It Pays To Have Good Credit

Christopher Stirgus

Welcome to the It Pays To Have Good Credit Podcast, where we talk about credit scores and other financial topics. The purpose of this show is to give free credit education to those who need it the most. We also interview guests, on how they used credit to improve their business or lifestyle. Subscribe to our show to learn everything you need to know about credit, business financing and many other financial topics! 💰📊📈 Our podcast has been suggested as a top podcast for credit education, and known for debunking credit myths! Need a service to assist you with your credit scores? Stirgus Credit Repair www.StirgusCreditRepair.com Info@StirgusCreditRepair.com (225) 243-9700 🧠📚 Read our book to learn everything you need about credit: a.co/d/etR3Yti

  1. 2d ago

    Business Funding Explained: What Financing Can You Get at Every Credit Score?

    👉 In this episode you’ll learn: We break down the different types of business financing available—from startups and small businesses to established companies—and explain the credit requirements, qualification factors, and funding options to look for at each stage. Whether you need startup capital, working capital, a business line of credit, equipment financing, or larger business loans, this episode will help you understand which funding options may fit your business. Apply for funding: www.stirguscreditrepair.com/businessfunding This episode is sponsored by SmartCredit. Get your discounted account today, by starting a free trial: www.smartcredit.com/StirgusCredit 📌 Need help with your credit? Start your free trial online: www.StirgusCreditRepair.com 👍 Like this video if it helps 💬 Comment “CREDIT” for free tips 📲 Subscribe for more credit education and real client results Follow our Facebook Page: https://www.facebook.com/StirgusCreditRepair/ Join our Facebook Group: https://www.facebook.com/groups/113357348489166/ Instagram: https://www.instagram.com/stirgus_credit_repair/ Order our books: www.stirguscreditrepair.com/books Youtube Channel: https://www.youtube.com/channel/UC3nZSspf2jn1ZX65a-6u6rg Spotify: https://open.spotify.com/show/0C9pUEygDjsDZHy1WEeRMo Apple Podcasts: https://podcasts.apple.com/us/podcast/stirgus-credit-repair/id1612066520 Need Business Funding? https://stirguscreditrepair.com/businessfunding.html Want credit repair business mentorship? https://stirguscreditrepair.com/mentorship.html Want to partner with us? https://stirguscreditrepair.com/partners.html Want to join our podcast? https://stirguscreditrepair.com/podcast-credit-education.html Stirgus Credit Repair 📞 225-243-9700 ✉️ Info@stirguscreditrepair.com 🌐 www.stirguscreditrepair.com 📍 Po box 60190 Phoenix, Arizona 85082 🕒 Monday–Friday, 8:00 AM–4:00 PM MST #StirgusCreditRepair #ItPaysToHaveGoodCredit

    Business Funding Explained: What Financing Can You Get at Every Credit Score?
  2. 6d ago

    Burger King Employee Gets Trapped in an 84-month 30% APR Car Loan

    👉 In this episode you’ll learn: I reacted to a dealership's video of a car buyer who works at burger king, give up the last $1,000 to his name to fall into a bad credit auto loan. Many would argue that this is a repossession waiting to happen... 📌 Need help with your credit? Start your free trial online: https://stirguscreditrepair.com/index.html 👍 Like this video if it helps 💬 Comment “CREDIT” for free tips 📲 Subscribe for more credit education and real client results Follow our Facebook Page: https://www.facebook.com/StirgusCreditRepair/ Join our Facebook Group: https://www.facebook.com/groups/113357348489166/ Instagram: https://www.instagram.com/stirgus_credit_repair/ Order our books: www.stirguscreditrepair.com/books Youtube Channel: https://www.youtube.com/channel/UC3nZSspf2jn1ZX65a-6u6rg Spotify: https://open.spotify.com/show/0C9pUEygDjsDZHy1WEeRMo Apple Podcasts: https://podcasts.apple.com/us/podcast/stirgus-credit-repair/id1612066520 Want to work on your own credit? Get access to your real credit reports for a $1 trial and also monitor your credit: https://smartcredit.com/lpg/get-started-trial/?pid=11722 Need Business Funding? https://stirguscreditrepair.com/businessfunding.html Want credit repair business mentorship? https://stirguscreditrepair.com/mentorship.html Want to partner with us? https://stirguscreditrepair.com/partners.html Want to join our podcast? https://stirguscreditrepair.com/podcast-credit-education.html Stirgus Credit Repair 📞 225-243-9700 ✉️ Info@stirguscreditrepair.com 🌐 www.stirguscreditrepair.com 📍 Po box 60190 Phoenix, Arizona 85082 🕒 Monday–Friday, 8:00 AM–4:00 PM MST #StirgusCreditRepair #ItPaysToHaveGoodCredit

