Built For Life, Not Just Wealth

Ryan Burklo & Alex Collins
  • 5.0 (13)
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Built For Life, Not Just Wealth is a podcast for high-income professionals, business owners, and families who want more from money than just bigger numbers. Hosted by financial planners Ryan Burklo and Alex Collins of Quantified Financial Partners, it shows how to use money as a tool to build a life of freedom, purpose, and confidence. Episodes cut through traditional advice to deliver real-talk on cash flow, equity comp, taxes, investing, and big decisions—tied directly to what matters most: time, family, health, and meaning. Real financial planning isn't about perfect spreadsheets. It's about creating a life you're proud to live. Securities products and advisory services offered through Park Avenue Securities LLC (PAS), member FINRA,SIPC. OSJ: 200 SW Market Street, Suite 1850 Portland, OR 97201 (503)221-1226 PAS is a wholly-owned subsidiary of The Guardian Life Insurance Company of America® (Guardian), New York, NY. Quantified Financial Partners is not an affiliate or subsidiary of PAS or Guardian. Quantified Financial Partners is not registered in any state or with the U.S. Securities and Exchange Commission as a Registered Investment Advisor. This website is intended for general public use. By providing this content, Park Avenue Securities LLC and your financial representative are not undertaking to provide investment advice or make a recommendation for a specific individual or situation, or to otherwise act in a fiduciary capacity. Certain Podcasts are now historic and are for informational purposes only; the information provided was accurate at the time of recording but may no longer be current. Ryan and Alex are Registered Representatives & Investment Advisors of Park Avenue Securities, Financial Representative Guardians. Ryan's CA insurance license #OK24924, AR insurance license #15319412. Alex's CA insurance license #OH24806, AR insurance license #7264699. #8695383.1 Exp 1/28 Visit our website www.QuantifiedFinancial.com

  1. 6D AGO

    Episode 338 - When Money Stops Being the Problem And Becomes the Tension

    In this episode of "Built For Life, Not Just Money," hosts Ryan Burklo and Alex Collins delve into the complexities of wealth management beyond mere financial metrics. They discuss how, for high net worth individuals, money transitions from being a problem to a source of tension, as conversations shift from basic financial survival to deeper questions about values, legacy, and the purpose of wealth. The hosts emphasize the importance of understanding one's values and priorities when it comes to financial decisions, highlighting the need for a decision-making framework rather than traditional budgeting methods, which often fail to address the unique challenges faced by affluent families. The conversation also touches on the emotional weight that comes with wealth, particularly the fears surrounding the next generation's financial stewardship. Ryan and Alex explore the archetypes of wealth management—stewards focused on preservation and architects who prioritize experiences and impact. They conclude with a thought-provoking question about what will truly matter in the long run, encouraging listeners to reflect on their values and the legacy they wish to leave behind. This episode serves as a reminder that financial success should align with personal fulfillment and meaningful living. Check out our website:  https://www.builtforlifenotjustwealth.com/ Find us on YouTube: https://www.youtube.com/@builtforlifenotjustwealth/ Subscribe to our newsletter: https://www.quantifiedfinancial.com/subscribe-now Check out our Instagram: https://www.instagram.com/ryanburklofinance?igsh=ZTJzN3Jnajd5M2Mw Ryan Burklo's LinkedIn profile: https://www.linkedin.com/in/ryanburklo/ Alex Collin's LinkedIn profile: https://www.linkedin.com/in/alexandercollins/ For a quick assessment of your current financial life go to: https://www.livingbalancesheet.com/lbsVision/lite/RyanBurklo  #BuiltForLifeNotJustWealth #wealthmanagement #financialplanning #highnetworth #moneymindset #legacyplanning #financialstewardship #budgeting #values-basedfinance #familyfinance Takeaways Money is just a tool that allows us to accomplish our goals. When money stops being a problem, it becomes a tension. High net worth individuals often struggle with what to do with their money. Budgeting breaks down at higher net worth levels; a decision-making framework is needed. It's essential to consider what will make you feel proud 20 years from now. Chapters 00:00 Introduction to Financial Purpose 00:38 From Money Problems to Life Values 03:05 Understanding Wealth Roles: Stewards vs. Architects 04:10 The Limitations of Traditional Budgeting 06:24 Concerns About the Next Generation 07:28 Designing a Life Without Regrets 09:51 The Importance of Diversification 11:04 Coordinating Financial Advisors 11:59 Reflecting on Legacy and Values

