Financial Revelations - Sin of Retirement™

David Szafranski

Tune in each week to hear your favorite registered investment advisor speak on all things financial! From your walk with God to walking out a budget, this video podcast covers it all. So sit back, relax, and don't forget to send your questions!

  1. Sep 30

    The Market Could Rally: Stay Invested

    Welcome to another episode of Financial Revelations – The Sin of Retirement™ with David Szafranski! David has exciting news about The Sin of Retirement™! A small group study guide and personal workbook are currently in development, giving individuals, churches, and small groups a way to dive deeper into the message of living a life of purpose beyond retirement. Look for both in the coming months, and visit www.sinofretirement.com for updates, the book, and official merchandise. Have a financial question? Email Kory@epsf.com and your question could be featured on the podcast—with a chance to receive a Sin of Retirement™ shirt or signed book! There's also exciting news from Nativos USA! Construction is underway on a new church in Maués, Brazil. Progress is steady, and it's exciting to watch the project come together and see how God is working through this ministry. Visit www.nativosusa.org to view photos, learn more about the project, and find out how you can help. Inflation Is Falling David highlights the latest inflation numbers, focusing on core inflation, which excludes food and energy because those categories can be more volatile from month to month. Today's economic releases included the latest PCE inflation data, an important measure closely watched by the Federal Reserve. David discusses the encouraging trend in underlying inflation and what it could mean for the economy and financial markets. Looking Ahead to the Fourth Quarter As we head into the fourth quarter, David believes the market could rally. His message to investors is simple: you don't necessarily have to be aggressive to succeed—you have to stay invested. David discusses why he remains growth-oriented and emphasizes the importance of having a plan, sticking with it, and avoiding emotional decisions when markets move. Have a financial question or would you like David and the team to review your portfolio? Email Kory@epsf.com. Follow David on X (formerly Twitter): @skibucks1. To learn more about the Amazon well-drilling project or support the mission, visit https://nativosusa.org. Thank you for listening to Financial Revelations – The Sin of Retirement™ with David Szafranski!

    The Market Could Rally: Stay Invested
  2. Sep 24

    Inflation, Oil & Capital Gains: What Investors Need to Know

    Welcome to another episode of Financial Revelations – The Sin of Retirement™ with David Szafranski! David has exciting news about The Sin of Retirement™! A small group study guide and personal workbook are currently in development, making it easier for individuals, churches, and small groups to dive deeper into the message of living a life of purpose beyond retirement. Look for both to be released in the coming months, and visit www.sinofretirement.com for updates, the book, and official merchandise. There's also exciting news from Nativos USA! Construction is underway on a new church in Maués, Brazil. Progress is steady, and it's exciting to watch this project come together and see how God is working through this ministry. Visit www.nativosusa.org to view photos, learn more about the project, and find out how you can help. Inflation, Oil & the Economy Inflation numbers came out last week, and the latest report was better than expected in some respects. David looks at two important measures: headline inflation and core inflation. Core CPI, which excludes food and energy, increased 2.4% over the past molnth, down from 2.5% in July. Headline CPI held at 3.4% . Energy prices, particularly gasoline, have been an important contributor to recent inflation readings. David also takes a look at historical numbers, including the 10-year Treasury yield, gasoline prices, and how energy costs can affect the economy and inflation. Listener Question: Capital Gains This episode also features a listener question: If you buy a stock for $10 and sell it for $30, what is the capital gains tax? David explains how capital gains work, how the taxable gain is calculated, and the factors that can affect how much tax you may owe. Have a financial question or would you like David and the team to review your portfolio? Email Kory@epsf.com. Follow David on X (formerly Twitter): @skibucks1. To learn more about the Amazon well-drilling project or support the mission, visit https://nativosusa.org. You can also visit https://www.gofundme.com and search "David Szafranski" to support ongoing mission efforts. Thank you for listening to Financial Revelations – The Sin of Retirement™ with David Szafranski!

  3. Sep 16

    The Fed Raises Rates: What Happens Next?

