It's All Relative with Dr Eliza Filby

Dr Eliza Filby

'Different generations, same family.' Join writer and historian Dr Eliza Filby as she sits down with relatives from different generations to explore life through a generational lens, discussing how things have changed from jobs to dating, music to money, asking how different are we really? Teasing out quirky family traditions and hilarious anecdotes, It's All Relative is like eavesdropping on a Sunday family roast.   Hosted on Acast. See acast.com/privacy for more information.

  1. Jun 12

    The Rise Of The Moonlighting Middle Class | The New Reality Of Work In 2026 | It's All Relative

    Multiple income streams, side hustles, moonlighting, portfolio careers, AI disruption, and remote work. Why are more professionals working two jobs, building side businesses and preparing for an increasingly uncertain economy?This week on It's All Relative, I explore the end of the one-salary life and the rise of the moonlighting middle-class professional.For years, we've associated multiple jobs with financial hardship. But something has changed.Increasingly, it's not just gig workers or low-income households juggling multiple sources of income. It's lawyers, teachers, doctors, consultants, creatives, and knowledge workers. It's the professional middle class. And that tells us something important. In this episode, I unpack why more people are hedging their bets, diversifying their income and questioning whether a single employer can still provide the security it once did.00:00 Intro01:53 Middle class moonlighting03:48 Multi income data surge05:04 AI enables overemployment05:53 Portfolio career benefits08:32 Employers and distrust11:11 Side hustle openness14:48 Public sector moonlighting17:05 Platform capitalism risks20:57 Community questionsFollow this ChannelA weekly show exploring generational change, work, wealth, technology, and the forces shaping modern life. Subscribe to my SubstackBuy InheritocracyMy book on inheritance, family wealth and the Bank of Mum and DadFind Me HereWebsite | Instagram | LinkedIn

    28 min
  2. Jun 11

    Gen Z’s Money Problem Is Worse Than You Think | Gen Z Money Habits Explained | With Claer Barrett

    This week on It’s All Relative, I sit down with Financial Times columnist Clare Barrett to unpack one of the defining generational questions of our time:What happens when an entire generation grows up expecting economic instability?Unlike millennials, who came of age during a consumer boom, Gen Z were shaped by the aftermath of the 2008 financial crisis, stagnant wages, unaffordable housing, and the collapse of the old promise that hard work guarantees security.And it’s changed how they think about money completely.In this episode, we explore: 00:00 Intro02:34 Meet Clare Barrett03:40 Student Debt Reality Check05:15 Savvy Workplace Power06:19 Side Hustles New Normal08:44 Tuition Fees And Career ROI10:27 Deposit Versus Debt13:19 Happiness Curve Flattening14:20 Is University Still Worth It16:43 Gen Z Investing Boom22:15 Trading Apps And FinTok Risks23:44 Finance Influencers Rules24:21 Brands Chase Gen Z25:32 How Gen Z Learns Investing26:29 Frictionless Spending Debt28:07 Buy Now Pay Later Reality30:04 Housing Dream Slips Away31:11 Renting Landlord Ethics31:54 Help To Rent Debate33:49 Shared Ownership Pitfalls36:45 Money Talks Relationships38:10 Protect Yourself Legally40:59 Gen Z Money Openness43:50 Savvy Or Screwed Finale44:29 Episode Wrap And Outro 🔔 Follow this ChannelA weekly show unpacking generational change, money, work, technology, and modern life.Follow so you don’t miss the next episode.🌍 Find Claer Barrett hereWebsiteFinancial Times ColumnInstagramLinkedIn📚 Buy InheritocracyMy book on inheritance, wealth and the Bank of Mum and Dad🌍 Find Me HereWebsiteInstagramLinkedIn

    46 min
  3. May 21

    People on 100K Think They’re Poor | The Salary That Doesn’t Mean What It Used To | It's All Relative

    Are you actually rich? Middle class wealth, income vs wealth, cost of living, generational wealth and inequality, why so many people feel poor in a rich country.If you earn £50k… you’re in the top 30% of earners in the UK.And yet most people on that salary would not describe themselves as rich.So what’s going on?In this episode of It’s All Relative, I unpack one of the biggest misconceptions shaping our politics and our sense of self:the idea that “the rich” are always someone else.The billionaire.The hedge fund manager.The 1%.But what if that’s not the full picture?What if wealth isn’t just concentrated at the very top… but spread more widely across what we might call the mass affluent?And what if many of us are both feeling squeezed… and sitting in wealth at the same time?In this episode, I explore:00:00 Intro03:30 Dinner Party Politics06:03 Advert Break Art Print06:57 Greens and Middle Class Squeeze10:03 Defining Who Is Rich11:20 Mass Affluent Hidden Wealth13:52 Britain Poorer Than We Think16:52 Expectations and Feeling Poor21:17 Community Questions29:11 Behind the Scenes Chat🔔 Subscribe to the ChannelA weekly show unpacking generational change, wealth, work and the forces shaping modern life.Subscribe so you don’t miss the next episode.📩 Subscribe to My SubstackRead the full essay this episode is based on:👉 https://drelizafilby.substack.com/p/you-are-probably-rich-you-just-dont📚 Buy InheritocracyMy book on inheritance, class and the Bank of Mum and Dad:👉 https://www.amazon.co.uk/Inheritocracy-Time-Talk-Bank-Mum/dp/1911709809🌍 Find Me HereWebsite: https://www.elizafilby.comInstagram: https://www.instagram.com/drelizafilbyLinkedIn: https://www.linkedin.com/in/elizafilby

    35 min
  4. May 18

    Money Is Ruining Romance | The Real Cost of Love | It's All Relative

    Are women becoming more “materialistic”… or just more realistic? In this episode of It’s All Relative, I unpack one of the most controversial conversations happening right now around dating, relationships, and money. Because increasingly, we’re hearing that women are becoming more selective, more financially focused, even “gold diggers”.I don’t think that’s what’s happening. I think we’re seeing the rise of something else entirely: financial compatibility. And it reflects the economic reality of the 2020s... Stagnant wages.Unaffordable housing.Student debt.Expensive childcare.And the growing importance of the Bank of Mum and Dad. In this episode, I explore: 00:00 Intro 00:53 Gen Z Money Reality 03:32 Gold Digger Myth 06:33 Class Matching in Love 10:27 Seesaw Marriages 12:10 Algorithms, Dating Apps and Money 13:58 Inheritance and Dynasties 15:22 Quickfire Questions 17:00 Community Questions 19:47 Breadwinner Resentment 21:09 Talk Money Before Kids 21:42 Final Thoughts and Outro Follow so you don’t miss the next episode. 📩 Subscribe to My Substack Read the full essay this episode is based on:👉 https://drelizafilby.substack.com/p/its-not-gold-digging-just-realism 📚 Buy Inheritocracy: My book on inheritance, class, and the Bank of Mum and Dad 👉 https://www.amazon.co.uk/Inheritocracy-Time-Talk-Bank-Mum/dp/1911709809 🌍 Find Me Here Website: https://www.elizafilby.com Instagram: https://www.instagram.com/drelizafilby LinkedIn: https://www.linkedin.com/in/elizafilby

    22 min

About

'Different generations, same family.' Join writer and historian Dr Eliza Filby as she sits down with relatives from different generations to explore life through a generational lens, discussing how things have changed from jobs to dating, music to money, asking how different are we really? Teasing out quirky family traditions and hilarious anecdotes, It's All Relative is like eavesdropping on a Sunday family roast.   Hosted on Acast. See acast.com/privacy for more information.

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