Ladies of Wealth with JJ Conway

JJ Conway
  • 5.0 (3)
  • Entrepreneurship
  • Updated Biweekly

Ladies of Wealth are on a mission to Build Wealth That Changes Lives (tm). This podcast empowers you to dump debt, build wealth, and prosper! More money, less stress! Join us as we journey to elevate our lives in all 5 areas of abundance: Health, Wealth, Spiritual Growth, and Self Expression. JJ Conway is dedicated to empowering individuals to achieve desired goals and improve their lives with education, ethics, and accountability. She offers financial, investment, and entrepreneurial education: Solutions, NOT a sales pitch! Learn how she is changing lives at JJConway.com Who is JJ Conway? JJ Conway was initially barred from declaring physics as her major because the Air Force Academy faculty believed, "Blacks can't do physics." She fought for her dream and became the first African American to serve as a physicist in the military. She served for 23 years, chairing some of our nation's highest technical committees and retiring at the rank of Lieutenant Colonel. Although science will always be her first love, JJ became a financial planner after returning from a 6-month military trip to discover her house sold, divorce papers, and over $845,000 debt that had been charged in her name during her absence. Adapting to life as a military single mom, JJ learned how money worked and how to make it work for her quickly, yet ethically. She now teaches others the same fast-track skills to dump debt, build wealth, and prosper. She also mirrors these principles when working with businesses to improve processes, people, and profit. Facebook Group: https://www.facebook.com/groups/buildwealthwithjj Instagram: http://instagram.com/JJKnowsTheWay YouTube: http://www.youtube.com/c/JJKnowsTheWay Linked in: https://linkedin.com/in/JJKnowsTheWay Juneteenth Legacy: http://www.JuneteenthLegacy.com SoundCloud: http://www.soundcloud.com/JJKnowsTheWay Facebook: https://www.facebook.com/JJKnowsTheWay Twitter: https://twitter.com/JJKnowsTheWay Vimeo: https://vimeo.com/JJKnowsTheWay Clubhouse: @JJKnowsTheWay TikTok: @JJKnowsTheWayReal Profit Website: https://www.JJConway.com Non-Profit Website: http://www.WalkAbundantly.org

  1. Sep 23

    Episode 575: Air Force Widow Denied Benefits Because Technically We're "Not at War"

    There has been a lot of outrage this week over reports that the widow of Air Force Maj. John "Alex" Klinner is being denied military benefits because the United States has never formally declared war against Iran. The anger is understandable, but some of what is circulating on social media overstates what is actually happening. Maj. Klinner, 33, was one of six Airmen killed on March 12, 2026, when a KC-135 Stratotanker went down in western Iraq while supporting Operation Epic Fury. Contrary to some posts describing him as having been "shot down," U.S. Central Command says the aircraft was flying in friendly airspace and that its loss was not caused by hostile or friendly fire. The incident remains under investigation. Klinner left behind his wife, Libby, a young son and infant twins. Six months later, Libby Klinner publicly shared that the Air Force had told her that she and her children were not eligible for certain additional benefits because the United States had not formally declared war. That statement quickly morphed online into claims that the government had denied this Gold Star family its military death benefits altogether. That does not appear to be accurate.   According to Klinner herself, the missing amounts were combat-pay related, including things such as hostile-fire or imminent-danger pay and combat-zone tax treatment. After she raised the issue publicly, the Air Force contacted her and began an audit to determine whether her family has received everything to which it is legally entitled. As of September 2, the Air Force has not publicly explained why those amounts were initially excluded. That distinction matters because the federal government provides several substantial benefits when a service member dies on active duty, and most do not require Congress to have formally declared war.     As a financial planner—and as someone who has served—I want military families to remember that military benefits should be part of your financial plan, not the entire financial plan. SGLI is excellent and inexpensive coverage while you are eligible for it, but military status changes. People separate, retire, divorce, remarry and change careers. Benefits change with them. Building your own investments, emergency reserves and appropriate additional life insurance gives your family another layer of protection that does not depend entirely upon your current military status. Jackson.     Class Schedule: Every 1st Thursday: Fireside Chat (Money Q&A) Every 2nd Thursday: 7-Figure Business Building Every 3rd Thursday: Real Estate Investing 101 Every 4th Thursday: Empowered Entrepreneur Every 5th Thursday: Wildcard or replay   How to watch? Social Media @JJKnowsTheWay Join us on JJ's Facebook Channel Join us on JJ's YouTube Channel Join us on JJ's LinkedIn   How to ask a question? Post a comment on the live video Ask anonymously at LadiesOfWealth.com Ask in-person (virtually) during our Group Coaching Calls  (JJCLink.com/group)     Music License Granted to JJ Conway for "Crestone" by Michael Payne through Filmstro. This license grants a Commercial use of the above named musical composition for synchronisation with one or more creative media projects for worldwide distribution and in perpetuity in accordance with the Filmstro terms of use to the license holder and/or the license holder's client(s).

