.com/kormendytrott X: https://x.com/kormendytrott LinkedIn: https://linkedin.com/company/ktrealty TikTok: https://tiktok.com/@kormendytrott The Kormendy Trott Team was formed in 2011 by Ariel Kormendy and Adrian Trott. Originally a team of two in Milton, Ontario, KT has grown into a full-service real estate group serving Halton Region, Peel Region, and the Greater Toronto Area.

    Home Prices Are Falling. Here's Why Buyers Still Aren't Buying. | EP414
  2. Oct 12

    The Reality of Real Estate Investing: Wins, Losses & Lessons (w/ Shawn Cameron) | EP413

    Real estate investing can build wealth, but it doesn’t always go according to the spreadsheet. Steve Cecchetto sits down with Shawn Cameron of Cameron Financial Wellness to talk about Shawn’s journey into real estate investing, what he’s learned from buying and financing investment properties, and why successful investing requires a lot more than simply finding a property that cash flows. They break down whether today’s market presents an opportunity for investors, how much money you actually need to get started, using home equity responsibly, and why your investment strategy needs to fit your personal financial situation. Shawn also shares the good and bad from his own portfolio, including a successful joint venture and a nightmare landlord experience that ultimately left him dealing with squatters, legal proceedings, and nearly a year without rent. Plus, Shawn reveals where he would put $150,000 today and why multifamily real estate is at the top of his list. Shawn Cameron's YouTube: https://www.youtube.com/@shawnc_mortgagepro Shawn Cameron's Instagram: ⁨@shawnc_mortgagepro⁩ VIDEO SECTIONS & TIMESTAMPS 0:00 – Intro 2:40 – Shawn’s Journey Into Real Estate and Finance 5:24 – Leaving the Corporate World Behind 6:57 – Is Now a Good Time to Invest in Real Estate? 10:37 – The Problem With Too Much Leverage 12:53 – What Makes a Good Investment Property? 15:35 – Social Media vs. the Reality of Investing 17:21 – How Much Money Do You Need to Start Investing? 21:28 – The Real Risk of Borrowing Against Your Home 23:21 – Shawn’s Successful Joint Venture 26:28 – Shawn’s Nightmare Landlord Experience 28:13 – Dealing With Squatters 30:58 – Where Shawn Would Invest $150,000 Today 34:44 – Outro/recap Watch on YouTube: https://youtube.com/kormendytrott Listen on Spotify: https://open.spotify.com/show/1pwncyet9NydbgTmx5D21k Linktree: https://linktr.ee/kormendytrott Instagram: https://instagram.com/kormendytrott YouTube: https://youtube.com/kormendytrott Facebook: https://facebook.com/kormendytrott X: https://x.com/kormendytrott LinkedIn: https://linkedin.com/company/ktrealty TikTok: https://tiktok.com/@kormendytrott The Kormendy Trott Team was formed in 2011 by Ariel Kormendy and Adrian Trott. Originally a team of two in Milton, Ontario, KT has grown into a full-service real estate group serving Halton Region, Peel Region, and the Greater Toronto Area.

    The Reality of Real Estate Investing: Wins, Losses & Lessons (w/ Shawn Cameron) | EP413
  3. Oct 5

    There Is No Such Thing As "The Perfect Home"

    There's no such thing as the perfect house, not even on a $10 million budget. In the final part of the three-part buyer psychology series, Ariel and Adrian break down how to separate your true non-negotiables from the things you can change. They also cover how to decide which boxes you're willing to uncheck, so you're not waiting forever for a home that ticks them all. They also look at it from the seller's side: how staging and storytelling turn an "awkward" layout into a unique one. Plus real stories from the field, including a spare bedroom turned walk-in closet and a one-bedroom-upstairs home that sold to the buyer nobody expected. Why even a big budget won't buy the perfect house Must-haves vs. fixables: carpet, paint, cabinets and layout Double garage or a bigger backyard? Real trade-offs buyers make Why asking "why" changes what you're actually shopping for Spare bedrooms, home offices and guests who rarely visit How sellers can turn "awkward" into "unique" VIDEO SECTIONS & TIMESTAMPS 0:00 – Intro 1:54 – Is there such a thing as the perfect house? 4:46 – The "no carpet" dealbreaker that costs buyers great homes 6:24 – Why your must-haves should be things you can't change 8:16 – Listings are staged to make you fall in love (and overpay) 10:48 – Double garage or huge backyard? Knowing your non-negotiables 11:36 – Giving up driveway space for a main floor den 13:27 – Do you really need a 4th bedroom? Start with why 18:15 – How sellers can turn "awkward" into "unique" 19:39 – Turning a spare bedroom into a walk-in closet 22:41 – Buying extra bedrooms for guests who rarely visit 23:06 – The "awkward" house that sold to an unexpected buyer 25:43 – Outro Watch on YouTube: https://youtube.com/kormendytrott Listen on Spotify: https://open.spotify.com/show/1pwncyet9NydbgTmx5D21k Linktree: https://linktr.ee/kormendytrott Instagram: https://instagram.com/kormendytrott YouTube: https://youtube.com/kormendytrott Facebook: https://facebook.com/kormendytrott X: https://x.com/kormendytrott LinkedIn: https://linkedin.com/company/ktrealty TikTok: https://tiktok.com/@kormendytrott The Kormendy Trott Team was formed in 2011 by Ariel Kormendy and Adrian Trott. Originally a team of two in Milton, Ontario, KT has grown into a full-service real estate group serving Halton Region, Peel Region, and the Greater Toronto Area.

