Passive Cash Flow Podcast

Aaron Fragnito

If you want to make your money work harder or take control of your IRA this podcast is for you. The Passive Cash Flow Podcast explains how investors can earn truly passive cash flow through real estate investments by teaming up with the professionals at Peoples Capital Group (PCG). Co-Owner of PCG, Aaron Fragnito, hosts this podcast & dives into how PCG finds, analyzes, renovates, & manages property to produces strong passive returns to silent investors. This podcast is for beginner or experienced investors. Subscribe today to learn how you can own a part of an apartment building & start earning Passive Cash Flow!

  1. 4D AGO

    Good Deals Are Back… But Capital Isn’t

    🎙 Passive Cash Flow Podcast EP.194 |  Good Deals Are Back… But Capital Isn’t In this episode of the Passive Cash Flow Podcast, host Aaron Fragnito sits down with Michael Zane, founder and Managing Partner at Lexcraft Advisors. Mike brings over a decade of high-level corporate experience from JPMorgan Chase and PwC to help middle-market real estate sponsors and family offices institutionalize their operations. They dive deep into how real estate sponsors can prepare their businesses for institutional-level capital, the state of the 2026 multifamily market, and why a "back-office first" approach is essential for scaling a professional investment platform. Connect with Michael : Website: LexcraftAdvisors.com LinkedIn: Mike Zane 🧠 Topics Covered: 00:00 2026 Market Opportunity 00:36 Intro: Mike Zane & Lexcraft 01:18 Strategic Business Structuring 01:54 Corporate Background & PwC 03:33 Middle-Market PE Niche 05:18 Institutional Operating Systems 07:40 Accounting, Finance, & IR 08:15 Playbook for Scaling 09:47 Back-Office vs. Equity Placement 11:09 Collateral & Investor Portals 13:03 2026 Fundraising Trends 14:48 Multifamily & Industrial Outlook 15:48 Buying Below Replacement Cost 16:23 Institutional Market Hesitation 18:13 Importance of Track Record 19:53 Connecting with Lexcraft 21:15 NJ Real Estate Wealth Building 📚 Enhance Your Investing Knowledge: Learn more at https://www.peoplescapitalgroup.com/ 🔗 Follow Us: 📘 Facebook: https://www.facebook.com/profile.php?id=100093318587146 📸 Instagram: https://www.instagram.com/real_estate_investments_nj/?hl=en 🐦 X: https://x.com/PCGrealestate 💼 LinkedIn: https://www.linkedin.com/company/peoples-capital-group ⚠️ Disclaimer: This is not a solicitation for funds, tax advice, or legal advice. This is not intended to be, and must not be construed to be in any form or manner a solicitation of investment funds or a securities offering. Peoples Capital Group LLC is NOT a United States Securities Dealer or Broker nor U. S. Investment Adviser is a Consultant/service provider and makes no warranties or representations as to the listener or viewer. All due diligence is the responsibility of the investor. Support the show

    23 min
  2. MAR 17

    He Bought a $30K Tax Lien… It Turned Into a $600K Property

    🎙 Passive Cash Flow Podcast EP.193 |  He Bought a $30K Tax Lien… It Turned Into a $600K Property Interested in tax lien investing but don't know where to start? In this episode of the Passive Cash Flow Podcast, host Aaron Fragnito sits down with "Tax Lien Pro" Brian Seidensticker to demystify this unique corner of the real estate market. Brian, the founder of Tax Sale Resources, shares his journey from aerospace engineering to managing millions in distressed real estate. We dive deep into the mechanics of how these investments work, from bidding strategies to the recent Supreme Court rulings that have changed the game for investors. About Our Guest: Brian Seidensticker is the founder of Tax Sale Resources (2010) and Mount North Capital (2020). His platforms provide the data, workflow management, and capital access that professional investors need to scale their tax lien and deed portfolios. To date, his teams have partnered on over 240 properties, funding more than $23 million in investments. Connect with Brian: Data & Resources: TaxSaleResources.com Capital & Funding: MountNorthCapital.com 🧠 Topics Covered: 00:00 Introduction to Tax Liens 00:58 Brian’s Background 03:06 Discovering the Industry 04:04 Market Scale & Revenue 05:14 Buying Tax Liens Online 06:03 Education & Legal Advice 08:15 Online vs. Live Auctions 09:42 Bidding Methods Explained 10:46 Supreme Court & Deed Rights 12:55 The Florida Fast Five Game 15:10 Strategy by State 16:46 NJ Accelerated Foreclosures 21:12 Risks & Underwriting 24:55 Common Pitfalls 26:48 Liens vs. Mortgages 29:26 TSR & Mount North Capital 31:14 Connecting with Brian 📚 Enhance Your Investing Knowledge: Learn more at https://www.peoplescapitalgroup.com/ 🔗 Follow Us: 📘 Facebook: https://www.facebook.com/profile.php?id=100093318587146 📸 Instagram: https://www.instagram.com/real_estate_investments_nj/?hl=en 🐦 X: https://x.com/PCGrealestate 💼 LinkedIn: https://www.linkedin.com/company/peoples-capital-group ⚠️ Disclaimer: This is not a solicitation for funds, tax advice, or legal advice. This is not intended to be, and must not be construed to be in any form or manner a solicitation of investment funds or a securities offering. Peoples Capital Group LLC is NOT a United States Securities Dealer or Broker nor U. S. Investment Adviser is a Consultant/service provider and makes no warranties or representations as to the listener or viewer. All due diligence is the responsibility of the investor. Support the show

