Foster & Motley : A Podcast About Wealth & Life

Foster & Motley
  • 5.0 (10)
  • Business
  • Updated Monthly

The advisors of Foster & Motley are on a mission to help individuals, couples, and families achieve the life they envision by providing a tailored and comprehensive wealth management experience. They provide customized tiers of service to help maximize your wealth, no matter where you are on your wealth journey. Join them as they explore actionable steps to improve your financial well-being.

  1. What Do Strategic Career Changes, Educational Investments, and Major Life Decisions Have in Common? with the Foster & Motley Team

    08/27/2025

    What Do Strategic Career Changes, Educational Investments, and Major Life Decisions Have in Common? with the Foster & Motley Team

    In this episode, Foster & Motley team members reflect on the best financial decisions they’ve ever made and how, in many cases, that led them to Foster & Motley. From early lessons in discipline and risk-taking to career pivots and personal milestones, each story highlights the deep connection between financial decisions and life outcomes. Our guests are Elizabeth M. Green, CFA, Investment Manager and Shareholder; David J. Nienaber, MBA, CPA, CFP®, Financial Planner and Shareholder; Thomas J. Guidi, CFA, Investment Manager, Co-Chief Investment Officer and Shareholder; Zachary T. Horn, MBA, CFP®, CMFC®, Managing Partner/President, Investment Manager and Shareholder; Rachel A. Rasmussen, MBA, CFA, CDFA®, Investment Manager and Shareholder; and Zach T. Binzer, CFP®, Financial Planner and Shareholder. Each shares personal insights that have shaped their journeys. Key Takeaways: (00:44) The impact of learning smart money habits early. (02:26) How career paths are often shaped by personal relationships. (03:40) The long-term benefits of taking calculated financial risks. (07:40) The value of aligning financial decisions with family priorities. (09:11) The financial advantages of building a life with a partner. (10:17) How investing in education can create career momentum. (14:31) The role of mentorship and support in professional growth. (17:31) The importance of seeking fulfillment alongside financial goals. (19:35) How past experience can support a successful career transition. Resources Mentioned: Foster & Motley, Inc. | Website https://www.fosterandmotley.com/ Chartered Financial Analyst (CFA) Program https://www.cfainstitute.org/programs/cfa-program Xavier University MBA Program https://www.xavier.edu/master-of-business-administration/ Certified Financial Planner (CFP) Designation https://www.cfp.net/get-certified/certification-process University of Dayton MBA Program https://udayton.edu/business/ Connect with Elizabeth Green, David Nienaber, Thomas Guidi, Zachary Horn, Rachel Rasmussen and Zach Binzer: info@fosterandmotley.com +1 513-561-6640 Foster & Motley https://www.fosterandmotley.com/ LinkedIn: Elizabeth Green https://www.linkedin.com/in/elizabeth-m-green-cfa/ LinkedIn: David Nienaber https://www.linkedin.com/in/dnienaber/ LinkedIn: Thomas Guidi https://www.linkedin.com/in/thomas-guidi-cfa-21830952/ LinkedIn: Zachary Horn https://www.linkedin.com/in/zachhorn/ LinkedIn: Rachel Rasmussen https://www.linkedin.com/in/rachel-rasmussen-cfa-cdfa/ LinkedIn: Zach Binzer https://www.linkedin.com/in/zach-t-binzer-cfp/ LinkedIn: Foster & Motley, Inc. https://www.linkedin.com/company/fosterandmotley/ #WealthManagement #FinancialPlanning #InvestmentAdvisory #WealthManagementPodcast

    24 min
  2. How Can Strategic Cash Holdings Strengthen Your Financial Stability? with Thomas Guidi, CFA

    07/16/2025

    How Can Strategic Cash Holdings Strengthen Your Financial Stability? with Thomas Guidi, CFA

