Get Started Investing

Equity Mates Media
Equity Mates Media
  • 3.8 (67)
  • Investing
  • Updated Weekly

Hi! I'm Jess. This year, I finally started investing. After years of indecision, I took a leap and began documenting my journey, bringing you along to learn the investing ropes together. Designed to build your confidence, our short, easy-to-understand episodes make investing approachable- so you can make the most of your money. New episodes drop every Tuesday & Thursday. On Tuesdays: I tackle real questions from a beginner investor- whether my own or sent in by our community. We cover everything from ETFs & shares, to super, property and personal finance. On Thursdays: Our series, How I Got Started where I chat with a community members to hear the highs, lows and lessons from their investing journey- proving that investing really is for anyone. Hosted on Acast. See acast.com/privacy for more information.

  1. 1d ago ·  Video

    Can I replace my salary with dividends? I ask someone who did

    Jess recently got paid real money from her ETFs for the first time. (a whole 30 bucks, watch out- don’t spend it all at once!) It made her wonder- could payments from investments eventually replace her salary? She sat down with Dave Gow from Strong Money to learn everything you need to know about dividends. Chapters: 00:00 Introduction to Dividends 03:07 Income vs Growth 07:01 How Dividends Work 10:34 ETF Distributions and Reinvesting 13:30 Balancing Income and Growth 16:41 Planning Your Retirement Income 19:08 Dividend Yields and Risks 23:40 Managing Dividend Cuts 28:31 Choosing Dividend Investments 32:39 Dividends vs Savings Accounts If you'd like to learn more about Dave's journey and teachings - you can find his website here. He's also written a book about how to gain financial independence create a life of freedom which has sold over 40,000 copies! Find that here. Links mentioned in this episode: Calculator mentioned by Dave: Portfolio with Dividends Reinvested vs not 📩 Sign up to the Get Started Investing newsletter here 📩 Share your investing story with us submit here 🤳 Follow Jess’ investing journey on instagram at getstartedinvesting_ Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered. ——— Thanks to MLC for sponsoring this series and helping keep our content free. If you’re the type of person who spends weekends comparing ETF’s, keeps an eye on crypto, and never misses an episode of Equity Mates, here’s one investment you may be overlooking – your super. MLC knows it might not seem as exciting as picking your next investment, but thanks to tax advantages and decades of compound growth, it could end up being one of the hardest working investments you own. See how your super could be working harder with MLC at mlc.com.au Disclaimer: Products issued by NULIS Nominees (Australia) Ltd as trustee of MLC Super Fund. General information only. Read the PDS & TMD available at mlc.com.au and consider if it’s right for you. ——— In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today. ——— Get Started Investing is a product of Equity Mates Media. This podcast is intended for education and entertainment purposes only. Any advice is general advice, and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If you are unsure, please speak to a financial professional. The hosts of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares group but maintains editorial independence. Equity Mates Media operates under Australian Financial Services Licence 540697. Hosted on Acast. See acast.com/privacy for more information.

    Can I replace my salary with dividends? I ask someone who did

  2. 6d ago ·  Video

    From maxing out credit cards in his 20's to building a $100K portfolio by 32

    Josh spent his early 20s racking up consumer debt. Holidays, nights out and a car he couldn't afford. With his 30s approaching, he decided it was time to turn himself from a debt collecting spender, to an investor. Today at 32 years old he is debt free, investing regularly and his portfolio just ticked over six figures. He joined Jess to share the steps he took to get from there to and now. This is ‘How I Got Started’ a series where Jess sits down with a community member to hear the highs and lows of their journey to investing. These are real stories that we hope will give you confidence that investing is for anyone. Chapters: 00:00 From Debt to Investing 03:37 Early Money Habits 07:40 Paying Off Debt 10:05 The Financial Wake Up Call 12:06 Learning to Invest 14:05 Building His Portfolio 17:54 Inside His Six Figure Portfolio 22:00 His Investing Strategy 25:00 Lessons and Advice Links mentioned: Josh’s book recommendation: I will teach you to be rich by Ramit Sethi Other Links: 🤳 follow along on Jess’ investing journey on Instagram @getstartedinvesting_. 📩 Share your investing story with us submit here 📩 Sign up to the Get Started Investing newsletter here Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered. ——— Thanks to Ubank for sponsoring this series. Ubank is a digital bank designed to help you understand your money, with tools that can help you do better day-to-day. You can download Ubank from the App Store or Play Store and sign up in just a few minutes. Products issued by Ubank, which is part of NAB. This info is general so consider what’ right for you. For TMDs, visit ubank.com.au ——— Get Started Investing is a product of Equity Mates Media. This podcast is intended for education and entertainment purposes only. Any advice is general advice, and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If you are unsure, please speak to a financial professional. The hosts of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares group but maintains editorial independence. Equity Mates Media operates under Australian Financial Services Licence 540697. Hosted on Acast. See acast.com/privacy for more information.