    33 min
  3. MAR 2

    Why I’m Totally Unemployable (And Financially Free)

    🎙 Passive Cash Flow Podcast EP.192 |  Why I’m Totally Unemployable (And Financially Free) Watch the video podcast on  📺 YouTube: https://youtu.be/QsDIZgSMelE To join our investor waitlist, schedule a call with a member of our team here: https://calendly.com/pcg-patrick/30min-1 In this episode of the Passive Cashflow Podcast, host Aaron Fragnito sits down with franchise expert Kim Daly to explore how franchising serves as a powerful vehicle for financial freedom and professional autonomy. Moving beyond the misconception of "buying a job," the discussion highlights how investing in proven systems allows entrepreneurs to skip the "visionary" struggle and fast-track their path to becoming "completely unemployable" and totally free. By bridging the gap between active business ownership and passive real estate investing, this conversation provides a strategic blueprint for anyone looking to stop trading time for money and start building a lasting legacy through controlled, scalable income streams. Connect with Kim: ✉️ Kim@TheDalyCoach.com 🌐 TheDalyCoach.com 📱 (603) 828-2294 [TEXT] 🔗 in/DalyKim 📘 /CreateWealthThruFranchising 📸 @TheDalyCoach 🎥 /@TheDalyCoach 🧠 Topics Covered: 00:00 Introduction to Kim Daley and Franchising 02:14 Franchising vs. Traditional Entrepreneurship 11:49 Investment Myths: Time vs. Capital 20:17 How to Vet and Select a National Brand 28:04 Deciding When to Franchise Your Own Business 33:12 The Z Suite: Mindset for Business Success 36:59 Resources and How to Contact Kim Daley 📚 Enhance Your Investing Knowledge: Learn more at https://www.peoplescapitalgroup.com/ 🔗 Follow Us: 📘 Facebook: https://www.facebook.com/profile.php?id=100093318587146 📸 Instagram: https://www.instagram.com/real_estate_investments_nj/?hl=en 🐦 X: https://x.com/PCGrealestate 💼 LinkedIn: https://www.linkedin.com/company/peoples-capital-group ⚠️ Disclaimer: This is not a solicitation for funds, tax advice, or legal advice. This is not intended to be, and must not be construed to be in any form or manner a solicitation of investment funds or a securities offering. Peoples Capital Group LLC is NOT a United States Securities Dealer or Broker nor U. S. Investment Adviser is a Consultant/service provider and makes no warranties or representations as to the listener or viewer. All due diligence is the responsibility of the investor. Support the show