    Welcome to another episode of Financial Revelations – The Sin of Retirement™ with David Szafranski! If you or your church are interested in serving on a future mission trip to the Amazon, visit www.nativosusa.org to learn more about opportunities to help provide clean water, build churches, and share the Gospel with remote communities. David is also available to speak to churches, businesses, and organizations about leadership, money management, and the relationship between faith and finances. To schedule a speaking engagement, contact Kory@epsf.com. David's book, The Sin of Retirement™, is available at www.sinofretirement.com, where you can also find official merchandise. The book is also available on Amazon and as an audiobook on Audible. The Fed Raises Rates Let's get to it: the Federal Reserve raised interest rates by 25 basis points today, bringing the federal funds target range to 3.75%–4.00%. The Fed said economic activity is expanding at a solid pace, while inflation remains elevated and uncertainty remains tied in part to geopolitical developments. David discusses why he didn't think the rate hike was necessary, arguing that much of the current inflation pressure is connected to the conflict involving Iran and higher energy prices. His view is that if the conflict ends and oil and gas prices decline, some of that inflation pressure could ease. Despite the rate increase, the market reaction has been relatively limited so far, and David takes a closer look at what the decision could mean for investors. What Exactly Is the Federal Funds Rate? So, what is the federal funds rate? It is the interest rate at which depository institutions lend balances to one another overnight. Changes in the federal funds rate can influence other short-term interest rates, financial conditions, and eventually broader economic activity. David explains why this rate matters to investors, borrowers, and the overall economy—and why understanding the Fed can help you better understand the financial markets. Have a financial question or would you like David and the team to review your portfolio? Email Kory@epsf.com. Follow David on X (formerly Twitter): @skibucks1. To learn more about the Amazon well-drilling project or support the mission, visit https://nativosusa.org. You can also visit https://www.gofundme.com and search "David Szafranski" to support ongoing mission efforts. Thank you for listening to Financial Revelations – The Sin of Retirement™ with David Szafranski!

    The Fed Raises Rates: What Happens Next?
  4. Sep 10

    The Sin of Retirement™ Giveaway + The Fed, Russia, Iran & Apple's Foldable iPhone

    Welcome to another episode of Financial Revelations – The Sin of Retirement™ with David Szafranski! We're having a Sin of Retirement™ merchandise giveaway! Have a financial, retirement, or money question you'd like David to answer? Email Kory@epsf.com. If your question is selected and read on the podcast, you'll receive your choice of a Sin of Retirement™ shirt, mug, or book! In the news, David discusses the Republican Party's first-ever midterm convention, taking place in Dallas. The unusual two-day event is being held September 9–10 ahead of the 2026 midterm elections. David also reacts to Apple's newly unveiled iPhone Duo, the company's first foldable iPhone. Is Apple finally ready to prove that foldable phones can be a mainstream product? David takes a closer look. The Federal Reserve's next meeting is scheduled for September 15–16. David discusses what could happen with interest rates and why he believes investors should be watching Iran, oil prices, and developments involving Russia and NATO closely. David also discusses the Trump administration's efforts to negotiate an end to the Russia-Ukraine war and asks an important question: Is it diplomacy or appeasement? David shares his perspective on what could happen next. If you or your church are interested in serving on a future mission trip to the Amazon, visit www.nativosusa.org to learn more about opportunities to help provide clean water, build churches, and share the Gospel with remote communities. David is also available to speak to churches, businesses, and organizations on topics including leadership, money management, and the relationship between faith and finances. To schedule a speaking engagement, contact Kory@epsf.com. Follow David on X (formerly Twitter): @skibucks1. To learn more about the Amazon well drilling project or support the mission, visit https://nativosusa.org. You can also visit https://www.gofundme.com and search "David Szafranski" to support ongoing mission efforts. Thank you for listening to Financial Revelations – The Sin of Retirement™ with David Szafranski!

    The Sin of Retirement™ Giveaway + The Fed, Russia, Iran & Apple's Foldable iPhone
  5. Sep 3

    Canada Walks Away: What Happens Next for U.S.–Canada Trade?

    Welcome to another episode of Financial Revelations – The Sin of Retirement™ with David Szafranski! 🇨🇦 Canada–U.S. Trade Negotiations David takes a closer look at the latest developments between Canada and the United States, following Canada's decision to break off trade negotiations with the U.S. David argues that Canada should not expect continued access to the American market without negotiating a fair trade relationship. With Canada heavily dependent on trade with the United States, the stakes are significant for both countries. David also discusses Canada's economic performance and declining standard of living over the past decade, and why he believes the U.S. needs to stand firm in negotiations rather than allow its trading partners to take advantage of American businesses and consumers. What does this mean for the future of U.S.-Canada trade, the Canadian economy, and American businesses? David breaks down his perspective and what he believes could happen next. David's book, The Sin of Retirement™, is available at www.sinofretirement.com, where you can also find official merchandise, including the Lake America T-shirt and I Suck At Investing coffee mug. The book is also available on Amazon and as an audiobook on Audible. If you or your church are interested in serving on a future mission trip to the Amazon, visit www.nativosusa.org to learn more about opportunities to help provide clean water, build churches, and share the Gospel with remote communities. David is also available to speak to churches, businesses, and organizations on topics including leadership, money management, and the relationship between faith and finances. To schedule a speaking engagement, contact Kory@epsf.com. Have a financial question or would like David and the team to review your portfolio? Email Kory@epsf.com. Follow David on X (formerly Twitter): @skibucks1. Thank you for listening to Financial Revelations – The Sin of Retirement™ with David Szafranski!

    Canada Walks Away: What Happens Next for U.S.–Canada Trade?
  6. Aug 27

    Iran, Canada & the Markets: What Happens Next?

