Money Grows on Trees

Lloyd J Ross
  • 5.0 (13)
  • INVESTING
  • UPDATED WEEKLY

Welcome to Money Grows On Trees – your go-to podcast for wealth-building, smart investing, and financial freedom. Hosted by Lloyd James Ross, a millionaire investor and financial educator, this podcast is your go-to source for everything related to money management, passive income, multiple income streams, and breaking free from financial struggle. Learn how to build multiple income streams, avoid costly mistakes, and develop a millionaire mindset. Whether you’re a business owner, investor, or just serious about wealth, this podcast gives you real-world strategies to grow your money. Join our community of entrepreneurs, investors, and ambitious individuals as we navigate the path to financial independence. Follow now on Apple Podcasts, Spotify, and YouTube to start your journey to financial freedom!

  1. 3D AGO

    #309- The 5 Money Secrets Millionaires Don't Want You To Know

    Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com 🔗 TAKE ACTION: Get Money Buys Happiness book: http://moneybuyshappinessbook.com In this episode, Lloyd reveals the five money secrets millionaires use that most people never learn. These aren’t hacks or shortcuts. They’re the quiet, disciplined habits that build real wealth while everyone else stays trapped in the system. You’ll learn: ◼️ Why cashflow matters more than a high income ◼️ How wealthy people use debt differently from everyone else ◼️ Why assets come before lifestyle if you want freedom ◼️ How millionaires leverage time instead of trading it ◼️ Why long‑term thinking beats every short‑term strategy Timestamps: 00:00:00 - Introduction 00:01:03 - Secret 1: Build Cashflow, Not Just Income 00:01:34 - Secret 2: Avoid Bad Debt 00:02:26 - Secret 3: Buy Assets Before Lifestyle 00:03:20 - Secret 4: Value Time Over Money 00:04:24 - Book Promotion: Money Buys Happiness 00:04:34 - Secret 4 Continued: Automate, Delegate, Systematize 00:05:06 - Secret 5: Think in Decades, Not Weeks 00:06:08 - The Boring Truth About Wealth Building 00:07:01 - The Importance of Discipline 00:07:32 - Conclusion: Knowledge Applied Consistently Over Time Follow Lloyd: https://www.instagram.com/lloydjamesross/?hl=en https://www.linkedin.com/in/lloyd-j-ross-26b7859/ https://www.facebook.com/lloyd.ross.7 https://www.tiktok.com/@lloydjross https://x.com/lloydjamesross DISCLAIMER This content is for educational and informational purposes only. This is not financial, investment, or legal advice. Investing carries inherent risks including potential loss of capital. Past performance does not guarantee future results. Always conduct thorough research and consult with qualified financial advisors before making investment decisions. Individual results vary based on market conditions, personal circumstances, and investment strategy.

    8 min

  2. 5D AGO

    #308 - The 5% Deposit Scheme Is Bankrupting Young Australians (Here's How)

    Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com 🔗 TAKE ACTION: Get Money Buys Happiness book: http://moneybuyshappinessbook.com In this episode, Lloyd reacts to the housing market circus, migration pressures, and the banks profiting from it all. You’ll learn: ◼️ Why low‑deposit schemes trap buyers in unsustainable debt ◼️ How government incentives distort the housing market ◼️ Why property isn’t the safe asset people claim it is ◼️ How migration and policy decisions are fuelling the bubble Timestamps: 00:00:00 - Introduction 00:01:58 - Housing Affordability Concerns 00:02:08 - Government Policies and Housing Market 00:03:45 - Labor Government's Housing Scheme 00:04:48 - Critique of Low Deposit Home Buying 00:05:05 - Government Help to Buy Scheme 00:06:37 - Immigration and Housing Market 00:07:11 - Criticism of Immigration Policy 00:08:51 - Renting vs. Buying Debate 00:10:22 - Global Housing Affordability Comparison 00:11:22 - Critique of Labor Government Policies Follow Lloyd: https://www.instagram.com/lloydjamesross/?hl=en https://www.linkedin.com/in/lloyd-j-ross-26b7859/ https://www.facebook.com/lloyd.ross.7 https://www.tiktok.com/@lloydjross https://x.com/lloydjamesross DISCLAIMER This content is for educational and informational purposes only. This is not financial, investment, or legal advice. Investing carries inherent risks including potential loss of capital. Past performance does not guarantee future results. Always conduct thorough research and consult with qualified financial advisors before making investment decisions. Individual results vary based on market conditions, personal circumstances, and investment strategy.