    Thomas J. Guidi, CFA, Investment Manager, Co-Chief Investment Officer and Shareholder at Foster & Motley, Inc., explains the misunderstood role of cash in financial planning. He outlines how to approach liquidity needs, make the most of different cash vehicles and avoid common pitfalls when managing excess cash. Thomas also explores how advisors can help individuals match their cash strategy with both immediate and future needs, ensuring that every dollar has a purpose. Key Takeaways: (01:31) Maintaining a buffer for expected and unexpected expenses is important. (03:22) Excess cash holdings may limit potential long-term growth. (04:37) Understanding liquidity needs helps determine appropriate financial tools. (06:26) Some cash vehicles may offer higher returns than others. (06:55) Matching the timing of future expenses with investment maturity can be beneficial. (07:41) Risk levels and protections vary across different cash management options. (08:48) Financial professionals can provide guidance in choosing between available options. Resources Mentioned: Foster & Motley, Inc.| Website https://www.fosterandmotley.com/ Connect with Thomas Guidi: info@fosterandmotley.com +1 513-561-6640 Foster & Motley, Inc. LinkedIn: Thomas J. Guidi, CFA https://www.linkedin.com/in/thomas-guidi-cfa-21830952/ LinkedIn: Foster & Motley, Inc. https://www.linkedin.com/company/fosterandmotley/ #WealthManagement #FinancialPlanning #InvestmentAdvisory #WealthManagementPodcast

    11 min
  3. What Strategies Can You Use To Ease Financial Stress After a Spouse Passes? with Rachel Rasmussen, MBA, CFA, CDFA® and Joe Patterson, CFP®

    07/02/2025

    What Strategies Can You Use To Ease Financial Stress After a Spouse Passes? with Rachel Rasmussen, MBA, CFA, CDFA® and Joe Patterson, CFP®

    In this episode, we’re joined by Rachel Rasmussen, MBA, CFA, CDFA®, Investment Manager and Shareholder, and Joe Patterson, CFP®, Financial Planner and Shareholder, both at Foster & Motley, Inc. Together, they navigate the financial and emotional complexities that follow the death of a spouse, offering a compassionate and pragmatic look at planning for one of life’s most difficult transitions. Rachel and Joe outline the importance of preparing in advance. They walk through the steps survivors must take in the immediate aftermath of a loss. From accessing cash and organizing documents to managing ongoing bills and updating estate plans, they explain how thoughtful planning and the right support system can make a significant difference during a deeply emotional time. Key Takeaways: (01:08) Take time before making major financial decisions. (02:37) Rely on a support network of professionals and loved ones. (05:35) Prepare necessary documents to facilitate transitions. (08:28) Ensure continuity of income through proper coordination. (11:54) Keep an organized overview of financial assets. (15:06) Set up account access in advance to avoid complications. (19:49) Safeguard and share digital access information appropriately. (20:54) Communicate the location of key legal documents. (26:48) Reevaluate financial plans and goals as circumstances change. Resources Mentioned: Foster & Motley, Inc. | Website https://www.fosterandmotley.com/ Connect with Joe Patterson and Rachel Rasmussen: info@fosterandmotley.com +1 513-561-6640 Foster & Motley https://www.fosterandmotley.com/ LinkedIn: Joe Patterson https://www.linkedin.com/in/josephapatterson/ LinkedIn: Rachel Rasmussen https://www.linkedin.com/in/rachel-rasmussen-cfa-cdfa/ LinkedIn: Foster & Motley, Inc. https://www.linkedin.com/company/fosterandmotley/ #WealthManagement #FinancialPlanning #InvestmentAdvisory #WealthManagementPodcast

    29 min
  4. How Can Understanding Your Money Mindset Help Shape Your Financial Future? with Luke Hail, MBA, CFP®, and Zach Horn, MBA, CFP®, CMFC®

    06/18/2025

    How Can Understanding Your Money Mindset Help Shape Your Financial Future? with Luke Hail, MBA, CFP®, and Zach Horn, MBA, CFP®, CMFC®

    In this episode, we hear from Foster & Motley, Inc.’s Luke Hail, MBA, CFP®, Financial Planner and Shareholder, and Zach Horn, MBA, CFP®, CMFC®, Managing Partner, Investment Manager and Shareholder. They discuss how money mindsets, shaped by upbringing, experience, and environment, affect financial decisions. Drawing on years of advising high-net-worth clients, they highlight how understanding these mindsets can help individuals and couples make aligned choices, avoid unnecessary friction, and gain peace of mind through thoughtful planning. Key Takeaways: (01:16) A money mindset forms early and drives financial behavior. (04:34) Differing mindsets can create tension in relationships. (09:07) Emotions can impact financial decisions. (10:47) Advisors help clients navigate financial pressure. (13:30) Clear planning builds confidence to spend or give. (16:58) Giving during life can be more meaningful than waiting. (21:01) Diversification supports long-term stability. (22:42) Reducing stress improves financial resilience. Resources Mentioned: Foster & Motley, Inc. | Website https://www.fosterandmotley.com/ Connect with Luke Hail and Zach Horn: info@fosterandmotley.com +1 513-561-6640 Foster & Motley LinkedIn: Luke Hail https://www.linkedin.com/in/luke-hail-cfp%C2%AE-b606679/ LinkedIn: Zach Horn https://www.linkedin.com/in/zachhorn/ LinkedIn: Foster & Motley, Inc. https://www.linkedin.com/company/fosterandmotley/ #WealthManagement #FinancialPlanning #InvestmentAdvisory #WealthManagementPodcast

