The Freelancer Talk Podcast

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Freelancer Talk is an educative podcast intended for every type of creative freelancer. Through interviews and discussions with other freelance experts, the podcast touches on various topics such as Marketing, Branding, Social Media, Negotiating, and Self-Management.Join our brand new social network platform for freelancers now by making a profile using the following link: https://www.thefreelancertalk.com/join/

  1. This is what your freelance paycheck includes | Freelancer Talk #15

    05/25/2021

    This is what your freelance paycheck includes | Freelancer Talk #15

    Do you know what your paycheck includes as a freelancer? Many young freelancers who are just starting out make a very common mistake: spending most of their paycheck money on personal needs and living costs.  As freelancers, we have the responsibility to manage our money in the correct way. Freelance paychecks are very different than payroll paychecks. There is this thing called gross vs net income. As business owners, yes you as a freelancer are a business owner, you are also susceptible to other tax regulations besides your yearly income tax.  It’s important to understand what your freelance paycheck is made up of.  Listen to our podcast episode on what your freelance paycheck includes and get a better understanding of how you should handle your incoming money.  Here’s a quick rundown of a few important things you need to take into account. In every country*, a transaction for products/services is taxed with a sales/turnover/self-employed tax. Every business owner, that’s you too, will have to pay this either quarterly or annually. After taking off your sales/self-employment tax and potentially some business costs, you pay yourself. This is the reason why it’s handy to have a separate business and personal bank account.  What you receive from your business is your personal gross income.  You are still going to need to pay your yearly income tax, pension, and social securities before you’re left with the amount you can use for yourself, aka your net income. Don’t let yourself get fooled by the numbers you’re offered! Take all the above into account when agreeing to certain payments, not all of the money you’re offered is actually going to end up in your wallet! Connect with us! Twitter Instagram Facebook Page YouTube For more visit TheFreelancerTalk.com Support the show

    18 min
  2. When you should start paying into your pension with Radon Stancil | Freelancer Talk #13

    04/27/2021

    When you should start paying into your pension with Radon Stancil | Freelancer Talk #13

    Pension and Retirement, two things that no one likes to think of when they're in their 20s. I've stressed this many times before, as freelancers you are responsible for every single aspect of your business. Meaning, you are also responsible to pay/organize your own pension and plan for your retirement. Unfortunately, this is something that most freelancers at the beginning of their career don't even think of. Even I caught myself avoiding this topic for a long time. It's an important topic and therefore I decided to devote an episode to it! In this week's episode, I have Radon Stancil as a guest to talk about pensions and retirements. Radon runs his own firm called 'Peace of Mind Wealth Management'. They basically help people plan their retirement and manage their financial accounts. He's a freelancer himself and understands all too well why people push this topic to the back of their minds. As a freelancer at the beginning of your career, we are often in survival mode. Trying to make ends meet and hustle for the next job. After you're out of this phase, people will save money to put towards a house, a new car and after that, you might have kids. So when is the right time to start thinking of your retirement? When should you start paying pension and how can you build up an account for later? Radon will tell us all about it! Personally, Radon truly enriched me with new knowledge. And I think that is the wonderful thing about this podcast. I'm trying to find people to learn from and have interesting discussions with on topics that I sometimes am experienced at and other times not so much. I myself am also a freelancer still relatively at the beginning of my career and every week I discover or learn something new about this wonderful but also challenging lifestyle.  That said, enjoy listening to the episode, and don't forget to join the Freelancer Talk platform!   Support the show

    33 min
  3. Why 151k Instagram followers shouldn't be your priority with Laura Zalenga | Freelancer Talk #12

    04/20/2021

    Why 151k Instagram followers shouldn't be your priority with Laura Zalenga | Freelancer Talk #12

    For today's episode, I invited the incredibly kind and talented photographer Laura Zalenga to join me for a Freelancer Talk. Laura has been a Freelance Photographer for most of her career and has worked for clients like the United Nations, Adobe, Facebook, Sony, MaxMara, and Disney. It's an impressive list! She sells her own courses, teaches workshops and masterclasses, and runs her own Patreon community. But besides all of that, she also has an impressively large following on Instagram which was my initial reason for inviting her. But quickly after doing some more in-depth research, I found that just talking about her Instagram following wouldn't do her justice. In the episode, Laura shares with us her journey to becoming the photographer she is now, what freelancing means to her and why she calls herself an activist. However, we are spending a big part of the podcast discussing what these followers mean to her, if Instagram has contributed to her success as a photographer, and why it's important to be vocal on social and ecological matters.  This is not a "how to get more followers" episode but more of a talk on what it means to have such a following and mostly why getting it shouldn't be your priority as a freelancer! Let's get listening! Want to follow the course on Self-Portrait photography we talked about during the episode? Purchase Laura's Domestika Course using THIS link! If you're a creative freelancer you might want to check out our brand new Social Network platform for creative freelancers! Share your work, connect with people, host online events, and become part of a real community! JOIN US NOW! Support the show

    49 min

About

Freelancer Talk is an educative podcast intended for every type of creative freelancer. Through interviews and discussions with other freelance experts, the podcast touches on various topics such as Marketing, Branding, Social Media, Negotiating, and Self-Management.Join our brand new social network platform for freelancers now by making a profile using the following link: https://www.thefreelancertalk.com/join/