Real Estate Unpacked

The Crestedge Group | REALTORS®

Real estate made simple. Get the latest on market trends, buying tips, and what’s really going on behind the numbers. Each episode unpacks complex data into easy-to-understand insights. Whether you’re thinking of buying, selling, or just keeping up, tune in for a clear, no-nonsense take on today’s market. Brought to you by The Crestedge Group at Keller Williams Realty in Rockwall.

  1. The Housing Market Wakes Up | Real Estate Unpacked Episode 05 | January 26, 2026

    Jan 26

    The Housing Market Wakes Up | Real Estate Unpacked Episode 05 | January 26, 2026

    The market isn’t surging — it’s waking up. What we unpacked this week: Why December’s housing data looked brutal on the surface, with falling pending sales and elevated contract cancellations How a brief dip in mortgage rates to ~5.99% triggered a noticeable behavioral response — even after rates moved back up Why mortgage applications matter more than closings when you’re trying to understand what’s coming next How buyers and sellers are quietly re-engaging earlier than last year as conditions feel “just workable enough” again Key Economic Concept:Leading indicators vs. lagging data in hypersensitive markets Closings and sales are lagging indicators — they confirm what already happened Mortgage applications are a leading indicator of attention, not action In tight, affordability-constrained markets, small signals can drive outsized behavioral shifts Think of rates as a tiny rudder steering a very large ship Why this matters right now: Spring market momentum doesn’t begin in March — it begins during the preparation phase Buyers are warming up, sellers are paying closer attention, and conversations are starting earlier The data doesn’t point to a frenzy — but it clearly signals renewed engagement Bottom Line:The housing market isn’t roaring back.But it’s no longer asleep. Ready to talk Real Estate: https://tidycal.com/crestedge/unpacked This podcast is hosted by Jennifer Templeton, a Dallas–Fort Worth real estate broker associate with The Crestedge Group at Keller Williams Rockwall. Jennifer is a data-driven Dallas real estate agent and real estate broker specializing in helping buyers, sellers, and relocating clients navigate the Dallas-Fort Worth housing market with clarity and confidence. Known for her analytical approach and market insights, Jennifer and team serve clients across Dallas, Rockwall County, and the greater DFW metroplex. https://www.thecrestedgegroup.com/unpacked The data and reporting discussed in this episode come from the following primary sources: National Association of REALTORS® (NAR)Pending Home Sales Report – December 2025https://www.nar.realtor/newsroom/nar-pending-home-sales-report-shows-9-3-decrease-in-december Redfin NewsHome Purchase Cancellations Hit Record High in December 2025https://www.redfin.com/news/home-purchase-cancellations-december-2025/ Yahoo FinanceFed Expected to Keep Interest Rates on Holdhttps://finance.yahoo.com/news/fed-expected-to-keep-interest-rates-on-hold-this-week-110006111.html Mortgage Bankers Association (MBA)Mortgage Applications Increase in Latest Weekly Surveyhttps://www.mba.org/news-and-research/newsroom/news/2026/01/21/mortgage-applications-increase-in-latest-mba-weekly-survey Zillow ResearchBest Housing Markets for Home Buyers in 2026https://www.zillow.com/research/best-markets-home-buyers-2026-35971/

    8 min
  2. Are We In A Housing Bubble? Mortgage Rates Drop Below 6% | Real Estate Unpacked

    Jan 13

    Are We In A Housing Bubble? Mortgage Rates Drop Below 6% | Real Estate Unpacked

    Mortgage rates just fell below 6% for the first time in nearly 3 years after President Trump's $200B bond purchase order. But what does the December jobs report tell us about where rates are headed next? Plus, we break down how economists spot market bubbles and analyze whether real estate is showing warning signs. Spoiler: the market is rebalancing, not popping. Topics covered: Trump's mortgage bond purchase & impact on ratesDecember 2025 jobs report analysisFed rate predictions (95% chance of no change Jan 28)Economic theory: How to spot a market bubbleIs real estate in a bubble?What this means for buyers and sellers in 2026 Real Estate Unpacked is brought to you by Jennifer Templeton, Realtor and Broker Associate with Keller Williams Rockwall. If you're looking to connect with a Realtor in the DFW area, let's talk. You can go to https://www.thecrestedgegroup.com/unpacked or reach out to me by email at jennifer@thecrestedgegroup.com. SOURCES Redfin: "Trump's Mortgage Bond Order Pushes Rates Below 6% For First Time in Nearly 3 Years, Boosting Purchasing Power" (Published January 2026) Redfin: "Mixed Jobs Report Unlikely to Move Mortgage Rates Further" (Published January 2026) Zillow Research: "December 2025 Jobs Report: A Cooling Labor Market Could Shape the 2026 Housing Outlook" (Published January 2026) CME FedWatch Tool: Meeting probabilities for January 28, 2026 FOMC meeting (Data as of January 12, 2026) MBS Live, LLC: US Housing Market Weekly (January 9, 2026) CNBC Housing Market Survey: "Real estate agents say the housing market is starting to balance out" by Diana Olick (January 8, 2026)

