Purposeful Planning with Aspen Wealth Management

Aspen Wealth Management
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Learn, get inspired, and feel empowered about your financial life. Hear short tips about money management and true stories about the impact of financial planning on securing stability and financial freedom. At Aspen Wealth, we offer fee-only, customized tax and financial planning services to individuals, families, and small business owners. Hosted on Acast. See acast.com/privacy for more information.

  1. Making the Most of Your Executive Compensation

    5D AGO

    Making the Most of Your Executive Compensation

    If you’re a corporate executive, your compensation package is likely far more complex than just a simple paycheck. Stock options, restricted stock units, deferred compensation, and equity awards can add up to meaningful wealth but only if they’re managed well.   In today's episode of Purposeful Planning, we’ll walk through the key components of executive compensation and what it takes to make sure you’re not leaving money on the table or creating unnecessary tax exposure along the way.  Sources:  1. https://www.aspenwealthmgmt.com/resource-center/investment/executive-compensation-planning-maximizing-your-equity-benefits   2. https://www.aspenwealthmgmt.com/resource-center/blog/understanding-your-options   3. https://www.aspenwealthmgmt.com/resource-center/financial-planning/knowing-how-and-when-to-sell-rsus/   4. https://www.aspenwealthmgmt.com/resource-center/blog/equity-compensation/   5. https://www.irs.gov/pub/irs-drop/rp-12-29.pdf   The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.  This information has been derived from sources believed to be accurate and is intended merely for educational purposes, not as advice.  Hosted on Acast. See acast.com/privacy for more information.

    7 min
  2. Downsize or Relocate? Smart Moves for Retirement

    6D AGO

    Downsize or Relocate? Smart Moves for Retirement

    Should you stay, downsize, or move to a new state entirely? For many retirees, where and how you live are among the biggest financial decisions you will make. In today's episode of Purposeful Planning, we explore the financial and emotional sides of downsizing and relocation, so you can make the move that best fits your retirement picture.  Sources:  https://www.aspenwealthmgmt.com/resource-center/retirement/downsizing-or-relocating-retirement  https://www.aspenwealthmgmt.com/resource-center/retirement/retirement-lifestyle  https://smartasset.com/data-studies/where-retirees-move-2025  https://turbotax.intuit.com/tax-tips/fun-facts/9-states-with-no-income-tax/c9RZgthD3  https://www.aarp.org/money/retirement/retirees-top-states-2025/   The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.  This information has been derived from sources believed to be accurate and is intended merely for educational purposes, not as advice.  Hosted on Acast. See acast.com/privacy for more information.

    6 min
  3. Managing Illiquid Assets in Your Financial Plan

    APR 29

    Managing Illiquid Assets in Your Financial Plan

    If your portfolio includes real estate, a business interest, or private equity, you already know these assets don't behave like stocks and bonds. But are they truly working within your broader financial plan? In today's episode of Purposeful Planning, we'll talk through the strategies and best practices for managing illiquid assets as part of a balanced, diversified financial picture, including how to think about liquidity, tax planning, estate planning, and long-term wealth building.    Sources:     https://www.aspenwealthmgmt.com/resource-center/investment/managing-illiquid-assets https://www.aspenwealthmgmt.com/resource-center/investment/alternative-investments-more-than-stocks-and-bonds https://www.aspenwealthmgmt.com/financial-planning https://www.aspenwealthmgmt.com/investment-management https://www.aspenwealthmgmt.com/tax-planning  https://www.aspenwealthmgmt.com/estate-planning https://www.aspenwealthmgmt.com/resource-center/estate/gifting-strategies-without-hurting-retirement    The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.      This information has been derived from sources believed to be accurate and is intended merely for educational purposes, not as advice.     Aspen Wealth Management is a registered investment advisor with the SEC.  Hosted on Acast. See acast.com/privacy for more information.