    39 min
  4. FEB 16

    AI Just Changed Real Estate Forever

    🎙 Passive Cash Flow Podcast EP.191 |  AI Just Changed Real Estate Forever In this episode of the Passive Cash Flow Podcast, we dive into how New Silver is using AI to automate underwriting, speed up approvals, and fund deals in days instead of weeks. Learn how instant pricing, AI document review, and automation are reshaping the future of real estate finance. If you’ve ever thought real estate lending feels outdated, today’s guest is here to prove you right—and show you a better way. Kirill Bensonoff is a seasoned fintech entrepreneur and the Co-Founder & CEO of New Silver, a technology-powered lender helping real estate investors close faster and smarter. He’s built and exited multiple tech startups, pioneered blockchain-backed lending products, and runs a fund serving modern investors. Kirill is here to break down where fintech is headed—and how to win in the new economy. CONNECT WITH KIRILL ✉️ Kirill@NewSilver.com   🌐 NewSilver.com   📞 (959) 230-1095   🔗 in/Prankstr25   ❌ @Prankstr25 🧠 Topics Covered: 00:00 Intro – How AI Is Disrupting Real Estate Lending 01:51 Instant Online Pricing Explained 03:39 AI Reviews Documents Automatically 04:24 Appraisal Automation + Faster Approvals 05:18 Why Lending Still Needs Humans 07:33 Funding Deals in as Little as 4 Days 08:04 Competitive Advantage of AI Lending 11:45 How AI Will Change Real Estate Over the Next Decade 13:47 AI Agents Applying for Loans Automatically 14:28 Will Traditional Lenders Survive AI? 16:50 Why Real Estate Investors Must Think Like Tech Entrepreneurs 18:27 Inside New Silver’s Investment Fund 19:30 How to Contact Kirill 📚 Enhance Your Investing Knowledge: Learn more at https://www.peoplescapitalgroup.com/ 🔗 Follow Us: 📘 Facebook: https://www.facebook.com/profile.php?id=100093318587146 📸 Instagram: https://www.instagram.com/real_estate_investments_nj/?hl=en 🐦 X: https://x.com/PCGrealestate 💼 LinkedIn: https://www.linkedin.com/company/peoples-capital-group ⚠️ Disclaimer: This is not a solicitation for funds, tax advice, or legal advice. This is not intended to be, and must not be construed to be in any form or manner a solicitation of investment funds or a securities offering. Peoples Capital Group LLC is NOT a United States Securities Dealer or Broker nor U. S. Investment Adviser is a Consultant/service provider and makes no warranties or representations as to the listener or viewer. All due diligence is the responsibility of the investor. Support the show

    23 min
  5. FEB 2

    Stop IRS Audits: What They Don’t Want You to Know About Crypto

    🎙 Passive Cash Flow Podcast EP.190 |  Stop IRS Audits: The Truth About Crypto Tax Software In this episode of the Passive Cash Flow Podcast, crypto tax expert Janna Scott explains how her research into the inaccuracies of mainstream crypto tax software led her to develop a more precise tool that successfully halted IRS audits. If you enjoy this content, Like and Subscribe for more!   Janna Scott is the founder and visionary behind DeFi Tax, a groundbreaking platform designed to bring clarity and compliance to the complex world of cryptocurrency tax reporting. With a career rooted in precision and innovation, Janna’s journey began in December 2021 when her accounting clients raised concerns about the accuracy and reliability of existing crypto tax solutions. Driven by her commitment to excellence, she embarked on a rigorous two-year research initiative, collaborating with leading institutions like the SEC, IRS, and prominent universities to uncover and address gaps in crypto tax compliance. Janna’s work has set a new standard in the industry, earning recognition from regulatory bodies and academic experts alike. DeFi Tax is now celebrated for its audit-ready reporting, direct blockchain data integration, and user-centric approach. By combining her expertise with a deep understanding of the evolving financial landscape, Janna has made it her mission to empower individuals, businesses, and institutions to navigate cryptocurrency taxes confidently. Her dedication to precision, transparency, and client protection continues to shape the future of crypto tax compliance. Contact Janna Scott: Website: https://defitax.us/ Facebook: https://www.facebook.com/defitax25/ LinkedIn: https://www.linkedin.com/company/defitax/ Instagram: https://www.instagram.com/defitax X: https://x.com/defitax_us Reddit: https://www.reddit.com/user/DefiTax_us/ --- 🧠 Topics Covered: 00:00 — Introduction to Crypto Tax Realities and the IRS 03:46 — The Discovery of Inaccurate Crypto Tax Software 09:01 — Presenting Research to the SEC and IRS 13:12 — The Risks of Future Audits and Building a Solution 18:54 — Why Current Tax Products Fail and How DeFi Tax is Different 24:31 — Crypto vs. Real Estate Tax Strategies 29:42 — Compliance, Tax Evasion Risks, and Final Resources 📚 Enhance Your Investing Knowledge: Learn more at https://www.peoplescapitalgroup.com/ 🔗 Follow Us: 📘 Facebook: https://www.facebook.com/profile.php?id=100093318587146 📸 Instagram: https://www.instagram.com/real_estate_investments_nj/?hl=en 🐦 X: https://x.com/PCGrealestate 💼 LinkedIn: https://www.linkedin.com/company/peoples-capital-group ⚠️ Disclaimer: This is not a solicitation for funds, tax advice, or legal advice. This is not intended to be, and must not be construed to be in any form or manner a solicitation of investment funds or a securities offering. Peoples Capital Group LLC is NOT a United States Securities Dealer or Broker nor U. S. Investment Adviser is a Consultant/service provider and makes no warranties or representations as to the listener or viewer. All due diligence is the responsibility of the investor. Support the show