    17 min

  2. JAN 26

    Episode 337 - Crafting a Future That Shapes Today

    In this episode of "Built for Life Not Just Wealth," Ryan Burklo and Alex Collins discuss the importance of aligning financial planning with life events rather than just focusing on wealth accumulation. They emphasize how significant life moments—whether joyous or challenging—can shift perspectives on money, highlighting that financial security allows individuals to make decisions without the burden of financial stress. The conversation also touches on the need for flexibility in financial planning, advocating for liquidity and a cash flow system that empowers clients to prioritize their life experiences over mere wealth optimization. Check out our website:  https://www.builtforlifenotjustwealth.com/ Find us on YouTube: https://www.youtube.com/@builtforlifenotjustwealth/ Subscribe to our newsletter: https://www.quantifiedfinancial.com/subscribe-now Check out our Instagram: https://www.instagram.com/ryanburklofinance?igsh=ZTJzN3Jnajd5M2Mw Ryan Burklo's LinkedIn profile: https://www.linkedin.com/in/ryanburklo/ Alex Collin's LinkedIn profile: https://www.linkedin.com/in/alexandercollins/ For a quick assessment of your current financial life go to: https://www.livingbalancesheet.com/lbsVision/lite/RyanBurklo   #financialplanning #lifeevents #liquidity #cashflow #wealthmanagement #financialsecurity #lifeoptimization #financialflexibility #wealthvslife   Takeaways "What money can't actually fix." "Flexibility is greater than maximum net worth." "We want to design your future so powerfully that it reshapes your present." "You don't know how much liquidity you need until you need it." "It's not about this, it's about family." Chapters 00:00 Introduction to the New Podcast Theme 01:10 Life Events and Financial Planning 04:21 Optimizing Finances for Life 07:51 Planning with Flexibility 10:40 The Importance of Liquidity 12:27 Creating a Cash Flow System 13:17 Designing a Future that Reshapes the Present

    17 min

  3. JAN 19

    Episode 336 - Built For Life, Not Just Wealth

    In this episode of Beer and Money, hosts Ryan Burklo and Alex Collins announce an exciting rebranding of their podcast to 'Built for Life, Not Just Wealth.' They reflect on the origins of the podcast, which began as a casual lunch-and-learn session at Amazon's Brave Horse restaurant, where they aimed to make discussions about money more approachable and less stressful. Over time, they realized that their conversations have evolved to focus more on how money impacts life, rather than just the numbers themselves. This shift is driven by feedback from their clients, who are more interested in how financial decisions affect their personal lives and goals. Ryan and Alex emphasize that the new direction will still include honest discussions about money but will also incorporate real-life applications and insights from various professionals outside the financial realm. They aim to help listeners understand that wealth is a tool to enhance life experiences, not just a goal in itself. The episode concludes with a commitment to maintain the relaxed atmosphere of the show, encouraging listeners to enjoy a beer while tuning in, and a powerful tagline: 'Design your future so powerful, it reshapes your present.   Check out our website:  https://www.builtforlifenotjustwealth.com/ Find us on YouTube: https://www.youtube.com/@builtforlifenotjustwealth/ Subscribe to our newsletter: https://www.quantifiedfinancial.com/subscribe-now Check out our Instagram: https://www.instagram.com/ryanburklofinance?igsh=ZTJzN3Jnajd5M2Mw Ryan Burklo's LinkedIn profile: https://www.linkedin.com/in/ryanburklo/ Alex Collin's LinkedIn profile: https://www.linkedin.com/in/alexandercollins/ For a quick assessment of your current financial life go to: https://www.livingbalancesheet.com/lbsVision/lite/RyanBurklo   #BuiltForLifeNotJustWealth #financialpodcast #moneymanagement #wealthandlife #financialplanning #personalfinance #rebrandingpodcast #lifegoals #financialadvice   Takeaways It's not just about the money, it's about what you can do with it. Wealth as a tool, not just for building wealth. Design your future so powerful, it reshapes your present. Money matters, but the life it supports matters more. We want to help people transition to a life-focused financial approach. Chapters 00:00 Introduction and Podcast Evolution 02:57 Shifting Focus: Money and Life Integration 05:55 New Direction: Built for Life, Not Just Wealth

