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CitizenOfTheYear

I cover all topics having to do with personal finance, stock market investing, real estate, and just general news. Follow my YouTube channel CitizenofTheYear

  1. 20h ago

    REITs Are Crashing… Time to Buy or a Trap? (High Dividends)

    See my $470,000+ Stock Portfolio: https://www.patreon.com/citizenoftheyear/posts Check out these AMAZING Deals: https://amzn.to/3NGmBPT REITs took a hit in September, leaving dividend investors wondering if it's time to buy the dip or stay away. This video breaks down why REIT stocks are falling, how rising interest rates affect real estate dividends, and whether the selloff is creating a buying opportunity. From AI data centers and healthcare properties to struggling office buildings and mortgage REITs, some real estate sectors look much stronger than others. Stocks like Equinix (EQIX), Digital Realty (DLR), Welltower (WELL), and Prologis (PLD) offer a closer look at the opportunities and risks across the REIT market. For investors focused on high-dividend stocks, passive income, and long-term growth, here's what to know before investing in real estate. Check out my favorite research tool Seeking Alpha! Premium: https://link.seekingalpha.com/3B2L85W/4G6SHH/ Disclaimer:This is not financial advice and I am not a licensed financial advisor. Always do your own research before investing and work with a licensed financial advisor. These are my opinions for informational purposes only and not to be taken as investing advice. Some of the links on this page are affiliate links, meaning, at no additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. As an Amazon Associate, I earn from qualifying purchases. Affiliate commissions help fund videos like this one

    REITs Are Crashing… Time to Buy or a Trap? (High Dividends)
  2. Oct 19

    Fired From My Job… with $470,000 Portfolio (3 Month Update)

    See my $470,000+ Stock Portfolio: https://www.patreon.com/citizenoftheyear/posts Check out these AMAZING Deals: https://amzn.to/3NGmBPT After leaving my job in July, I applied to over 120 jobs and discovered just how broken the modern job market has become. From endless interview rounds and ghost jobs to recruiters ghosting candidates, finding a good job in 2026 has become harder than ever. Fortunately, years of investing and living below my means gave me the financial freedom to walk away from bad opportunities while living off my $470K portfolio. In this video, I share my job search experience, the state of the job market, and why financial independence matters more than ever. Share the worst interview experience in the comments, and subscribe for more personal finance, investing, and financial freedom content. Check out my favorite research tool Seeking Alpha! Premium: https://link.seekingalpha.com/3B2L85W/4G6SHH/ Disclaimer:This is not financial advice and I am not a licensed financial advisor. Always do your own research before investing and work with a licensed financial advisor. These are my opinions for informational purposes only and not to be taken as investing advice. Some of the links on this page are affiliate links, meaning, at no additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. As an Amazon Associate, I earn from qualifying purchases. Affiliate commissions help fund videos like this one

    Fired From My Job… with $470,000 Portfolio (3 Month Update)
  3. Sep 30

    BREAKING: Broadcom Just Signaled a Major Buying Opportunity (Here's Why)

    See my $460,000+ Stock Portfolio: https://www.patreon.com/citizenoftheyear/posts Join the Discord for FREE:https://discord.gg/bBDSB4Exne Check out these AMAZING Deals: https://amzn.to/3NGmBPT Broadcom is quietly becoming one of the most important companies behind the AI boom, powering custom AI chips and the networking infrastructure that connects massive data centers. This video breaks down Broadcom’s explosive AI growth, its relationships with companies like Google, OpenAI, Anthropic, and Meta, and why its custom silicon business could become a major threat to Nvidia. We’ll also look at Broadcom’s valuation, AI revenue outlook, and the financing strategy helping fuel its next phase of growth. But with major customer concentration, billions in guarantees, margin pressure, and huge infrastructure demands, Broadcom’s AI opportunity comes with real risks. Is Broadcom one of the best ways to invest in the AI boom, or is the market already pricing in too much growth?Check out my favorite research tool Seeking Alpha! Premium: https://link.seekingalpha.com/3B2L85W/4G6SHH/ Disclaimer:This is not financial advice and I am not a licensed financial advisor. Always do your own research before investing and work with a licensed financial advisor. These are my opinions for informational purposes only and not to be taken as investing advice. Some of the links on this page are affiliate links, meaning, at no additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. As an Amazon Associate, I earn from qualifying purchases. Affiliate commissions help fund videos like this one