    Burger King Employee Gets Trapped in an 84-month 30% APR Car Loan
  3. Oct 14

    Denied a Credit Limit Increase? Here’s How to Get Approved

    👉 In this episode you’ll learn: Got denied when you asked for a credit limit increase? Don’t give up yet. In this episode, I break down what to do after a credit card limit increase denial, the common reasons issuers say no, and the steps you can take to improve your chances of getting approved the next time you ask. We’ll cover credit utilization, income, payment history, timing, and other factors that can impact your credit limit increase. This episode is sponsored by SmartCredit. Get your discounted account today, by starting a free trial: www.smartcredit.com/StirgusCredit 📌 Need help with your credit? Start your free trial online: www.StirgusCreditRepair.com 👍 Like this video if it helps 💬 Comment “CREDIT” for free tips 📲 Subscribe for more credit education and real client results Follow our Facebook Page: https://www.facebook.com/StirgusCreditRepair/ Join our Facebook Group: https://www.facebook.com/groups/113357348489166/ Instagram: https://www.instagram.com/stirgus_credit_repair/ Order our books: www.stirguscreditrepair.com/books Youtube Channel: https://www.youtube.com/channel/UC3nZSspf2jn1ZX65a-6u6rg Spotify: https://open.spotify.com/show/0C9pUEygDjsDZHy1WEeRMo Apple Podcasts: https://podcasts.apple.com/us/podcast/stirgus-credit-repair/id1612066520 Need Business Funding? https://stirguscreditrepair.com/businessfunding.html Want credit repair business mentorship? https://stirguscreditrepair.com/mentorship.html Want to partner with us? https://stirguscreditrepair.com/partners.html Want to join our podcast? https://stirguscreditrepair.com/podcast-credit-education.html Stirgus Credit Repair 📞 225-243-9700 ✉️ Info@stirguscreditrepair.com 🌐 www.stirguscreditrepair.com 📍 Po box 60190 Phoenix, Arizona 85082 🕒 Monday–Friday, 8:00 AM–4:00 PM MST #StirgusCreditRepair #ItPaysToHaveGoodCredit

    Denied a Credit Limit Increase? Here’s How to Get Approved
  4. Oct 10

    TOP 10 Negative Accounts I’ve Removed From Clients’ Credit Reports

    👉 In this episode you’ll learn: These are the 10 negative accounts I see hurting people’s credit the most—and some of them show up on credit reports again and again. In this episode, I break down real negative accounts I’ve helped clients get removed, why they can damage your credit, and what you should know if you have similar accounts reporting on your credit profile. If you’re dealing with collections, charge-offs, late payments, repossessions, or other negative items, this episode is for you. This episode is sponsored by SmartCredit. Get your discounted account today, by starting a free trial: www.smartcredit.com/StirgusCredit 📌 Need help with your credit? Start your free trial online: www.StirgusCreditRepair.com 👍 Like this video if it helps 💬 Comment “CREDIT” for free tips 📲 Subscribe for more credit education and real client results Follow our Facebook Page: https://www.facebook.com/StirgusCreditRepair/ Join our Facebook Group: https://www.facebook.com/groups/113357348489166/ Instagram: https://www.instagram.com/stirgus_credit_repair/ Order our books: www.stirguscreditrepair.com/books Youtube Channel: https://www.youtube.com/channel/UC3nZSspf2jn1ZX65a-6u6rg Spotify: https://open.spotify.com/show/0C9pUEygDjsDZHy1WEeRMo Apple Podcasts: https://podcasts.apple.com/us/podcast/stirgus-credit-repair/id1612066520 Need Business Funding? https://stirguscreditrepair.com/businessfunding.html Want credit repair business mentorship? https://stirguscreditrepair.com/mentorship.html Want to partner with us? https://stirguscreditrepair.com/partners.html Want to join our podcast? https://stirguscreditrepair.com/podcast-credit-education.html Stirgus Credit Repair 📞 225-243-9700 ✉️ Info@stirguscreditrepair.com 🌐 www.stirguscreditrepair.com 📍 Po box 60190 Phoenix, Arizona 85082 🕒 Monday–Friday, 8:00 AM–4:00 PM MST #StirgusCreditRepair #ItPaysToHaveGoodCredit

