255 episodes

Welcome to Passive Income Unlocked! Your host, Suja Shyam, reached financial independence by the age of 33 solely through investing in Real Estate. She is passionate about bringing the model of Real Estate Syndications to more people. On the show, she interviews experts in the Real Estate Syndication space and chats with them about their stories, their work, and their "WHY." Suja also interviews passive investors and others who provide valuable insights into personal development and growth. Once a week, Suja has a solo show where she discusses industry topics, her own journey to building Passive Income, and more.

Please do not expect building passive income to be easy. But please DO expect that it is possible for you! This show aims to educate and inspire, thereby closing the real estate investing gap one investor at a time.

Thanks for being here and enjoy the show!

Passive Income Unlocked Sujata Shyam

    • Business
    • 5.0 • 25 Ratings

Welcome to Passive Income Unlocked! Your host, Suja Shyam, reached financial independence by the age of 33 solely through investing in Real Estate. She is passionate about bringing the model of Real Estate Syndications to more people. On the show, she interviews experts in the Real Estate Syndication space and chats with them about their stories, their work, and their "WHY." Suja also interviews passive investors and others who provide valuable insights into personal development and growth. Once a week, Suja has a solo show where she discusses industry topics, her own journey to building Passive Income, and more.

Please do not expect building passive income to be easy. But please DO expect that it is possible for you! This show aims to educate and inspire, thereby closing the real estate investing gap one investor at a time.

Thanks for being here and enjoy the show!

    256. Investment Shorts - How The Global Economy Influences The Stock Market and Real Estate With Aaron Kelsoe

    256. Investment Shorts - How The Global Economy Influences The Stock Market and Real Estate With Aaron Kelsoe

    Aaron Kelsoe returns to the show and he discusses the benefits of investing passively, and how it differs from stock market investing, and why he’s invested in multifamily properties. Aaron shares his experience as a passive investor and how it’s helped him grow his wealth. He believes that passive income can help you achieve your financial goals, and he recommends starting out slowly by investing in high-quality properties. Aaron has a great advice for you from his experience with asset classes geographies and operators because of his rigorous approach to evaluating investments. Listen in as Aaron Kelsoe talk about ways that passive investors can impact their community and make a difference in the world!



    [00:01 - 03:34] Opening Segment
     
    Aaron says that one of the benefits of investing passively is that you don’t have to be involved in day-to-day operations, which allows you to focus on other things Passive investing can lead to higher returns than stock market investing It allows you to invest without having to worry about market fluctuations  
     
    [03:35 - 08:38] How The Global Economy Influences The Stock Market and Real Estate
     
    Aaron says that passive investing is a good way to diversify your portfolio, and that it’s available anywhere in the world  
    He says that opportunities are diversified across asset classes and geographies, with a rigorous focus on downside protection and recession resistant investments How much the economy can influence the stock market and real estate Aaron discusses that real estate is one of the safest investments available and will continue to be so in the future Aaron’s experience with multifamily real estate has helped him overcome any initial fear or uncertainty about the switchover  
    [08:39 - 10:19 ] Closing Segment
    Aaron shares the importance of likability and trust when investing in real estate To learn more about Aaron, visit his website: Ramey King Aaron shares where you can get in contact with him (links below)  
    Quote/s:
     
    “I strongly believe that multifamily is going to be your safest real estate investment by far. I'm not really a seasoned investor, but just in my time of doing it, I feel pretty safe with it.” – Aaron Kelsoe



    You can connect with Aaron through his:
    Website: Ramey King
    LinkedIn: Aaron Kelsoe
    Facebook: Aaron Kelsoe
    Phone: 940-395-6606
    Email: Aaron Kelsoe
     
    WANT TO LEARN MORE?
     
    Connect with me through LinkedIn
     
    Or send me an email at sujata@luxe-cap.com
     
    Visit my website www.luxe-cap.com or my YouTube channel
     
    Thanks for tuning in!
     
    If you liked my show, LEAVE A 5-STAR REVIEW, like, and subscribe!

