Hidden Truths In Retirement & 401k Investing

Joe Cantu

Discover hidden truths in retirement planning money management.  This show is hosted by Joe Cantu, a West Point graduate with the history of the "Honor Code" from the United States Military Academy under his belt.  He provides you with the stark unblemished truth behind investments and professional money management and insurance products.  Discovery where the the pitfalls may be that may lose you money.  Find out about hidden fees of investment products, insurance and  Hedge Funds behind bad investments.  How do brokers, Investment Advisors, Registered Representatives and Financial Planners get paid?  Discover the "Good, Bad and Ugly" of annuities.  Understand the possible treachery of annuities and other insurance products that may rob you of your life savings.  Are they really guaranteed?  Learn the Truth!Joe Cantu is Chief Investment Officer for Cantu Tactical Wealth Management, with over 34 years of retirement money management experience working for 3 of the largest Wall Street Firms as a stock broker and portfolio investment manager. Joe explains the hidden methods in professional money management strategies used in making money in up and down stock markets with the risks of losses.  He has witnessed 3 major market corrections and reveals how to design and manage an IRA and defined benefit retirement plans for both directions of the stock market. Wall Street secrets are shared of "High Net Worth Money Management" in mitigating losses.He teaches you the about investments which historically go up when the stock market is falling. 401KIf you have a 401k he explains the techniques which may lead to better performance by making key adjustments in different economic environments.If you are a 401k trustee he presents performance ideas which may lead to happier employees in these plans. Retirement Learn how to truly manage your money with the lifetime goal to live off the earnings without touching the principal and ultimately passing the money to your heirs. Also, he will include and educational series called "Cantu's Wall Street Retirement Joe is a fiduciary and registered investment advisor in the states of California, Florida, Georgia and Texas providing pure independent advice. In Conclusion,"Listening to my Podcast is much like Adam & Eve being tempted from eating an apple from the 'Tree of Knowledge' of good and evil. So, you want knowledge? Well then, God implied, "I will give you knowledge, but you may not like what you see!"  So, you will learn the unblemished truth about retirement money management and your eyes will be opened. "Knowledge is power and reveals the good and evil" . . . Joe Cantu

  1. 03/12/2025

    STOCK MARKET AND PRESIDENT TRUMP

    Joe Cantu here and this is a Cantu Tactical Wealth Management, 9 topic update and stock market forecast. The stock market topics are #1 Losses. #2 Tariffs. #3. Where's the bottom of the stock market? #4. Why are we up when the stock market is down on our accounts? #5 our strategy before April 2nd tariffs. Number six. Our strategy after April 2nd tariffs #7. Recovery process. And expectations of the stock market. #8. Our plan to mitigate losses in the future. #9. Purchases we have made in this market correction.  Joe CANTU is Chief Investment Officer of Cantu Tactical Wealth Management, is your host and has over 30 years of experience in the retirement money management profession. He is a West Point graduate with a Masters in Business administration. And has worked for three of the largest Wall Street firms as a stockbroker and portfolio manager over 10 years ago, he created Cantu Tactical Wealth Management, which actively balances and selects investments based on a tactical approach. Rather than the traditional strategic management method, instead of the buy and hold philosophy, he believes in the pursuit of finding investments showing momentum performance regardless of the direction of the market.  His experience includes IRA accounts, 401K rollovers, trusts, endowments, defined benefit plans, 403B and 401K plans. Additionally, he served as a night college instructor for seniors teaching high net worth retirement and estate planning for 14 years. Podcast views and personal opinions are for educational and entertainment purposes only. And does not constitute a recommendation. Investing has risk of loss and you should consult with your own advisors for any financial decisions. Cantu Tactical Wealth Management and Joe Cantu are a fiduciary firm and registered investment advisor in the States of California, Florida, Georgia and Texas, providing pure independent advice and money management. https://youtu.be/UrYxlJ31r2I  Youtube Link:

  2. 03/12/2025

    EP. 67. RETIRMENT HIDDEN TRUTHS. About Channel, Joe Cantu Biography

    Retirement Hidden Truths is dedicated to helping you uncover the skills behind stocks with high income and growth, giving you the tools with a goal to maximize your investment returns. It helps you protect your money by teaching you techniques to prevent financial losses. Exposing hidden investment fees and giving you ideas for risk diversification. This channel helps you develop the ability to forecast and predict. The future direction of the stock market. And make informed decisions on buying and selling gold. And spot critical signals that may warn of downturns or reveal possible money-making stock opportunities. So this channel is for advanced retirement investors as well as beginning investors. I will be passing on over 36 years of stockbroker and portfolio manager experience.  Joe Cantu's Biography.  ARMY DUTY. Joe Cantu. West Point graduate. "Nuclear Weapons Launch Officer" in Europe. Helicopter pilot in Latin America and was commander of the Combat Aviation Brigade Headquarters Unit, First Cavalry Division, Texas.  STOCKBROKER AND MONEY MANAGER. Joe Cantu became a stockbroker and a tax-free bond broker with a regional brokerage firm in Houston, TX. He, also, sold "IPOs", Initial Public Offerings for the city of Houston, TX.  Then he moved and worked for the next 20 years at 3 of the largest Wall Street firms of "Merrill Lynch", "Smith Barney", and "Morgan Stanley". There he specialized in high-net-worth retirement planning and worked as a stockbroker and portfolio manager. In addition, concurrently, he taught night college courses in "retirement and estate planning" and "401K investments" for 14 years. In 2009, he started and investment advisor firm money management firm called "Cantu Tactical Wealth Management" where he is Chief Investment Officer.  https://youtu.be/UrYxlJ31r2I  Youtube Link:

