159 episodes

Stay in the Black is dedicated helping teachers get their money straight and live their fullest life on a public servant salary Are you a teacher living check to check? Are you worried about your student loans? Can you afford to purchase a home? Can you afford to have children or send them to college? In this podcast we will cover pensions, student loans, side hustles and ways to maximize and expand your finances. We will also cover budgets, saving, credit and more! You will find information, interviews, book reviews and you will leave with action steps to help you Stay in the Black, for more go to stayingintheblk.com

Staying in the Black Ms. Black

    • Education
    • 4.9 • 15 Ratings

Stay in the Black is dedicated helping teachers get their money straight and live their fullest life on a public servant salary Are you a teacher living check to check? Are you worried about your student loans? Can you afford to purchase a home? Can you afford to have children or send them to college? In this podcast we will cover pensions, student loans, side hustles and ways to maximize and expand your finances. We will also cover budgets, saving, credit and more! You will find information, interviews, book reviews and you will leave with action steps to help you Stay in the Black, for more go to stayingintheblk.com

    Make sure you monitor your financial accounts

    Make sure you monitor your financial accounts

    In this episode Ms. Black share how she's lost thousands of dollars in interest because she did not monitor the interest on her high yield savings account (HSYA). The lesson learned is to not only monitor the balance, deposits, and withdrawals. When comes to HYSAs you must also monitor the interest rate to ensure that you are getting the best rate.

    It is important to monitor all financial account: savings, checking, investment, insurance, etc.

    Ms. Black, the host of Staying in the Black, is a single mom, homeowner, and public-school educator in NYC. She owns two properties and is one mortgage away from being totally debt-free. She loves traveling the world with her family and has over $1M in her retirement accounts beyond her pension.

    Learn more about Ms. Black:
    Website: http://www.stayingintheblk.com
    Instagram:@stayingintheblk

    • 23 min
    Be Intentional with Your Raises

    Be Intentional with Your Raises

    In this NYC episode Ms. Black discusses the raises that principals and managers received and the importance of being intentional about how you allocate your increase income. Consider your options, increase your retirement saving, investments, and/or increase debt repayment among many other things. Be wary of lifestyle creep.
     
    Ms. Black, the host of Staying in the Black, is a single mom, homeowner, and public-school educator in NYC. She owns two properties and is one mortgage away from being totally debt-free. She loves traveling the world with her family and has over $1M in her retirement accounts beyond her pension.

    Learn more about Ms. Black:
    Website: http://www.stayingintheblk.com
    Instagram:@stayingintheblk

    • 23 min
    Runway to Entrepreneurship 2023 Q4

    Runway to Entrepreneurship 2023 Q4

    In this episode Ms. Black updates you  on her  Runway to Entrepreneurship.
     
    Ms. Black, the host of Staying in the Black, is a single mom, homeowner, and public-school educator in NYC. She owns two properties and is one mortgage away from being totally debt-free. She loves traveling the world with her family and has over $1M in her retirement accounts beyond her pension.

    Learn more about Ms. Black:
    Website: http://www.stayingintheblk.com
    Instagram:@stayingintheblk

    • 19 min
    Runway to Retirement 2023 Q4

    Runway to Retirement 2023 Q4

    In this episode Ms. Black shares her 2023, 4th Quarter retirement account numbers. She shares two books that support her with her retirement mindset. Listen to her book reviews below.
     
    Book Review: It's Not About the Money Brent Kessel
    Book Review: Die with Zero by Bill Perkins

    Ms. Black, the host of Staying in the Black, is a single mom, homeowner, and public-school educator in NYC. She owns two properties and is one mortgage away from being totally debt-free. She loves traveling the world with her family and has over $1M in her retirement accounts beyond her pension.

    Learn more about Ms. Black:
    Website: http://www.stayingintheblk.com
    Instagram:@stayingintheblk

    • 13 min
    I Met with Two Certified Financial Planners (CFP)

    I Met with Two Certified Financial Planners (CFP)

    Ms. Black wants to know if she can afford to retire early so she consulted with two Certified Financial Planners (CFP). In this episode Ms. Black shares her experiences meeting with 2 CFPs. Find out what they advised her.
     
    If you want to know how Ms. Black prepared to meet with the CFPs list to this episode: Preparing to meet with a CFP
    Ms. Black, the host of Staying in the Black, is a single mom, homeowner, and public-school educator in NYC. She owns two properties and is one mortgage away from being totally debt-free. She loves traveling the world with her family and has over $1M in her retirement accounts beyond her pension.

    Learn more about Ms. Black:
    Website: http://www.stayingintheblk.com
    Instagram:@stayingintheblk

    • 42 min
    Exploring side hustles and next chapter options

    Exploring side hustles and next chapter options

    In this episode Ms. Black discuss the importance of exploring side hustles and next chapter options. You may be interested in starting a side hustle or have an idea of what you want to do once you retired but have you truly explored the idea? Do you know the pro and cons? Do you know if you'll truly enjoy doing the job?  Many times we fall in love with the idea of a certain job/position/title but don't know what the actually work and responsibilities it entails. In this episode Ms. Black provides you with some guidance and resources to explore your side hustle or next chapter options before you invest.

    Design Your Life by Burnett & Evans

    Ms. Black, the host of Staying in the Black, is a single mom, homeowner, and public-school educator in NYC. She owns two properties and is one mortgage away from being totally debt-free. She loves traveling the world with her family and has over $500,000 in her retirement accounts beyond her pension.

    Learn more about Ms. Black:
    Website: http://www.stayingintheblk.com
    Instagram:@stayingintheblk

    • 28 min

Customer Reviews

4.9 out of 5
15 Ratings

15 Ratings

Top Podcasts In Education

The Mel Robbins Podcast
Mel Robbins
The Jordan B. Peterson Podcast
Dr. Jordan B. Peterson
Am I Doing It Wrong?
HuffPost
TED Talks Daily
TED
Do The Work
Do The Work
UNBIASED
Jordan Is My Lawyer