The 9Innings Podcast

Kevin Thompson, RICP®, CFP®
  • 5.0 (10)
  • Entrepreneurship
  • Updated Weekly

Kevin Thompson RICP®, CFP® is the founder of 9i Capital Group LLC is the registered investment advisor of 9Innings Capital Group LLc a marketing and consulting firm. On his podcast, he delves into deep financial topics and provides great insight on how markets and economics impact your money. Disclosure: https://sites.google.com/view/9idisclosure/disclosure

  1. 1d ago

    🎙️💰 You Saved Enough to Retire. So Why Can't You?

    A business owner may be financially ready to retire, but what happens when their spouse is a decade younger and still needs health insurance? In this episode, I'm joined by Andy Panko of Tenon Financial to discuss the costly and often complicated road to Medicare. We explore how employer-sponsored health insurance can mask the true cost of coverage, the challenges of retiring before 65, and the decisions retirees face when choosing between Medicare Advantage and traditional Medicare. We also dive into Social Security's earnings test, the uncertainty surrounding Roth conversion projections, and one of the biggest challenges in retirement that has little to do with numbers: having enough money to retire but still being afraid to stop working or spend what you've spent decades saving. 00:00 – Introduction 01:37 – Andy Panko Joins the Conversation 02:36 – Retiring Before 65: The Health Insurance Gap 09:00 – The Hidden Cost of Employer Health Insurance 13:26 – Social Security's Earnings Test Explained 18:17 – Medicare Advantage vs. Traditional Medicare 29:04 – Roth Conversions: Less Math, More Judgment 31:34 – Why Retirees Struggle to Stop Working and Spend Their Savings NEWSLETTER (WHAT NOW): https://substack.com/@9icapital?r=2eig6s&utm_campaign=profile&utm_medium=profile-page Follow Us: youtube: / @9icap Linkedin: / kevin-thompson-ricp%c2%ae-cfp%c2%ae-74964428 facebook: / mlb2cfp Buy MLB2CFP Here: https://www.amazon.com/MLB-CFP%C2%AE-90-Feet-Counting-ebook/dp/B0BLJPYNS4 Website: http://www.9icapitalgroup.com Hit the subscribe button to get new content notifications. Corrections: Editing by http://SwoleNerdProductions.com Disclosure: https://sites.google.com/view/9idisclosure/disclosure

    🎙️💰 You Saved Enough to Retire. So Why Can't You?

  2. Oct 6

    Econ 101: 📊 The Economic Numbers Just Dropped, What Is the Jobs Data Telling Us?

    In this episode of the 9innings Podcast: GDP is growing, yet September added just 29,000 jobs, and households are spending more even as real disposable income stays roughly flat. In this Econ 101 episode, Kevin looks beneath the headline numbers to trace how lower savings and rising consumer credit may be helping sustain spending, and why that could become a strain if incomes don’t catch up. He also considers the brighter explanation: businesses may be producing more with the same workforce as technology boosts productivity. The takeaway isn’t a recession call, but a closer look at the gap between economic output and household financial health, and the four figures that could show whether that gap is widening. Employment Growth and Labor-Force Participation (00:01:04) GDP Growth and Productivity (00:03:33) Savings, Credit, and Household Finances (00:09:02) How Credit Can Shift Future Consumption (00:10:21) Productivity as a Positive Explanation (00:13:03) A Mixed Picture of Economic Health (00:14:15) Four Indicators to Watch (00:15:36) Conclusion: Look Beneath the Headline Numbers (00:17:05) NEWSLETTER (WHAT NOW): https://substack.com/@9icapital?r=2eig6s&utm_campaign=profile&utm_medium=profile-page Follow Us: youtube: / @9icap Linkedin: / kevin-thompson-ricp%c2%ae-cfp%c2%ae-74964428 facebook: / mlb2cfp Buy MLB2CFP Here: https://www.amazon.com/MLB-CFP%C2%AE-90-Feet-Counting-ebook/dp/B0BLJPYNS4 Website: http://www.9icapitalgroup.com Hit the subscribe button to get new content notifications. Corrections: Editing by http://SwoleNerdProductions.com Disclosure: https://sites.google.com/view/9idisclosure/disclosure

    Econ 101: 📊 The Economic Numbers Just Dropped, What Is the Jobs Data Telling Us?