    • 10 min
    255. Investment Shorts Keep Your Money In Motion With Infinite Banking With Drew White

    255. Investment Shorts Keep Your Money In Motion With Infinite Banking With Drew White

    Drew White returns to the show and he talks about how whole life insurance can be a great investment, but there are other options available that are more geared towards cash value. Drew also discusses the importance of skepticism when it comes to making money and how it is important to have a healthy degree of skepticism when it comes to anything financial. He emphasizes that the goal of whole life insurance is to help individuals have some cash value in their policy so that they can access it as needed. Drew is passionate about Infinite Banking because he understands how it can help individuals save money and protect their investments. He points out that this system is designed for the individual to win, as opposed to banks which are typically designed to make a profit for their shareholders. Listen in as Drew White shares tips on how to learn more about Infinite Banking that will help you on your path to financial independence!



    [00:01 - 02:08] Opening Segment
     
    Drew shares his story and journey into real estate investing He discusses how passive income can help people live their best lives He discusses the benefits of using Infinite Banking to help people grow their wealth  
     
    [02:09 - 08:50] Keep Your Money In Motion With Infinite Banking
     
    Drew’s goal of life insurance is to provide a guaranteed stream of income in the event of your death  
    Traditional whole life insurance policies have very low cash values at first, but over time the cash value will grow
     
    He says that you can use the cash value in your overfunded policy right away Over time, you will get rewarded for your investment He points out that Infinite Banking is a system that allows users to be their own bank, and borrow and lend money tax-free The system is beneficial because it helps combat inflation and rising taxation Infinite Banking takes concepts learned about real estate and applies them to money  
     
    [08:51 - 11:05] Closing Segment
    To learn more about Infinite Banking, visit Drew’s website: The Upside Down Wealth Guy Drew shares where you can get in contact with him (links below)  
    Quote/s:
     
    “We have a common enemy in inflation and rising taxation, and so, if you add it to what you're already doing in real estate, it helps with combating that and keeping your money in motion.” – Drew White



    You can connect with Drew through his website: The Upside Down Wealth Guy, LinkedIn or you can reach out through his phone number (402) 515-2692) and on his email!



    WANT TO LEARN MORE?
     
    Connect with me through LinkedIn
     
    Or send me an email at sujata@luxe-cap.com
     
    Visit my website www.luxe-cap.com or my YouTube channel
     
    Thanks for tuning in!
     
    If you liked my show, LEAVE A 5-STAR REVIEW, like, and subscribe!

    • 12 min
    254. Investment Shorts - The Mindset To Overcome Obstacles And Achieve Your Goals With Anthony Chara

    254. Investment Shorts - The Mindset To Overcome Obstacles And Achieve Your Goals With Anthony Chara

    Anthony Chara returns to the show and he shares with us what book that impacted him greatly, Think and Grow Rick by Napoleon Hill. He explains that all of the wealthy people interview by Hill had a similar mindset, they thought about heir ideas and then took action to make them a reality. He stresses that one little idea can have a big impact, and it’s important to have a plan for implementing it and you have need to put your plan into action. Listen in as Anthony shares some of the key concepts that he has learned which are: Come up with an idea, Make sure it’s written down, and Take Action!
     
    [00:01 - 01:52] Opening Segment
     
    Anthony talks about his experience investing in single-families and multi-families during the Great Recession He talks about the book that had a significant impact on his life, it’s called “Think and Grow Rich by Napoleon Hill” Take and idea and then implement it  
     
    [01:52 - 08:50] The Mindset To Overcome Obstacles And Achieve Your Goals
     
    Anthony found that mindset is essential for success, as even small ideas can lead to big changes The positive mindset and taking action  
    He discusses the three basic things which are: Come up with the idea Put it in writing; and Taking action  
    [08:51 - 11:05] Closing Segment
    Anthony notes that any human can think of anything it wants to achieve  The importance of the right mindset is key to success Mastermind the right people Anthony shares where you can get in contact with him (links below)  
    Quote/s:
     
    “My wealth isn't necessarily about money; my wealth is about time and travel. My wife and I love to travel the world. So our wealth is actually built on time.” – Anthony Chara



    You can connect with Anthony through his website: Success Classes or you can reach out through his email!



    WANT TO LEARN MORE?
     
    Connect with me through LinkedIn
     
    Or send me an email at sujata@luxe-cap.com
     
    Visit my website www.luxe-cap.com or my YouTube channel
     
    Thanks for tuning in!
     
    If you liked my show, LEAVE A 5-STAR REVIEW, like, and subscribe!

