Proactive Women's Podcast

Joyce Palmer
  • 5.0 (1)
  • Education
  • Updated Biweekly

Proactive Women's Podcast is dedicated to empowering women (and men!) to take control of their financial futures by providing the knowledge and tools to build lasting wealth. From budgeting and investing to creating sustainable financial legacies, this podcast covers key strategies for financial success.

  1. 3d ago

    Rewriting Your Money Story: The Habits You Inherited and How to Change Them

    The way you handle money today was shaped long before you earned your first paycheck. In this episode of She Is Not The Bank, Joyce Palmer and Fran Marie sit down with certified money coach Shuntel, founder of the Financially Mindful Society, to talk about the "money stories" we inherit from childhood—and how to challenge the ones that are quietly holding us back. This episode looks at what happens when the beliefs you grew up with about money stop serving the life you actually want to build. In this episode, we talk about: Your Money Story: How the beliefs and habits you absorbed growing up shape the way you spend, save, and see yourself with money—and why challenging those inherited assumptions is the first real step toward change. The "I Wish I'd Known Sooner" Trap: Why so many women reach retirement saying they wish they'd started earlier, and how getting proactive—at any age—changes the whole trajectory of your finances. Build It, Manage It, Grow It: The three pillars of a healthy financial life, why the person who manages money well often outpaces the person who simply earns more, and how to start thinking about legacy and long-term wealth. A Space for Accountability: How the Financially Mindful Society gives women of all ages a community to plan out loud, stay accountable, and redesign retirement for a world without the pensions and guarantees our parents counted on. If you've ever felt like your money habits are running you instead of the other way around, this conversation is for you. Connect with JP Financial Group: Want a financial strategy built around the life you're actually planning for? Reach out to Joyce Palmer at JPFinancialGroupLLC.com to start the conversation.

  2. Jul 15

    She Is Not The Bank

    The traditional family paycheck has changed hands. In this episode of She Is Not The Bank, Joyce Palmer and Fran Marie dig into how more households now run on a woman's income first—and what that shift actually means for how families plan, spend, and think about money. This episode looks at what happens when the main provider role changes, but the old assumptions around it don't always keep up. In this episode, we talk about: The New Breadwinner Dynamic: How more families now rely primarily on a woman's income, and what that shift changes—and doesn't change—at home. Money and Identity: How being the main provider can reshape a woman's relationship to work, security, and long-term planning. Old Habits, New Roles: Where outdated expectations around money and gender still linger, even when the numbers have shifted. Planning for the Provider: Why the person bringing in the primary income needs a financial strategy built around that reality—not around assumptions from a different era. If your income is what keeps things running, this conversation is for you. Connect with JP Financial Group: Want a financial strategy built around your role as a provider? Reach out to Joyce Palmer at JPFinancialGroupLLC.com to start the conversation.

  3. Jul 8

    Will I Outlive My Money?

    One of the quiet financial fears many people carry is simple—but heavy: Will my money last as long as I need it to? In this episode of the Proactive Women Podcast, Joyce Palmer and Fran Marie explore the realities, questions, and planning gaps that sit underneath that concern. This is a practical conversation about longevity, financial decisions, and the assumptions we make about income, spending, and the future. In this episode, we discuss: The longevity question: Why this concern shows up more often than people admit, and what typically drives it. Spending vs. sustainability: How lifestyle choices today can impact long-term financial stability. Retirement expectations vs. reality: Common misunderstandings about how long money actually needs to last. Planning gaps: Areas people often overlook when thinking about long-term financial security. Awareness over assumptions: What it looks like to get a clearer picture of your financial runway without overcomplicating it. A grounded look at the question behind many financial decisions—and what it takes to start answering it more clearly.

  4. Jul 1

    Things I Wish I Knew: My Money Story

    Money has a way of reflecting the choices, habits, and conversations we often avoid. In this episode of the Proactive Women Podcast, Joyce Palmer and Fran Marie reflect on the financial lessons, missteps, and realizations that shape a personal money story—and what they wish they had understood sooner. In this episode, we discuss: Looking back at money decisions: How early experiences and choices can quietly shape your financial path. Lessons learned the hard way: Common financial mistakes and what they reveal when you look at them with hindsight. Money habits over time: How small patterns in spending, saving, and avoidance build up into bigger outcomes. Emotional ties to money: How fear, pride, stress, and expectations influence financial decisions more than we realize. What we wish we knew sooner: Practical insights that could have changed the way we approached money earlier in life. A reflective and honest conversation about personal money journeys—what they teach us, and how they can guide better decisions moving forward.

