The Urban Property Investor

Sam Saggers
  • 5.0 (2)
  • Investing
  • Updated Weekly

The Urban Property Investor podcast with host Sam Saggers brings together the latest news, strategies and ideas to help grow your personal wealth from investing in real estate. With a major premise to help you join the 1% of people who achieve financial independence, Sam Saggers advocates ways to replace your income, invest in property and retire rich using trends that form part of the urban landscape. The Urban Property Investor Podcast uncovers answers to the critical “what” “why” “where” and “how” of investment using behavioural economic insights into how everyone can prosper in the cities of tomorrow as investors of today. This podcast goes beyond investing in 2020 and tackles ways to bulletproof your investment plan by understanding influences on people, place and property.

  1. 4h ago

    The Hidden Difference Between Good & Great Property

    What separates an average property from a high-performing investment? In this week's episode, we dive deep into the concept of investment grade real estate and market lemon theory. This isn’t just about buying properties; it’s about understanding what makes a good asset in the ever-evolving market. We also explore why factors like design, livability, and infrastructure are non-negotiable when selecting assets. Things you’ll learn from this episode: What defines investment grade real estate The importance of location and land scarcity Market lemon theory and avoiding bad properties The role of new construction and supply creation Understanding market cycles and economic engines Design and livability as key factors The impact of demographic shifts and infrastructure The concept of IRV (Impossible to Replicate Value) Leverage and quality in property investing Future-proofing your property portfolio I discuss -  00:00 Introduction to property as a wealth-building strategy 03:12 Housing returns versus other asset classes 06:36 Market lemon theory and property quality 09:59 How to avoid lemons in new construction 13:22 The 4X growth plan and property fundamentals 17:10 Resale market considerations 20:28 Greater Fool Theory and market risks 24:39 Market fundamentals and location selection 29:25 Economic engines and growth corridors 33:14 Owner-occupier demand and community impact 35:07 Design standards and future-proofing 36:35 Connectivity and infrastructure importance 37:33 Land efficiency and value ratios 38:58 IRV and impossible to replicate value 41:20 Leverage as kryptonite to bad real estate 42:12 Liquidity risks and market timing 43:09 The changing game of property investment 44:10 Choosing good design-led real estate 45:04 Fundamentals of good property investment 45:33 Future market considerations and demographic shifts You can find my book on Amazon here - https://rb.gy/lixbh3 Don’t hesitate to hit me up on my socials - DM me with any of your questions :) Facebook https://www.facebook.com/samsaggers Instagram https://www.instagram.com/sam_saggers If you’re yet to subscribe or leave a review, be sure to do so on your favourite channel.  Remember, I’m really good at 1.25 or 1.5 speed. And all Podcasts are lessons on Real Estate, so feel free to go back and enjoy past episodes :) Take care,  Sam