    36 min
  6. JAN 5

    Institutional Money vs. The 80% Rule They Won't Teach You

    🎙 Passive Cash Flow Podcast EP.189 | Institutional Money vs. The 80% Rule They Won't Teach You In this episode of the Passive Cash Flow Podcast, host Aaron Fragnito sits down with self-storage expert Joe Downs, co-founder and CEO of The Belrose Group. Joe shares his transition from the financial and multifamily sectors into the "recession-resistant" world of self-storage, an asset class he describes as real estate without "toilets, tenants, and trash". Joe is a lifelong entrepreneur and Villanova University alumnus with extensive experience across securities, mortgage, and hospitality. As CEO of The Belrose Group, he focuses on modernizing self-storage through acquisitions, development, and consulting. Like to know more? Contact Joe here:  LinkedIn: joe-downs-7990851 Phone: 610-283-0944 Email: joe@belroseam.com   🧠 Topics Covered: 00:00 – The 80% Real Estate Secret  05:00 – The Rise of Mom & Pop Storage  10:00 – Post-Covid Market Shifts  15:00 – Why Now is the Time to Buy  20:00 – Market Cycles and Future Outlook  25:00 – Changing Generational Habits  30:00 – How to Get Involved 📚 Enhance Your Investing Knowledge: Learn more at https://www.peoplescapitalgroup.com/ 🔗 Follow Us: 📘 Facebook: https://www.facebook.com/profile.php?id=100093318587146 📸 Instagram: https://www.instagram.com/real_estate_investments_nj/?hl=en 🐦 X: https://x.com/PCGrealestate 💼 LinkedIn: https://www.linkedin.com/company/peoples-capital-group ⚠️ Disclaimer: This is not a solicitation for funds, tax advice, or legal advice. This is not intended to be, and must not be construed to be in any form or manner a solicitation of investment funds or a securities offering. Peoples Capital Group LLC is NOT a United States Securities Dealer or Broker nor U. S. Investment Adviser is a Consultant/service provider and makes no warranties or representations as to the listener or viewer. All due diligence is the responsibility of the investor. Support the show

    31 min
  7. JAN 5

    How To Avoid The Stupid Tax

    🎙 Passive Cash Flow Podcast EP.188 | How To Avoid The Stupid Tax If you’ve ever wanted to learn real estate from someone who’s seen it all—booms, busts, and everything in between—today’s guest is your guy. Luis [Lou-eee] A. Belmonte [Bel-mawn-te] is a seasoned real estate developer with over 40 years of experience. As principal at Seven Hills Properties, he specializes in retail, multifamily, and industrial developments. A founding partner at AMB Property Corporation (now Prologis), Luis is also a U.S. Navy veteran and author of Real Estate 101, Street Dog MBA, Street Dog Negotiator, and Street Dog Manager. Welcome, Luis! Contact Luis at: LBelmonte@7hp.com See his books on Amazon: Street Dog Manager (Street Dog: Business & Negotiation Mastery) Street Dog MBA (Street Dog: Business & Negotiation Mastery Book 1) Street Dog Negotiator: Tales From The Trenches (Street Dog: Business & Negotiation Mastery Book 2)   🧠 Topics Covered: 00:00 Intro & Why This Episode Matters  00:28 40+ Years of Real Estate Experience  02:11 Lessons From Every Boom & Bust  04:21 Institutional Money vs. Real Control  07:51 Trust, Fiduciary Duty & Investor Alignment  10:44 Today’s Market: Where the Real Opportunities Are  15:04 Office, Retail, Apartments — What’s Actually Undervalued  18:04 Capital Cycles, Timing & Following the Money  22:33 Advice for New Investors in a Tough Market  26:26 Building the Right Team & Partnerships  29:33 Books, Resources & Final Thoughts 📚 Enhance Your Investing Knowledge: Learn more at https://www.peoplescapitalgroup.com/ 🔗 Follow Us: 📘 Facebook: https://www.facebook.com/profile.php?id=100093318587146 📸 Instagram: https://www.instagram.com/real_estate_investments_nj/?hl=en 🐦 X: https://x.com/PCGrealestate 💼 LinkedIn: https://www.linkedin.com/company/peoples-capital-group ⚠️ Disclaimer: This is not a solicitation for funds, tax advice, or legal advice. This is not intended to be, and must not be construed to be in any form or manner a solicitation of investment funds or a securities offering. Peoples Capital Group LLC is NOT a United States Securities Dealer or Broker nor U. S. Investment Adviser is a Consultant/service provider and makes no warranties or representations as to the listener or viewer. All due diligence is the responsibility of the investor. Support the show