    There Is No Such Thing As "The Perfect Home"
  4. Sep 28

    Your Dream House Might Be Above Your Budget... Go See It Anyway | EP411

    Your dream home might be listed above your budget, but that does not necessarily mean you cannot afford it. In Part 2 of our Buyer Psychology series, Ariel and Adrian explain why one of the biggest mistakes buyers make is treating the asking price like it is the home's actual market value. They share real examples of buyers who almost missed opportunities simply because a property looked too expensive online, including one family who ended up buying a home for less than anyone expected. They also break down how seller motivation, time on market, supply and demand, negotiation strategy, location, and even the structure of an offer can affect what a home ultimately sells for. The takeaway is not to shop irresponsibly outside your means. It is to understand the difference between your true budget and the number you see on a listing. If a home checks the right boxes and is reasonably close to your range, it might be worth seeing before you rule it out. VIDEO SECTIONS & TIMESTAMPS 0:00 – Intro 1:32 – Asking Price vs. Market Value 3:27 – Why Seeing More Homes Makes You a Smarter Buyer 4:58 – The Buyer Who Missed Out Without Seeing the House 9:36 – How Overpricing Can Push Buyers Away 11:46 – They Thought the House Was Too Expensive 13:14 – Understanding Supply and Demand 14:58 – Why Buyers Should See More Homes 17:23 – Buying in an Area Others Overlooked 21:27 – Buying With Your Future in Mind 25:19 – When Stretching Your Budget Can Make Sense 26:51 – Outro/recap Watch on YouTube: https://youtube.com/kormendytrott Listen on Spotify: https://open.spotify.com/show/1pwncyet9NydbgTmx5D21k Linktree: https://linktr.ee/kormendytrott Instagram: https://instagram.com/kormendytrott YouTube: https://youtube.com/kormendytrott Facebook: https://facebook.com/kormendytrott X: https://x.com/kormendytrott LinkedIn: https://linkedin.com/company/ktrealty TikTok: https://tiktok.com/@kormendytrott The Kormendy Trott Team was formed in 2011 by Ariel Kormendy and Adrian Trott. Originally a team of two in Milton, Ontario, KT has grown into a full-service real estate group serving Halton Region, Peel Region, and the Greater Toronto Area.

    Your Dream House Might Be Above Your Budget... Go See It Anyway | EP411
  5. Sep 21

