Jeff Roediger -- Replacing Wall Street With Main Street

Jeff Roediger
  • 5.0 (1)
  • Government

I would like to welcome all public sector employees to my podcast series dedicated to Improving The Lives of Public Employees. Our Mission since 2008 ""Committed to improving the lives of public employees by providing access to financial solutions." Support this podcast: https://anchor.fm/jeff-roediger/support

  1. Chapter 11 of the Informed Fed - Understanding Required Minimum Distributions (RMDs)

    03/11/2025

    Chapter 11 of the Informed Fed - Understanding Required Minimum Distributions (RMDs)

    In Chapter 11 of The Informed Fed, “Understanding Required Minimum Distributions (RMDs),” Jeffrey Roediger and Bryant Stone break down RMD rules, recent changes under Secure Act 2.0, and strategies like Roth conversions to reduce tax burdens and maximize retirement savings. To order the book: https://a.co/d/gdQclm6 To schedule a consultation with Bryant Stone: https://go.oncehub.com/consultation3 For additional resources for the federal employee, visit www.myfeduniversity.com Bryant.Stone@toprankadvisors.com (919) 300-5870

    15 min

  2. 01/27/2025

    2025 Tax & TSP Changes

    Learn how to navigate the 2025 TSP and tax changes with actionable strategies to maximize your retirement benefits. This webinar covers the new $11,250 catch-up contribution for ages 60-63, the difference between marginal and effective tax rates, and the significant tax savings possible with Roth conversions—like one example saving $480,000! You'll also discover how to align Social Security, pension, and TSP distributions to minimize tax liabilities. Watch now to gain insights and take control of your financial future! Schedule with our team to review your plan: https://go.oncehub.com/consultation2 or call (800) 570-1852 Visit the site www.myfeduniversity.com to find more resources.

    58 min
  3. Chapter 10 of The Informed Fed, "Thrift Savings Plan (TSP) Modernization Act of 2017"

    12/13/2024

    Chapter 10 of The Informed Fed, "Thrift Savings Plan (TSP) Modernization Act of 2017"

    In Chapter 10 of The Informed Fed, "Thrift Savings Plan (TSP) Modernization Act of 2017," Jeffrey Roediger and Bryant Stone explore the Act's transformative updates. These include allowing up to four partial withdrawals annually, removing the 30-day waiting period, enabling withdrawal from specific account types, and offering flexible payment schedules. They compare these changes to the prior restriction of one partial withdrawal post-age 59.5 and highlight how funds can now remain invested indefinitely. The chapter underscores the importance of these enhancements and the value of professional advice in optimizing TSP strategies and retirement planning. To order the book: https://a.co/d/gdQclm6 To schedule a consultation with Bryant Stone: https://go.oncehub.com/consultation3 For additional resources for the federal employee, visit www.myfeduniversity.com Bryant.Stone@toprankadvisors.com (919) 300-5870

    18 min
  4. Chapter 9 of The Informed Fed, "Roth vs. Traditional TSP"

    10/14/2024

    Chapter 9 of The Informed Fed, "Roth vs. Traditional TSP"

    In Chapter 9 of The Informed Fed, titled "Roth vs. Traditional TSP," Jeffrey Roediger and Bryant Stone break down the key differences between these two Thrift Savings Plan options for federal employees. They explain that Roth TSP contributions are taxed upfront but grow tax-free, while traditional TSP contributions are tax-deferred until withdrawal, allowing immediate tax savings. The duo emphasizes that TSP offers higher contribution limits compared to IRAs, with no income restrictions, making it a powerful tool for federal workers. With potential future tax hikes, Bryant suggests Roth TSP could be more beneficial for many employees. Both hosts stress that financial planning is an ongoing process, especially in light of changing tax laws, and encourage listeners to regularly consult with financial advisors to maximize their retirement strategy. To order the book: https://a.co/d/gdQclm6 To schedule a consultation with Bryant Stone: https://go.oncehub.com/consultation3 For additional resources for the federal employee, visit www.myfeduniversity.com Bryant.Stone@toprankadvisors.com (919) 300-5870