    33 min
  8. 12/16/2025

    Revealing Andrew McNair's $300 Million Property Strategy

    🎙 Passive Cash Flow Podcast EP.187 | Revealing Andrew McNair's $300 Million Property Strategy Andrew McNair is the President & Founder of SWAN Capital. He manages over $300 million in assets, exited an 8-figure personal real estate portfolio, and has 10+ years of experience in real estate investing including multi-family, RV parks, storage, short term, and industrial properties. Andrew enjoys sharing his knowledge with others.  He is a public speaker, an adjunct professor, host of a weekly radio show called “What Your Money Would Say” and podcast host of Rich Young & Powerful. Some of his guests have been Dr. Ben Carson, Larry the Cable Guy, Dabo Sweeney, and many others. Andrew has appeared as a financial commentator on WSJ, Forbes and Fox Business and has contributed to Market Watch. Andrew is the author of three books: “Don’t Be Penny Wise & Dollar Foolish”, “Tithe: A Living Testimony,” and "The Giving Crisis” Learn more at: https://swan-capital.com/ 🧠 Topics Covered: 00:00 Podcast Introduction 01:54 Building and Exiting an Eight-Figure Real Estate Portfolio 02:58 "Rich Dad Poor Dad" and Early Financial Lessons 03:58 The $147K Stock Market Loss and Coal Investment 05:00 Launching Swan Capital and Shifting to Real Estate 07:37 The Stress of Small-Scale Real Estate (Toilets & Tenants) 11:57 The Decision to Exit and Focus on Scaling Up 16:17 Starting the Wealth Management Firm at Age 20 18:28 Exiting the Portfolio and Avoiding Capital Gains 23:00 Andrew's Philanthropic Mission: The Joy of Giving 27:37 The Giving Crisis and Lessons from History 29:49 Contact Info & Final Advice on Giving 📚 Enhance Your Investing Knowledge: Learn more at https://www.peoplescapitalgroup.com/ 🔗 Follow Us: 📘 Facebook: https://www.facebook.com/profile.php?id=100093318587146 📸 Instagram: https://www.instagram.com/real_estate_investments_nj/?hl=en 🐦 X: https://x.com/PCGrealestate 💼 LinkedIn: https://www.linkedin.com/company/peoples-capital-group ⚠️ Disclaimer: This is not a solicitation for funds, tax advice, or legal advice. This is not intended to be, and must not be construed to be in any form or manner a solicitation of investment funds or a securities offering. Peoples Capital Group LLC is NOT a United States Securities Dealer or Broker nor U. S. Investment Adviser is a Consultant/service provider and makes no warranties or representations as to the listener or viewer. All due diligence is the responsibility of the investor. Support the show

    34 min
5
out of 5
3 Ratings

About

If you want to make your money work harder or take control of your IRA this podcast is for you. The Passive Cash Flow Podcast explains how investors can earn truly passive cash flow through real estate investments by teaming up with the professionals at Peoples Capital Group (PCG). Co-Owner of PCG, Aaron Fragnito, hosts this podcast & dives into how PCG finds, analyzes, renovates, & manages property to produces strong passive returns to silent investors. This podcast is for beginner or experienced investors. Subscribe today to learn how you can own a part of an apartment building & start earning Passive Cash Flow!

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