    From maxing out credit cards in his 20's to building a $100K portfolio by 32

  3. Oct 19 ·  Video

    Can I keep investing in the same ETFs forever? How your strategy should change over time

    How do you know when it's time to change your strategy? At just 21, listener Ben is already asking when he should prepare his portfolio for retirement. He's invested entirely in a geared ETF and wants to know what that means for his future. It's something Jess hasn't really considered either. She's investing for the long term, but what should that actually look like as life changes? Jess sits down with financial adviser Melissa Balacharige from Shadforth to explore how your investment strategy might evolve through your 20s, 30s, 40s, 50s and into retirement. They unpack when to start de-risking, how your portfolio might change as your goals and time frame shift, and whether the 4% rule still works if you're invested in leveraged ETFs. Plus, why getting too defensive too early could be one of the biggest mistakes you make. Chapters: 00:00 Introduction 03:10 The Four Percent Rule 07:14 Investing in Your 20s and 30s 12:24 Diversifying in Your 40s 17:30 Managing Retirement Risk 21:21 Staying Disciplined 26:31 Preparing for Retirement 30:34 Leveraged ETFs and Key Takeaways Links mentioned in this episode: Find Shadforth's investing playbook here ❓ Send your investing questions here and Jess will get them answered! 📩 Sign up to the Get Started Investing newsletter here 📩 Share your investing story with us submit here 🤳 Follow Jess’ investing journey on instagram at getstartedinvesting_ Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered. ——— Thanks to MLC for sponsoring this series and helping keep our content free. If you’re the type of person who spends weekends comparing ETF’s, keeps an eye on crypto, and never misses an episode of Equity Mates, here’s one investment you may be overlooking – your super. MLC knows it might not seem as exciting as picking your next investment, but thanks to tax advantages and decades of compound growth, it could end up being one of the hardest working investments you own. See how your super could be working harder with MLC at mlc.com.au Disclaimer: Products issued by NULIS Nominees (Australia) Ltd as trustee of MLC Super Fund. General information only. Read the PDS & TMD available at mlc.com.au and consider if it’s right for you. ——— In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today. ——— Get Started Investing is a product of Equity Mates Media. This podcast is intended for education and entertainment purposes only. Any advice is general advice, and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If you are unsure, please speak to a financial professional. The hosts of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares group but maintains editorial independence. Equity Mates Media operates under Australian Financial Services Licence 540697. Hosted on Acast. See acast.com/privacy for more information.

    Can I keep investing in the same ETFs forever? How your strategy should change over time

  4. Oct 14 ·  Video

    Why this 42-yr-old farmer is investing in shares, not just the farm

    It’s not everyday Jess meets someone whose first investment was a cow. But for 42-year-old dairy farmer Justin, that was the case. Bought with the profits of selling manure by the side of the road might we add! 😆 It’s no secret that farming is a tough, often volatile profession. Justin watched his parents financial life revolve solely around their farm. So when he discovered investing, he saw it as a way to build a life less dependent on the weather. Now, he’s teaching his 14 year old daughter the power of investing too. This is ‘How I Got Started’ a series where I sit down with a community member to hear the highs and lows of their journey to investing. These are real stories that we hope will give you confidence that investing is for anyone. Chapters: 00:00:00 Meet Justin 00:03:00 Wealth Beyond Farming 00:07:46 Early Money Lessons 00:11:08 Learning From Dad 00:15:27 His Investing Turning Point 00:19:47 Building His Portfolio 00:23:35 Teaching His Daughter 00:26:23 Freedom Beyond Farming 00:29:00 Investing With Irregular Income 00:31:30 Advice for Beginners Links Mentioned: Get Started Investing book - Buy here How many ETFs episode should you have? here Other Links: 🤳 follow along on Jess’ investing journey on Instagram @getstartedinvesting_. 📩 Share your investing story with us submit here 📩 Sign up to the Get Started Investing newsletter here 🎟️ FinFest tickets - Buy early bird tickets here Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered. ——— Thanks to Ubank for sponsoring this series. Ubank is a digital bank designed to help you understand your money, with tools that can help you do better day-to-day. You can download Ubank from the App Store or Play Store and sign up in just a few minutes. Products issued by Ubank, which is part of NAB. This info is general so consider what’ right for you. For TMDs, visit ubank.com.au ——— Get Started Investing is a product of Equity Mates Media. This podcast is intended for education and entertainment purposes only. Any advice is general advice, and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If you are unsure, please speak to a financial professional. The hosts of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares group but maintains editorial independence. Equity Mates Media operates under Australian Financial Services Licence 540697. Hosted on Acast. See acast.com/privacy for more information.