    BREAKING: Broadcom Just Signaled a Major Buying Opportunity (Here's Why)
  4. Sep 23

    I Found a Secret Free Cash Flow ETF Crushing the S&P 500 (VFLO Explained)

    See my $450,000+ Stock Portfolio: https://www.patreon.com/citizenoftheyear/posts Check out these AMAZING Deals: https://amzn.to/3NGmBPT VFLO is a unique free cash flow ETF built around profitable companies with strong cash generation and growth potential. This VFLO ETF review breaks down the free cash flow strategy, stock selection process, major holdings, valuation, performance, expense ratio, dividend yield, and quarterly rebalancing. With AI spending surging across the market, VFLO offers an interesting approach focused on companies generating real cash rather than relying entirely on future growth expectations. The video also covers major VFLO risks, including sector concentration, high portfolio turnover, and potential AI disruption among software holdings. For investors researching VFLO, free cash flow ETFs, growth ETFs, or alternatives to the S&P 500, this breakdown covers the key details. Check out my favorite research tool Seeking Alpha! Premium: https://link.seekingalpha.com/3B2L85W/4G6SHH/Disclaimer:This is not financial advice and I am not a licensed financial advisor. Always do your own research before investing and work with a licensed financial advisor. These are my opinions for informational purposes only and not to be taken as investing advice. Some of the links on this page are affiliate links, meaning, at no additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. As an Amazon Associate, I earn from qualifying purchases. Affiliate commissions help fund videos like this oneNote: The voice at the end was AI created and was not a real person.

    I Found a Secret Free Cash Flow ETF Crushing the S&P 500 (VFLO Explained)
  5. Sep 18

    How I Made Over $1,000 With One Simple Options Trade

    See my $460,000+ Stock Portfolio: https://www.patreon.com/citizenoftheyear/posts Check out these AMAZING Deals: https://amzn.to/3NGmBPT Join the Discord for FREE: https://discord.gg/HETUvqvUd I made over $1,000 in options premium from a handful of trades in just one week, including a cash secured put on Oracle and covered calls on Nvidia. This video breaks down exactly how the trades worked, why Oracle’s earnings created unusually high option premiums, and how the trades turned out. I also explain the basics of cash secured puts and covered calls, including the risks and tradeoffs involved with each strategy. This was an unusually strong week, not a typical result, but it shows how options can generate additional portfolio income. The video also covers how these strategies compare to the options income ETFs that use similar trades automatically. Check out my favorite research tool Seeking Alpha! Premium: https://link.seekingalpha.com/3B2L85W/4G6SHH/Disclaimer:This is not financial advice and I am not a licensed financial advisor. Always do your own research before investing and work with a licensed financial advisor. These are my opinions for informational purposes only and not to be taken as investing advice. Some of the links on this page are affiliate links, meaning, at no additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. As an Amazon Associate, I earn from qualifying purchases. Affiliate commissions help fund videos like this one

    How I Made Over $1,000 With One Simple Options Trade
  6. Sep 12

    NVIDIA Is FAR From Done… The Bull Case Just Got STRONGER

    See my $450,000+ Stock Portfolio: https://www.patreon.com/citizenoftheyear/posts Check out these AMAZING Deals: https://amzn.to/3NGmBPT NVIDIA stock just pulled back after reporting a massive earnings beat, raising the question: is NVDA actually cheap right now? In this video, we break down NVIDIA’s latest earnings, $96.2 billion in quarterly revenue, 106% year-over-year growth, the massive AI chip backlog, and why the stock’s forward valuation could still look attractive. We’ll also cover the biggest risks facing NVIDIA, including AI spending, circular financing concerns, and whether the market may be pricing in too much future growth. So is this NVIDIA pullback a buying opportunity or a warning sign for investors? Check out my favorite research tool Seeking Alpha! Premium: https://link.seekingalpha.com/3B2L85W/4G6SHH/ Disclaimer:This is not financial advice and I am not a licensed financial advisor. Always do your own research before investing and work with a licensed financial advisor. These are my opinions for informational purposes only and not to be taken as investing advice. Some of the links on this page are affiliate links, meaning, at no additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. As an Amazon Associate, I earn from qualifying purchases. Affiliate commissions help fund videos like this oneNote: The voice at the end was AI created and was not a real person.

    NVIDIA Is FAR From Done… The Bull Case Just Got STRONGER

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I cover all topics having to do with personal finance, stock market investing, real estate, and just general news. Follow my YouTube channel CitizenofTheYear

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