    11 min

  4. JAN 12

    Episode 335 - Navigating the Risks of Over-Concentrated Stock Positions

    In this episode of Beer and Money, Ryan Burklo and Alex Collins discuss the challenges and strategies associated with over-concentrated stock positions, particularly in the context of tech companies and other large firms. They explore the risks of having a significant portion of one's wealth tied to a single stock, the emotional connections that can complicate decision-making, and the importance of coordinated financial planning. The conversation covers various strategies for unwinding concentrated positions, including selling shares, tax implications, and alternative methods such as options and exchange funds. The hosts emphasize the need for a systematic approach to managing concentrated wealth and the importance of seeking professional guidance. Check out our website:  beerandmoney.net Find us on YouTube: https://www.youtube.com/@beerandmoney Subscribe to our newsletter: https://www.quantifiedfinancial.com/subscribe-now Check out our Instagram: https://www.instagram.com/ryanburklofinance?igsh=ZTJzN3Jnajd5M2Mw Ryan Burklo's LinkedIn profile: https://www.linkedin.com/in/ryanburklo/ Alex Collin's LinkedIn profile: https://www.linkedin.com/in/alexandercollins/ For a quick assessment of your current financial life go to: https://www.livingbalancesheet.com/lbsVision/lite/RyanBurklo #over-concentratedstock #financialplanning #riskmanagement #investmentstrategies #taximplications #stockoptions #wealthmanagement #diversification #financialadvisor #concentratedwealth   Takeaways Many clients have concentrated stock positions due to RSUs or stock options. Concentrated risk can become significant over time, especially in tech. Emotional ties to a company can complicate financial decisions. It's crucial to consider future changes in company leadership. Planning to unwind concentrated risk can take months or years. Tax implications can complicate the selling of concentrated stock. Diversification is key to managing concentrated positions. Coordinating with financial and tax professionals is essential. There are strategies to manage concentrated stock without selling. Proactive planning can prevent financial stress in retirement. Chapters 00:00 Introduction to Over-Concentrated Stock Positions 02:51 Understanding the Risks of Concentrated Wealth 05:53 Planning Considerations for Unwinding Concentrated Risk 08:55 Strategies for Managing Concentrated Stock Positions 12:06 Alternative Approaches to Selling Stock 15:06 Conclusion and Call to Action

    19 min

  5. JAN 5

    Episode 334 - The Illusion of Progress

    In this episode of Beer and Money, Ryan Burklo discusses the common misconception of financial progress, particularly among high earners who may feel stressed despite increasing net worth. He emphasizes the importance of building confidence in financial planning, understanding cash flow, and having clarity about one's financial situation. The conversation highlights the need for proactive financial management and the value of working with a financial advisor to navigate uncertainties and optimize financial outcomes.   Check out our website:  beerandmoney.net Find us on YouTube: https://www.youtube.com/@beerandmoney Subscribe to our newsletter: https://www.quantifiedfinancial.com/subscribe-now Check out our Instagram: https://www.instagram.com/ryanburklofinance?igsh=ZTJzN3Jnajd5M2Mw Ryan Burklo's LinkedIn profile: https://www.linkedin.com/in/ryanburklo/ Alex Collin's LinkedIn profile: https://www.linkedin.com/in/alexandercollins/ For a quick assessment of your current financial life go to: https://www.livingbalancesheet.com/lbsVision/lite/RyanBurklo   #financialplanning #confidence #cashflow #lifestyle #financialadvisor #wealthbuilding #RSUs #marketswings #financialscorecard #financialprogress   Takeaways The illusion of financial progress can lead to stress. High income does not always equate to financial confidence. Spreadsheets show outcomes but not the full financial picture. Many people face a certainty problem rather than a money problem. Understanding cash flow is essential for financial planning. Optimizing finances requires clarity about lifestyle goals. Conversations about money with partners are crucial. Financial plans should adapt to changing circumstances. Knowing your financial situation can provide peace of mind. Proactive financial management helps in achieving desired outcomes. Chapters 00:00 The Illusion of Financial Progress 02:48 Building Confidence in Financial Planning 06:04 Understanding Cash Flow and Lifestyle 08:50 The Importance of Financial Clarity

