ADHD Money Talk

David DeWitt, CFP®
  • 4.6 (44)
  • Self-Improvement
  • Weekly

When your brain and your bank account are constantly fighting, it's time for a new approach. ADHD Money Talk is the podcast that finally addresses what traditional financial advice misses: how ADHD fundamentally changes your relationship with money. From impulse spending and financial avoidance to the shame spiral that keeps you stuck, we tackle the real challenges that come with managing money when your brain works differently. Hosted by David DeWitt, CFP® with ADHD. Get your ADHD.MoneyMap™ → https://adhdmoneymap.com Talk it through with me live → https://shamelessmoney.com/shameless-clarity-call

  1. 09/09/2025

    The Story Behind Every ADHD Money Problem

    We explore how childhood experiences shape our adult relationship with money, especially for those with ADHD who receive an estimated 20,000 more negative messages than praise by age 10. • Children with ADHD often develop shame-based beliefs from chronic criticism • These negative messages literally rewire the developing brain • The prefrontal cortex (responsible for decision-making) is affected by both ADHD and chronic stress • Financial struggles in adulthood often stem from childhood shame rather than just executive function • Conventional financial advice fails because it doesn't address the underlying emotional wounds • The pattern creates a feedback loop: shame triggers fear, which impairs executive function • Healing begins by recognizing and addressing the emotional needs of your inner child • Breaking the shame cycle allows financial management to improve naturally What moment in this explanation resonated most with you? Let us know in the comments. Get your ADHD.MoneyMap™ → https://adhdmoneymap.com Talk it through with me live → https://shamelessmoney.com/shameless-clarity-call Head over to our YouTube channel for the full experience on future episodes. Learn more about ADHD-friendly financial coaching Follow me on YouTube Subscribe to the newsletter Head over to our YouTube channel for the full experience on future episodes. Head over to our YouTube channel for the full experience on future episodes. Get your ADHD.MoneyMap™ Talk it through with me live: book a Clarity Call Watch on YouTube

  2. 08/17/2025

    How Buy Now Pay Later Traps You, Explained

    Ever wondered why “pay in four” buttons feel irresistible? They’re designed to exploit ADHD brain wiring—leveraging executive function deficits, dopamine manipulation, working memory overload, and future blindness. Services like Klarna, Afterpay, and Affirm thrive on “phantom debt,” with the average person juggling 9+ payment plans and paying hefty merchant fees and penalties. Millennials and Gen Z—especially those with lower credit scores—are prime targets. I share three harm-reduction strategies, including limiting yourself to 1–2 payment plans and finding non-spending dopamine boosts. That’s why I built the ADHD.MoneyMap™, the whole picture of your money in four conversations at your own pace. Link below. Get your ADHD.MoneyMap™ → https://adhdmoneymap.com Talk it through with me live → https://shamelessmoney.com/shameless-clarity-call Head over to our YouTube channel for the full experience on future episodes. Learn more about ADHD-friendly financial coaching Follow me on YouTube Subscribe to the newsletter Head over to our YouTube channel for the full experience on future episodes. Get your ADHD.MoneyMap™ Talk it through with me live: book a Clarity Call Watch on YouTube

  3. 06/25/2025

    I Lost Everything Despite Being a Financial Planner (My ADHD Money Story)

    David DeWitt shares his personal journey from financial disaster to freedom, revealing how understanding the connection between ADHD, shame, and money behaviors transformed his relationship with finances. • Breaking free from the shame cycle that drives ADHD financial behaviors • Understanding how self-beliefs sabotage financial progress despite good intentions • Learning that willpower and discipline aren't effective solutions for ADHD money management • Recognizing how 20,000 more negative experiences shape harmful core beliefs in people with ADHD • Discovering how to befriend rather than battle financial demons • Making sustainable progress by addressing emotional foundations first • Finding freedom through self-acceptance rather than constant self-improvement Join our Shameless Money community to decode your money story and build sustainable financial systems designed for the ADHD brain. Check out our Financial Transformation coaching package that includes a deep discovery call, personalized roadmap with your money story decoded, and implementation sessions to build systems that actually work for you. Head over to our YouTube channel for the full experience on future episodes. Get your ADHD.MoneyMap™ Talk it through with me live: book a Clarity Call Watch on YouTube