    The Hidden Difference Between Good & Great Property

  2. Jul 28

    The Real Risk Isn't Investing… It's Doing Nothing

    Are you building wealth, or just watching inflation eat your savings?  We’ve been conditioned to fear risk, but in the world of property, “playing it safe” is often the fastest way to stay broke. The difference between those who struggle and those who thrive isn’t just luck—it’s a strategy. In Episode 315 of The Urban Property Investor, we’re ditching the fluff and getting into the hard math of financial freedom. Listen in and utilise these rules and strategies to help you grow your wealth.  Things you’ll learn from this episode: Understanding Risk in Real Estate Investment Capital Preservation Leverage Wisely Diversification The Power of Compounding Growth Budgeting for Wealth The Importance of Setting Clear Financial Goals I discuss -  00:00 Introduction: Beating the System in Property 00:30 The Hierarchy of Wealth and Tax Strategies 01:24 Rules of Real Estate Investment 02:21 Understanding Risk and the Four Quadrant System 03:20 Never Lose Money: Warren Buffett's Rule 04:19 Money Rules: The Power of Leverage and Growth 05:43 Capital Growth Rates and the Rule of 72 07:10 Long-Term Wealth Building and the Power of Time 09:05 Budgeting and Saving Strategies for Investors 10:28 Setting Retirement Income Goals with Rule 20 13:21 The 1% Club and Property Portfolio Growth 14:48 Tax Strategies and the Role of New vs. Established Property 17:40 Understanding Secondhand Real Estate and Renovation Rules 19:08 The 1% and 1050 Rules for Maintenance and Capital Improvements 22:00 Tenant Management and the 30% Rent Rule 23:56 People, Space, and the Importance of Location 25:53 Tax Depreciation Rules for New and Old Properties 28:21 Buy, Hold, and Never Sell: The Long-Term Strategy 31:14 Key Operating Expenses and the 50% Rule 31:44 Final Tips: Play the Game and Build Wealth You can find my book on Amazon here - https://rb.gy/lixbh3 Don’t hesitate to hit me up on my socials - DM me with any of your questions :) Facebook https://www.facebook.com/samsaggers Instagram https://www.instagram.com/sam_saggers If you’re yet to subscribe or leave a review, be sure to do so on your favourite channel.  Remember, I’m really good at 1.25 or 1.5 speed. And all Podcasts are lessons on Real Estate, so feel free to go back and enjoy past episodes :) Take care,  Sam

    The Real Risk Isn't Investing… It's Doing Nothing

  3. Jul 21

    Invest in Property Like Warren Buffett

    What if you could apply the world’s most successful investor's strategy to your own property portfolio? In this episode of The Urban Property Investor, we break down how to adopt the Warren Buffett model to build serious, long-term wealth through real estate. If you’ve ever wondered how to find assets with "economic moats" or why patience beats market timing every time, this conversation is for you. Things you’ll learn from this episode: Investing Like Buffett Buy What You Understand Never Overpay Focus on the Long Term Seek Durable Demand Invest with a Competitive Advantage I discuss -  00:00 Intro 03:10 The Biggest Property Investing Mistakes 07:54 Buy What You Understand 10:12 Never Overpay for Real Estate 14:59 Think Like a Long-Term Investor 17:20 Build Wealth with Better Cash Flow 24:26 Ignore Market Sentiment 26:52 Buy Quality, Not Cheap 29:17 Keep Investing Simple 34:08 Warren Buffett's Greatest Investing Lessons 38:56 Patience Wins Every Time You can find my book on Amazon here - https://rb.gy/lixbh3 Don’t hesitate to hit me up on my socials - DM me with any of your questions :) Facebook https://www.facebook.com/samsaggers Instagram https://www.instagram.com/sam_saggers If you’re yet to subscribe or leave a review, be sure to do so on your favourite channel.  Remember, I’m really good at 1.25 or 1.5 speed. And all Podcasts are lessons on Real Estate, so feel free to go back and enjoy past episodes :) Take care,  Sam

    Invest in Property Like Warren Buffett

  4. Jul 14

    Why Most People Never Become Financially Free

    What if you could wind the clock forward 20 years? Where would you be financially? Most people aren’t planning for their financial future; they’re just getting through their 9 to 5.  In this episode, we’ll explore how to build a life where money gives you choice and freedom, rather than being shackled to a job for wealth. Remember, it’s not just about the money; it’s about the freedom it brings. Things you’ll learn from this episode: Understanding Financial Freedom The Importance of Behavior in Wealth Creation The Infinite Game of Wealth Types of Wealth The Role of Education in Investment Mastering the Pain of Investment Leveraging Capital Wisely Investment Mindset I discuss -  00:00 Intro 01:40 Why Most People Never Build Wealth 03:27 The Mindset That Creates Financial Freedom 08:17 The Four Types of Wealth 10:43 Why Property Is a Long-Term Game 15:33 Invest in Structure, Not Market Cycles 17:55 How I Made $400,000 in One Weekend 22:46 Ignore the Noise and Stay Invested 30:04 The 4X Growth Plan Explained 37:13 The Wealth Framework That Lasts You can find my book on Amazon here - https://rb.gy/lixbh3 Don’t hesitate to hit me up on my socials - DM me with any of your questions :) Facebook https://www.facebook.com/samsaggers Instagram https://www.instagram.com/sam_saggers If you’re yet to subscribe or leave a review, be sure to do so on your favourite channel.  Remember, I’m really good at 1.25 or 1.5 speed. And all Podcasts are lessons on Real Estate, so feel free to go back and enjoy past episodes :) Take care,  Sam