    14 min

  6. 12/29/2025

    Episode 333 - Why Does It Feel Like Financial Planning is a Moving Target?

    In this episode of Beer and Money, Ryan Burklo discusses the complexities of financial planning, emphasizing the ever-changing nature of financial goals due to various life factors. He highlights the psychological barriers that prevent individuals from engaging in financial planning and stresses the importance of understanding personal goals. Ryan outlines the necessity of a comprehensive financial plan that accommodates market volatility and provides peace of mind. He encourages listeners to take proactive steps in their financial planning and offers resources for further assistance. #financialplanning #equitycompensation #marketvolatility #psychologicalbarriers #cashflowplan #financialsecurity #investmentstrategies #financialscorecard #holisticfinancialplanning #peaceofmind   Takeaways Financial planning is influenced by changing life circumstances. Psychological barriers often prevent individuals from seeking financial advice. Understanding personal goals is crucial for effective financial planning. A comprehensive financial plan should account for market volatility. Regularly revisiting financial plans can lead to proactive adjustments. Peace of mind comes from a holistic approach to financial planning. Liquidity and access to funds are essential in financial planning. Investment strategies should align with personal financial goals. A financial scorecard can provide valuable insights into one's financial health. Working with a financial planner can help clarify complex financial situations. Chapters 00:00 Understanding the Moving Target of Financial Planning 02:52 The Psychological Barriers to Financial Planning 05:45 Building a Comprehensive Financial Plan 09:06 Achieving Peace of Mind Through Financial Planning

    12 min

  7. 12/22/2025

    Episode 332 - Holiday Reflections: What Truly Matters

    In this episode of Beer and Money, Ryan Burklo and Alex Collins discuss the significance of the holiday season as a time for reflection on family, values, and financial planning. They explore the emotional aspects of spending time with loved ones, the expectations that come with hosting, and the importance of having meaningful conversations about legacy and future planning. The hosts encourage listeners to take actionable steps towards what truly matters in their lives, emphasizing that money is merely a tool to facilitate a fulfilling life. Check out our website:  beerandmoney.net Find us on YouTube: https://www.youtube.com/@beerandmoney Subscribe to our newsletter: https://www.quantifiedfinancial.com/subscribe-now Check out our Instagram: https://www.instagram.com/ryanburklofinance?igsh=ZTJzN3Jnajd5M2Mw Ryan Burklo's LinkedIn profile: https://www.linkedin.com/in/ryanburklo/ Alex Collin's LinkedIn profile: https://www.linkedin.com/in/alexandercollins/ For a quick assessment of your current financial life go to: https://www.livingbalancesheet.com/lbsVision/lite/RyanBurklo #holidays #family #financialplanning #personalgrowth #legacy #expectations #hosting #reflections #futureplanning #actionsteps   Takeaways The holidays reveal what we truly care about. Spending time with family can be eye-opening. Hosting comes with expectations and financial implications. It's important to reflect on family dynamics during holidays. Conversations about legacy should happen when families gather. Planning for the future starts with understanding values. Small action steps can lead to significant changes. Money is a tool, not the ultimate goal. Designing a powerful future reshapes the present. Regular conversations about finances lead to happier outcomes. Chapters 00:00 Holiday Reflections and Family Connections 05:10 The Expectations of Hosting 08:58 Navigating Family Dynamics 11:26 Planning for the Future 15:16 Taking Action on What Matters