  3. 03/04/2025

    President Trump's Tariffs Nuke Stock Market

    Did President Trump just nuke the stock market with his tariffs. President Trump may have a hidden agenda?  Joe Cantu, describes 6 factors to offset tariffs. #1 currency adjustments,  #2. And talking about company supply chains, diversification. #3. As nations, we can negotiate with each other. Actually, lower tariffs. The amazing things that actually lowers inflation.  When both parties remove their tariffs, it leads directly to lower prices and lower inflation.  #4 subsidies to local industries could be provided. The United States could give tax breaks and money to local industries to alleviate the burden of tariffs #5. Alternate country shifts we may look to other countries to strengthen new trade relations, which could offset losses from tariffs. #6. Lowering Interest rates provide numerous benefits and may be one of President Trump's hidden weapons. After all, he was a real estate tycoon, and he absolutely loves low interest rates. 6th factor to offset tariffs, which is the most powerful.  So, in conclusion, remember in President Trump's first term we had low gasoline prices. Were energy Independent. We had lower taxes; we had low inflation and low interest rates. Now, I believe these tariffs may be a method to his madness. Again, because there are several avenues to explore currency adjustments. Supply chain diversification negotiations with the US could lower tariffs and that leads directly to lower inflation. He could provide subsidies to lower the price of goods. For our products and services as a vendor, we can shift to other countries for our products. And finally, lowering interest rates has numerous advantages for businesses and inflation. So, you see, it is possible that its madness may lead to lower prices and inflation these tariffs. Are just one chapter, and President Trump's book. It's just being written. Let's see how it ends. And let's not panic. Podcast views and personal opinions are for educational and entertainment purposes only and does not constitute a recommendation. Investing has risk of loss and you should consult with your own advisors for any financial decisions. Cantu Tactical Wealth Management and Joe Cantu are a fiduciary firm and registered investment adviser in the States of California, Florida, Georgia and Texas providing pure independent advice and money management. https://youtu.be/UrYxlJ31r2I  Youtube Link:

  4. 03/02/2025

    Ep.66. How To Make Money In The Stock Market

    Joe Cantu explains how to make money in the stock market by predicting the future price of a stock.  He provides the future prices for Amazon, NVIDIA, Walmart, Meta Platforms a.k.a. Facebook, Palantir, Broadcom, Apple and Royal Caribbean.  He mentions that this is excellent for Advanced Retirement Investors but it is also useful for beginning retirement investors, as well.  Cantu Tactical Wealth Management Client' own many of these stocks as of February 27, 2025.  The prices are as of February 27, 2025.  Disclosure:  You can lose money investing in the stock market.  This podcast is for entertainment and educational purposes only.  Any stocks mentioned in the podcast do not constitute a recommendation.  YOu should speak with your own advisors for any financial advise.  Joe Cantu and Cantu Tactical Wealth Management is a fiduciary, registered investment advisor in the states of California, Florida, Georgia and Texas offering pure independent advice and money management.   TranscriptHow to make money in the stock market? It's obviously buy low and sell high. Is when the market is down, people are afraid. Uncertainty causes fear. And fear creates selling and volatility in the market. And I have another video that talks about uncertainty and how to predict the long-term direction of the market. However, I made this video for our clients so y'all can see the long term one year price target of these stocks in other. What are some of the stocks we own and where are they going? This is also a good video for advanced retirement investors because it teaches you. A main concept on how to make money in the stock market by analyzing price targets. So what? Going to do in this video is we're actually going to look into the future. Of some of the very best stocks in America, of which you, our clients out there own several of these positions. So, one of the hidden truths out there, and I call it a hidden truth. Is because you have to uncover. So, to speak. Uncover the price target. It's not readily available. It's not published in the newspapers. You typically have to get it through a research company. But it provides a valuable, valuable item of information. On the prediction of the future of a stock price. And I call it uncovering because you do have to have some research capabilities, programs to find these numbers. What is the one year price target of a stock? We have analyst on Wall Street who predict. The 12 month price target of a stock. It's actually predicting the future of where stock is going. They write a research report. And they publish it. For example, if you're the beverage analyst and you follow Coca-Cola and Pepsi, then you will write a research report on that saying what you think that stock price will be in a year. We will be looking at the one year price target of some of the positions that we own here at Cantu Tactical Wealth Management. Many of you clients will be familiar with some of these stocks because they're in your retirement accounts. But I will show you where the stock is going in our opinion. I have reviewed 20 to 40 different analyst price targets to come up with these numbers. Since I also have people listening on a podcast, maybe driving to work, I will be naming the names and the prices. So there's Apple, Amazon, Broadcom, Costco, Meta platforms, also known as Facebook, NVIDIA, Netflix, Palantir, Royal Caribbean, and Walmart. Now let me go through some of the prices and price targets. So Apple, for example, trading as a February 27th, 2025. Is $237 the all time high for the stock? Is $260, yet the one year price target is $278. Amazon trading at $210.00. All time high price was $242 when your price target 264 dollars. Broadcom $200 all time high price 251 dollars one year price target $250 Costco 1030 dollars all time high price 1078 dollars. One year price target 1096 dollars meta platforms trading at 663 dollars. All time https://youtu.be/UrYxlJ31r2I  Youtube Link:

