The HMO Podcast

Andy Graham
  • 0.0 (0)
  • Investing
  • Updated Weekly

Welcome to The HMO Podcast, the dedicated resource for HMO and Co-Living property investors and developers! Join me and my special guests to learn everything you need to know about HMO property investment, from the tips, tricks and hacks that can save you time and money, to the best practice advice, the technical 'know-how' and inspirational stories of success and failure that will help you start, scale and systemise your very own HMO portfolio or business today.

  1. #BizUpdate: Recent Challenges & Why I'm Preparing To Buy

    4d ago

    #BizUpdate: Recent Challenges & Why I'm Preparing To Buy

    It’s been a challenging few months in the property market. Rising tenant arrears, stubborn interest rates, contractor failures, affordability pressures, and continued uncertainty around legislation are creating new challenges for landlords and investors across the UK. In this episode, I pull back the curtain and share a completely honest update on what's happening inside my own businesses right now. From portfolio performance and tenant issues to development projects, AI efficiencies, and where I'm deploying capital next, this is a transparent look at the realities of investing in today's market. 🎯 What You'll Learn How my HMO and buy-to-let portfolios are performing in 2026The tenant challenges we're facing and what they're teaching usHow AI is helping us reduce costs and improve efficiencyLessons learned from a contractor going into liquidation mid-projectMy outlook for the property market over the next 6–18 monthsIf you're feeling uncertain about the market, struggling with similar challenges, or wondering where the best opportunities lie right now, this episode will give you an honest perspective from someone navigating it every day. Download your copy of The HMO Investors Guide to The Renters’ Rights Act here: https://thehmoroadmap.co.uk/ 💻 Resources & Mentions Join my Accelerator Programme: If you’d like my direct input on your current or next project, you can watch this video or book a complimentary strategy call with me here.The HMO Roadmap: Feeling overwhelmed? Access 400+ tools, templates, and lessons to help you start, scale, and systemise your HMO business - all in one place. Join here.The HMO Community: Got questions or need support? Come and connect with 10,000+ investors inside our Free Facebook Group here.Social: Follow me on Instagram for daily HMO tips, advice, and behind-the-scenes updates here.

    39 min
  2. Article 4 - Has it Killed HMO Investing?

    May 27

    Article 4 - Has it Killed HMO Investing?

    Most investors hear the words “Article 4” and immediately assume the opportunity has gone. But the reality is very different. Some of the strongest and most valuable HMO markets in the UK are under Article 4 directions, and experienced investors are still buying in these areas every single day. In this episode, I break down what Article 4 actually means, why so many investors misunderstand it, and how professional HMO investors assess and mitigate planning risk before committing to deals. 🎯 What You’ll Learn What Article 4 really is and why it’s often misunderstoodHow restricted HMO supply can actually increase asset values over timeThe biggest planning risks investors need to understandHow experienced investors are doing itHow to structure deals subject to planningIf you’ve been avoiding Article 4 areas or feel overwhelmed by planning risk, this episode will help you approach these markets with far more clarity, confidence, and strategy. Download your copy of The HMO Investors Guide to The Renters’ Rights Act here:  https://thehmoroadmap.co.uk/ 💻 Resources & Mentions Join my Accelerator Programme: If you’d like my direct input on your current or next project, you can watch this video or book a complimentary strategy call with me here.The HMO Roadmap: Feeling overwhelmed? Access 400+ tools, templates, and lessons to help you start, scale, and systemise your HMO business - all in one place. Join here.The HMO Community: Got questions or need support? Come and connect with 10,000+ investors inside our Free Facebook Group here.Social: Follow me on Instagram for daily HMO tips, advice, and behind-the-scenes updates here.