  2. Sep 21

    Kiyosaki's $1.2B Debt Warning

    Robert Kiyosaki, author of Rich Dad Poor Dad, has made headlines by saying he is approximately $1.2 billion in debt. For someone like me—a financial planner who teaches people to eliminate personal debt and build wealth without borrowing—that certainly gets my attention.   But it doesn't change what I teach.   First, let's add some context. Kiyosaki isn't saying he ran up $1.2 billion buying clothes, cars, and vacations. Much of his borrowing is tied to investments, especially income-producing real estate. His philosophy has long been that he would rather use borrowed money to acquire assets than use his own cash.     I understand the strategy. I just don't teach it. Borrowing allows an investor to control a much larger asset with less of their own money. If everything goes according to plan, that can dramatically increase the return on the investor's cash. But leverage doesn't eliminate risk—it magnifies it. Properties can sit vacant. Tenants can stop paying. Insurance and property taxes can soar. Repairs happen. Interest rates change. Property values fall. And no matter what the investment is doing, somebody still expects that debt payment.   There's also an important distinction when we see headlines like this. The financial infrastructure surrounding a sophisticated real-estate investor with hundreds of properties, business entities, partners, and professional advisers looks very different from the finances of the average household. Please don't look at a wealthy investor carrying enormous amounts of leverage and conclude that your car loan, credit cards, HELOC, or investment-property mortgage suddenly doesn't matter.   His debt may be measured in billions, but your debt can still control your life.   Every monthly payment represents money you've already committed before the next paycheck arrives. The fewer people who have a claim on your income, the more freedom you have to decide what happens to it. And yes, my philosophy includes investment debt. This is where I differ from many financial educators. I don't teach "bad debt versus good debt." I teach getting out of personal debt—including debt used to purchase investments. That doesn't mean I don't understand leverage. It means I've made a different judgment about the kind of financial life I want to help people build.   There are ways to invest in real estate without signing up for decades of personal debt. There are ways to build businesses gradually instead of financing everything upfront. There are ways to invest consistently while increasing your income and acquiring assets as your resources grow. Will that sometimes mean growing more slowly than someone who is highly leveraged? Absolutely. But maximizing the speed of wealth accumulation isn't my only definition of financial success. I want the people I teach to reach a point where nobody owns their paycheck. I want you to have investments. I want you to own real estate if that's one of your goals. I want you to build businesses, accumulate assets, and create generational wealth. I just don't believe you have to owe somebody in order to become wealthy. Robert Kiyosaki's $1.2 billion in debt doesn't make me reconsider teaching debt freedom. If anything, it gives us a great opportunity to discuss something we don't say often enough: Understanding how debt can be used to build wealth doesn't obligate you to use it. Sometimes the strategy that produces the biggest spreadsheet isn't the strategy that produces the greatest peace, flexibility, and freedom. You don't have to chase maximum leveraged growth if it costs you control of your life. Choose the path that helps you build wealth with confidence—and choose financial freedom over the biggest possible balance sheet.     Class Schedule: Every 1st Thursday: Fireside Chat (Money Q&A) Every 2nd Thursday: 7-Figure Business Building Every 3rd Thursday: Real Estate Investing 101 Every 4th Thursday: Empowered Entrepreneur Every 5th Thursday: Wildcard or replay   How to watch? Social Media @JJKnowsTheWay Join us on JJ's Facebook Channel Join us on JJ's YouTube Channel Join us on JJ's LinkedIn   How to ask a question? Post a comment on the live video Ask anonymously at LadiesOfWealth.com Ask in-person (virtually) during our Group Coaching Calls  (JJCLink.com/group)     Music License Granted to JJ Conway for "Crestone" by Michael Payne through Filmstro. This license grants a Commercial use of the above named musical composition for synchronisation with one or more creative media projects for worldwide distribution and in perpetuity in accordance with the Filmstro terms of use to the license holder and/or the license holder's client(s).