    Welcome to another episode of Financial Revelations – The Sin of Retirement™ with David Szafranski! David shares updates on The Sin of Retirement™, including the latest merchandise and upcoming additions featuring a new Lake America shirt and an updated Communism Sucks shirt. The book is available at www.sinofretirement.com, along with official merchandise, and can also be found on Amazon and as an audiobook on Audible. There is also an important update from Nativos USA. Pastor Marcos was recently robbed and stabbed and is now recovering. The perpetrator has not yet been caught, so please keep Pastor Marcos and his family in your prayers. Nativos is also raising funds to help with the ongoing church building project in the Amazon. To learn more about mission opportunities or ways to support the work, visit www.nativosusa.org. David is also available to speak to churches, businesses, and organizations about leadership, money management, and the relationship between faith and finances. To schedule a speaking engagement, contact Kory@epsf.com. In this episode's financial and geopolitical discussion, David looks at the situation in Iran, including the country's economic challenges, inflation, shortages, and the impact of ongoing efforts to pressure the Iranian regime. David also discusses Canadian Prime Minister Mark Carney, U.S.-Canada trade, and the potential economic consequences of Canada's current direction. Have a financial question or would you like David and the team to review your portfolio? Email Kory@epsf.com. Follow David on X (formerly Twitter): @skibucks1. To learn more about the Amazon well drilling project or support the mission, visit https://nativosusa.org. You can also visit https://www.gofundme.com and search "David Szafranski" to support ongoing mission efforts. Thank you for listening to Financial Revelations – The Sin of Retirement™ with David Szafranski!

    Iran, Canada & the Markets: What Happens Next?
  7. Aug 13

    Should You Do a Roth Conversion? David Szafranski Explains

    Welcome to another episode of Financial Revelations – The Sin of Retirement™ with David Szafranski! If you or your church are interested in serving on a future mission trip to the Amazon, visit www.nativosusa.org to learn more about opportunities to help provide clean water, build churches, and share the Gospel with remote communities. David is also available to speak to churches, businesses, and organizations on topics including leadership, money management, and the relationship between faith and finances. To schedule a speaking engagement, contact Kory@epsf.com. David's book, The Sin of Retirement™, is available at www.sinofretirement.com, where you can also find official merchandise. The book is also available on Amazon and as an audiobook on Audible. In financial news, the latest inflation reports, including CPI and PPI, came in relatively mild. David discusses where inflation may be coming from and how the ongoing conflict in Iran could be affecting prices. Meanwhile, the market continues to move higher as growth remains strong. David also answers an important financial question: When is the right time to do a Roth conversion? He explains the potential benefits of converting traditional retirement funds to a Roth, who pays the taxes on the conversion, and why timing can be an important part of the strategy. Have a financial question or would you like David and the team to review your portfolio? Email Kory@epsf.com. Follow David on X (formerly Twitter): @skibucks1. To learn more about the Amazon well drilling project or support the mission, visit https://nativosusa.org. You can also visit https://www.gofundme.com and search "David Szafranski" to support ongoing mission efforts. Thank you for listening to Financial Revelations – The Sin of Retirement™ with David Szafranski!

    Should You Do a Roth Conversion? David Szafranski Explains
  8. Aug 6

    Don't Miss the Best Days: David Szafranski on Long-Term Investing

    Welcome to another episode of Financial Revelations – The Sin of Retirement™ with David Szafranski! David shares exciting news about The Sin of Retirement™! A small group study guide and personal workbook are currently in development, making it easier for individuals, churches, and small groups to dive deeper into the message of living a life of purpose beyond retirement. Look for both to be released in the coming months, and visit www.sinofretirement.com for updates, the book, and merchandise. There's also great news from Nativos USA! Construction is underway on a new church in Maués, Brazil. While progress is steady, it's exciting to watch this project come together and see how God is working through this ministry. To view photos, learn more about the project, or find out how you can help, visit www.nativosusa.org. In this week's financial discussion, David examines why the markets appear largely unfazed by the ongoing conflict with Iran and why energy prices continue to play an important role in the economic outlook. He also explains his long-term investment philosophy—why he chooses to buy rather than sell during difficult markets, why he continues holding great companies through volatility, and how staying invested can make a dramatic difference. David shares a powerful chart comparing investors who remained invested during the 10 best trading days of 2025 versus those who missed them, with eye-opening results. Have a financial question or would you like David and the team to review your portfolio? Email Kory@epsf.com. Follow David on X (formerly Twitter): @skibucks1. To learn more about the Amazon well drilling project or support the mission, visit https://nativosusa.org. You can also visit https://www.gofundme.com and search "David Szafranski" to support ongoing mission efforts. Thank you for listening to Financial Revelations – The Sin of Retirement™ with David Szafranski!

    Don't Miss the Best Days: David Szafranski on Long-Term Investing

Ratings & Reviews

4.8
out of 5
16 Ratings

About

Tune in each week to hear your favorite registered investment advisor speak on all things financial! From your walk with God to walking out a budget, this video podcast covers it all. So sit back, relax, and don't forget to send your questions!

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