Retirement Education Hour

Retirement Education Foundation

Kirk Cassidy and Dr. Paul Metler shed light on the retirement industry. Retirement Education Foundation is a Fiscally Sponsored Program of United Charitable, a registered 501(c)(3) public charity.

  1. Jul 20

    Ep. 250 - Is Your Retirement Plan Ready for Change?

    Is your retirement plan designed for the next 30 years, or is it based on assumptions that may already be outdated? In this episode of the Retirement Education Hour, Kirk Cassidy and Michael Masserant explore one of the most overlooked aspects of retirement planning: adapting your strategy as life changes. They discuss how tax law changes, Social Security decisions, healthcare costs, market volatility, and even cognitive changes can affect retirement over time, and why a comprehensive retirement plan should evolve right alongside them. You'll also hear why updating your retirement plan isn't about chasing investment returns, it's about making informed decisions as new opportunities and challenges emerge. Whether you're approaching retirement or already retired, this conversation offers practical insights into creating a retirement income strategy that's built to adjust as your life does. To dive deeper, register for an 8-hour advanced retirement education course at ⁠https://refedu.org/courses⁠. Retirement Education Foundation is a Fiscally Sponsored Program of United Charitable, a registered 501(c)(3) public charity. This information is for educational purposes only and is not to be considered tax, legal or investment advice. Retirement Education Foundation does not offer financial services. Kirk Cassidy and Michael Masserant are professional financial advisors in the private sector. They serve as financial instructors for the Retirement Education Foundation on a volunteer basis.

  2. Jul 13

    Ep. 249 - Looking Beyond Retirement Marketing

    Retirement is one of the most heavily marketed industries in America. Dinner seminars, television shows, books, podcasts, free retirement plans, and social media all compete for your attention. The real challenge isn't avoiding the marketing, it's learning how to evaluate what's behind it. In this episode, Kirk Cassidy and Michael Masserant discuss why retirement savers are such a heavily targeted audience, the questions every consumer should ask before trusting an advisor, and the difference between marketing a retirement plan and delivering truly comprehensive planning. You'll also hear why financial education can be one of the most valuable tools for making informed retirement decisions and avoiding common industry pitfalls. Retirement Education Foundation is a Fiscally Sponsored Program of United Charitable, a registered 501(c)(3) public charity. This information is for educational purposes only and is not to be considered tax, legal or investment advice. Retirement Education Foundation does not offer financial services. Kirk Cassidy and Michael Masserant are professional financial advisors in the private sector. They serve as financial instructors for the Retirement Education Foundation on a volunteer basis.

  3. Jun 22

    Ep. 248 - The Trouble with One-Size-Fits-All Retirement Advice

    Save 10%, withdraw 4%, replace 80% of your income. Retirement advice is full of rules of thumb, but are they right for you? In this episode, Kirk and Michael examine several of the most common retirement guidelines and discuss where they may be helpful, where they may fall short, and why retirement decisions are rarely one-size-fits-all. Retirement Education Foundation is a Fiscally Sponsored Program of United Charitable, a registered 501(c)(3) public charity. This information is for educational purposes only and is not to be considered tax, legal or investment advice. Kirk Cassidy and Michael Masserant are professional financial advisors in the private sector. They serve as financial instructors for the Retirement Education Foundation on a volunteer basis. Retirement Education Foundation does not offer financial services.

  4. Jun 8

    Ep. 247 - The Real Risks to Retirement, Beyond Markets and Inflation

    Retirement risks are not always what people expect. This episode explores why some of the biggest retirement challenges stem less from markets and more from planning, spending behavior, and financial decision-making. Kirk and Michael discuss retirement income, underspending, fear-driven choices, and why understanding how money should function in retirement can help retirees make more informed decisions. Retirement Education Foundation is a Fiscally Sponsored Program of United Charitable, a registered 501(c)(3) public charity. This information is for educational purposes only and is not to be considered tax, legal or investment advice. Kirk Cassidy and Michael Masserant are professional financial advisors in the private sector. They serve as financial instructors for the Retirement Education Foundation on a volunteer basis. Retirement Education Foundation does not offer financial services.

  5. Apr 29

    Ep. 245 - How Income Timing Impacts Retirement Without a Plan

    Many investors think retirement success is mainly about average return. In retirement, the timing of returns can matter just as much. In this episode, Kirk and Michael break down how losses early in retirement can have a greater impact than losses later on, why withdrawals can magnify that problem, and how income planning and asset allocation can work together to help manage this risk. Retirement Education Foundation is a Fiscally Sponsored Program of United Charitable, a registered 501(c)(3) public charity. This information is for educational purposes only and is not to be considered tax, legal or investment advice. Kirk Cassidy and Paul Meter are professional financial advisors in the private sector. Both serve as a financial instructor for the Retirement Education Foundation on a volunteer basis. Retirement Education Foundation does not offer financial services.

  6. Apr 16

    Ep. 244 - Asset Allocation in Retirement: Why the Timing of Your Money Matters

    Most investors think asset allocation means choosing a percentage of stocks and bonds based on retirement dates. In retirement, the timing of your money matters far more. This episode explains how sequence of returns risk, income timing, and portfolio structure influence retirement outcomes. Retirement Education Foundation is a Fiscally Sponsored Program of United Charitable, a registered 501(c)(3) public charity. This information is for educational purposes only and is not to be considered tax, legal or investment advice. Kirk Cassidy and Paul Meter are professional financial advisors in the private sector. Both serve as a financial instructor for the Retirement Education Foundation on a volunteer basis. Retirement Education Foundation does not offer financial services.

  7. Mar 10

    Ep. 243 - Understanding Roth Conversions in Retirement

    Roth conversions are widely discussed but often misunderstood. In this episode, we begin by defining how Roth accounts and conversions work, then examine why conversions have gained attention in recent years. We explore how required minimum distributions, survivor tax changes, and Medicare premiums influence the long-term impact of a conversion. This conversation is designed to help listeners understand when a Roth conversion may support a coordinated lifetime tax plan and when it may not. Retirement Education Foundation is a Fiscally Sponsored Program of United Charitable, a registered 501(c)(3) public charity. This information is for educational purposes only and is not to be considered tax, legal or investment advice. Kirk Cassidy and Paul Metler are professional financial advisors in the private sector. They serves as a financial instructor for the Retirement Education Foundation on a volunteer basis. Retirement Education Foundation does not offer financial services.

  8. Feb 18

    Ep. 242 - What You Actually Need to Know to Retire

    Many people delay retirement not because they lack money, but because what they call a plan does not give them confidence to stop working. In this episode, Kirk and Paul explain why you do not need to know everything to retire, while also identifying the key questions a real retirement plan must answer. By understanding the difference between having information and having a plan, listeners can begin replacing uncertainty with clarity and move closer to retirement with confidence. Retirement Education Foundation is a Fiscally Sponsored Program of United Charitable, a registered 501(c)(3) public charity. This information is for educational purposes only and is not to be considered tax, legal or investment advice. Kirk and Paul are financial advisors. Retirement Education Foundation does not offer financial services. Retirement Education Foundation does not offer financial services.

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Ratings & Reviews

4.4
out of 5
12 Ratings

About

Kirk Cassidy and Dr. Paul Metler shed light on the retirement industry. Retirement Education Foundation is a Fiscally Sponsored Program of United Charitable, a registered 501(c)(3) public charity.

Information

  • Creator
    Retirement Education Foundation
  • Years Active
    2020 - 2026
  • Episodes
    131
  • Rating
    Clean
  • Copyright
    © Retirement Education Foundation
  • Show Website
    Retirement Education Hour

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