    13 min

  3. FEB 5

    #307 - If I Wanted to Survive the Recession, This Is What I'd Buy

    Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com 🔗 TAKE ACTION: Get Money Buys Happiness book: http://moneybuyshappinessbook.com Most people only react after a recession hits. By then, prices have moved, fear is peaking, and the best assets are already gone. In this episode, Lloyd James Ross breaks down the three sectors he’s positioning capital in before the downturn arrives, and why these industries continue to generate income even when the economy contracts. You’ll learn: ◼️ Why healthcare demand barely falls during recessions ◼️ How oil and energy remain essential even when growth slows ◼️ Why railroads are one of the most durable, impenetrable business models in the world ◼️ The common traits these sectors share that make them recession‑resistant ◼️ How positioning early protects your wealth when unemployment rises and inflation stays high Timestamps: 00:00:00 - Introduction 00:01:24 - Sector 1: Healthcare 00:02:42 - Risks in the Healthcare Sector 00:03:24 - Sector 2: Oil and Gas 00:04:50 - The Importance of Oil in the Global Economy 00:05:53 - Cost Position in Oil Production 00:06:45 - Why Invest in Oil Before a Recession 00:07:06 - Structural Constraints in Oil Supply 00:08:41 - Historical Dominance of Oil Companies 00:09:59 - Sector 3: Railroads 00:10:10 - The Efficiency and Importance of Railroads 00:11:59 - Common Traits of Durable Sectors 00:12:32 - Positioning Capital Before a Downturn 00:14:52 - Recession Rewards: Cashflow and Essential Services 00:15:25 - Conclusion: Growing Assets in Tough Economies Follow Lloyd: https://www.instagram.com/lloydjamesross/?hl=en https://www.linkedin.com/in/lloyd-j-ross-26b7859/ https://www.facebook.com/lloyd.ross.7 https://www.tiktok.com/@lloydjross https://x.com/lloydjamesross DISCLAIMER This content is for educational and informational purposes only. This is not financial, investment, or legal advice. Investing carries inherent risks including potential loss of capital. Past performance does not guarantee future results. Always conduct thorough research and consult with qualified financial advisors before making investment decisions. Individual results vary based on market conditions, personal circumstances, and investment strategy.

    16 min

  4. FEB 3

    #306 - Bitcoin Is Not an Investment (It's a Cult)

    What does Bitcoin produce? No cashflow, no earnings, no yield. Its price depends entirely on the next buyer paying more than you did. So why are so many people holding an asset that produces nothing? In this episode, Lloyd reveals: ◼️ Why Bitcoin isn't the investment you think it is ◼️ The difference between price movement and true value ◼️ Why blockchain technology's value doesn't make Bitcoin a good investment ◼️ The smarter, more predictable way to build lasting wealth ◼️ Why you should invest in assets that produce cash flow, not speculation Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com 🔗 TAKE ACTION: Get Money Buys Happiness book: http://moneybuyshappinessbook.com Timestamps: 00:00:00 - Introduction: What Does Bitcoin Produce? 00:01:14 - The Problem with Speculative Assets 00:02:49 - Blockchain's Value vs. Bitcoin's Lack of Utility 00:06:23 - Investing vs. Speculating: The Key Difference 00:08:43 - Why Warren Buffett-Style Investing Works 00:10:00 - The Power of Cash-Flowing Assets (Stocks, Businesses ) 00:11:37 - Why the Speaker Avoids Gambling and Speculation 00:12:31 - The Importance of a Teachable, Repeatable Wealth Strategy 00:13:34 - Don't Bet on Lotto Tickets like Bitcoin 00:14:45 - The Durable Way to Build Wealth for Generations 00:15:53 - Final Thoughts: Stick to Fundamentals Follow Lloyd: https://www.instagram.com/lloydjamesross/?hl=en https://www.linkedin.com/in/lloyd-j-ross-26b7859/ https://www.facebook.com/lloyd.ross.7 https://www.tiktok.com/@lloydjross https://x.com/lloydjamesross DISCLAIMER This content is for educational and informational purposes only. This is not financial, investment, or legal advice. Investing carries inherent risks including potential loss of capital. Past performance does not guarantee future results. Always conduct thorough research and consult with qualified financial advisors before making investment decisions. Individual results vary based on market conditions, personal circumstances, and investment strategy.