  5. May 20 ·  Video

    Protect Your Identity: The Ultimate Financial Spring Cleaning

    This week on the Proactive Women Podcast, Joyce and Fran are helping you clear out the clutter and protect your identity! We all have that one filing cabinet or drawer overflowing with old utility bills, bank statements, and outdated tax returns. But did you know that holding onto these documents—or worse, throwing them in the regular trash—makes you a prime target for identity theft? In this episode, we break down the definitive rules of document retention: what to keep, how long to keep it, and what needs to be destroyed immediately. We are also thrilled to announce all the details for the JP Financial Group Annual Shred Event! It's the perfect opportunity to safely and securely dispose of your sensitive paperwork while connecting with our community. Listen in to learn how to safeguard your personal information and achieve true financial peace of mind. Links: Event Details & Financial Strategy: JPFinancialGroupLLC.com Empowering women to take control of their financial future. Pink is the new color of money!

  6. May 13

    Surviving the "I" Word: How to Inflation-Proof Your Retirement

    This week on the Proactive Women Podcast, Joyce and Fran are getting down to the nitty-gritty of a financial reality we are all feeling: Inflation. It's the silent wealth killer. While the historical inflation rate sits around 2%, we are currently experiencing rates between 3% and 3.5%, eating away at our purchasing power every single day. Joyce breaks down exactly why a traditional retirement portfolio could fail if it isn't rigorously stress-tested against these rising costs. We talk about the painful reality of rising grocery bills, gas prices, and insurance premiums, and how to adjust your discretionary spending so you don't run out of money in retirement. Plus, get the inside scoop on our highly anticipated Summer School series! Links: Schedule Your Strategy Call: JPFinancialGroupLLC.com or call 704-543-6269 Empowering women to take control of their financial future. Pink is the new color of money!

  7. May 6

    Don't Claim Your Benefits Until You Hear This! (Part 2)

    Welcome back to Part 2 of our deep dive into Social Security! This week on the Proactive Women's Podcast, Joyce and Fran tackle the hard-hitting questions regarding the future of your retirement income. With Social Security making up over 60% of retirement income for many women, we cannot afford to just click a button and hope for the best. Joyce breaks down the reality of Social Security taxation, the alarming projections that the trust fund could face a 20-25% shortfall by 2032, and why you desperately need additional income sources like IRAs and 401(k)s. You'll also get a very specific homework assignment in this episode: visiting SSA.gov! Listen in, do your homework, and let's ensure your financial foundation is rock solid. Links: Secure Your Financial Future: JPFinancialGroupLLC.com Empowering women to plan for a happy, successful retirement.   #SocialSecurity #RetirementPlanning #ProactiveWomen #MaximizeYourBenefits #FinancialLiteracy #JPFinancialGroup #WealthManagement #CharlotteNC

  8. Apr 15

    Proactive Prevention: Why investing in your physical health now—through lifestyle changes, stress management, and preventative care—is the ultimate retirement strategy.

    This week on the Proactive Women's Podcast, Joyce and Fran are having a crucial conversation about the leading health risk for women: heart health. It's impossible to talk about a successful, happy retirement without discussing physical wellness. The undeniable link between financial stress and cardiovascular disease means that taking control of your money is actually a form of preventative healthcare. Furthermore, managing a heart condition in retirement comes with significant medical expenses that can easily derail an unprepared portfolio. We are breaking down the true costs of cardiovascular care, the gaps in traditional healthcare coverage, and how creating a proactive, stress-free financial plan can quite literally save your life. Protect your heart, protect your wealth. Links: Secure Your Financial Future: JPFinancialGroupLLC.com Empowering women to plan for a happy, successful retirement. #HeartHealth #WomensHealth #ProactiveWomen #HealthcareCosts #FinancialStress #RetirementPlanning #JoycePalmer #JPFinancialGroup #HealthIsWealth #CharlotteNC

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Proactive Women's Podcast is dedicated to empowering women (and men!) to take control of their financial futures by providing the knowledge and tools to build lasting wealth. From budgeting and investing to creating sustainable financial legacies, this podcast covers key strategies for financial success.

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