  3. Sep 20

    She Put Him On the Deed And Lost Her House

    JJ talks about Nicole Jackson, the Baton Rouge Woman who bought her house in cash almost 20 years ago and is now losing her house because her boyfriend's heir is forcing the sale of the property. Ms. Jackson put her boyfriend on the deed in case she died first. He died first and unfortunately did not name Ms. Jackson as an heir. The court determined his sister to be his heir, and she is now forcing Ms. Jackson to sell her home to claim her brother's share of the house. There are so many mistakes made in this situation, and JJ breaks them down with solid advice for ways YOU could handle a similar future situation without falling into the same trap as Ms. Jackson.     Class Schedule: Every 1st Thursday: Fireside Chat (Money Q&A) Every 2nd Thursday: 7-Figure Business Building Every 3rd Thursday: Real Estate Investing 101 Every 4th Thursday: Empowered Entrepreneur Every 5th Thursday: Wildcard or replay   How to watch? Social Media @JJKnowsTheWay Join us on JJ's Facebook Channel Join us on JJ's YouTube Channel Join us on JJ's LinkedIn   How to ask a question? Post a comment on the live video Ask anonymously at LadiesOfWealth.com Ask in-person (virtually) during our Group Coaching Calls  (JJCLink.com/group)     Music License Granted to JJ Conway for "Crestone" by Michael Payne through Filmstro. This license grants a Commercial use of the above named musical composition for synchronisation with one or more creative media projects for worldwide distribution and in perpetuity in accordance with the Filmstro terms of use to the license holder and/or the license holder's client(s).

  4. Sep 16

    SCAM ALERT! Before You Open that Invite, Hear THIS!

    Ladies of Wealth with JJ Conway

  5. Sep 14

    Don't Let Fear-Based Politics Control Your Pocketbook

    Episode 571: Don't Let Fear-Based Politics Control Your Pocketbook JJ discusses the trend of letting fear-based politics derail our critical thinking and activism, ultimately damaging our family's financial future. Using the race for Texas Governor as an example, JJ outlines what actions could have been taken back in March by people who repeatedly complain about the current governor (Abbott) and discusses different reasons why people are afraid not to vote for a candidate they complain about. JJ also gives examples of actions people COULD take to prevent their communities from changing in a way they don't like, if only they would stop wasting time complaining in the moment and, instead, take strategic action.   It's not as simple as voting Democrats vs. Republicans in November. Protecting the politics that impacts your pocketbook ALSO includes getting active in the Feb/March primaries.     Class Schedule: Every 1st Thursday: Fireside Chat (Money Q&A) Every 2nd Thursday: 7-Figure Business Building Every 3rd Thursday: Real Estate Investing 101 Every 4th Thursday: Empowered Entrepreneur Every 5th Thursday: Wildcard or replay   How to watch? Social Media @JJKnowsTheWay Join us on JJ's Facebook Channel Join us on JJ's YouTube Channel Join us on JJ's LinkedIn   How to ask a question? Post a comment on the live video Ask anonymously at LadiesOfWealth.com Ask in-person (virtually) during our Group Coaching Calls  (JJCLink.com/group) Music License Granted to JJ Conway for "Crestone" by Michael Payne through Filmstro. This license grants a Commercial use of the above named musical composition for synchronisation with one or more creative media projects for worldwide distribution and in perpetuity in accordance with the Filmstro terms of use to the license holder and/or the license holder's client(s).

  6. Sep 12

    I Lost My Job and Can't Pay My Bills. What do I do?

    JJ helps a young lady who is scared of her creditors because she lost her job and can't pay her bills. Learn how to prioritize when you can't pay everything and learn how to avoid getting sued by creditors with a solid Pro-Rata Plan. JJ also quickly answers a question about how to build up savings when the client is on SSI and technically could lose her benefits if she saves more than $2,000 total. Class Schedule: Every 1st Thursday: Fireside Chat (Money Q&A) Every 2nd Thursday: 7-Figure Business Building Every 3rd Thursday: Real Estate Investing 101 Every 4th Thursday: Empowered Entrepreneur Every 5th Thursday: Wildcard or replay   How to watch? Social Media @JJKnowsTheWay Join us on JJ's Facebook Channel Join us on JJ's YouTube Channel Join us on JJ's LinkedIn   How to ask a question? Post a comment on the live video Ask anonymously at LadiesOfWealth.com Ask in-person (virtually) during our Group Coaching Calls  (JJCLink.com/group) Music License Granted to JJ Conway for "Crestone" by Michael Payne through Filmstro. This license grants a Commercial use of the above named musical composition for synchronisation with one or more creative media projects for worldwide distribution and in perpetuity in accordance with the Filmstro terms of use to the license holder and/or the license holder's client(s).