    Why this 42-yr-old farmer is investing in shares, not just the farm

  5. Oct 12 ·  Video

    Do I need active ETFs to diversify my portfolio? I asked an adviser

    Should Jess add an active manager to her passive portfolio? After logging into her super and noticing that a portion is actively managed- it got her thinking, should she add active management outside of super too? And she’s not the only one wondering, the equity mates facebook group had a lot to say on the matter! Actively managed fund are now more accessible than ever- out of the 50 new ETFs listed on the ASX last financial year, 28 of them were active. But what actually is an active ETF and How does it compare to a passive one? Jess sat down with financial adviser Amie Baker to find out how active fits into a passive portfolio like Jess’. Chapters: 00:00:00 Active vs Passive Investing 00:03:24 How Passive ETFs Work 0:05:27 How Active Funds Work 00:09:29 What the Research Says 00:12:54 Diversifying Your Portfolio 00:17:33 Choosing Active Investments 00:21:00 Small Caps and Fund Performance 00:24:06 Building a Balanced Portfolio Links mentioned in this episode: Learn more about Amie's take on passive and active investing in an article she has put together here. Episode with Dave Allen talking about red flag system here Morningstar Active Passive Barometer here 📩 Sign up to the Get Started Investing newsletter here 📩 Share your investing story with us submit here 🤳 Follow Jess’ investing journey on instagram at getstartedinvesting_ Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered. ——— Thanks to MLC for sponsoring this series and helping keep our content free. If you’re the type of person who spends weekends comparing ETF’s, keeps an eye on crypto, and never misses an episode of Equity Mates, here’s one investment you may be overlooking – your super. MLC knows it might not seem as exciting as picking your next investment, but thanks to tax advantages and decades of compound growth, it could end up being one of the hardest working investments you own. See how your super could be working harder with MLC at mlc.com.au Disclaimer: Products issued by NULIS Nominees (Australia) Ltd as trustee of MLC Super Fund. General information only. Read the PDS & TMD available at mlc.com.au and consider if it’s right for you. ——— In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today. ——— Get Started Investing is a product of Equity Mates Media. This podcast is intended for education and entertainment purposes only. Any advice is general advice, and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If you are unsure, please speak to a financial professional. The hosts of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares group but maintains editorial independence. Equity Mates Media operates under Australian Financial Services Licence 540697. Hosted on Acast. See acast.com/privacy for more information.

    Do I need active ETFs to diversify my portfolio? I asked an adviser

  6. Oct 7 ·  Video

    How this 29-year-old taught herself to invest and house-sat her way to buying property

    Larissa thought she knew how to invest. She’d read the books, listened to the podcasts and watched her first investments climb. Then it went downhill. What followed was a shift to simple ETFs and an unconventional plan to buy property with her partner; give up renting and house-sit their way to a deposit. (spoiler; it worked!) This year, a break up changed the future she’d been financially building towards. She joins Jess to share how the financial foundations she built in her 20s gave her the freedom to pivot when life changed. This is ‘How I Got Started’ a series where I sit down with a community member to hear the highs and lows of their journey to investing. These are real stories that we hope will give you confidence that investing is for anyone. Chapters: 00:00 Larissas Investing Journey 03:01 Life Money And Early Habits 06:33 Learning How To Invest 09:01 From Risky Picks To ETFs 12:13 Building A Simple Portfolio 16:29 The Unconventional Path To Property 22:12 Rebuilding After A Breakup 26:07 New Goals And Investing Lessons Links: 🤳 follow along on Jess’ investing journey on Instagram @getstartedinvesting_. 📩 Share your investing story with us submit here 📩 Sign up to the Get Started Investing newsletter here Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered. ——— Thanks to Ubank for sponsoring this series. Ubank is a digital bank designed to help you understand your money, with tools that can help you do better day-to-day. You can download Ubank from the App Store or Play Store and sign up in just a few minutes. Products issued by Ubank, which is part of NAB. This info is general so consider what’s right for you. For TMDs, visit ubank.com.au ——— Get Started Investing is a product of Equity Mates Media. This podcast is intended for education and entertainment purposes only. Any advice is general advice, and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If you are unsure, please speak to a financial professional. The hosts of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares group but maintains editorial independence. Equity Mates Media operates under Australian Financial Services Licence 540697. Hosted on Acast. See acast.com/privacy for more information.

    How this 29-year-old taught herself to invest and house-sat her way to buying property

  7. Oct 5 ·  Video

    What should I do with a lump sum: Save, super or invest?