    5 min
  4. Alternative Investing: More Than Stocks and Bonds

    MAR 11

    Alternative Investing: More Than Stocks and Bonds

    When most people think about building wealth, they picture stocks, bonds, and maybe a savings account. But there's a whole world of alternative investments, from real estate and private equity to collectibles and digital assets, that could play a role in a well-rounded portfolio. In today's episode of Purposeful Planning, we're breaking down what alternative investments are, why they might be worth considering, and what you need to think through before diving in.    Sources:      https://www.aspenwealthmgmt.com/resource-center/investment/alternative-investments-more-than-stocks-and-bonds https://www.aspenwealthmgmt.com/  https://www.aspenwealthmgmt.com/investment-management    The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.      This information has been derived from sources believed to be accurate and is intended merely for educational purposes, not as advice.     Aspen Wealth Management is a registered investment advisor with the SEC.    This recorded posting utilizes AI generated voiceovers. While the Firm strictly prohibits the use of AI for advisory activities constituting investment advice, financial plans, portfolio analysis and management, and reporting, the use of AI for other purposes, such as voiceovers, is permitted and utilized for the firm’s recordings.  Hosted on Acast. See acast.com/privacy for more information.

    4 min
  5. Premium Tax Credit: What It Is and Who Qualifies

    MAR 4

    Premium Tax Credit: What It Is and Who Qualifies

    Health insurance costs are rising for many Americans following the expiration of enhanced ACA subsidies at the end of 2025. In this episode of Purposeful Planning, we explore how the Premium Tax Credit works, who qualifies, and the options available to those who no longer receive enhanced subsidies. Whether you're self-employed, in early retirement, or simply looking for affordable coverage, understanding these changes is crucial for managing your healthcare costs in 2026.    Sources:      https://www.irs.gov/credits-deductions/premium-tax-credit-ptc-overview#:~:text=The%20premium%20tax%20credit%20%E2%80%93%20also%20known,with%20Form%208962%2C%20Premium%20Tax%20Credit%20(PTC). https://openenrollment.healthcare/insurance-marketplace-healthcare-quotes/  https://www.cms.gov/marketplace/outreach-and-education/health-savings-account.pdf  https://www.healthcare.gov/glossary/high-deductible-health-plan/  https://www.aspenwealthmgmt.com/  https://www.aspenwealthmgmt.com/financial-planning  https://www.aspenwealthmgmt.com/blog/webinars/from-countdown-to-confidence-your-retirement-transition-checklist https://www.aspenwealthmgmt.com/resource-center/tax/understanding-the-premium-tax-credit-are-you-eligible    The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.      This information has been derived from sources believed to be accurate and is intended merely for educational purposes, not as advice.     Aspen Wealth Management is a registered investment advisor with the SEC.    This recorded posting utilizes AI generated voiceovers. While the Firm strictly prohibits the use of AI for advisory activities constituting investment advice, financial plans, portfolio analysis and management, and reporting, the use of AI for other purposes, such as voiceovers, is permitted and utilized for the firm’s recordings. Hosted on Acast. See acast.com/privacy for more information.

    4 min
  6. Donor Advised Funds: Maximize Your Charitable Impact

    FEB 6

    Donor Advised Funds: Maximize Your Charitable Impact

    Tax law changes have made it harder for many people to benefit from charitable deductions, but that hasn't stopped Americans from supporting the causes they care about. In this episode of Purposeful Planning, we explore how donor-advised funds offer a flexible, tax-efficient way to maximize your philanthropic impact. From batching contributions to understanding the new restrictions under OBBBA, discover strategies that help you give more effectively while potentially reducing your tax bill.    Sources:      https://www.irs.gov/newsroom/irs-releases-tax-inflation-adjustments-for-tax-year-2026-including-amendments-from-the-one-big-beautiful-bill  https://taxnews.ey.com/news/2025-2004-irs-and-treasury-2025-2026-priority-guidance-plan-includes-various-projects-applicable-to-tax-exempt-organizations#:~:text=Guidance%20under%20IRC%20Section%204966%20addressing%20taxable,other%20guidance%20items%20on%20DAFs%20being%20removed https://taxfoundation.org/blog/charitable-deduction-big-beautiful-bill/  https://www.aspenwealthmgmt.com/investment-management https://www.aspenwealthmgmt.com/about-us/#ourteam  https://www.aspenwealthmgmt.com/contact-us-fee-only-advisors-fort-worth  https://www.aspenwealthmgmt.com/resource-center/financial-planning/donor-advised-funds-charitable-giving    The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.      This information has been derived from sources believed to be accurate and is intended merely for educational purposes, not as advice.     Aspen Wealth Management is a registered investment advisor with the SEC.    This recorded posting utilizes AI generated voiceovers. While the Firm strictly prohibits the use of AI for advisory activities constituting investment advice, financial plans, portfolio analysis and management, and reporting, the use of AI for other purposes, such as voiceovers, is permitted and utilized for the firm’s recordings.  Hosted on Acast. See acast.com/privacy for more information.