  7. Sep 9

    What Should I Do With a $1Million Inheritance?

    How can you best use and invest a $1,000,000 inheritance? JJ answers this question for someone is worried about getting taken advantage of by financial advisors wishing to charge 1% or more in fees to manage the money.    Not only is this unnecessary but JJ walks through various options for best utilizing that money for one's current enjoyment and future security     Class Schedule: Every 1st Thursday: Fireside Chat (Money Q&A) Every 2nd Thursday: 7-Figure Business Building Every 3rd Thursday: Real Estate Investing 101 Every 4th Thursday: Empowered Entrepreneur Every 5th Thursday: Wildcard or replay   How to watch? Social Media @JJKnowsTheWay Join us on JJ's Facebook Channel Join us on JJ's YouTube Channel Join us on JJ's LinkedIn   How to ask a question? Post a comment on the live video Ask anonymously at LadiesOfWealth.com Ask in-person (virtually) during our Group Coaching Calls  (JJCLink.com/group)     Music License Granted to JJ Conway for "Crestone" by Michael Payne through Filmstro. This license grants a Commercial use of the above named musical composition for synchronisation with one or more creative media projects for worldwide distribution and in perpetuity in accordance with the Filmstro terms of use to the license holder and/or the license holder's client(s).

  8. Aug 23

    BTS Caught in the Middle: A Black Persons Perspective on ICE Raids in Stephenville and Rude Dublin Officer.mp4

    In this Behind the Scenes episode, JJ discusses the complexities of being caught between multiple cultures and her desire to support Law Enforcement in keeping her town safe. Where do you draw the line? When is it your place to speak up, advocate for, and strengthen others who are fighting for peace in their community, and when is it time to let someone else fight their own battles?

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Ratings & Reviews

5
out of 5
3 Ratings

About

Ladies of Wealth are on a mission to Build Wealth That Changes Lives (tm). This podcast empowers you to dump debt, build wealth, and prosper! More money, less stress! Join us as we journey to elevate our lives in all 5 areas of abundance: Health, Wealth, Spiritual Growth, and Self Expression. JJ Conway is dedicated to empowering individuals to achieve desired goals and improve their lives with education, ethics, and accountability. She offers financial, investment, and entrepreneurial education: Solutions, NOT a sales pitch! Learn how she is changing lives at JJConway.com Who is JJ Conway? JJ Conway was initially barred from declaring physics as her major because the Air Force Academy faculty believed, "Blacks can't do physics." She fought for her dream and became the first African American to serve as a physicist in the military. She served for 23 years, chairing some of our nation's highest technical committees and retiring at the rank of Lieutenant Colonel. Although science will always be her first love, JJ became a financial planner after returning from a 6-month military trip to discover her house sold, divorce papers, and over $845,000 debt that had been charged in her name during her absence. Adapting to life as a military single mom, JJ learned how money worked and how to make it work for her quickly, yet ethically. She now teaches others the same fast-track skills to dump debt, build wealth, and prosper. She also mirrors these principles when working with businesses to improve processes, people, and profit. Facebook Group: https://www.facebook.com/groups/buildwealthwithjj Instagram: http://instagram.com/JJKnowsTheWay YouTube: http://www.youtube.com/c/JJKnowsTheWay Linked in: https://linkedin.com/in/JJKnowsTheWay Juneteenth Legacy: http://www.JuneteenthLegacy.com SoundCloud: http://www.soundcloud.com/JJKnowsTheWay Facebook: https://www.facebook.com/JJKnowsTheWay Twitter: https://twitter.com/JJKnowsTheWay Vimeo: https://vimeo.com/JJKnowsTheWay Clubhouse: @JJKnowsTheWay TikTok: @JJKnowsTheWayReal Profit Website: https://www.JJConway.com Non-Profit Website: http://www.WalkAbundantly.org

Information

  • Creator
    JJ Conway
  • Years Active
    2019 - 2026
  • Episodes
    297
  • Rating
    Clean
  • Copyright
    © Copyright Janine Olivia Enterprises 2014-2025
  • Show Website
    Ladies of Wealth with JJ Conway

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