  4. 03/25/2025

    How I transformed my relationship with money (and how you can too)

    On this episode, I'm sharing a transformative system that has eliminated my impulse spending by using something called a "token economy" with gold stars that can be redeemed for desired purchases.  This approach bridges the dopamine gap for ADHDers like you and me by providing immediate, tangible rewards for positive financial behaviors. • Token economies provide external rewards that help ADHD brains connect daily actions to long-term outcomes • The system creates your own "currency" earned through completing chores, habits, and financial behaviors • The system teaches your brain to weigh desire against effort, creating a natural spending pause • Over time, this approach reduces overall desire for impulse purchases Visit ADHDMoneyTalk.com to share your experience if you try this system or to ask questions for the show. Interested in working with me 1:1? Check out my brand new ADHD Financial Kickstarter service: a 90-minute call with me where we dive deep on your money beliefs and financial picture. Within 7 days, you'll get a personalized roadmap designed to help you transform your relationship with money for good. Head to shamelessmoney.com/adhd-financial-kickstart to learn more. Head over to our YouTube channel for the full experience on future episodes. Get your ADHD.MoneyMap™ Talk it through with me live: book a Clarity Call Watch on YouTube

  5. 01/28/2025

    ADHD Money Talk is Back! Small 2025 Goals = Big Impact on Your Finances

    ADHD Money Talk is back!  Dave is joined by a new (and possibly recurring?!) guest, Max Moclock. Max graduated from Penn State with a degree in Finance. After 10 years in corporate America, Max started a career pivot to becoming a brand strategist. He received an ADHD diagnosis in 2012 and is passionate about creating space for others to feel confident and empowered, regardless of their diagnosis. This episode introduces a new perspective on setting New Year’s resolutions through the concept of the **Winter Arc**, which emphasizes achievable goals, the power of visualization, and the importance of celebrating small wins while fostering self-forgiveness. What's inside? • Introduction of the Winter Arc as a manageable goal-setting approach • Importance of focusing on small, consistent victories • Visualization techniques for achieving goals • Encouragement to practice self-forgiveness and grace • Reflections on the distinct challenges faced by individuals with ADHD • Call for listeners to rethink their approach to resolutions in 2025 Head over to our YouTube channel for the full experience on future episodes. Get your ADHD.MoneyMap™ Talk it through with me live: book a Clarity Call Watch on YouTube

  6. 06/05/2024

    Mastering Career and Finances with ADHD: Insights and Strategies from Shell Mendelson

    Unlock the secrets to mastering your career and finances, especially if you have ADHD, with insights from our 35-year veteran ADHD career coach, Shell Mendelson. We kick off the episode with an exciting announcement of our new project aimed at helping ADHDers gain better control over their financial lives. Shell shares her invaluable wisdom, including her adapted version of the iconic "What Color Is Your Parachute?" framework, making it more visual and easier to grasp for ADHD minds.  Ever felt like you're your own worst enemy when it comes to making positive choices? Discover the concept of the "safekeeping self" and learn how to break free from internal barriers that hold you back. Shell Mendelson and I have an engaging conversation about the pitfalls of impulsive decisions and the importance of financial planning. We discuss how acknowledging genuine personal interests can lead to long-term satisfaction, and why community support plays a crucial role in successful financial and career planning. Navigating traditional work environments can be challenging for those with ADHD, but we’ve got you covered. We explore why self-accommodation plans are vital and how rigid corporate settings can stifle productivity. Highlighting real-life examples, we emphasize the importance of flexibility and understanding from employers. To cap it all off, we introduce Shell's book, "A Course for Adults and Teens: Unlock Your Career Path," as a must-have resource for gaining clarity and focus in your career journey. This episode is packed with actionable advice and inspiration tailored for anyone struggling with career and financial challenges while living with ADHD. Head over to our YouTube channel for the full experience on future episodes. Get your ADHD.MoneyMap™ Talk it through with me live: book a Clarity Call Watch on YouTube