    Why Most People Never Become Financially Free

  5. Jul 7

    The Investment Pyramid Every Property Investor Needs

    Are you looking to invest in real estate but unsure how to choose the right properties? Understanding the emotional and logical aspects of property investment is crucial for maximising your returns.  In this episode, we explore a unique investment pyramid that simplifies property selection by focusing on tangible assets, lifestyle, and identity. Learn how emotional connection and social status influence real estate success and how to build a resilient property portfolio. It’s all here if you’re looking to one up your investing strategies. Things you’ll learn from this episode: Understanding the Investment Pyramid The Tangible: Your Foundation for Success The Lifestyle: Enhancing Emotional Connections The Identity: What Does This Property Say About You? Practical Steps to Apply the Pyramid I discuss -  00:00 Buying to Transform Life 03:22 Layer 1: The Tangible Foundation 08:03 Layer 2: Why Lifestyle Drives Growth 15:11 Layer 3: Identity Creates Premium Value 19:49 The Difference Between Average & Exceptional Growth 22:06 A Costly Investment Lesson 26:53 Building a Property That Buyers Aspire To You can find my book on Amazon here - https://rb.gy/lixbh3 Don’t hesitate to hit me up on my socials - DM me with any of your questions :) Facebook https://www.facebook.com/samsaggers Instagram https://www.instagram.com/sam_saggers New YouTube https://www.youtube.com/@SamSaggersTV If you’re yet to subscribe or leave a review, be sure to do so on your favourite channel.  Remember, I’m really good at 1.25 or 1.5 speed. And all Podcasts are lessons on Real Estate, so feel free to go back and enjoy past episodes :) Take care,  Sam

    The Investment Pyramid Every Property Investor Needs

  6. Jun 30

    This Isn't About Property... It's About Control

    The government just made a huge change impacting investors across the board, will you be affected? In this critical episode we cover the changes regarding self-managed superannuation funds (SMSFs) and their impact on residential property investment. We’ll explore what this means for investors, the implications of these changes, and what strategies you can adopt to navigate this new landscape. This isn’t just about property; it’s about control. The political narrative is shifting, pushing you away from autonomy over your investments.  But don’t let fear hold you back. There’s still a window to act and secure your financial future.  Maybe it’s time to rethink your strategy?  Things you’ll learn from this episode: Understanding the Changes to SMSFs and Lending Restrictions Why This Matters for Property Investors The Importance of Understanding the Landscape The Role of Superannuation in Wealth Creation Navigating the New Regulations The Shift to Commercial Real Estate I discuss -  00:00 The Government's Superannuation Shake-Up 00:49 What the New SMSF Lending Ban Means 03:16 How SMSFs Help Everyday Australians Build Wealth 10:01 Why Residential Property Is Being Targeted 14:49 The Political Debate Behind the Policy 17:15 Why Government Policy Matters More Than Market Cycles 19:34 How the Changes Could Reduce Housing Supply 21:56 What Property Investors Should Do Next You can find my book on Amazon here - https://rb.gy/lixbh3 Don’t hesitate to hit me up on my socials - DM me with any of your questions :) Facebook https://www.facebook.com/samsaggers Instagram https://www.instagram.com/sam_saggers If you’re yet to subscribe or leave a review, be sure to do so on your favourite channel.  Remember, I’m really good at 1.25 or 1.5 speed. And all Podcasts are lessons on Real Estate, so feel free to go back and enjoy past episodes :) Take care,  Sam

    This Isn't About Property... It's About Control

  7. Jun 23

    The K-Shaped Property Market Is Here. Are You on the Right Side?