  5. 02/18/2025

    EP. 64. How To Buy 7 Magnificent Stocks for Under 100 Dollars for Retirement Beginners

    How To Buy Seven (7) Magnificent Stocks for Retirement Beginners and Students for less than $100 (U.S.) Informs how to own seven magnificent stocks which represent 35% of the United stees stock market. Video gives you the names and explains how to own all seven stocks for less than $100 dollars in US currency as of the end of January 2025 price.  What Is An Exchange Traded Fund, ETF? https://youtu.be/6ogG3qzF15E ABOUT THE RETIREMENT HIDDEN TRUTHS CHANNEL This channel is a journey into the hidden truths of how stocks, dividend income stocks, gold and other securities are selected for investment accounts. Discover key indicators and telltale signs. Of stock market industry sectors, good and bad economies. Around the world, this is a global channel. A great channel for basic stock market education to the Advanced Retirement investor. Discover the hidden truths about other types of investments such as tax deferred annuities and hedge funds.  What are the Magnificent Seven Stocks? https://www.wsj.com/buyside/personal-finance/investing/magnificent-7-stocks https://www.wsj.com/livecoverage/stock-market-today-dow-jones-12-18-2023/card/what-are-the-magnificent-seven-stocks-and-why-do-they-matter--OePeoDdwqC5ek5bCjjP7 "These Seven Tech Stocks Are Driving the Market" (Published: January 22, 2024): This article examines how the Magnificent Seven stocks have been pivotal in driving market gains, accounting for a significant portion of the S&P 500's increase. #stocks #retirement #stockmarketforbeginners #instagram https://youtu.be/UrYxlJ31r2I  Youtube Link:

Ratings & Reviews

3.3
out of 5
7 Ratings

About

Discover hidden truths in retirement planning money management.  This show is hosted by Joe Cantu, a West Point graduate with the history of the "Honor Code" from the United States Military Academy under his belt.  He provides you with the stark unblemished truth behind investments and professional money management and insurance products.  Discovery where the the pitfalls may be that may lose you money.  Find out about hidden fees of investment products, insurance and  Hedge Funds behind bad investments.  How do brokers, Investment Advisors, Registered Representatives and Financial Planners get paid?  Discover the "Good, Bad and Ugly" of annuities.  Understand the possible treachery of annuities and other insurance products that may rob you of your life savings.  Are they really guaranteed?  Learn the Truth!Joe Cantu is Chief Investment Officer for Cantu Tactical Wealth Management, with over 34 years of retirement money management experience working for 3 of the largest Wall Street Firms as a stock broker and portfolio investment manager. Joe explains the hidden methods in professional money management strategies used in making money in up and down stock markets with the risks of losses.  He has witnessed 3 major market corrections and reveals how to design and manage an IRA and defined benefit retirement plans for both directions of the stock market. Wall Street secrets are shared of "High Net Worth Money Management" in mitigating losses.He teaches you the about investments which historically go up when the stock market is falling. 401KIf you have a 401k he explains the techniques which may lead to better performance by making key adjustments in different economic environments.If you are a 401k trustee he presents performance ideas which may lead to happier employees in these plans. Retirement Learn how to truly manage your money with the lifetime goal to live off the earnings without touching the principal and ultimately passing the money to your heirs. Also, he will include and educational series called "Cantu's Wall Street Retirement Joe is a fiduciary and registered investment advisor in the states of California, Florida, Georgia and Texas providing pure independent advice. In Conclusion,"Listening to my Podcast is much like Adam & Eve being tempted from eating an apple from the 'Tree of Knowledge' of good and evil. So, you want knowledge? Well then, God implied, "I will give you knowledge, but you may not like what you see!"  So, you will learn the unblemished truth about retirement money management and your eyes will be opened. "Knowledge is power and reveals the good and evil" . . . Joe Cantu