  7. 03/06/2024

    Balancing Financial Coaching with ADHD: Insights, Tools, and Personal Growth on the ADHD Money Talk Journey

    Discover the interplay between financial coaching and the unique challenges that come with ADHD as I bare all in a transparent reflection of ADHD Money Talk's journey. Step into the heart of my endeavors where I grapple with balancing the creation of engaging content and the depth of client work, all while evolving my business to meet the diverse financial needs of those with ADHD. As we navigate through the lessons gleaned from two years of coaching, I'll share with you the psychological insights that play a crucial role in managing money and how personalized financial advice varies among clients with different incomes and organizational abilities. Join us as we revisit the tools that have shaped budgeting advice for those with ADHD, from the early days of the Honeydew app to my current favorites like Monarch and Tiller Money. But it's not all about the tools; it's also about fostering a thriving money mindset. Hear recommendations for resources that can deepen your understanding of the psychology behind money and why it's vital to engage with your finances daily. And if you're a fan of Twenty One Pilots like me, you'll appreciate the nod to their upcoming releases, which hint at the fusion of personal interests with professional insights in this episode. Head over to our YouTube channel for the full experience on future episodes. Get your ADHD.MoneyMap™ Talk it through with me live: book a Clarity Call Watch on YouTube

  8. 01/19/2024

    Community Question: How To Pay Less Taxes in 2024!

    Ever feel like Uncle Sam is reaching too deep into your pockets? We've got you covered! On today's lively episode, we're unraveling the complex world of taxes for our ADHD community, tackling a tough question from Yvonne in our ADHD Money Talk Facebook group. She's got a state pension and a 403(b), but no 401(k)—so how can she keep a tight grip on her hard-earned cash? Fear not, because we're not just spewing generic advice; we're serving up educational insights that just might spark some genius tax planning strategies for you. We kick things off with a candid reminder to look at the big financial picture—because tunnel vision on tax reductions can lead to missed opportunities elsewhere. It might sound paradoxical, but we explore why paying more taxes now could actually save you a bundle in the future, especially if you're eyeing a higher tax bracket with a looming promotion. We'll guide you through the ins and outs of Roth IRAs, 403(b)s, and the often overlooked aspect of tax planning over mere tax minimization. Whether you're juggling a state pension or just trying to outsmart the taxman, this chat is locked and loaded with the financial firepower you need to potentially lower your taxable income and secure a wealthier tomorrow. Join Our Facebook Community Page - https://www.facebook.com/groups/adhdmoneytalk Head over to our YouTube channel for the full experience on future episodes. Get your ADHD.MoneyMap™ Talk it through with me live: book a Clarity Call Watch on YouTube

    Community Question: How To Pay Less Taxes in 2024!
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4.6
out of 5
44 Ratings

About

When your brain and your bank account are constantly fighting, it's time for a new approach. ADHD Money Talk is the podcast that finally addresses what traditional financial advice misses: how ADHD fundamentally changes your relationship with money. From impulse spending and financial avoidance to the shame spiral that keeps you stuck, we tackle the real challenges that come with managing money when your brain works differently. Hosted by David DeWitt, CFP® with ADHD. Get your ADHD.MoneyMap™ → https://adhdmoneymap.com Talk it through with me live → https://shamelessmoney.com/shameless-clarity-call

Information

  • Creator
    David DeWitt, CFP®
  • Years Active
    2021 - 2025
  • Episodes
    79
  • Rating
    Explicit
  • Copyright
    © 2026 ADHD Money Talk
  • Show Website
    ADHD Money Talk

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