    16 min
  5. Chapter 8 of The Informed Fed, "Maxing Your Retirement Income"

    08/30/2024

    Chapter 8 of The Informed Fed, "Maxing Your Retirement Income"

    In Chapter 8 of The Informed Fed, titled "Maxing Your Retirement Income," Jeffrey Roediger and Bryant Stone delve into strategies for optimizing federal retirement benefits. They discuss the crucial role of the 5% match in the Thrift Savings Plan (TSP) and offer insights on how to make the most of TSP allocations. Bryant underscores the impact of timing retirement at age 62 for a higher FERS annuity and the importance of incorporating Social Security into a well-rounded retirement plan. Jeffrey highlights the value of reviewing retirement options and encourages federal employees to consult with Bryant for personalized advice. To order the book: https://a.co/d/gdQclm6 To schedule a consultation with Bryant Stone: https://go.oncehub.com/consultation3 For additional resources for the federal employee, visit www.myfeduniversity.com Bryant.Stone@toprankadvisors.com (919) 300-5870

    10 min

  6. 08/09/2024

    Interview with Jen Trowbridge of Trowbridge Retirement Strategies

    Jeff Roediger and Jen Trowbridge discuss the crucial topic of estate planning, with a special focus on women, who are often overlooked in this area. Listen in as they explore why it’s essential for women to have a comprehensive estate plan, including a healthcare and financial power of attorney. You'll also discover valuable resources to help you establish a trust and tackle important financial questions as you approach retirement. Don't pass up this discussion, designed to empower and equip you with the knowledge you need for your financial future.  Visit the site for more on Jen's services: https://jentrowbridge.com/ To access the FREE 30-day Estate Planning Trial, visit: https://www.mylegacylock.com/free_trial.php?type=echo&a=JenTrowbridge To schedule your complimentary session with Jen: https://go.oncehub.com/JenTrowbridge

    11 min
  7. Chapter 7 of The Informed Fed, "Retirement Systems Explained"

    07/18/2024

    Chapter 7 of The Informed Fed, "Retirement Systems Explained"

    Bryant and Jeff explore the key details of retirement pension systems for federal employees, including CSRS, CSRS Offset, and FERS, in Chapter 7 of The Informed Fed, "Retirement Systems Explained." Bryant explains the key differences between these systems, while Jeffrey offers an in-depth look at FERS, underscoring the financial impact of buying back military time. They highlight the significant advantages of consulting a specialized financial advisor to navigate these complex retirement options. The chapter emphasizes the necessity of understanding the various retirement plans and seeking professional guidance to make well-informed decisions. To order the book: https://a.co/d/gdQclm6 To schedule a consultation with Bryant Stone: https://go.oncehub.com/consultation3 For additional resources for the federal employee, visit www.myfeduniversity.com Bryant.Stone@toprankadvisors.com (919) 300-5870

    16 min
  8. Chapter 6 of The Informed Fed, "All About Your Health Benefits"

    05/21/2024

    Chapter 6 of The Informed Fed, "All About Your Health Benefits"

    Jeff Roediger and Bryant Stone discuss the importance of planning ahead for federal employee benefits, particularly health insurance and retirement benefits in Chapter 6 of The Informed Fed, "All About Your Health." Understand the different options available, the tax implications of these benefits, and the consequences of failing to plan properly. Bryant highlights the importance of choosing the right survivorship option for FERS annuity, as well as the need to consider Medicare Part B enrollment. It's always important to consult with a knowledgeable professional before making any decisions regarding federal employee benefits. To order the book: https://a.co/d/gdQclm6 To schedule a consultation with Bryant Stone: https://go.oncehub.com/consultation3 For additional resources for the federal employee, visit www.myfeduniversity.com Bryant.Stone@toprankadvisors.com (919) 300-5870

    15 min
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I would like to welcome all public sector employees to my podcast series dedicated to Improving The Lives of Public Employees. Our Mission since 2008 ""Committed to improving the lives of public employees by providing access to financial solutions." Support this podcast: https://anchor.fm/jeff-roediger/support

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