The Savvy Wallet Podcast

Savvy Wallet

Welcome to the The Savvy Wallet Podcast, where I talk to the brightest minds in personal finance, business, health and more. Episodes released every Monday at 8am GMT on Spotify, Apple Podcasts, Youtube and wherever you listen to your podcasts. Subscribe to be reminded whenever a new episode is released! Follow us on our social media accounts: Instagram - https://www.instagram.com/savvywallet TikTok - https://www.tiktok.com/@savvywallet Youtube - https://www.youtube.com/savvywallet

  1. EP. 222 - 9-5 Millionaire: How I Built 7 Streams Of Income From A $36K Salary ft. Jemal King

    3d ago

    EP. 222 - 9-5 Millionaire: How I Built 7 Streams Of Income From A $36K Salary ft. Jemal King

    In this episode Ato speaks with Jemal King is an entrepreneur, real estate investor, and author known as the “9 to 5 Millionaire.” A former Chicago police officer, he built a multimillion-dollar portfolio while working full-time, growing into 400+ properties and multiple seven-figure businesses. Today, he teaches people how to turn income into assets and long-term wealth. We discuss: - How Jemal became a 9 to 5 millionaire. From $35,000 salary to millionaire - The 7 streams of income for building wealth - Growing up in south side Chicago - Building a skyscraper in Chicago - The 5 pillars that have shaped Jemal's life and much more 🔗 Connect with Jemal: Instagram: https://www.instagram.com/9to5millionaire/ Youtube: https://www.youtube.com/@9to5MillionaireNetwork --- 🗞️ Read Savvy Wallet: The Wealth Edit: https://savvywallet.substack.com/ --- 🤝 Partners Xero - All-in-one accounting software for small businesses. Get 90% off for 6 months: https://xero.com/savvywallet Terms & Conditions apply. --- 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices

    1h 27m
  2. EP. 221 - Property Investor: The New Way AI Is Helping People Build Wealth Through Property ft. Julianah Owusu

    May 25

    EP. 221 - Property Investor: The New Way AI Is Helping People Build Wealth Through Property ft. Julianah Owusu

    In this episode Ato speaks with Julianah Owusu, a Property Investor & Developer and Founder of RefurbMate. We discuss: - What people are misunderstanding about property in 2026 - How to use AI to buy and invest in property - Property opportunities outside of London - Investing in property in the healthcare industry and much more 🔗 Connect with Julianah: Youtube: https://www.youtube.com/@PropertyByJewels Instagram: https://www.instagram.com/propertybyjewels/ Linkedin: https://www.linkedin.com/in/julianah-owusu-195a9812/ --- 🗞️ Read Savvy Wallet: The Wealth Edit: https://savvywallet.substack.com/ --- 🤝 Partners Xero - All-in-one accounting software for small businesses. Get 90% off for 6 months: https://xero.com/savvywallet Terms & Conditions apply. --- 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices

    1h 19m
  3. EP. 220 - I Was The Lowest Paid Amongst My Friends. Lived On LEFTOVER FOOD. Then Became A Millionaire ft. Bola Sokunbi

    May 18

    EP. 220 - I Was The Lowest Paid Amongst My Friends. Lived On LEFTOVER FOOD. Then Became A Millionaire ft. Bola Sokunbi

    In this episode Ato speaks with Bola Sokunbi, bestselling author, certified financial education instructor, and founder of Clever Girl Finance, one of the leading personal finance platforms helping women build wealth and financial independence. She has written six books, including Clever Girl Millionaire, and is widely known for making money advice practical, relatable, and empowering. We discuss: - Sacrifices Bola's parents made that changed her life - How her parents starting again built her resilience - Sacrifices of saving $100k on a $54,000 salary - 4 pillars of building wealth - How to spot "fake wealth" & side hustle scams - Women are more educated but not building more wealth - 3 financial moves to make today and much more 🔗 Connect with Bola: Youtube: https://www.youtube.com/@Clevergirlfinance Instagram: https://www.instagram.com/clevergirlfinance/Instagram Personal: https://www.instagram.com/bolasokunbi/ Linkedin: https://www.linkedin.com/in/bola-sokunbi/ Grab Bola's latest book: Clever Girl Millionaire - https://amzn.to/4tIWef7 --- 🗞️ Read Savvy Wallet: The Wealth Edit: https://savvywallet.substack.com/ --- 🤝 Partners Xero - All-in-one accounting software for small businesses. Get 90% off for 6 months: https://xero.com/savvywallet Terms & Conditions apply. --- 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices

    49 min
  4. EP. 219 - Financial Adviser Exposes: Many High Earners Are Closer To Broke Than You Think ft. Ryan Kingsley

    May 11

    EP. 219 - Financial Adviser Exposes: Many High Earners Are Closer To Broke Than You Think ft. Ryan Kingsley

    In this episode Ato speaks with Ryan Kingsley a chartered financial adviser who supports high-earning professionals, entrepreneurs and international clients in structuring their wealth, pensions and long-term financial plans. We discuss: - From surviving being stabbed to becoming a financial advisor - Client earning £500,000 salary with no savings & spending £40k on holiday - How the wealthy think about, save and invest their money - Ideal order to build wealth - Investing opportunities for higher earners - How to buy commercial property within your pension and much more 🔗 Connect with Ryan: Youtube: https://www.youtube.com/@Consultkingsley Instagram: https://www.instagram.com/consultkingsley/ Linkedin: https://www.linkedin.com/in/ryan-kingsley-advdipfa-cemap-certltcp-alfbf-6547666a/ --- 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL --- 🤝 Partners Xero - All-in-one accounting software for small businesses. Get 90% off for 6 months: https://xero.com/savvywallet Terms & Conditions apply. --- 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices

    1h 31m
  5. EP. 218 - Ex-Goldman Sachs Trader: Last Time The US Stock Market Did This, People Made Nothing For 10 Years ft. Debodun Osekita

    May 4

    EP. 218 - Ex-Goldman Sachs Trader: Last Time The US Stock Market Did This, People Made Nothing For 10 Years ft. Debodun Osekita

    In this episode Ato speaks with Debodun Osekita a former trader at Goldman Sachs, where he operated in high-pressure global markets, managing risk and capital at scale. He's also the Founder of Stock Pickers Academy, a community that educates you on investing in the stock market. We discuss: - Lessons from Goldman Sachs Trading Floor - Why the S&P 500 will return 0% over the next 10 years - Why the Iran War is bad for your finances - Stock Market opportunities for 2026 - How to invest your first £1,000 and much more 🔗 Connect with Debodun: Instagram: ⁠https://www.instagram.com/stockpickersacademy⁠ Instagram personal: ⁠https://www.instagram.com/coachdebs.spa Linkedin: https://www.linkedin.com/in/debodunosekita/ --- 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL --- 🤝 Partners Tide Get £50 cashback when you open a FREE business account with Tide and spend £100. Make sure to use code "SAVVYMTD" during sign-up. If you’re self-employed, Tide can help you prepare for Making Tax Digital with simple tools to track your finances, estimate tax in real time, and keep everything organised in one place. Sign up here: https://www.tide.co/savvymtd/ Terms & Conditions apply. --- 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices

    1h 32m
  6. EP. 217 - Communication Experts: Never Say This - The 3 Second Trick To Speak With Authority & Confidence ft. Frederick Afrifa and Gordon K Williams

    Apr 20

    EP. 217 - Communication Experts: Never Say This - The 3 Second Trick To Speak With Authority & Confidence ft. Frederick Afrifa and Gordon K Williams