  3. Sep 29

    FoF: 🔥 Behind the Headlines: What the Financial News Isn’t Telling You.

    In this episode of Facts of Our Feelings, Kevin Thompson expands on five topics he was recently quoted on in major publications. He explores why loosening credit standards won't solve housing affordability, how declining insurer competition is reshaping Medicare Advantage plans, and why Social Security COLA increases aren't necessarily good news given rising retiree costs. He also explains how ultra-wealthy families use private placement life insurance for tax-efficient investing, and why financial advisors need solid succession plans to protect clients. His key takeaway: always look beyond the headlines for the real story. Housing Affordability Challenges (00:01:10) Changes in Medicare Advantage (00:03:48) Social Security COLA Isn't Always Good News (00:05:10) How the Ultra-Wealthy Use Life Insurance (00:07:49) Your Financial Advisor's Succession Plan (00:10:02) Conclusion: Look Past the Headlines (00:13:36) NEWSLETTER (WHAT NOW): https://substack.com/@9icapital?r=2eig6s&utm_campaign=profile&utm_medium=profile-page Follow Us: youtube: / @9icap Linkedin: / kevin-thompson-ricp%c2%ae-cfp%c2%ae-74964428 facebook: / mlb2cfp Buy MLB2CFP Here: https://www.amazon.com/MLB-CFP%C2%AE-90-Feet-Counting-ebook/dp/B0BLJPYNS4 Website: http://www.9icapitalgroup.com Hit the subscribe button to get new content notifications. Corrections: Editing by http://SwoleNerdProductions.com Disclosure: https://sites.google.com/view/9idisclosure/disclosure

    FoF: 🔥 Behind the Headlines: What the Financial News Isn’t Telling You.

  4. Sep 22

    Econ 101: 🔥 The Fed Is Hitting the Brakes...Here’s What It Means for You

    In this episode of Econ 101, I break down the Federal Reserve’s latest 25-basis-point rate hike, bringing the federal funds target range to 3.75%–4.00%, and what higher interest rates actually mean for you. From credit cards and car loans to mortgages and business investment, higher rates are designed to slow spending and cool the economy. But there’s another side to the story: massive investment in AI and technology continues to help drive economic growth. What happens if the Fed keeps hitting the brakes while the sector helping keep the economy moving starts to slow? Let’s talk about it. 00:00 - The Fed Is Hitting the Brakes 03:56 - How Higher Rates Hit Your Wallet0 8:54 - How Rate Hikes Slow the Economy 11:06 —-AI Investment, Circular Financing & the Domino Risk NEWSLETTER (WHAT NOW): https://substack.com/@9icapital?r=2eig6s&utm_campaign=profile&utm_medium=profile-page Follow Us: youtube: / @9icap Linkedin: / kevin-thompson-ricp%c2%ae-cfp%c2%ae-74964428 facebook: / mlb2cfp Buy MLB2CFP Here: https://www.amazon.com/MLB-CFP%C2%AE-90-Feet-Counting-ebook/dp/B0BLJPYNS4 Website: http://www.9icapitalgroup.com Hit the subscribe button to get new content notifications. Corrections: Editing by http://SwoleNerdProductions.com Disclosure: https://sites.google.com/view/9idisclosure/disclosure