    13 min

  5. JAN 29

    #305 -The AI Bubble Is Coming For Your Super

    Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com 🔗 TAKE ACTION: Get Money Buys Happiness book: http://moneybuyshappinessbook.com Global fund managers, the IMF, and even Michael Burry are warning about the AI bubble. Yet billions are still pouring into companies like OpenAI, NVIDIA, and AMD despite unsustainable losses and circular financing deals. In this episode, Lloyd reveals: ◼️ Why the AI bubble is coming ◼️ How circular money flows are propping up the industry ◼️ Why Australian investors with superannuation are more exposed than they realise ◼️ The parallels with past industrial bubbles like dot‑com and railroads ◼️ What this means for your portfolio and retirement savings Timestamps: 00:00:00 - Introduction 00:01:14 - Understanding the Scale of the Bubble 00:02:49 - Circular Deals and Vendor Financing 00:06:23 - The Demand Problem in AI 00:08:43 - Historical Context: Industrial Bubbles 00:10:00 - Impact on Australian Superannuation 00:11:37 - Currency Risks for Australian Investors 00:12:31 - Economic Implications of the AI Bubble 00:13:34 - Concentration Risk in AI Investments 00:14:45 - OpenAI's Central Role in the Market 00:15:53 - Valuation Concerns and Market Adjustments 00:18:09 - Differences Between AI and Dot-Com Bubbles 00:20:24 - Strategies for Investors in the AI Space 00:22:43 - Final Thoughts: Protecting Your Wealth Follow Lloyd: https://www.instagram.com/lloydjamesross/?hl=en https://www.linkedin.com/in/lloyd-j-ross-26b7859/ https://www.facebook.com/lloyd.ross.7 https://www.tiktok.com/@lloydjross https://x.com/lloydjamesross DISCLAIMER This content is for educational and informational purposes only. This is not financial, investment, or legal advice. Investing carries inherent risks including potential loss of capital. Past performance does not guarantee future results. Always conduct thorough research and consult with qualified financial advisors before making investment decisions. Individual results vary based on market conditions, personal circumstances, and investment strategy.

    25 min

  6. JAN 27

    #304 - MicroStrategy Is Collapsing (Will It Crash Bitcoin?)

    Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com 🔗 TAKE ACTION: Get Money Buys Happiness book: http://moneybuyshappinessbook.com In this new episode, Lloyd James Ross breaks down why MicroStrategy’s leveraged bet on Bitcoin is starting to unravel. You’ll discover: ◼️ How $17 billion vanished in just three months ◼️ Why Michael Saylor’s debt‑fuelled Bitcoin strategy is dangerously fragile ◼️ The domino effect that could trigger forced liquidations and margin calls ◼️ Why MicroStrategy’s collapse could drag Bitcoin down with it ◼️ What this means for investors watching the crypto market Timestamps: 00:00:00 - Introduction 00:01:03 - Introduction to MicroStrategy 00:01:48 - Michael Saylor's History 00:02:31 - Understanding Equity and Liabilities 00:03:35 - Illustrative Example of MicroStrategy's Finances 00:05:00 - Impact of Bitcoin Price Drop 00:06:35 - Minsky Moment and Financial Instability 00:07:40 - Negative Convexity Explained 00:09:05 - The Risks of Leverage 00:10:07 - The Ponzi Scheme Allegation 00:11:53 - The Consequences of Debt Maturity 00:12:56 - Forced Selling and Market Impact 00:14:09 - Theoretical Collapse of MicroStrategy 00:15:57 - Bitcoin's Independence from MicroStrategy Follow Lloyd: https://www.instagram.com/lloydjamesross/?hl=en https://www.linkedin.com/in/lloyd-j-ross-26b7859/ https://www.facebook.com/lloyd.ross.7 https://www.tiktok.com/@lloydjross https://x.com/lloydjamesross DISCLAIMER This content is for educational and informational purposes only. This is not financial, investment, or legal advice. Investing carries inherent risks including potential loss of capital. Past performance does not guarantee future results. Always conduct thorough research and consult with qualified financial advisors before making investment decisions. Individual results vary based on market conditions, personal circumstances, and investment strategy.