    36 min
  3. How Dan Linton Created £6,000+ Net Cash Flow from One HMO

    May 20

    How Dan Linton Created £6,000+ Net Cash Flow from One HMO

    Building a property portfolio is one thing, but scaling into larger commercial projects is a completely different challenge altogether. The numbers get bigger, the risks increase, and suddenly every decision carries a lot more weight. It’s no longer just about buying another property. You need to understand finance, planning, construction, risk management, and how to create projects that genuinely perform long term. In this episode, I sit down with property investor and developer Dan Linton to talk about the reality of scaling from smaller buy-to-lets into larger commercial conversions and high-cash-flow HMOs. This isn’t just a conversation about impressive numbers or a successful deal. It’s an honest look at what it actually takes to grow a property business sustainably.  Dan shares the story behind his former gym conversion - a 16-room HMO generating more than £6,000 net cash flow every month and the lessons, challenges, and setbacks that came with it. 🎯 What You’ll Learn How Dan converted a former gym into a 16-room HMOThe importance of contingency planning and managing development riskWhy valuations can make or break a commercial dealHow development finance lenders can actually help de-risk projectsWhy delivering a higher-spec product creates stronger long-term demandHow local market knowledge helped Dan uncover huge opportunitiesThe role mentors, education, and partnerships play in scaling successfullyIf you’re building or scaling a HMO portfolio, this episode will give you a much more realistic understanding of what it takes to move into larger projects, manage risk properly, and build assets that create real long-term cash flow and wealth. 💻 Resources & Mentions Join my Accelerator Programme: If you’d like my direct input on your current or next project, you can watch this video or book a complimentary strategy call with me here.The HMO Roadmap: Feeling overwhelmed? Access 400+ tools, templates, and lessons to help you start, scale, and systemise your HMO business - all in one place. Join here.Facebook Community: Got questions or need support? Come and connect with 10,000+ investors inside The HMO Community here.Social: Follow me on Instagram for daily HMO tips, advice, and behind-the-scenes updates here.If you enjoyed this episode, hit subscribe and drop a quick review on Apple Podcasts or Spotify - it helps more investors find the show!

    45 min
  4. The 5 Traits That Separate Highly Successful Property Investors

    May 13

    The 5 Traits That Separate Highly Successful Property Investors

    Most people think successful property investing is all about knowledge, deals, or finance. But after nearly 20 years in property, I’ve realised the investors who consistently succeed operate very differently from everyone else. In this episode, I break down the five key traits I see in the most successful property investors - the habits, mindsets, and behaviours that help them spot opportunities, build momentum, and keep progressing when others get stuck. 🎯 What You’ll Learn • The traits that separate successful investors from the rest • Why mindset and behaviour matter more than most people realise • How top investors approach decisions, relationships, and challenges • The hidden habits that create long-term success in property If you want to sharpen your approach, improve the way you operate, and become a more effective investor, this episode is for you. Download your copy of The HMO Investors Guide to The Renters’ Rights Act here:  https://thehmoroadmap.co.uk/ 💻 Resources & Mentions Join my Accelerator Programme: If you’d like my direct input on your current or next project, you can watch this video or book a complimentary strategy call with me here.The HMO Roadmap: Feeling overwhelmed? Access 400+ tools, templates, and lessons to help you start, scale, and systemise your HMO business - all in one place. Join here.The HMO Community: Got questions or need support? Come and connect with 10,000+ investors inside our Free Facebook Group here.Social: Follow me on Instagram for daily HMO tips, advice, and behind-the-scenes updates here.

    35 min
  5. I Reviewed 1,000 Plus HMO Deals - Here’s What I've Learned

    May 6

    I Reviewed 1,000 Plus HMO Deals - Here’s What I've Learned

    Ever wondered why a deal that looks great on paper still ends up underperforming? After reviewing over a thousand HMO deals, I can tell you - it’s rarely bad luck. It’s the same mistakes showing up again and again. In this episode, I break down exactly where investors are going wrong. Not with complex, unpredictable issues but with the fundamentals. The assumptions, the numbers, and the gap between what we think will happen and what actually does. 🎯 What You’ll Learn  • Why most HMO deals fail  • How underestimating refurbishment costs can quietly destroy your returns  • The truth about valuation methodology  • Why timelines are almost always longer than you expect  • How small inaccuracies compound and drag down your deal performance  • How to close the gap between spreadsheet performance and real-world results If you want to avoid expensive mistakes, tighten up your deal analysis, and invest with real confidence, this episode will show you exactly how to do it. Download your copy of The HMO Investors Guide to The Renters’ Rights Act here: https://thehmoroadmap.co.uk/ 💻 Resources & Mentions Join my Accelerator Programme: If you’d like my direct input on your current or next project, you can watch this video or book a complimentary strategy call with me here.The HMO Roadmap: Feeling overwhelmed? Access 400+ tools, templates, and lessons to help you start, scale, and systemise your HMO business - all in one place. Join here.The HMO Community: Got questions or need support? Come and connect with 10,000+ investors inside our Free Facebook Group here.Social: Follow me on Instagram for daily HMO tips, advice, and behind-the-scenes updates here.

    32 min
  6. Adapt or Die: The Renters’ Rights Act & How HMO Investors Must Evolve