    TOP 10 Negative Accounts I’ve Removed From Clients’ Credit Reports
  5. Oct 5

    Credit Repair Myths vs. Reality: DIY Credit Repair, Credit Report Errors, FICO vs. VantageScore & Credit Repair Laws (Ft Cyerra White)

    👉 In this episode you’ll learn: I sat down with a Cyerra White at KLN Consulting to break down credit repair myths vs reality, fixing your credit yourself vs hiring a pro, and the most common credit report errors to check for. We also cover the lowest scores we've seen, FICO vs VantageScore, and credit repair laws business owners need to know. 📌 Need help with your credit? Start your free trial online: www.StirgusCreditRepair.com 👍 Like this video if it helps 💬 Comment “CREDIT” for free tips 📲 Subscribe for more credit education and real client results Follow our Facebook Page: https://www.facebook.com/StirgusCreditRepair/ Join our Facebook Group: https://www.facebook.com/groups/113357348489166/ Instagram: https://www.instagram.com/stirgus_credit_repair/ Order our books: www.stirguscreditrepair.com/books Youtube Channel: https://www.youtube.com/channel/UC3nZSspf2jn1ZX65a-6u6rg Spotify: https://open.spotify.com/show/0C9pUEygDjsDZHy1WEeRMo Apple Podcasts: https://podcasts.apple.com/us/podcast/stirgus-credit-repair/id1612066520 Need Business Funding? https://stirguscreditrepair.com/businessfunding.html Want credit repair business mentorship? https://stirguscreditrepair.com/mentorship.html Want to partner with us? https://stirguscreditrepair.com/partners.html Want to join our podcast? https://stirguscreditrepair.com/podcast-credit-education.html Stirgus Credit Repair 📞 225-243-9700 ✉️ Info@stirguscreditrepair.com 🌐 www.stirguscreditrepair.com 📍 Po box 60190 Phoenix, Arizona 85082 🕒 Monday–Friday, 8:00 AM–4:00 PM MST #StirgusCreditRepair #ItPaysToHaveGoodCredit

    Credit Repair Myths vs. Reality: DIY Credit Repair, Credit Report Errors, FICO vs. VantageScore & Credit Repair Laws (Ft Cyerra White)
  6. Oct 5

    Here’s EXACTLY How to Repair Your Credit Yourself (Step-by-Step)

    👉 In this episode you’ll learn: Most credit repair companies aren’t going to show you exactly what they do behind the scenes—but I am. In this 40 minute episode, I walk you through the entire process of repairing your credit yourself, step by step. I’ll explain what credit repair actually is, how to read your credit reports, what negative accounts to look for, how to identify potential errors or inaccuracies, how to dispute them, what to include in your disputes, how to respond when the bureaus respond, and what to do next. I’m giving you the same foundational knowledge I use as a credit repair business owner so you can understand the process for yourself—without having to hire a credit repair company. I’ll also explain why having access to accurate credit reports and ongoing credit monitoring is so important throughout the process. Grab your real credit reports using our discounted trial: www.smartcredit.com/stirguscredit 📌 Need help with your credit? Start your free trial online: www.StirgusCreditRepair.com 👍 Like this video if it helps 💬 Comment “CREDIT” for free tips 📲 Subscribe for more credit education and real client results Follow our Facebook Page: https://www.facebook.com/StirgusCreditRepair/ Join our Facebook Group: https://www.facebook.com/groups/113357348489166/ Instagram: https://www.instagram.com/stirgus_credit_repair/ Order our books: www.stirguscreditrepair.com/books Youtube Channel: https://www.youtube.com/channel/UC3nZSspf2jn1ZX65a-6u6rg Spotify: https://open.spotify.com/show/0C9pUEygDjsDZHy1WEeRMo Apple Podcasts: https://podcasts.apple.com/us/podcast/stirgus-credit-repair/id1612066520 Need Business Funding? https://stirguscreditrepair.com/businessfunding.html Want credit repair business mentorship? https://stirguscreditrepair.com/mentorship.html Want to partner with us? https://stirguscreditrepair.com/partners.html Want to join our podcast? https://stirguscreditrepair.com/podcast-credit-education.html Stirgus Credit Repair 📞 225-243-9700 ✉️ Info@stirguscreditrepair.com 🌐 www.stirguscreditrepair.com 📍 Po box 60190 Phoenix, Arizona 85082 🕒 Monday–Friday, 8:00 AM–4:00 PM MST #StirgusCreditRepair #ItPaysToHaveGoodCredit

    Here’s EXACTLY How to Repair Your Credit Yourself (Step-by-Step)
  7. Oct 1

    We fixed his credit and got him approved for business line of credit!

