Money and Investing with Andrew Baxter

Andrew Baxter

Money and Investing with Andrew Baxter looks at growing wealth and investment strategies for everyday Australians.

  1. 3d ago

    10 Trading Lessons from Professional Traders That Most Beginners Learn Too Late

    Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch. What separates professional traders from beginners? It is rarely a secret indicator or a lucky trade. It is how they manage risk, control emotions and follow a clear process when markets become unpredictable. In this episode, Andrew and Mitch share 10 trading lessons learnt from years of working alongside professional traders. They explain why experienced traders consider the downside before chasing returns, follow written trading plans and adjust position sizes to match market conditions. You will hear why trading psychology matters during winning and losing streaks, how revenge trading can damage an account and how tracking an equity curve can help identify when it is time to scale back. They also discuss the daily routines, independent research and selective approach to financial news that support better decisions. One of the most overlooked trading lessons is knowing when to step away. Taking a break, ignoring market noise and returning with a clear mind can be part of a disciplined trading strategy. If you are building your confidence in the share market, these practical trading lessons will help you think more carefully about risk, consistency and long-term performance. Tune in, then subscribe, leave a review and share this episode with another investor. Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1  FREE Online Training with Andrew Baxter: https://bit.ly/cod-online   Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/  The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/  The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387

  2. Oct 11

    How to Build Wealth at Every Stage of Life: From Your First Investment to a Comfortable Retirement

    Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch. What should you invest in at 25, 35 or 55? The answer changes as your income, family commitments and retirement goals change. In this episode, Andrew and Mitch explain how to build wealth at every stage of life, from your first investment to planning for a comfortable retirement. They start with your 20s, where education, budgeting, property and shares can set the foundation for long-term financial growth. In your 30s, the focus shifts to buying a family home, building an emergency fund and preparing for future expenses. Your 40s bring new opportunities to manage lifestyle spending, invest consistently and consider superannuation contributions. As retirement approaches, your investment priorities change. Andrew explains why reducing debt, investing in income-producing assets and managing financial risk become increasingly important in your 50s and 60s. The conversation also covers health, ongoing education and creating a financial legacy for future generations. Understanding how to build wealth at different ages helps you make informed investment decisions, manage your money effectively and prepare for financial independence. Tune in to learn how to build wealth through every decade of life and make your money work towards your long-term goals. Subscribe, leave a review and share this episode with someone planning their financial future. Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1  FREE Online Training with Andrew Baxter: https://bit.ly/cod-online   Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/  The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/  The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387

  3. Oct 4

    The $100K Portfolio Blueprint: How to Invest Smarter at Any Age and Risk Level

    Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch. If you had $100,000 ready to invest today, how would you build your portfolio? In this episode, Andrew and Mitch break down the 100K Portfolio Blueprint and show how age, risk tolerance, experience and financial goals can shape the way you invest. Rather than following one fixed approach, they compare how a younger investor may structure a portfolio differently from someone later in life. From growth-focused ETFs and market exposure to diversification, property, precious metals and alternative assets, they explain how different investments can play a role depending on your stage of life. The discussion also covers one of the most important parts of the 100K Portfolio Blueprint: risk management. Andrew and Mitch explain why protecting capital matters, how time can affect your ability to recover from market losses, and why your portfolio should reflect both your financial position and your ability to handle volatility. You’ll also hear their views on ETFs, individual shares, covered calls, gold, silver and Bitcoin, along with the reasoning behind their own portfolio choices. If you want a practical framework for thinking about how to invest $100,000, this episode gives you a clear 100K Portfolio Blueprint to consider. Subscribe, leave a review and share this episode with someone building their investment portfolio. Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1  FREE Online Training with Andrew Baxter: https://bit.ly/cod-online   Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/  The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/  The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387

  4. Sep 27

    Why the US Stock Market Is Falling and What Investors Should Be Watching Right Now

    Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch. The US Stock Market has faced months of uncertainty, with the S&P 500 and Nasdaq struggling to make meaningful progress as investors weigh higher interest rates, inflation, energy prices and slowing economic activity. In this episode, Andrew and Mitch break down why the US Stock Market is under pressure and the major forces shaping where markets could go next. They examine the impact of rising oil prices, weaker consumer sentiment, slowing retail activity and the growing risk of stagflation as higher costs collide with a softer economy. The discussion also looks at rising Treasury yields and why attractive bond returns can pull capital away from shares. Higher borrowing costs are also creating challenges for companies funding major expansion projects, particularly across AI, technology and data centres. Despite the uncertainty, corporate earnings remain strong, creating an unusual environment where weak economic signals are competing with solid business performance. Andrew also discusses market opportunities, portfolio protection, options strategies and the currency risks Australian investors face when investing overseas. If you are trying to understand what is driving the US Stock Market and what investors should be watching right now, this episode provides practical context for the months ahead. Subscribe, leave a review and share this episode with someone following the markets. Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1  FREE Online Training with Andrew Baxter: https://bit.ly/cod-online   Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/  The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/  The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387