    4 min
  7. Early Retirement and Tax-Smart Roth Conversions

    JAN 2

    Early Retirement and Tax-Smart Roth Conversions

    Early retirement is a dream for many Americans, but making it work requires more than just saving enough money; it requires smart tax strategies. In this episode of Purposeful Planning, we explore how Roth conversions can help early retirees reduce their lifetime tax burden and create more tax-free income in retirement. From understanding the five-year rule to timing your conversions strategically, discover whether this approach makes sense for your situation.    Sources:      https://www.aspenwealthmgmt.com/retirement-planning https://www.aspenwealthmgmt.com/tax-planning https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-required-minimum-distributions-rmds  https://www.financialplanningassociation.org/learning/publications/journal/MAY23-arithmetic-roth-conversions-OPEN  https://smartasset.com/taxes/conversion-tax-planning-strategy  https://www.aspenwealthmgmt.com/about-us  https://www.aspenwealthmgmt.com/contact-us-fee-only-advisors-fort-worth  https://www.aspenwealthmgmt.com/resource-center/estate/gifting-strategies-without-hurting-retirement  https://www.aspenwealthmgmt.com/resource-center/retirement/early-retirement-and-tax-smart-roth-conversions    The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.      This information has been derived from sources believed to be accurate and is intended merely for educational purposes, not as advice.     Aspen Wealth Management is a registered investment advisor with the SEC.    This recorded posting utilizes AI generated voiceovers. While the Firm strictly prohibits the use of AI for advisory activities constituting investment advice, financial plans, portfolio analysis and management, and reporting, the use of AI for other purposes, such as voiceovers, is permitted and utilized for the firm’s recordings.  Hosted on Acast. See acast.com/privacy for more information.

    5 min
  8. Helping Your Kids Without Hurting Your Retirement

    12/15/2025

    Helping Your Kids Without Hurting Your Retirement

    Most parents would do anything to help their children succeed, but providing financial support shouldn't come at the expense of your own retirement security. In this episode of Purposeful Planning, we explore smart gifting strategies that allow you to support the next generation while protecting your financial future. From strategic giving approaches to understanding gift tax implications, discover how to help your kids build better lives without compromising your own.    Sources:      https://www.kiplinger.com/retirement/gifting-while-you-are-alive-tax-benefits-and-practical-tips  https://www.aspenwealthmgmt.com/resource-center/estate/estate-planning-mistakes-to-avoid https://www.aspenwealthmgmt.com/resource-center/estate/gifting-strategies-without-hurting-retirement    The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.      This information has been derived from sources believed to be accurate and is intended merely for educational purposes, not as advice.     Aspen Wealth Management is a registered investment advisor with the SEC.    This recorded posting utilizes AI generated voiceovers. While the Firm strictly prohibits the use of AI for advisory activities constituting investment advice, financial plans, portfolio analysis and management, and reporting, the use of AI for other purposes, such as voiceovers, is permitted and utilized for the firm’s recordings.  Hosted on Acast. See acast.com/privacy for more information.

    4 min
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Learn, get inspired, and feel empowered about your financial life. Hear short tips about money management and true stories about the impact of financial planning on securing stability and financial freedom. At Aspen Wealth, we offer fee-only, customized tax and financial planning services to individuals, families, and small business owners. Hosted on Acast. See acast.com/privacy for more information.

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