    👉 In this episode you’ll learn: His business hit a slow season, credit got destroyed.....but we fixed his credit and got him a $30,000 line of credit for his business, to re-invest in the marketing he needs to grow! Take action with today's sponsor SmartCredit and start tracking your credit score: www.smartcredit.com/stirguscredit 📌 Need help with your credit? Start your free trial online: www.StirgusCreditRepair.com 👍 Like this video if it helps 💬 Comment “CREDIT” for free tips 📲 Subscribe for more credit education and real client results Follow our Facebook Page: https://www.facebook.com/StirgusCreditRepair/ Join our Facebook Group: https://www.facebook.com/groups/113357348489166/ Instagram: https://www.instagram.com/stirgus_credit_repair/ Order our books: www.stirguscreditrepair.com/books YouTube Channel: https://www.youtube.com/channel/UC3nZSspf2jn1ZX65a-6u6rg Spotify: https://open.spotify.com/show/0C9pUEygDjsDZHy1WEeRMo Apple Podcasts: https://podcasts.apple.com/us/podcast/stirgus-credit-repair/id1612066520 Need Business Funding? https://stirguscreditrepair.com/businessfunding.html Want credit repair business mentorship? https://stirguscreditrepair.com/mentorship.html Want to partner with us? https://stirguscreditrepair.com/partners.html Want to join our podcast? https://stirguscreditrepair.com/podcast-credit-education.html Stirgus Credit Repair 📞 225-243-9700 ✉️ Info@stirguscreditrepair.com 🌐 www.stirguscreditrepair.com 📍 Po box 60190 Phoenix, Arizona 85082 🕒 Monday–Friday, 8:00 AM–4:00 PM MST #StirgusCreditRepair #ItPaysToHaveGoodCredit

    We fixed his credit and got him approved for business line of credit!
  8. Sep 29

    REACTION: Don't Test Drive Cars Until You Get Pre-Approved First

    👉 In this episode you’ll learn: I reacted to a couple who drove to a dealership and test drove cars knowing they had horrible credit and couldn't get approved. If you know you have bad credit buying a car, apply online or over the phone and get pre-approved before you waste gas and time. 📌 Need help with your credit? Start your free trial online: www.StirgusCreditRepair.com 👍 Like this video if it helps 💬 Comment “CREDIT” for free tips 📲 Subscribe for more credit education and real client results Follow our Facebook Page: https://www.facebook.com/StirgusCreditRepair/ Join our Facebook Group: https://www.facebook.com/groups/113357348489166/ Instagram: https://www.instagram.com/stirgus_credit_repair/ Order our books: www.stirguscreditrepair.com/books Youtube Channel: https://www.youtube.com/channel/UC3nZSspf2jn1ZX65a-6u6rg Spotify: https://open.spotify.com/show/0C9pUEygDjsDZHy1WEeRMo Apple Podcasts: https://podcasts.apple.com/us/podcast/stirgus-credit-repair/id1612066520 Need Business Funding? https://stirguscreditrepair.com/businessfunding.html Want credit repair business mentorship? https://stirguscreditrepair.com/mentorship.html Want to partner with us? https://stirguscreditrepair.com/partners.html Want to join our podcast? https://stirguscreditrepair.com/podcast-credit-education.html Stirgus Credit Repair 📞 225-243-9700 ✉️ Info@stirguscreditrepair.com 🌐 www.stirguscreditrepair.com 📍 Po box 60190 Phoenix, Arizona 85082 🕒 Monday–Friday, 8:00 AM–4:00 PM MST #StirgusCreditRepair #ItPaysToHaveGoodCredit

    REACTION: Don't Test Drive Cars Until You Get Pre-Approved First

About

Welcome to the It Pays To Have Good Credit Podcast, where we talk about credit scores and other financial topics. The purpose of this show is to give free credit education to those who need it the most. We also interview guests, on how they used credit to improve their business or lifestyle. Subscribe to our show to learn everything you need to know about credit, business financing and many other financial topics! 💰📊📈 Our podcast has been suggested as a top podcast for credit education, and known for debunking credit myths! Need a service to assist you with your credit scores? Stirgus Credit Repair www.StirgusCreditRepair.com Info@StirgusCreditRepair.com (225) 243-9700 🧠📚 Read our book to learn everything you need about credit: a.co/d/etR3Yti

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