The Gen X Money Advisor

Michael Labos

Did you know that there are over 65 million Gen Xers? Yet, so few financial advisors focus on Gen X. Why? It’s because you aren’t rich…yet. Welcome to The Gen X Money Advisor with Michael Labos, Certified Financial Planner®, Certified College Funding Specialist®, and Founder of Gen X Wealth Partners. This podcast focuses on the specific needs of Gen Xers by a Gen Xer. Get ready to explore topics that will help you get your retirement on track, maximize your dollar towards your child’s education and successfully manage aging parents. We will even sprinkle in a little health & wellness, travel & leisure, and time & stress management. Come and experience the expertise of Michael and his special guests who focus on enhancing the quality of your life today, and in the future.

  1. 07/17/2023

    Comparing David Versus Goliath Financial Advisors

    David and Goliath is a simple story about a small man overcoming an impossible battle with a giant. How do smaller and larger financial planning companies reflect these differences? In this episode, Michael Labos explores the Davids and Goliaths of the financial planning industry. He focuses on what smaller businesses provide that larger companies tend to ignore and how those differences impact the client experience. Michael discusses: Why larger financial institutions appeal to potential clients How clients lose out on personally connecting with their advisor in larger companies What smaller financial businesses do differently as advisors What potential clients should look for when debating who they should work with And more! Resources: YouTube: The Gen X Money Advisor Podcast Connect with Michael Labos: LinkedIn: Michael Labos Gen X Wealth Partners Facebook: Gen X Wealth Partners

  2. 01/16/2023

    Adding Long Term Care To Retirement Planning (Ep.22)

    When planning your retirement, long-term care needs will also play a role in future spending. Planning for it today could save you money in the future. In this episode, Micheal Labos dives further into accepting mortality and preparing aging parents for long-term care needs. He shares the advice he gives to clients on balancing costs while preparing a legacy for beneficiaries and some solutions that couldn’t be considered 20 years ago. Micheal discusses: What to consider when planning for long-term care Why spouses aren’t the best option for long-term care givers The benefits and detriments of Medicare and Medicaid How to prepare for the cost of long-term care And more! Resources: YouTube: The Gen X Money Advisor Podcast Connect with Michael Labos: LinkedIn: Michael Labos Gen X Wealth Partners Facebook: Gen X Wealth Partners

  3. 01/03/2023

    Building A Financial Plan For College Tuition with Ann Garcia (Ep.21)

    With rising costs for future education, preparing for college tuition is a concern for many parents. How can they build an abundant and secure financial plan for their childrens education? In this episode, Micheal Labos speaks with Ann Garcia, CFP and Owner of Independent Progressive Advisors, on the cost of college and creating a budget to include personal contributions, scholarships and government funded financial aid for your childs future education. Ann discusses: When should parents start thinking about college tuition costs How the 529 works with contributions and withdrawls Why a college budget is important whent planning for the cots of education The appeal and negotiation process with colleges for more financial aid And more! Resources: YouTube: The Gen X Money Advisor Podcast How To Pay For College by Ann Garcia Connect with Michael Labos: LinkedIn: Michael Labos Gen X Wealth Partners Facebook: Gen X Wealth Partners Connect with Ann Garcia: LinkedIn: Ann Garcia About Our Guest: Ann Garcia is a CFP® and owner of Independent Progressive Advisors, a fee-only Registered Investment Advisor in Portland OR, author of The College Financial Lady blog  (thecollegefinanciallady.com). Her blog has approximately 15,000 subscribers in various media (blog, Facebook). In addition, she is regularly cited in national media (New York Times, US News & World Report) on the subject of college planning. Ann earned a BA from the University of California, Berkeley, and am a member of Phi Beta Kappa and of NAPFA, the leading association of fee-only financial advisors.

  4. 11/28/2022

    Accepting Mortality Through An Immortal Legacy with Sandra Hunter (Ep.20)

    Mortality is something that catches up to everyone eventually. What will you leave behind afterwards? In this episode, Michael Labos is joined by Sandra Hunter, a Life Coach and Founder of Wild Women Leaders Of Color, in discussing moving aging parents into the next stage of life and creating a legacy through sharing experiences. Sandra discusses: The cultural impacts on the understanding of mortality How to start the discussion of mortality with aging parents How her mentorship program provides a purpose to older and younger professionals How sharing personal stories create a legacy And more! Resources: YouTube: The Gen X Money Advisor Podcast Connect with Michael Labos: LinkedIn: Michael Labos Gen X Wealth Partners Facebook: Gen X Wealth Partners Connect with Sandra Hunter: LinkedIn: Sandra Hunter Wild Women Leaders Of Color About Our Guest: Sandra Hunter is an Anglo-Indian with Sri Lankan, Portuguese, and Dutch ancestries. Her father’s grandmother brought her Anglo-Indian family to England after the Indian Independence. Her mother comes from a line of Portuguese and Dutch spice traders. Sandra found that she belonged to neither side of her family. Sandra has 19+ years of teaching in college and has worked in Kenya. She faced racism and sexism at work, went through a divorce, and started her own business. Sandra knows what it’s like to function under stress while working towards true self-liberation.