    • 12 min
    253. Self Storage Industry's Low Operating Expense Pushes Capital Into Space With Mark McGuire

    253. Self Storage Industry's Low Operating Expense Pushes Capital Into Space With Mark McGuire

    Mark MacGuire is the Chief Investment Officer at Hearthfire Capital. As the CIO Mark is responsible for the equity arm of Hearthfire Capital. Having personally participated as a limited partner in 20 different investments, Mark understands the most important aspect of an investment, other than investment performance, is investor communication. Mark draws on his personal LP experience to tailor an investor-centric experience for Hearthfire investors. He transitioned into real estate sales in 2012. At that time, the market was in a downturn and he found success with residential real estate sales. In 2018, he made the decision to venture into self-storage and is very excited about the opportunities that are currently available. Listen in, if you’re interested in getting involved in the real estate market or if you’re looking for ways to protect yourself from potential risk, as Mark gives his insights that are definitely worth considering!



    [00:01 - 03:13] Opening Segment
     
    Suja introduces Mark  Mark discussed how he started his career in real estate sales, working his way up from maintenance to residential He points out that the market conditions at the time were unfavorable for real estate He decided to switch gears and pursue self-storage as an investment He has been successful in self-storage, and credits his experience and education in landscaping and construction with helping him succeed in this industry  
     
    [03:14 - 14:14] Building a Real Estate Team Is Difficult
     
    Mark discusses how real estate sales can be difficult to grow a team for, and how he eventually transitioned to syndications He became comfortable with syndications after being introduced to it by his mentor He found success with a winery in New Jersey that hosted weddings during COVID  
     
    [14:15 - 18:36] Taking Advantage of the Market Conditions During Times of Crisis
     
    Mark shares his story of how they became interested in commercial real estate and syndications How he eventually ventured into the space by buying and selling single-family homes He shares that the market conditions were favorable for them when they bought their first properties They moved rates to take advantages of the opportunity  
     
    [18:37 - 32:28] Self Storage Industry's Low Operating Expense Pushes Capital Into Space
     
    Mark explains how self-storage is a forgiving business with a low operating expense ratio, which is attracting more capital to the space He says that multifamily returns are super compressed, which is contributing to the growth of self-storage Self-storage is a great option for partners because it has low barriers to entry and a low operating ratio  
    He discusses how the self-industry and how it has changed over time Millennials are the least price sensitive and care the most about convenience and appearance Boomers are price sensitive and will move to a cheaper storage facility if their rates are raised  
    [32:29 - 39:10] Closing Segment
    Mark believes that, “Find your one thing and just go an inch wide in a mile deep”. Learn everything you could learn until the marginal benefit does not outweigh the marginal cost Mark recommends you to visit and invest with his company: https://hfirecapital.com/ Mark shares where you can get in contact with him (links below)  
    Quote/s:
     
    “We always want to try and bring them up to within striking distance of street rate, but we don't want to give them a reason to move out, because vacancy is the silent killer of rental real estate.” – Mark McGuire



    You can connect with Mark through his website, Linkedin and Instagram!



    WANT TO LEARN MORE?
     
    Connect with me through LinkedIn
     
    Or send me an email at sujata@luxe-cap.com
     
    Visit my website www.luxe-cap.com or my YouTube channel
     
    Thanks for tuning in!
     
    If you liked my show, LEAVE A 5-STAR REVIEW, like, and subscribe!

    • 39 min
    252. Building a Team To Replace Yourself as a Land Investor with Mark Podolski

    252. Building a Team To Replace Yourself as a Land Investor with Mark Podolski

    Mark Podolski from the Land Geek is back on the show. Mark talks about hating his job and wanting something better for himself, the reasons he wanted to make that transition, and the challenges of being an entrepreneur when working in an investment banking environment. He shares that land investing offers intrinsic advantages over other businesses and has no physical items to maintain, no renters to deal with and with little stress. Listen in as he teaches how to be successful land investors, land investing coaches and committed to helping you break out of solo-economic dependency!