  5. Sep 20

    The RBA Could Raise Rates Again: How Another Interest Rate Hike Could Affect Your Finances

    Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch. Could your next mortgage repayment put even more pressure on your budget? The RBA could raise rates again, making the outlook for Australian interest rates an issue that reaches straight into your finances. Another rate rise could mean higher borrowing costs, less room for everyday spending and tougher decisions about where your money goes. For investors, it also raises questions about business profitability, property affordability and the impact of debt on investment returns. This episode puts the possibility of higher interest rates into a practical context. Why might the Reserve Bank of Australia consider another increase? How does inflation influence that decision? And what could it mean for your mortgage, savings and investment plans? The focus is on understanding how a rate rise could flow through your finances, from household cash flow to the businesses you invest in. When borrowing becomes more expensive, knowing your exposure can help you assess the pressure on your budget and your longer-term goals. If you’re waiting for relief from mortgage costs or wondering how another rate rise could affect your financial plans, tune in for a clear look at the questions that matter. Subscribe, leave a review and share this episode with someone keeping an eye on interest rates. Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1  FREE Online Training with Andrew Baxter: https://bit.ly/cod-online   Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/  The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/  The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387

  6. Sep 13

    How War and Rising Energy Prices Affect the Global Economy with Steve Jermy

    Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and special guest Steve Jermy, retired Royal Navy Commodore and energy specialist. War and rising energy prices can affect everything from your weekly shopping bill to the outlook for your investments. But how do decisions made on the battlefield translate into financial pressure for households, businesses and governments? Drawing on his military and offshore energy experience, Steve joins Andrew to examine the connection between global conflict, energy supplies and economic growth. He shares his perspective on the conflicts involving Russia, Ukraine and Iran, and their potential economic consequences. The conversation looks at how disrupted oil supplies, sanctions and shipping constraints can push up costs across transport, food production and manufacturing. Steve also explains why he believes the cost of living crisis is closely tied to energy, and why restoring supply chains takes time even after disruptions ease. For investors, understanding war and rising energy prices means looking beyond daily market headlines. Andrew and Steve discuss the pressures facing European economies, the risks of weaker growth and the importance of recognising how energy supports business activity. Tune in for a discussion that connects geopolitical decisions with the economic conditions affecting your money. Subscribe, leave a review and share this episode with someone who wants to better understand the forces shaping the economy. Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1  FREE Online Training with Andrew Baxter: https://bit.ly/cod-online   Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/  The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/  The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387   Steve Substack: https://stevejermy.substack.com   Principles & Practice of Air Defence (Focused on the US-Iran War): https://stevejermy.substack.com/p/principles-and-practice-of-air-defence

  7. Sep 6

    5 Charts Every Investor Should Be Looking At (And How They Impact Your Investments)

    Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch. What can oil prices tell you about your shares? Why do bond yields matter to your property investments? And what happens when strong company earnings stop exciting investors? This week, Andrew and Mitch break down the 5 charts every investor should be looking at: oil prices, bond yields, gold, the US dollar, and S&P 500 earnings. They explain how these indicators connect and what they can tell you about inflation, interest rates, investor sentiment, and investment valuations. Learn how rising oil prices can squeeze company profits and household budgets, why an inverted yield curve attracts attention, and how higher interest rates change the appeal of different assets. Andrew also questions gold’s role as a safe haven and explains why price-to-earnings ratios deserve a closer look before you rely on them. The conversation brings these relationships back to your portfolio, helping you understand the forces affecting shares, property, and bonds. You’ll hear why a regular weekly check can support clearer investment decisions without following every market headline. If you want to understand the 5 charts every investor should be looking at, this episode provides a practical starting point for connecting economic signals with your investments. Tune in, subscribe, and share this episode with an investor who wants to see the bigger picture. Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1  FREE Online Training with Andrew Baxter: https://bit.ly/cod-online   Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/  The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/  The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387

  8. Aug 30

    Are Australian Banks in Trouble? The Growing Risks From Falling Property Prices, Credit and Mortgage Demand

    Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch. Are Australian banks in trouble? In this episode, Andrew and Mitch examine the growing pressure facing Australian banks as credit growth slows, mortgage applications fall and property prices begin to pull back. The discussion looks at what a 2% decline in Australian property prices could mean for borrowers, investors and the wider banking system. They break down the risks around negative equity, higher debt servicing costs, loan arrears and potential repossessions, particularly for Australians who have borrowed heavily. Andrew also discusses why falling loan applications could eventually put pressure on bank earnings and valuations. With property investors becoming more cautious and major players reducing their exposure to real estate, the episode asks what these signals could mean for Australian banks and the broader economy. If you have a mortgage, own property or invest in Australian banks, this episode offers useful context on the risks worth watching as economic and property conditions change. Subscribe, leave a review and share this episode with someone who needs to hear it. Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1  FREE Online Training with Andrew Baxter: https://bit.ly/cod-online   Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/  The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/  The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387

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Money and Investing with Andrew Baxter looks at growing wealth and investment strategies for everyday Australians.

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