The UK Housing Market Podcast Anish Patel & Thomas Honour

Welcome to episode 10 of 'The UK Housing Market Podcast'     

In this episode we discuss 'Unfair Ground Rent & Service Charges Terms Buyers & Sellers Are Facing'  

Topics covered:   
- What are these unfair terms?
- Why the majority of mortgage lenders do not provide mortgages for properties with these clauses
- Example of an actual person buying a property with these clauses and issues faced when trying to obtain a mortgage
- Disadvantages of buying a property with these clauses
- Why should you always find out if the property you are buying has these clauses
- Is it hard to sell a property with these clauses
- Our tips on how to check if a property you are interested in has these clauses.  Key questions you should ask and whom you should ask them to

This is the end of our series for Season 1.  We will be back soon with some great new content for Season 2 which we are already planning :)

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Welcome to episode 9 of 'The UK Housing Market Podcast'    
In this episode we discuss 'Has Confidence Returned To The UK Housing Market?' 

Topics covered:  
- Lenders are releasing higher loan to value products.  Has this increased buyer confidence?
- Do buyers see hope due to the lower deposit products available?
- Has the extension of the stamp duty holiday increased confidence?
- Has the extension of the furlough scheme increased confidence?
- Is it possible to be on furlough and still being able to get a mortgage.  
- Does the vaccination give buyers more confidence?
- Our final thoughts and there is light at the end of the tunnel :)

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Welcome to episode 8 of 'The UK Housing Market Podcast'   

In this episode we discuss 'Why Are Investors Buying Properties Up North?'

Topics covered: 

- Can you buy 2 properties for the price of 1?
- Type of returns achievable
- Are you looking for capital growth or rental yield? 
- Areas investors we know are purchasing properties in
- Key relationships you need in the area you are buying in
- Key advice points for first time buyers and investors in an area they are not familiar with.
- Should you use a managing agent or manage the property yourself? 

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Welcome to episode 7 of 'The UK Housing Market Podcast'  

In this episode we discuss a Budget Special 'Will 95% Mortgages Impact The UK Housing Market?'   

Topics covered:
- Is the mortgage guarantee scheme a specialist scheme like Help To Buy or Shared Ownership?
- Key points to qualify for the scheme
- How man like Rishi and the government backs the mortgage guarantee scheme
- Do you need a clean credit history to get a 95% mortgage?
- How will it affect house prices
- Rent or buy with a 95% mortgage?
- Negative equity explained
- What are your mortgage options if you buy a property with a 95% mortgage and then your property goes into negative equity?

Thank you for tuning in.   If you enjoyed this episode please subscribe and leave us a review!    

Lets connect! -    
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Welcome to episode 6 of 'The UK Housing Market Podcast'  In this episode we discuss a Budget Special 'The Stamp Duty Holiday Has Been Extended!'  
Topics covered:   - 
- Man like Rishi has extended the stamp duty holiday - When is it extended until?
- What are the stamp duty limits?
- Is it possible to complete before the stamp duty extension if you find a property you want to buy today?
- When the stamp duty holiday extension ends what happens to people who do not complete before the deadline?
- Our tips if you are trying to complete before the stamp duty holiday deadline.
- Who will benefit most from the extension?
- Will mortgage lenders accept applications if there is a chance you will not complete before the stamp duty holiday deadline?

Thank you for tuning in.   If you enjoyed this episode please subscribe and leave us a review!   

Lets connect! -   
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Welcome to episode 5 of 'The UK Housing Market Podcast'  In this episode we discuss 'Could The Stamp Duty Holiday Be Extended?' 

Topics covered:  

- The extension has not been confirmed and will be confirmed on 3rd March when the budget is announced by our UK Chancellor Rishi Sunak.
- Will it be extended for everyone or just people currently in the homebuying process?
- Should I start viewing properties before the extension has officially been announced?
- If extended, will there be certain rules in place so we do not get into the same situation again where homebuyers are left unsure they will complete before the deadline?
- Our top tips if you are considering buying a property if the stamp duty holiday has been extended.

Thank you for tuning in.  

If you enjoyed this episode please subscribe and leave us a review!  

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