    Econ 101: 🔥 The Fed Is Hitting the Brakes...Here’s What It Means for You

  5. Sep 15

    FoF: 🔥 Why Dying With Too Much Money Might Be Your Biggest Retirement Problem

    In this episode of Facts Over Feelings, I tackle an overlooked retirement challenge: dying with too much money. After spending 30 or 40 years saving and investing, flipping the switch from saver to spender can be harder than it sounds. I explore the psychology behind that transition and ask a simple question: What was all that money actually for? Whether your goal is enjoying retirement, maintaining financial security, leaving a legacy, or some combination of all three, defining that purpose matters. I discuss why retirees should quantify their inheritance goals, give themselves permission to spend, and consider whether helping children and grandchildren today may be more meaningful than leaving everything behind later. I also discuss the importance of enjoying the early, healthier years of retirement—when you hopefully have the money, time, and health to actually do the things you've spent decades planning for. Ultimately, retirement isn't about dying with the largest account balance. It's about using your money intentionally and living the life you worked so hard to build. 00:00 — The Retirement Conundrum: Dying With Too Much Money 03:26 — Why It’s So Hard to Go From Saver to Spender 05:24 — How Much Do You Really Want to Leave Your Kids? 08:42 — The Risk of Dying With Too Much Money 11:59 — The Go-Go Years Don’t Last Forever NEWSLETTER (WHAT NOW): https://substack.com/@9icapital?r=2eig6s&utm_campaign=profile&utm_medium=profile-page Follow Us: youtube: / @9icap Linkedin: / kevin-thompson-ricp%c2%ae-cfp%c2%ae-74964428 facebook: / mlb2cfp Buy MLB2CFP Here: https://www.amazon.com/MLB-CFP%C2%AE-90-Feet-Counting-ebook/dp/B0BLJPYNS4 Website: http://www.9icapitalgroup.com Hit the subscribe button to get new content notifications. Corrections: Editing by http://SwoleNerdProductions.com Disclosure: https://sites.google.com/view/9idisclosure/disclosure

    FoF: 🔥 Why Dying With Too Much Money Might Be Your Biggest Retirement Problem

  6. Sep 8

    🔥NIL and the Transfer Portal: Redefining Loyalty and Opportunity in College Athletics w/Ryan Luckey

    In this episode, host Kevin Thompson sits down with Ryan Luckey, an adjunct professor at TCU specializing in NIL (Name, Image, and Likeness) in college sports. They discuss how NIL has transformed college athletics, giving athletes the ability to profit from their personal brands while also opening the door to direct compensation from schools. The conversation explores the growing financial divide between large and small programs, the disruptive impact of the transfer portal, the potential role of government regulation, and the evolving definition of the “student-athlete.” Ryan offers a cautiously optimistic view of NIL’s future, emphasizing the need for better governance, greater standardization, and clearer rules across college athletics. At the heart of the discussion is a fundamental question: How do we build a sustainable system while ensuring athletes finally receive their fair share of the value they help create? 00:01:37 — The NIL Revolution in College Sports 00:04:26 — How College Athletes Actually Get Paid 00:08:12 — Is NIL Widening the Gap Between Schools? 00:10:43 — NIL, the Transfer Portal & College Free Agency 00:17:04 — Should the Government Regulate NIL? 00:27:07 — Will NIL Save or Destroy College Sports? NEWSLETTER (WHAT NOW): https://substack.com/@9icapital?r=2eig6s&utm_campaign=profile&utm_medium=profile-page Follow Us: youtube: / @9icap Linkedin: / kevin-thompson-ricp%c2%ae-cfp%c2%ae-74964428 facebook: / mlb2cfp Buy MLB2CFP Here: https://www.amazon.com/MLB-CFP%C2%AE-90-Feet-Counting-ebook/dp/B0BLJPYNS4 Website: http://www.9icapitalgroup.com Hit the subscribe button to get new content notifications. Corrections: Editing by http://SwoleNerdProductions.com Disclosure: https://sites.google.com/view/9idisclosure/disclosure

    🔥NIL and the Transfer Portal: Redefining Loyalty and Opportunity in College Athletics w/Ryan Luckey

