The Making Money Simple Podcast

Ryan King
  • 5.0 (3)
  • Investing
  • Updated Weekly

The podcast helping you to invest and build wealth ✔️ I'm Ryan, a Chartered Accountant and investor from the UK and I share my mistakes, journey and knowledge - all whilst having a laugh - through this podcast! 💻 My website - https://makingmoneysimple.co.uk/ 📕 My book: Stop Waiting, Start Investing - https://linktr.ee/makingmoneysimple1 If you have any questions or want me to cover any specific topics, feel free to email me at: makingmoneysimple1@gmail.com

  1. 17h ago

    12k Q&A - Bonds, Trading212 vs Vanguard & Tequila

    Get started with investing (free guide & course) click here How I can help you (The Investing Academy) click here Top broker sign-up offers are here I hit 12,000 subscribers on YouTube, so thought I'd do a Q&A. This is the first ever Q&A I've done and I'm answering some of your investing questions from Instagram and YouTube. We cover a wide range of topics, including bonds, Stocks & Shares ISAs, SIPPs, Trading 212 vs Vanguard, retirement planning, factor investing, portfolio strategy, and much more. A huge thank you to everyone who has subscribed, watched, commented and supported my YouTube channel and my Podcast. I genuinely appreciate your support! ----------------------------------------- 📝 Get started with investing - I pulled together a 10-page guide, 1-page cheat sheet and 30-day email course (all for free) to help you start investing - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 📕 Get my book Stop Waiting, Start Investing (available as a physical book, digital book and audiobook) - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ----------------------------------------- ⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results. ----------------------------------------- 📥 Get in touch - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠⁠ ----------------------------------------- Timestamps: 00:00 Introduction 01:41 Q1: Is VANGRS the Best Bond Fund for Retirement? 03:08 Q2: Should You Switch Your SIPP from Vanguard to Trading 212? 05:55 Q3: Can You Retire Before Pension Age Using an ISA? 08:54 Q4: ISA & DC Pension Tax-Efficient Drawdown? 09:39 Q5: What's the Best Junior Stocks & Shares ISA? 11:09 Q6: Should You Add Factor Investing to Your Portfolio? 12:48 Q7: Will £1 Million Be Enough to Retire? 15:09 Q8: Is It Too Late to Start Investing? 17:12 Q9: How Will I Transition from Wealth Accumulation to Wealth Preservation? 20:32 Q10: How Much Is Too Much for a Shot of Tequila? 21:27 Q11: Thanks for your support! 21:51 Q12: Which SIPP Platform Is Best? 25:13 Q13: Is It Too Late to Buy Marvell Stock? 27:38 Q14: Should You Add the FTSE 100 Alongside a Global Index Fund? 30:37 Final Thoughts

    31 min

  2. 5d ago

    £196,000 Total Investment Portfolio Update

    📈 Join The Investing Academy here! In this video we go through my investment portfolio - an update as of the end of June 2026. Including: what accounts I use, what I actually invest in, how my portfolio is performing so far this year, what I've been investing in this year, and more. I hope this helps. If you have any questions or thoughts please let me know in the comments below! ----------------------------------------- 📝 Get started with investing - I pulled together a 10-page guide, 1-page cheat sheet and 30-day email course (all for free) to help you start investing - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 📕 Get my book Stop Waiting, Start Investing (available as a physical book, digital book and audiobook) - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ----------------------------------------- ⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results. ----------------------------------------- 📥 Get in touch - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠ ----------------------------------------- Timestamps: 0:00 - Time for an update 0:56 - The numbers 2:53 - Vanguard UK 9:13 - Vanguard Australia 13:15 - HL 14:13 - Trading 212 14:50 - Freetrade 16:15 - Crypto 18:05 - Final thoughts

    20 min

  3. Jul 1

    Should You Sack Your Financial Advisor? - Money Coach Tom

    Tom from @moneycoachtom joined me on this podcast episode to discuss - perhaps controversially - the financial advice industry. Sometimes categorised by high fees and a lack of transparency, which begs the question: is a financial advisor actually worth it? For some people, maybe. For others, maybe not. In this episode we get into when a financial advisor isn't (or is) worth it, the questions you need to ask your financial advisor ASAP, how to actually get value, some horror stories, and more. Listen to the episode for the full details! ----------------------------------------- 📝 Get started with investing - I pulled together a 10-page guide, 1-page cheat sheet and 30-day email course (all for free) - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 📕 Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook) - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ----------------------------------------- ⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results. ----------------------------------------- 📥 Get in touch - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠ ----------------------------------------- Timestamps: 3:50 - What questions should you ask your FA? 8:45 - What about fees and value add? 13:55 - Further things to ask your FA 24:59 - What about the rise of ‘financial influencers’? 34:22 - What are some of the worse FA examples? 41:51 - When is a FA actually useful? 47:21 - What should you do?