    20 min

  8. 12/15/2025

    Episode 331 - Your Financial Plan: Organize & Prioritize

    In this episode of Beer and Money, Ryan Burklo and Alex Collins discuss the complexities of financial planning, emphasizing the importance of organization, prioritization, and clarity in achieving financial goals. They explore common misconceptions clients have about their financial situations and provide a structured framework for effective financial planning. The conversation highlights the need for income protection, cash flow organization, and the automation of financial decisions to ensure a smooth planning process. Additionally, they address common mistakes made in financial planning and the significance of reviewing and adjusting plans regularly. Check out our website:  beerandmoney.net Find us on YouTube: https://www.youtube.com/@beerandmoney Subscribe to our newsletter: https://www.quantifiedfinancial.com/subscribe-now Check out our Instagram: https://www.instagram.com/ryanburklofinance?igsh=ZTJzN3Jnajd5M2Mw Ryan Burklo's LinkedIn profile: https://www.linkedin.com/in/ryanburklo/ Alex Collin's LinkedIn profile: https://www.linkedin.com/in/alexandercollins/ For a quick assessment of your current financial life go to: https://www.livingbalancesheet.com/lbsVision/lite/RyanBurklo   #financialplanning #incomeprotection #cashfloworganization #retirementplanning #financialgoals #clientmisconceptions #financialframework #automationinfinance #commonmistakesinfinance #clarityinfinancialplanning   Takeaways Clients often feel overwhelmed by their financial situation. Fear of not being on track can prevent clients from seeking help. The financial industry tends to complicate simple concepts. Income protection is the first priority in financial planning. Organizing cash flow is essential for effective planning. Not all clients have the same financial goals or timelines. Automating financial decisions can reduce stress and improve consistency. Regular reviews of financial plans are necessary due to life changes. Clarity in financial goals leads to better decision-making. Avoiding common mistakes can significantly improve financial outcomes. Chapters 00:00 Introduction to Financial Planning Challenges 02:57 Understanding Client Fears and Misconceptions 05:54 The Framework for Financial Prioritization 08:48 Clarifying Goals and Automating Decisions 12:02 Common Mistakes in Financial Planning 14:56 The Importance of Clarity in Financial Goals 18:00 Conclusion and Resources for Financial Planning

    21 min
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Ratings & Reviews

5
out of 5
13 Ratings

About

Built For Life, Not Just Wealth is a podcast for high-income professionals, business owners, and families who want more from money than just bigger numbers. Hosted by financial planners Ryan Burklo and Alex Collins of Quantified Financial Partners, it shows how to use money as a tool to build a life of freedom, purpose, and confidence. Episodes cut through traditional advice to deliver real-talk on cash flow, equity comp, taxes, investing, and big decisions—tied directly to what matters most: time, family, health, and meaning. Real financial planning isn't about perfect spreadsheets. It's about creating a life you're proud to live. Securities products and advisory services offered through Park Avenue Securities LLC (PAS), member FINRA,SIPC. OSJ: 200 SW Market Street, Suite 1850 Portland, OR 97201 (503)221-1226 PAS is a wholly-owned subsidiary of The Guardian Life Insurance Company of America® (Guardian), New York, NY. Quantified Financial Partners is not an affiliate or subsidiary of PAS or Guardian. Quantified Financial Partners is not registered in any state or with the U.S. Securities and Exchange Commission as a Registered Investment Advisor. This website is intended for general public use. By providing this content, Park Avenue Securities LLC and your financial representative are not undertaking to provide investment advice or make a recommendation for a specific individual or situation, or to otherwise act in a fiduciary capacity. Certain Podcasts are now historic and are for informational purposes only; the information provided was accurate at the time of recording but may no longer be current. Ryan and Alex are Registered Representatives & Investment Advisors of Park Avenue Securities, Financial Representative Guardians. Ryan's CA insurance license #OK24924, AR insurance license #15319412. Alex's CA insurance license #OH24806, AR insurance license #7264699. #8695383.1 Exp 1/28 Visit our website www.QuantifiedFinancial.com

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