    Don’t Fall in Love With a Home Online - Buyer Psychology | EP410

    Great photos, videos, floor plans, and 3D tours can help you narrow down your home search—but they can’t tell you everything. In Part 1 of our three-part series for buyers, Ariel Kormendy and Adrian Trott break down why seeing a home in person still matters. From wide-angle lenses and virtual staging to smells, natural light, property condition, scratched floors, neighbourhood feel, and the little details photos simply can’t capture, what you see online isn’t always what you get. They also discuss why open houses are still valuable, how buyers use online listings to shortlist properties, and why ruling out a home based entirely on its photos could mean overlooking a property that actually feels completely different once you step inside. VIDEO SECTIONS & TIMESTAMPS 0:00 – Intro 2:08 – What You See Online Isn’t Always What You Get 3:10 – Why Do Open Houses Still Exist? 4:09 – What You Can Only Experience in Person 5:30 – How Buyers Shortlist Homes Online 7:56 – Can Technology Replace an In-Person Showing? 9:06 – How Photos Can Be Deceiving 12:00 – The One Thing Photos Can’t Show: Smell 12:44 – Seeing the True Condition of a Home 13:23 – When Listing Photos Go Too Far 14:34 – The Details Photos Can Hide 17:24 – Why Buyers Should See More Homes in Person 19:01 – The Clothing Store Analogy for House Hunting 21:34 – The Big Takeaway for Home Buyers 22:37 – Outro/recap Watch on YouTube: https://youtube.com/kormendytrott Listen on Spotify: https://open.spotify.com/show/1pwncyet9NydbgTmx5D21k Linktree: https://linktr.ee/kormendytrott Instagram: https://instagram.com/kormendytrott YouTube: https://youtube.com/kormendytrott Facebook: https://facebook.com/kormendytrott X: https://x.com/kormendytrott LinkedIn: https://linkedin.com/company/ktrealty TikTok: https://tiktok.com/@kormendytrott The Kormendy Trott Team was formed in 2011 by Ariel Kormendy and Adrian Trott. Originally a team of two in Milton, Ontario, KT has grown into a full-service real estate group serving Halton Region, Peel Region, and the Greater Toronto Area.

    Don’t Fall in Love With a Home Online - Buyer Psychology | EP410
  6. Sep 14

    Incorporating Doesn't Protect You From This Commercial Lease Trap | EP409

    Thinking about moving your business out of the basement and into a commercial space? 🏢 In this episode, Steve sits down with Sikandar Khan, Barrister & Solicitor at ASK Law Firm, to break down exactly what separates a commercial lease from a residential one — and why incorporating your business doesn't automatically protect you from personal liability. From offer to lease vs. the lease itself, to personal guarantees, indemnities, and what happens when a business fails mid-term, this is the conversation every small business owner and entrepreneur needs before they sign. > Commercial lease vs residential lease: what actually changes > Offer to lease, agreement to lease, and the lease itself — the sequence explained > When to bring in a lawyer (and when your realtor already has you covered) > Sole proprietor vs incorporated: when to make the switch > Personal guarantees vs indemnities — and why landlords ask for them > What happens if your business fails partway through a 5-year lease Visit ASK Law's Website: http://www.asklawfirm.ca/ VIDEO SECTIONS & TIMESTAMPS 0:00 – Intro 1:03 – Meet Sikandar Khan, Barrister & Solicitor at ASK Law 2:47 – Sikandar's path from Pakistan to practicing law in Canada 6:22 – Commercial lease vs residential lease: the basic difference 8:22 – Offer to lease vs agreement to lease vs the lease itself 10:40 – The most common misunderstanding: agreement to lease isn't the lease 12:19 – When lease terms don't match the offer to lease 16:16 – Disclaimer: this isn't legal advice 17:00 – When should you actually engage a lawyer? 25:12 – Sole proprietor vs incorporating before signing a commercial lease 27:33 – Real case: landlord demands a 100% personal guarantee 31:25 – Indemnity vs personal guarantee, explained 34:10 – What happens when your business fails mid-lease 36:44 – Assigning a lease — and why you can stay on the hook anyway 41:13 – Where to find Sikandar Khan and ASK Law 42:41 – Outro Watch on YouTube: https://youtube.com/kormendytrott Listen on Spotify: https://open.spotify.com/show/1pwncyet9NydbgTmx5D21k Linktree: https://linktr.ee/kormendytrott Instagram: https://instagram.com/kormendytrott YouTube: https://youtube.com/kormendytrott Facebook: https://facebook.com/kormendytrott X: https://x.com/kormendytrott LinkedIn: https://linkedin.com/company/ktrealty TikTok: https://tiktok.com/@kormendytrott The Kormendy Trott Team was formed in 2011 by Ariel Kormendy and Adrian Trott. Originally a team of two in Milton, Ontario, KT has grown into a full-service real estate group serving Halton Region, Peel Region, and the Greater Toronto Area.