    17 min
  3. The Tradeoffs Buyers Are Actually Making Right Now

    Jan 6

    The Tradeoffs Buyers Are Actually Making Right Now

    Why are buyers starting to re-enter the market even though mortgage rates are still in the 6% range?Why do some homeowners feel “stuck” — not emotionally, but mathematically?And how do you decide whether waiting actually helps… or quietly costs you more? In this episode of Real Estate Unpacked, we step back from the headlines and look at the housing market through a simple but powerful economic concept: the Time Value of Money. Using recent data on pending home sales, home prices, mortgage rates, and affordability, we unpack the real trade-offs buyers and sellers are weighing right now — often without realizing it. This isn’t about predicting rates or timing the market perfectly. It’s about understanding what waiting costs, what acting costs, and how those trade-offs differ depending on your situation. Whether you’re a buyer trying to decide when to move, a homeowner sitting on a low mortgage rate, or a real estate professional helping clients navigate hesitation, this episode will give you a clearer framework for thinking through the decision — calmly, thoughtfully, and without hype. Because in a market like this, clarity beats guessing. Real Estate Unpacked comes out every Monday with the week's most important housing market news. No fluff, no overwhelm—just the intel you need to sound like the smartest person in the room.For: Realtors who want to be the real estate economist of choice in their market. Also great for buyers and sellers who want to understand what's really going on.Topics: Housing market analysis, real estate trends, mortgage rates, home prices, buyer psychology, market predictions, economic data explainedReal Estate Unpacked is brought to you by Jennifer Templeton, Realtor and Broker Associate with Keller Williams Rockwall. If you're looking to connect with a Realtor in the DFW area, let's talk. You can go to https://www.thecrestedgegroup.com/unpacked or reach out to me by email at jennifer@thecrestedgegroup.com.

    13 min
  4. The Great Hesitation

    12/01/2025

    The Great Hesitation

    The housing market is stuck in a strange place. Mortgage applications are up 20% year-over-year—buyers are getting pre-approved and figuring out what they can afford. But they're not actually buying. Meanwhile, sellers are pulling homes off the market at the highest rate in 8 years rather than accept lower offers. And home price growth? It just hit its slowest pace since 2012. In this week's episode, we break down: Why home prices are barely rising and what that actually meansThe delisting surgeMortgage applications are up, but closings aren't following—here's whyThe Paradox of Choice: the psychology keeping qualified buyers frozenThat Newsweek prediction of a 50% crash—and why it's probably wrongWhat the new 2026 conforming loan limits mean for your buyersThis isn't doom and gloom. It's not hype. It's what's actually happening in the market right now, explained so you can be the expert your clients need. Real Estate Unpacked comes out every Monday with the week's most important housing market news. No fluff, no overwhelm—just the intel you need to sound like the smartest person in the room. For: Realtors who want to be the real estate economist of choice in their market. Also great for buyers and sellers who want to understand what's really going on. Topics: Housing market analysis, real estate trends, mortgage rates, home prices, buyer psychology, market predictions, economic data explained Real Estate Unpacked is brought to you by Jennifer Templeton, Realtor and Broker Associate with Keller Williams Rockwall. If you're looking to connect with a Realtor in the DFW area, let's talk. You can reach out to me by email at jennifer@thecrestedgegroup.com. Sources: https://www.mortgagenewsdaily.com/news/11252025-case-shiller-fhfa-home-prices-prices-appreciahttps://www.realtor.com/research/case-shiller-home-prices-september-2025/ https://www.nar.realtor/newsroom/nar-pending-home-sales-report-shows-1-9-increase-in-october https://www.redfin.com/news/delistings-jump-sellers-pull-homes-off-market/ https://www.redfin.com/news/housing-market-update-rising-home-prices-curb-sales/https://www.newsweek.com/price-correction-worse-2008-housing-market-analyst-11103703 https://www.freddiemac.com/pmms https://www.mba.org/news-and-research/newsroom/news/2025/11/26/mortgage-applications-increase-in-latest-mba-weekly-survey https://www.fhfa.gov/news/news-release/fhfa-announces-conforming-loan-limit-values-for-2026

    16 min

Ratings & Reviews

5
out of 5
4 Ratings

About

Real estate made simple. Get the latest on market trends, buying tips, and what’s really going on behind the numbers. Each episode unpacks complex data into easy-to-understand insights. Whether you’re thinking of buying, selling, or just keeping up, tune in for a clear, no-nonsense take on today’s market. Brought to you by The Crestedge Group at Keller Williams Realty in Rockwall.