  7. Sep 1

    Econ 101: 🔥 No Free Lunch: The Economics of the Subscription Economy

    In this episode of the 9Innings Podcast’s Econ 101 segment, the host explores the subscription economy and why businesses and investors increasingly favor recurring revenue over one-time purchases. The episode examines the shift from ownership to access across software, music, entertainment, apps, and other services and why predictable recurring revenue has become such an attractive business model. But what’s good for businesses can become costly for consumers. The host breaks down “subscription creep,” challenges the idea that many services are truly “free,” and explains how companies ultimately find ways to monetize our participation. Listeners will learn three ways to regain control: annualize subscription costs, understand the difference between ownership and access, and regularly ask whether each subscription still provides enough value to justify the expense. Because in the subscription economy, one economic principle still holds true: there is no free lunch. 00:00:02 — There Is No Free Lunch 00:02:54 — Why Businesses & Wall Street Love Subscriptions 00:07:51 — From Habit to Access 00:10:16 — Fighting Subscription Creep NEWSLETTER (WHAT NOW): https://substack.com/@9icapital?r=2eig6s&utm_campaign=profile&utm_medium=profile-page Follow Us: youtube: / @9icap Linkedin: / kevin-thompson-ricp%c2%ae-cfp%c2%ae-74964428 facebook: / mlb2cfp Buy MLB2CFP Here: https://www.amazon.com/MLB-CFP%C2%AE-90-Feet-Counting-ebook/dp/B0BLJPYNS4 Website: http://www.9icapitalgroup.com Hit the subscribe button to get new content notifications. Corrections: Editing by http://SwoleNerdProductions.com Disclosure: https://sites.google.com/view/9idisclosure/disclosure

    Econ 101: 🔥 No Free Lunch: The Economics of the Subscription Economy

  8. Aug 25

    Econ 101: 🔥 The Payment Economy: When Everything Becomes a Monthly Bill

    In this Econ 101 segment on the 9innings Podcast, we explore America’s growing “payment economy,” where consumers increasingly focus on the monthly payment rather than the total price. From longer-term financing and Buy Now, Pay Later services to the ever-growing subscription economy, we examine how breaking purchases into smaller payments can create the illusion of affordability without actually reducing the cost. We also look at how credit-driven consumption can mask vulnerabilities in the economy, keep demand, and potentially prices elevated, while putting additional pressure on household finances. The takeaway is simple: Stop asking whether you can afford the payment and start asking what the purchase actually costs. Because true affordability isn’t about making the monthly payment, it’s about understanding the total cost. 00:00 — Welcome to the Payment Economy 05:30 — The Illusion of Affordability 09:16 — The Trillion-Dollar Credit Economy NEWSLETTER (WHAT NOW): https://substack.com/@9icapital?r=2ei... Follow Us: youtube: / @9icap Linkedin: / kevin-thompson-ricp%c2%ae-cfp%c2%ae-74964428 facebook: / mlb2cfp Buy MLB2CFP Here: https://www.amazon.com/MLB-CFP%C2%AE-... Website: http://www.9icapitalgroup.com Hit the subscribe button to get new content notifications. Corrections: Editing by http://SwoleNerdProductions.com Disclosure: https://sites.google.com/view/9idiscl...

    Econ 101: 🔥 The Payment Economy: When Everything Becomes a Monthly Bill
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About

Kevin Thompson RICP®, CFP® is the founder of 9i Capital Group LLC is the registered investment advisor of 9Innings Capital Group LLc a marketing and consulting firm. On his podcast, he delves into deep financial topics and provides great insight on how markets and economics impact your money. Disclosure: https://sites.google.com/view/9idisclosure/disclosure

Information

  • Creator
    Kevin Thompson, RICP®, CFP®
  • Years Active
    2021 - 2026
  • Episodes
    194
  • Rating
    Clean
  • Copyright
    © Kevin Thompson
  • Show Website
    The 9Innings Podcast

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