    Incorporating Doesn't Protect You From This Commercial Lease Trap | EP409
  7. Sep 7

    Selling This Fall or Winter? Do This in September | EP408

    Summer's over — and if there's any chance you sell your home this fall or winter, September is your last window to get it photographed while it's still looking its best. Ariel and Adrian break down why proactive photos, patio and curb appeal prep, staging consultations, and pre-listing inspections can be the difference between a good offer and a great one — even if you're not planning to move for years.> Why September is the last chance for seasonal listing photos> The patio and curb appeal mistakes that tank fall/winter listings> How a staging consultation now pays off even if you don't sell for years> What a pre-listing home inspection actually catches> Why "just browsing" buyers should still get their home photo-ready VIDEO SECTIONS & TIMESTAMPS 0:00 – Intro0:21 – Welcome back: maximizing your fall/winter home sale2:21 – Why September is your last chance for seasonal listing photos3:19 – The patio problem: snow-covered outdoor spaces kill your photos6:47 – Why fall listings still need summer-fresh curb appeal7:09 – Does market activity really pick up after back-to-school?9:46 – Book your photos now, even if you're "just browsing"11:59 – Why a staging consultation pays off, even years before you sell15:39 – Who actually needs to get their photos done16:20 – Outro Watch on YouTube: https://youtube.com/kormendytrott Listen on Spotify: https://open.spotify.com/show/1pwncyet9NydbgTmx5D21k Linktree: https://linktr.ee/kormendytrott Instagram: https://instagram.com/kormendytrott YouTube: https://youtube.com/kormendytrott Facebook: https://facebook.com/kormendytrott X: https://x.com/kormendytrott LinkedIn: https://linkedin.com/company/ktrealty TikTok: https://tiktok.com/@kormendytrott The Kormendy Trott Team was formed in 2011 by Ariel Kormendy and Adrian Trott. Originally a team of two in Milton, Ontario, KT has grown into a full-service real estate group serving Halton Region, Peel Region, and the Greater Toronto Area.

    Selling This Fall or Winter? Do This in September | EP408
  8. Aug 31

    Clearance Certificates Explained: The Tax Risk Every Home Buyer Should Know | EP407

    What happens if you buy a home, close the deal, and then discover the seller was a non-resident—and the CRA says money is still owed? In this episode of The Real Estate Podcast, Ariel Kormendy and Adrian Trott break down clearance certificates, why they matter when a non-resident sells Canadian real estate, and how the issue can affect both sellers and buyers. They discuss the potential 25% holdback, how clearance certificate delays can interfere with closing, real-world situations involving mortgages and negative equity, and the due diligence buyers, sellers, and real estate agents should be doing before a deal becomes a problem. They also explain how closing dates and Agreement of Purchase and Sale clauses can potentially be structured to give everyone enough flexibility while still protecting the buyer. If you're buying or selling Canadian real estate—especially when a non-resident owner is involved—this is something you should understand before closing day. This podcast is for general informational purposes and should not replace advice from a lawyer, accountant, or other qualified professional. The discussion specifically covers the potential 25% holdback, the risk to buyers, certificate-processing timelines, closing complications, and protective deal structures. VIDEO SECTIONS & TIMESTAMPS 0:00 – Intro 2:26 – What is a clearance certificate? 6:31 – Why a 30-day closing may not be enough 7:20 – How clearance issues can kill a deal 9:11 – Liens, mortgages and negative equity 11:18 – Homeowners leaving Canada while owing more than their home is worth 19:49 – How one failed closing can create a domino effect 22:15 – Realtors making too many assumptions 22:38 – The closing-date mistake agents should avoid 25:06 – Clearance certificate advice for buyers 25:34 – How to identify a non-resident seller 25:52 – How long a clearance certificate can take 27:09 – Protecting buyers with the right clauses 28:52 – Outro/recap Watch on YouTube: https://youtube.com/kormendytrott Listen on Spotify: https://open.spotify.com/show/1pwncyet9NydbgTmx5D21k Linktree: https://linktr.ee/kormendytrott Instagram: https://instagram.com/kormendytrott YouTube: https://youtube.com/kormendytrott Facebook: https://facebook.com/kormendytrott X: https://x.com/kormendytrott LinkedIn: https://linkedin.com/company/ktrealty TikTok: https://tiktok.com/@kormendytrott The Kormendy Trott Team was formed in 2011 by Ariel Kormendy and Adrian Trott. Originally a team of two in Milton, Ontario, KT has grown into a full-service real estate group serving Halton Region, Peel Region, and the Greater Toronto Area.

    Clearance Certificates Explained: The Tax Risk Every Home Buyer Should Know | EP407

About

The Real Estate Podcast by the Kormendy Trott Real Estate Team brings real conversations about buying, selling, investing, business, property management, and the local market. Hosted by Ariel Kormendy, Adrian Trott and other members of the KT Team, each episode shares practical advice, honest opinions, guest conversations, and behind-the-scenes insight from working REALTORS® serving Milton, Halton Region, and the Greater Toronto Area.

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