    27 min
  5. How Can You Help Your Parents Organize Their Finances and Estate Plan? with Joe Patterson, CFP®, and David Nienaber, MBA, CPA, CFP®

    06/04/2025

    How Can You Help Your Parents Organize Their Finances and Estate Plan? with Joe Patterson, CFP®, and David Nienaber, MBA, CPA, CFP®

    In this episode, we’re joined by David Nienaber, MBA, CPA, CFP® and Joe Patterson, CFP®, both Financial Planners and Shareholders at Foster & Motley, Inc.. Together, they discuss the importance of estate planning, especially when helping aging parents navigate their financial affairs. They share their experiences working with clients and families and shed light on the generational challenges and misinformation that can create unnecessary stress during already difficult times. David and Joe outline practical steps to simplify financial matters, foster open communication, and avoid costly mistakes during estate settlement. Key Takeaways: (02:20) Creating a clear picture of assets is essential. (03:42) Proper documentation helps reduce stress for loved ones. (06:04) Misinformation often delays important financial conversations. (07:04) Legal and financial rules vary significantly by location. (10:17) Many people are unaware of their roles in estate plans. (13:50) Generational experiences shape views on money and planning. (17:24) Maintenance tasks are vital after setting up an estate plan. (21:00) Having open discussions can help prevent future confusion. (25:59) Easy access to digital and financial information is crucial. Resources Mentioned: Foster & Motley, Inc. | Website https://www.fosterandmotley.com/ Foster & Motley Family Letter Template https://www.fosterandmotley.com/insights/2019/10/25/a-practical-addition-to-your-estate-plan Connect with Joe Patterson and David Nienaber: info@fosterandmotley.com +1 513-561-6640 Foster & Motley https://www.fosterandmotley.com/ LinkedIn: Joe Patterson https://www.linkedin.com/in/josephapatterson/ LinkedIn: David Nienaber https://www.linkedin.com/in/dnienaber/ LinkedIn: Foster & Motley, Inc. https://www.linkedin.com/company/fosterandmotley/ #WealthManagement #FinancialPlanning #InvestmentAdvisory #WealthManagementPodcast

    28 min
  6. Should You Act on Financial Advice From Friends and Family? with Rachel Rasmussen, MBA, CFA, CDFA®, and Zach Binzer, CFP®

    05/21/2025

    Should You Act on Financial Advice From Friends and Family? with Rachel Rasmussen, MBA, CFA, CDFA®, and Zach Binzer, CFP®

    Rachel Rasmussen, MBA, CFA, CDFA®, Investment Manager and Shareholder, and Zach Binzer, CFP®, Financial Planner and Shareholder, both of Foster & Motley, Inc., discuss the importance of evaluating financial advice. They explore how to differentiate between well-intended recommendations and misleading information, the role of emotions in investing and the importance of staying disciplined with financial decisions. Key Takeaways: (00:52) People share wins, not losses. (01:58) Always question the intent behind advice. (03:52) FOMO can lead to bad investments. (04:25) Expertise in one field doesn’t mean expertise in investing. (06:29) Trends don’t always fit your situation. (07:35) Ask for details before acting. (09:32) A financial advisor gives perspective. (11:32) Discipline beats emotional decisions. Resources Mentioned: Foster & Motley, Inc. | Website https://www.fosterandmotley.com/ Connect with Rachel Rasmussen and Zach Binzer: info@fosterandmotley.com +1 513-561-6640 Foster & Motley https://www.fosterandmotley.com/ LinkedIn: Rachel Rasmussen https://www.linkedin.com/in/rachel-rasmussen-cfa-cdfa/ LinkedIn: Zach Binzer https://www.linkedin.com/in/zach-t-binzer-cfp/ LinkedIn: Foster & Motley, Inc. https://www.linkedin.com/company/fosterandmotley/ #WealthManagement #FinancialPlanning #InvestmentAdvisory #WealthManagementPodcast