    Apr 29

    Adapt or Die: The Renters’ Rights Act & How HMO Investors Must Evolve

    Ever feel like the rules of the game have changed overnight and you’re not quite sure how to keep up? With the Renters’ Rights Act coming into force, that’s exactly where many landlords and investors find themselves right now. The landscape is shifting fast, and what worked before simply won’t cut it anymore. In this episode, I break down what this new era really looks like for HMO investors - not by getting lost in the legal detail, but by focusing on how you need to adapt your strategy, systems, and mindset to stay successful over the next five years. 🎯 What You’ll Learn • What the Renters’ Rights Act means for the future of property investing • Why risk management is now more important than ever • How to improve tenant selection and avoid costly mistakes • The importance of clarity in your business model and target tenant • How to create better tenant experiences that increase retention • Why communication, systems, and efficiency will define top operators • How to position yourself to take advantage of new opportunities in the market If you want to stay ahead of the curve, protect your portfolio, and continue building a profitable HMO business despite the changes, this episode will show you exactly how to do it. Download your copy of The HMO Investors Guide to The Renters’ Rights Act here: https://thehmoroadmap.co.uk/  💻 Resources & Mentions Join my Accelerator Programme: If you’d like my direct input on your current or next project, you can watch this video or book a complimentary strategy call with me here.The HMO Roadmap: Feeling overwhelmed? Access 400+ tools, templates, and lessons to help you start, scale, and systemise your HMO business - all in one place. Join here.The HMO Community: Got questions or need support? Come and connect with 10,000+ investors inside our Free Facebook Group here.Social: Follow me on Instagram for daily HMO tips, advice, and behind-the-scenes updates here.

    35 min
  7. Why Most HMO Investors Plateau (And How To Break Through)

    Apr 22

    Why Most HMO Investors Plateau (And How To Break Through)

    Ever feel like you’re putting in the work but getting nowhere? I see it happen all the time. Investors make great progress early on, build momentum, and then suddenly things slow down. Deals dry up, raising finance feels harder, distractions creep in, and before long, frustration and doubt start to take over. In this episode, I break down exactly what a plateau really looks like, why it happens, and most importantly, what you need to do to break through it and start moving forward again. 🎯 What You’ll Learn • The key signs that your property business has plateaued • The most common reasons investors lose momentum • Why being “busy” doesn’t always mean you’re making progress • How lack of clarity, focus, and consistency can hold you back • Practical steps to reset your strategy, priorities, and momentum • How to rebuild belief, accountability, and drive to push through the next ceiling If you’ve been feeling stuck, frustrated, or your results just aren’t matching your effort, this episode will help you identify what’s really going on and give you the tools to fix it. 💻 Resources & Mentions Join my Accelerator Programme: If you’d like my direct input on your current or next project, you can book a complimentary strategy call with me here.The HMO Roadmap: Feeling overwhelmed? Access 400+ tools, templates, and lessons to help you start, scale, and systemise your HMO business - all in one place. Join here.The HMO Community: Got questions or need support? Come and connect with 10,000+ investors inside our Free Facebook Group here.Social: Follow me on Instagram for daily HMO tips, advice, and behind-the-scenes updates here.

    37 min
  8. How To Prepare For And Maximise a HMO Valuation

    Apr 15

    How To Prepare For And Maximise a HMO Valuation

    In today’s episode, we’re diving into one of the most important and most misunderstood parts of HMO investing: valuations and revaluations. Now, if you’re buying HMOs, adding value, and relying on pulling your money back out to go again, then your valuation at the end of a deal is absolutely critical. It’s what determines how much capital you’ve got to reinvest and ultimately how quickly you can scale. But here’s the problem… I see so many investors doing good deals, adding genuine value, and still not getting the valuation they expected. And equally, I see people expecting results that just aren’t supported by the work they’ve done or the data in the market. In this episode, I break down exactly what drives HMO valuations, how lenders and valuers actually look at your property, and most importantly, what you can do to put yourself in the best possible position to get the result you need. 🎯 What You’ll Learn The four key ways to create value in a HMOHow commercial valuations really workHow to speak to valuers, gather data, and set realistic expectationsWhat to include in a strong valuation pack What to do if your valuation comes in lower than expectedIf you’re serious about scaling your portfolio and recycling your capital effectively, this episode will help you close the gap between the value you create and the valuation you actually achieve. 💻 Resources & Mentions Join my Accelerator Programme: If you’d like my direct input on your current or next project, you can watch this video or book a complimentary strategy call with me here.The HMO Roadmap: Feeling overwhelmed? Access 400+ tools, templates, and lessons to help you start, scale, and systemise your HMO business - all in one place. Join here.The HMO Community: Got questions or need support? Come and connect with 10,000+ investors inside our Free Facebook Group here.Social: Follow me on Instagram for daily HMO tips, advice, and behind-the-scenes updates here.

    41 min
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About

Welcome to The HMO Podcast, the dedicated resource for HMO and Co-Living property investors and developers! Join me and my special guests to learn everything you need to know about HMO property investment, from the tips, tricks and hacks that can save you time and money, to the best practice advice, the technical 'know-how' and inspirational stories of success and failure that will help you start, scale and systemise your very own HMO portfolio or business today.

Information

  • Creator
    Andy Graham
  • Years Active
    2020 - 2026
  • Episodes
    362
  • Rating
    Clean
  • Copyright
    © 2026 The HMO Podcast
  • Show Website
    The HMO Podcast

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