    Population decline, migration, and infrastructure spending are currently rewriting the rules of real estate. In this episode, we strip back the noise to investigate the "K-shaped" property market: why some assets are set to thrive while others face long-term stagnation.  If you’re building an investment strategy for the decade ahead, this is the essential data you need to ensure your portfolio can weather the coming demographic shift. Would you like me to generate a script for a 30-second social media short using these new hooks, or shall I draft the "Show Notes" version for the podcast platform? Things you’ll learn from this episode: Understanding the K-Shaped Property Market The Role of Demographics The Akiya Effect in Real Estate Implications for Australian Property Investors Strategies for Navigating a K-Shaped Market I discuss -  00:00 The K-Shaped Property Market Explained 00:42 Why Some Property Markets Win While Others Collapse 03:05 Japan's 9 Million Empty Homes Problem 07:55 Why Tokyo Is the World's Best Property Market 10:20 Tasmania and Australia's Demographic Challenge 15:08 The Long-Term Risk Every Property Investor Should Understand 17:35 What Japan Can Teach Australian Investors 19:54 Why Location Matters More Than Ever 24:25 The Future of Australia's Growth Corridors 26:26 The Simple Truth About Property Growth You can find my book on Amazon here - https://rb.gy/lixbh3 Don’t hesitate to hit me up on my socials - DM me with any of your questions :) Facebook https://www.facebook.com/samsaggers Instagram https://www.instagram.com/sam_saggers If you’re yet to subscribe or leave a review, be sure to do so on your favourite channel.  Remember, I’m really good at 1.25 or 1.5 speed. And all Podcasts are lessons on Real Estate, so feel free to go back and enjoy past episodes :) Take care,  Sam

    The K-Shaped Property Market Is Here. Are You on the Right Side?

  8. Jun 16

    Are Property Investors Really the Problem?

    Are property investors really the problem? The political narrative blames investors, but the reality is that the rental market is fueled by everyday Australians, not a wealthy elite. With recent budget changes, negative gearing adjustments, and new construction standards, the "old way" of investing is being challenged. In this episode, we strip away the noise to explore why the landscape is shifting toward new builds and how you can adapt your strategy to build long-term wealth in this complex, evolving market. Things you’ll learn from this episode: The Political Landscape Key Changes in Real Estate Regulations Rental Minimum Standards Negative Gearing Adjustments Understanding the Real Estate Market Dynamics The Future of Property Investment Navigating New Opportunities I discuss -  00:00 - The State of Real Estate in Australia 05:23 - Regulatory Changes Impacting Property Investment 09:31 - The Political Narrative on Property Investors 18:42 - Understanding Plutonomy and Its Effects 24:59 - The Future of Property Investment Strategies 33:56 - Navigating New Real Estate Opportunities 40:16 - Asset Selection in a Changing Market You can find my book on Amazon here - https://rb.gy/lixbh3 Don’t hesitate to hit me up on my socials - DM me with any of your questions :) Facebook https://www.facebook.com/samsaggers Instagram https://www.instagram.com/sam_saggers If you’re yet to subscribe or leave a review, be sure to do so on your favourite channel.  Remember, I’m really good at 1.25 or 1.5 speed. And all Podcasts are lessons on Real Estate, so feel free to go back and enjoy past episodes :) Take care,  Sam

    Are Property Investors Really the Problem?
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About

The Urban Property Investor podcast with host Sam Saggers brings together the latest news, strategies and ideas to help grow your personal wealth from investing in real estate. With a major premise to help you join the 1% of people who achieve financial independence, Sam Saggers advocates ways to replace your income, invest in property and retire rich using trends that form part of the urban landscape. The Urban Property Investor Podcast uncovers answers to the critical “what” “why” “where” and “how” of investment using behavioural economic insights into how everyone can prosper in the cities of tomorrow as investors of today. This podcast goes beyond investing in 2020 and tackles ways to bulletproof your investment plan by understanding influences on people, place and property.

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