    14 min
  7. Why Is Downsizing Not Always the Right Choice for Retirees? with Joe Patterson, CFP®, and David J. Nienaber, MBA, CPA, CFP®

    05/07/2025

    Why Is Downsizing Not Always the Right Choice for Retirees? with Joe Patterson, CFP®, and David J. Nienaber, MBA, CPA, CFP®

    Choosing where to live in retirement is about more than just finances — it’s about creating a home that aligns with evolving needs, goals and lifestyles. In this episode, Joe Patterson, CFP®, and David J. Nienaber, MBA, CPA, CFP®, both Financial Planners and Shareholders at Foster & Motley, Inc., discuss the financial and emotional considerations of downsizing, upsizing and rightsizing in retirement. They explore how housing decisions impact long-term financial security and lifestyle, highlighting real client experiences and key factors to consider when planning for the future. Key Takeaways: (00:52) Downsizing isn’t always the answer. (02:23) Social norms push downsizing, but it’s not for everyone. (06:56) Retirement communities offer long-term security. (08:28) Continuous care communities provide peace of mind. (11:05) Renting first helps retirees find the right fit. (13:15) Downsizing often costs more than expected. (16:09) Insurability is a growing issue in high-risk areas. (19:07) Family talks are crucial for vacation home plans. (21:31) Emotional ties make relocation tough. (25:02) Tracking routines before moving prevents surprises. Resources Mentioned: Foster & Motley, Inc. | Website https://www.fosterandmotley.com/ Connect with Joe Patterson and David Nienaber: info@fosterandmotley.com +1 513-561-6640 LinkedIn: Joe Patterson https://www.linkedin.com/in/josephapatterson/ LinkedIn: David Nienaber https://www.linkedin.com/in/dnienaber/ LinkedIn: Foster & Motley, Inc. https://www.linkedin.com/company/fosterandmotley/ #WealthManagement #FinancialPlanning #InvestmentAdvisory #WealthManagementPodcast

    27 min
  8. What Role Can Real Estate Play in Your Investment Strategy? with Ryan English, MBA, CFA, CPA, CFP®

    04/23/2025

    What Role Can Real Estate Play in Your Investment Strategy? with Ryan English, MBA, CFA, CPA, CFP®

    Ryan English, MBA, CFA, CPA, CFP®, Investment Manager and Shareholder at Foster & Motley, Inc., shares insights on real estate investing beyond the traditional do-it-yourself house flipping seen on TV. He explains different investment options, including publicly traded real estate investment trusts (REITs) and private real estate, and how they fit into a diversified portfolio. Key Takeaways: (00:56) Real estate boosts returns and diversification. (02:01) House flipping isn’t Foster & Motley’s focus. (02:18) Real estate’s role depends on risk tolerance and assets. (02:56)  REITs offer liquidity and easy market access. (04:49) Private real estate delivers higher returns for less liquidity. (05:17) Investments range from low-risk properties to high-risk developments. (07:26) Real estate hedges against inflation. (09:42) Local market knowledge is key. (10:19) Risk tolerance varies by investment type. Resources Mentioned: Foster & Motley, Inc. | Website https://www.fosterandmotley.com/ Connect with Ryan English: info@fosterandmotley.com +1 513-561-6640 Foster & Motley https://www.fosterandmotley.com/ LinkedIn: Ryan English https://www.linkedin.com/in/j-ryan-english-mba-cfa-cpa-cfp/ LinkedIn: Foster & Motley, Inc. https://www.linkedin.com/company/fosterandmotley/ #WealthManagement #FinancialPlanning #InvestmentAdvisory #WealthManagementPodcast

    12 min
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Ratings & Reviews

5
out of 5
10 Ratings

About

The advisors of Foster & Motley are on a mission to help individuals, couples, and families achieve the life they envision by providing a tailored and comprehensive wealth management experience. They provide customized tiers of service to help maximize your wealth, no matter where you are on your wealth journey. Join them as they explore actionable steps to improve your financial well-being.

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