    In this episode Ato speaks with Frederick Afrifa and Gordon K Williams — founders of leadership communication group and co-authors of Unmute Yourself. They help people communicate with clarity, confidence and impact, using speaking as a powerful tool to unlock career and business opportunities. We discuss: - How to speak with confidence and clarity - Why miscommunication is costing you more than you think - Minimising nerves before you speak - How to stop rambling and speak concisely - The art of listening and much more! 🔗 Connect with Frederick: Instagram: https://www.instagram.com/frederickafrifa_/ 🔗 Connect with Gordon: Instagram: https://www.instagram.com/gordonkwilliams.co/ --- 🗞️ Read Savvy Wallet: The Wealth Edit: https://savvywallet.substack.com/ --- 🤝 Partners Tide Get £50 cashback when you open a FREE business account with Tide and spend £100. Make sure to use code "SAVVYMTD" during sign-up. If you’re self-employed, Tide can help you prepare for Making Tax Digital with simple tools to track your finances, estimate tax in real time, and keep everything organised in one place. Sign up here: https://www.tide.co/offers/savvymtd/ Terms & Conditions apply. --- 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices

    1h 38m
  7. EP. 216 - Property Expert: It Just Became 2x Harder To Get Property In The UK ft. Kazeem Alli-Balogun

    Apr 13

    EP. 216 - Property Expert: It Just Became 2x Harder To Get Property In The UK ft. Kazeem Alli-Balogun

    In this episode Ato speaks with Kazy — a property investor and developer behind Property by Kazy, with over a decade of experience in the UK property market. We discuss: - Big banks buying up property & what that means for you - Why you don't need 7 streams of income - The glamorisation of overworking (and how to have a better work life balance) - Is buy to let dead in 2026? - Best property strategies for beginners and much more 🔗 Connect with Kazy: Instagram: https://www.instagram.com/propertybykazy/ --- 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL --- 🤝 Partners Tide Get £50 cashback when you open a FREE business account with Tide and spend £100. Make sure to use code "SAVVYMTD" during sign-up. If you’re self-employed, Tide can help you prepare for Making Tax Digital with simple tools to track your finances, estimate tax in real time, and keep everything organised in one place. Sign up here: https://www.tide.co/offers/savvymtd/ Terms & Conditions apply. --- 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices

    1h 22m
  8. EP. 215 - Ex-Banker: Moved To The UK In 2019. Rejected For £45k Job, Now My Assets Make That In A Month ft. Ruky Alabi-Oyelayo

    Apr 6

    EP. 215 - Ex-Banker: Moved To The UK In 2019. Rejected For £45k Job, Now My Assets Make That In A Month ft. Ruky Alabi-Oyelayo

    In this episode Ato speaks with Ruky Alabi-Oyelayo, a former banker, entrepreneur, career strategist, investor, Author and founder of RKY Careers, a fast-growing training and education platform that has helped over 10,000 professionals reposition their careers and transition into higher-paying roles. We discuss: - Her journey and challenges of migrating from Nigeria to the UK - Pivoting from Accountancy to Financial Technology - How she utilised her salary to build multiple streams of income (and how you can too) - How she saved 70% of her salary - Owning 10 rental properties in Nigeria - Steps to pivot in your career and increase your salary - Steps she took to quit her job & scale her business to 7 figures and much more 🔗 Connect with Ruky: Instagram: https://www.instagram.com/coachruky/ Linkedin: https://www.linkedin.com/in/rukayat-alabi-21a63a75/ --- 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL --- 🤝 Sponsors Tide Get £50 cashback when you open a FREE business account with Tide and spend £100. Make sure to use code "SAVVYMTD" during sign-up. If you’re self-employed, Tide can help you prepare for Making Tax Digital with simple tools to track your finances, estimate tax in real time, and keep everything organised in one place. Sign up here: https://www.tide.co/offers/savvymtd/ Terms & Conditions apply. --- 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices

    1h 32m

About

Welcome to the The Savvy Wallet Podcast, where I talk to the brightest minds in personal finance, business, health and more. Episodes released every Monday at 8am GMT on Spotify, Apple Podcasts, Youtube and wherever you listen to your podcasts. Subscribe to be reminded whenever a new episode is released! Follow us on our social media accounts: Instagram - https://www.instagram.com/savvywallet TikTok - https://www.tiktok.com/@savvywallet Youtube - https://www.youtube.com/savvywallet

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