  5. 10/24/2022

    How To Find, And Afford, Your Dream School (Ep.19)

    Preparing for education beyond high school has become a struggle between increasing costs and student competition. How can your child optimize their chances of entering and affording their dream school? In this episode, Michael Labos dives into college planning, starting from the early financial strategies to the benefits of different application periods to increase your child’s chances of getting into and affording their dream school. Michael discusses: Early financial planning strategies for educational funds Why it’s essential to determine needs versus wants The three categories of schools you’re applying to How to leverage competitive school offers for increased financial aid And more! Resources: YouTube: The Gen X Money Advisor Podcast Connect with Michael Labos: LinkedIn: Michael Labos Gen X Wealth Partners Facebook: Gen X Wealth Partners

  6. 10/11/2022

    Maximizing Your Credit Card Benefits Ep. 18

    When choosing a credit card, what do you look for? Interest rates, miles or cash back? Or do you choose a company you are familiar with? In this episode, Michael Labos dives into the world of credit card choices, revealing the additional benefits gained by choosing the right credit card for the right purchase and how to optimize incentives. Michael discusses: How the budget impacts which credit cards provide the most benefits Why understanding brand and provider preferences is essential to choosing the optimal credit card What the points are worth, and how to optimize redemption  Some of the rules surrounding credit cards And more! Resources: YouTube: The Gen X Money Advisor Podcast The Points Guy Connect with Michael Labos: LinkedIn: Michael Labos Gen X Wealth Partners Facebook: Gen X Wealth Partners

  7. 09/26/2022

    Why You Should Love Life Insurance (Ep.17)

    After your death, life insurance provides your beneficiaries with financial security. Or does it? In this episode, Michael Labos shares why the government’s lack of love for life insurance makes him love using it in financial planning. He dives into how governments view life insurance, how to avoid its pitfalls and create a plan for you and your beneficiaries. Michael discusses: Two main benefits of life insurance How governments restrict the returns granted by life insurance policies  Where life insurance fits within retirement planning How to optimize life insurance and retirement planning to provide the death benefit to your heirs And more! Resources: YouTube: The Gen X Money Advisor Podcast Connect with Michael Labos: LinkedIn: Michael Labos Gen X Wealth Partners Facebook: Gen X Wealth Partners

  8. 09/09/2022

    Is The 60/40 Portfolio Dead?

    A traditional portfolio has 60% stocks and 40% bonds to balance the ups and downs of the market. But how can you increase your returns when stocks and bonds are down? In this episode, Michael Labos shares his knowledge on stocks and bonds within portfolio division and the alternatives to boost a portfolio when the 60/40 split doesn’t work.  Michael discusses: Why bonds are traditionally a good investment within a portfolio How alternative investments compared to bonds What is the role of alternative investments within a portfolio The risk associated with alternative investments And more! Resources: YouTube: The Gen X Money Advisor Podcast Connect with Michael Labos: LinkedIn: Michael Labos Gen X Wealth Partners Facebook: Gen X Wealth Partners

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Ratings & Reviews

5
out of 5
2 Ratings

About

Did you know that there are over 65 million Gen Xers? Yet, so few financial advisors focus on Gen X. Why? It’s because you aren’t rich…yet. Welcome to The Gen X Money Advisor with Michael Labos, Certified Financial Planner®, Certified College Funding Specialist®, and Founder of Gen X Wealth Partners. This podcast focuses on the specific needs of Gen Xers by a Gen Xer. Get ready to explore topics that will help you get your retirement on track, maximize your dollar towards your child’s education and successfully manage aging parents. We will even sprinkle in a little health & wellness, travel & leisure, and time & stress management. Come and experience the expertise of Michael and his special guests who focus on enhancing the quality of your life today, and in the future.

Information

  • Creator
    Michael Labos
  • Years Active
    2021 - 2023
  • Episodes
    24
  • Rating
    Clean
  • Copyright
    Copyright 2021© The Gen X Money Advisor Podcast
  • Show Website
    The Gen X Money Advisor