    Don't let a lump sum sit in the wrong place. So how should you use it? Save it, invest it, pay off debt, put it in super, or spend it? Jess asks Financial Adviser Tom Hayes from Shadforth to run the numbers on every option. By the end of this episode, you'll know the trade-offs of each, and how to choose what fits your goals. Chapters: 00:00:00 What To Do With A Lump Sum 00:04:16 Where Your Money Came From 00:06:56 Building An Emergency Fund 00:11:53 Paying Down Debt 00:14:00 Superannuation And Tax Benefits 00:18:45 Investing Outside Super 00:24:21 Lump Sum Or Dollar Cost Averaging 00:27:01 Making The Right Choice Links mentioned in this episode: Check out the previous episode on offset accounts here 📩 Sign up to the Get Started Investing newsletter here 📩 Share your investing story with us submit here 🤳 Follow Jess’ investing journey on instagram at getstartedinvesting_ Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered. ——— Thanks to MLC for sponsoring this series and helping keep our content free. If you’re the type of person who spends weekends comparing ETF’s, keeps an eye on crypto, and never misses an episode of Equity Mates, here’s one investment you may be overlooking – your super. MLC knows it might not seem as exciting as picking your next investment, but thanks to tax advantages and decades of compound growth, it could end up being one of the hardest working investments you own. See how your super could be working harder with MLC at mlc.com.au Disclaimer: Products issued by NULIS Nominees (Australia) Ltd as trustee of MLC Super Fund. General information only. Read the PDS & TMD available at mlc.com.au and consider if it’s right for you. ——— In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today. ——— Get Started Investing is a product of Equity Mates Media. This podcast is intended for education and entertainment purposes only. Any advice is general advice, and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If you are unsure, please speak to a financial professional. The hosts of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares group but maintains editorial independence. Equity Mates Media operates under Australian Financial Services Licence 540697. Hosted on Acast. See acast.com/privacy for more information.

    What should I do with a lump sum: Save, super or invest?

  8. Sep 30 ·  Video

    How this 41-year-old teacher can afford to retire early

    You don’t need a high income to invest your way to a better financial future. Today’s guest is proof of that. Ten years ago, while on maternity leave, Leigh decided to get serious about her families finances. Leigh and her husband aren’t high earners. She’s a teacher and her husband’s an electrician- so they don’t have millions coming in the door. But ten years after her investing journey began; their mortgage is paid off, she’s reached ‘Coast FIRE’ and is in a financial position to take next year off work. How did she do it? Jess chats with Leigh to find out. This is How I Got Started, in each episode one community member shares the highs and lows of their investing journey. These are real stories that we hope will give you confidence that investing is for anyone. Chapters: 00:00:00 Meet Leigh 00:02:03 Why Financial Independence 00:04:05 Learning To Save 00:07:37 Discovering Investing 00:09:39 Her First Investments 00:12:09 ETFs And Dividend Income 00:15:17 The Monthly Money Split 00:18:02 Life After Coast Fire 00:20:00 Paying Off The Mortgage 00:22:14 Teaching Kids About Money 00:24:17 Building Financial Security Links: 🤳 follow along on Jess’ investing journey on Instagram @getstartedinvesting_. 📩 Share your investing story with us submit here 📩 Sign up to the Get Started Investing newsletter here 🎟️ FinFest tickets - Buy early bird tickets here Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered. ——— Thanks to Ubank for sponsoring this series. Ubank is a digital bank designed to help you understand your money, with tools that can help you do better day-to-day. You can download Ubank from the App Store or Play Store and sign up in just a few minutes. Products issued by Ubank, which is part of NAB. This info is general so consider what’ right for you. For TMDs, visit ubank.com.au ——— Get Started Investing is a product of Equity Mates Media. This podcast is intended for education and entertainment purposes only. Any advice is general advice, and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If you are unsure, please speak to a financial professional. The hosts of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares group but maintains editorial independence. Equity Mates Media operates under Australian Financial Services Licence 540697. Hosted on Acast. See acast.com/privacy for more information.

    How this 41-year-old teacher can afford to retire early
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About

Hi! I'm Jess. This year, I finally started investing. After years of indecision, I took a leap and began documenting my journey, bringing you along to learn the investing ropes together. Designed to build your confidence, our short, easy-to-understand episodes make investing approachable- so you can make the most of your money. New episodes drop every Tuesday & Thursday. On Tuesdays: I tackle real questions from a beginner investor- whether my own or sent in by our community. We cover everything from ETFs & shares, to super, property and personal finance. On Thursdays: Our series, How I Got Started where I chat with a community members to hear the highs, lows and lessons from their investing journey- proving that investing really is for anyone. Hosted on Acast. See acast.com/privacy for more information.

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