    18 min

  7. JAN 22

    #303 - WARNING! The RBA is about to HIKE Interest Rates

    Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com 🔗 TAKE ACTION: Get Money Buys Happiness book: http://moneybuyshappinessbook.com In this episode, Lloyd reveals why the Reserve Bank isn’t cutting rates as many expect, and why hikes are coming instead. ◼️ Why inflation isn’t dead ◼️ How higher rates will blindside homeowners ◼️ The impact on property prices, consumer spending, and the Aussie dollar ◼️ Why investors need to understand the link between rates and asset values ◼️ What can be done right now to protect against the coming squeeze Timestamps: 00:00:00 - Introduction 00:01:00 - Current RBA Cash Rate and Inflation 00:02:00 - Market Reactions and Economic Forecasts 00:03:00 - Impact on Homeowners and Consumers 00:04:00 - Consumer Spending and Inflation 00:05:00 - Effects on Investors and Asset Prices 00:06:00 - Australian Dollar and Capital Flow 00:07:00 - Economic Changes and RBA Justifications 00:08:00 - Common Misconceptions About Rate Cuts 00:09:00 - Staying Informed on Economic Trends Follow Lloyd: https://www.instagram.com/lloydjamesross/?hl=en https://www.linkedin.com/in/lloyd-j-ross-26b7859/ https://www.facebook.com/lloyd.ross.7 https://www.tiktok.com/@lloydjross https://x.com/lloydjamesross DISCLAIMER This content is for educational and informational purposes only. This is not financial, investment, or legal advice. Investing carries inherent risks including potential loss of capital. Past performance does not guarantee future results. Always conduct thorough research and consult with qualified financial advisors before making investment decisions. Individual results vary based on market conditions, personal circumstances, and investment strategy.

    12 min

  8. JAN 20

    #302 - How To Make A FORTUNE From Trumps Takeover

    Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com 🔗 TAKE ACTION: Get Money Buys Happiness book: http://moneybuyshappinessbook.com Trump’s Venezuela takeover has changed the energy game. In this episode, Lloyd reveals how this geopolitical shift creates one of the biggest wealth opportunities of the decade: ◼️ Why Venezuela’s oil reserves suddenly matter again ◼️ How Trump’s energy policy changes the global game ◼️ The one company already on the ground, ready to profit ◼️ Why Chevron’s integrated model makes it untouchable ◼️ How Warren Buffett’s portfolio signals where the smart money flows ◼️ The risks investors overlook, and why Chevron can absorb them ◼️ Practical lessons on positioning, incentives, and structure to build lasting wealth Timestamps: 00:00:00 - Introduction 00:01:14 - Why Venezuela Matters Again 00:02:07 - Trump's Energy Strategy 00:03:30 - The Race for Oil and AGI 00:05:05 - U.S. Control Over Venezuela 00:06:12 - Chevron's Historical Context 00:07:39 - Chevron's Position in Venezuela 00:09:56 - The Oil Refining Process 00:10:17 - Chevron's Integrated Business Model 00:11:00 - Importance of Oil in Daily Life 00:11:45 - Chevron's Financial Strength 00:12:45 - Heavy Crude and Refining Challenges 00:13:11 - Market Dynamics and Oil Prices 00:14:24 - Cash Flow and Shareholder Benefits 00:15:40 - Risks Involved in Oil Investment Follow Lloyd: https://www.instagram.com/lloydjamesross/?hl=en https://www.linkedin.com/in/lloyd-j-ross-26b7859/ https://www.facebook.com/lloyd.ross.7 https://www.tiktok.com/@lloydjross https://x.com/lloydjamesross DISCLAIMER This content is for educational and informational purposes only. This is not financial, investment, or legal advice. Investing carries inherent risks including potential loss of capital. Past performance does not guarantee future results. Always conduct thorough research and consult with qualified financial advisors before making investment decisions. Individual results vary based on market conditions, personal circumstances, and investment strategy.

    23 min
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5
out of 5
13 Ratings

About

Welcome to Money Grows On Trees – your go-to podcast for wealth-building, smart investing, and financial freedom. Hosted by Lloyd James Ross, a millionaire investor and financial educator, this podcast is your go-to source for everything related to money management, passive income, multiple income streams, and breaking free from financial struggle. Learn how to build multiple income streams, avoid costly mistakes, and develop a millionaire mindset. Whether you’re a business owner, investor, or just serious about wealth, this podcast gives you real-world strategies to grow your money. Join our community of entrepreneurs, investors, and ambitious individuals as we navigate the path to financial independence. Follow now on Apple Podcasts, Spotify, and YouTube to start your journey to financial freedom!

Information

  • Creator
    Lloyd J Ross
  • Years Active
    2021 - 2026
  • Episodes
    317
  • Rating
    Clean
  • Copyright
    © Lloyd J Ross
  • Show Website
    Money Grows on Trees

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