    50 min

  4. Jun 24

    Is It Time For You To Switch Global ETF? (VWRP, FWRG, ACWI & more)

    Mentioned in this episode: 📝 Get started with investing (free guide & course): click here 🌎 Global index fund & ETF tool: click here 📺 Two new FTSE All-World ETFs: click here 'Should I switch global ETF?' - this is one of the common questions I receive. For most people, you probably don't need to. But if you are thinking about it, there's a few things to consider. Including: fees, spreads, platform availability and one 'GIA tax trap' that could wipe out any savings. We break it all down in this video and there's a checklist at the end that you can use to see whether it's worth you switching! ----------------------------------------- 📝 Get started with investing - I pulled together a 10-page guide, 1-page cheat sheet and 30-day email course (all for free) to help you start investing - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 📕 Get my book Stop Waiting, Start Investing (available as a physical book, digital book and audiobook) - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ----------------------------------------- ⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results. ----------------------------------------- 📥 Get in touch - ⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠ ----------------------------------------- Timestamps: 0:00 - Should you switch? 1:16 - Ongoing fees 5:18 - Spread fees 6:39 - Dealing fees 7:03 - Is your fund truly global? 8:16 - Are you in the right version? 9:02 - Platform availability 10:30 - Returns 12:46 - Tax 14:47 - Behavioural cost 15:34 - Summary

    18 min

  5. Jun 17

    3 Investing Mistakes I See All The Time

    Top investing offers - ⁠click here⁠ Three investing mistakes I see people make over and over, through 1-on-1 calls I have and messages I receive: High, unnecessary feesThe wrong tax wrapperISA vs pension mix upFix these and you'll save yourself a few quid! If you have a question, feel free to email me: ryan@makingmoneysimple.com ----------------------------------------- 📝 Get started with investing - I pulled together a 10-page guide, 1-page cheat sheet and 30-day email course (all for free) to help you start investing - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 📕 Get my book Stop Waiting, Start Investing (available as a physical book, digital book and audiobook) - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ----------------------------------------- ⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results. ----------------------------------------- 📥 Get in touch - ⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠ ----------------------------------------- Timestamps: 0:00 - 3 costly mistakes 1:00 - Mistake 1 - High Fees 4:40 - Mistake 2 - Wrong Tax Wrapper 8:16 - Mistake 3 - ISA vs Pension

    18 min

  6. Jun 10

    Bonds, Stocks & Crypto: Where Is The Economy Heading? - TomTalksInvesting

    Tom from @TomTalksInvesting joined me on this podcast episode to talk about what on earth is going on in the markets. We get into the state of the economy, both here in the UK and globally, and what it all actually means for your money. Tom also walks me through how he runs his own portfolio, including going through his strategy with individual stocks and crypto. And we dig into the biggest lessons we've both picked up along the way. Listen to the episode for the full details! ----------------------------------------- 📝 Get started with investing - I pulled together a 10-page guide, 1-page cheat sheet and 30-day email course (all for free) - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 📕 Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook) - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ----------------------------------------- ⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results. ----------------------------------------- 📥 Get in touch - ⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠

    40 min

  7. Jun 5

    BRAND NEW 0.07% Fee FTSE All-World ETF - Wow!

    Mentioned in this episode: 📊 ISA tool - click here🌎 PACW Global ETF review video - click hereI forgot to mention the ticker symbols, so I put them on screen at 5:56. These are the ticker symbols for the GBP-listed ETFs. The main caveat with all of this is that these two ETFs are brand new. As a result, they are likely to have higher spread fees, they currently have a relatively small amount of assets under management (AUM) and they have a lack of track record - so we don't know how well the ETFs will track the underlying index. But - overall it's still great that we are getting lower and lower fees for global ETFs! Sources: News article: https://www.etfstream.com/articles/dws-offers-cheapest-ftse-all-world-etf-after-fee-cutXtrackers ETF: https://etf.dws.com/en-gb/IE000L6ZMMC4-ftse-all-world-ucits-etf-1c/iShares ETF: https://www.ishares.com/uk/individual/en/products/349410/ishares-ftse-all-world-ucits-etf----------------------------------------- 📝 Get started with investing - I pulled together a 10-page guide, 1-page cheat sheet and 30-day email course (all for free) - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 📕 Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook) - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ----------------------------------------- ⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results. ----------------------------------------- 📥 Get in touch - ⁠⁠⁠⁠⁠⁠⁠⁠click here ----------------------------------------- Timestamps: 0:00 - The news 0:53 - Fees keep coming down 2:48 - The new lowest fee FTSE All-World ETF 4:45 - What this means for us⁠⁠⁠

    7 min

  8. Jun 1

    Q&A: Trading 212 or InvestEngine (Or Someone Else?)

    Platform comparison tool: click here Two New 0.12% FTSE All-World ETFs: click here (YouTube Video) In this podcast episode, we answer a great question: 'Trading 212 or InvestEngine?' First, we go through what to actually look for when selecting the platform. Then we delve into this specific question in more detail, running through the key considerations. Listen to the podcast episode for the full details. And thanks for the question Grace! If you have a question, feel free to email me: ryan@makingmoneysimple.com ----------------------------------------- 📝 Get started with investing - I pulled together a 10-page guide, 1-page cheat sheet and 30-day email course (all for free) - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 📕 Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook) - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ----------------------------------------- ⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results. ----------------------------------------- 📥 Get in touch - ⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠

    18 min
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Ratings & Reviews

5
out of 5
3 Ratings

About

The podcast helping you to invest and build wealth ✔️ I'm Ryan, a Chartered Accountant and investor from the UK and I share my mistakes, journey and knowledge - all whilst having a laugh - through this podcast! 💻 My website - https://makingmoneysimple.co.uk/ 📕 My book: Stop Waiting, Start Investing - https://linktr.ee/makingmoneysimple1 If you have any questions or want me to cover any specific topics, feel free to email me at: makingmoneysimple1@gmail.com

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