    [00:01 - 03:13] Opening Segment
     
    Suja introduces Mark  Mark says that he hated his job and wanted to find a better way of life, which led him to land investing He describes the advantages of land investing over other businesses and how it appealed to him as an individual Transitioning into land investing and how it differs from investment banking  
     
    [03:14 - 08:50] Building a Team To Replace Yourself as a Land Investor
     
    Mark describes how the investment banker occupation is different from land investing business Land investing business is an actual business whereas investment bank is a job He says that it could take years to develop a successful land investing business It took years to build a system or a team that could replace yourself to run the business The effect of “The Great Recession” Mark said that as an investor, he was profitable He had to figure out hot cut his expenses and add value to his life  
     
    [08:51 - 11:05] Closing Segment
    Mark recommends the program that helped him with his cashflow management: Profit First by Mike Michalowicz Mark invites us to check out his free course and how to double your money in three days or less! thelandgeek.com Mark shares where you can get in contact with him (links below)  
    Quote/s:
     
    “You need to get out of every piece of the business so that you're building something bigger than you, so that, eventually if you want to sell it or something happens to you or you just don't want to do it anymore. You've built this cashflow machine that can operate without you.” – Mark Podolski



    You can connect with Mark through Website, Podcast, Facebook, Twitter, YouTube, and email!



    WANT TO LEARN MORE?
     
    Connect with me through LinkedIn
     
    Or send me an email at sujata@luxe-cap.com
     
    Visit my website www.luxe-cap.com or my YouTube channel
     
    Thanks for tuning in!
     
    If you liked my show, LEAVE A 5-STAR REVIEW, like, and subscribe!

    • 11 min
    Minimizing Vacancies In Order To Have Minimal Delinquency with Dylan Marma

    Minimizing Vacancies In Order To Have Minimal Delinquency with Dylan Marma

    Dylan Marma is the principal of The Requity Group, a vertically integrated real estate private equity company. He has been investing full time for the last 4 years and has been the lead sponsor of $90M in transactions. He says that there is one big expense that’s unique to manufactures housing communities and that’s vacancies. Vacancies are a big expense because they can really impact the long-term viability of the community. Listen in as he stresses the importance of understanding your income and expenses, your net operating income, in order to determine the value of a mobile home park!




    [00:01 - 03:35] Opening Segment
     
    Suja introduces Dylan Dylan discusses the tremendous difference between mobile home parks and RV campsites in terms of length of residency and purpose He says that renting out land in mobile home parks or manufactures housing communities is a great business because there is only so much upkeep from the land itself He explains that on an RV camping ground, your main source of income is typically your nightly rates, which can be high cash flow  
     
    [03:36 - 10:59] Minimizing Vacancies In Order To Have Minimal Deliquency
     
    Dylan discusses that there are number of fees and expenses associated with owning an apartment complex, including lot rent, move-in fees, taxes, and payroll The management fee for a tenant-owned community can be from 5% to 6% The insurance cost can be around $60 Marketing is minimal for tenant-owned communities, as it depends on the community’s status Dylan explains that there are many additional income streams that can be generated from RV rentals, such as selling food, golf carts, and parts and supplies He says that rent is typically the main sources of income for Rvers and there is usually minimal delinquency because people are usually paying in advance and trying to maximize your occupancy at all times  
     
    [11:00 - 20:28] Closing Segment
    Dylan shares that short term RV campgrounds are typically 40-60 % higher in income than long term campgrounds, but have a significantly higher expense ratio.  Dylan shares where you can get in contact with him (links below)  
    Quote/s:
     
    “When you start going niche, and digging in. You can find providers that specialize in this and you can get some really attractive quotes.” – Dylan Marma



    You can connect with Dylan through Website, Podcast, LinkedIn, Twitter, and email!



    WANT TO LEARN MORE?
     
    Connect with me through LinkedIn
     
    Or send me an email at sujata@luxe-cap.com
     
    Visit my website www.luxe-cap.com or my YouTube channel
     
    Thanks for tuning in!
     
    If you liked my show, LEAVE A 5-STAR REVIEW, like, and subscribe!

    • 20 min

Customer Reviews

5.0 out of 5
25 Ratings

25 Ratings

Lalameme5 ,

Awesome!

Packed with insightful information in real estate investing. Thank you!

Multifamily University ,

Awesome podcast!

Neal Bawa's guesting is great@ There was pactctical and enlightening show.

Jennifer A Humphrey ,

Super helpful!

Sujata’s podcast is another extension of the many ways she shares information and educates people. Her diligence and commitment to knowing as much as she can about a subject is admirable and leads to a high level of trust in what she shares. Thank you Sujata for understanding what people need so that you can provide us with relevant content.

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