How to Fall Like a Superhero

How to Fall Like a Superhero

To our superhero listeners: Which mindset (growth mindset vs. fixed mindset) makes you stronger? Which is your kryptonite? We ask ourselves these kinds of questions on How to Fall Like a Superhero, The Podcast. Our stories are about how our mistakes, failures and challenges help us to grow and become stronger. This podcast is for the 7 – 13-year-old superheroes, like yourself, that you see at school, at the playground and on your local sports team. And, it’s for your supportive, superhero parents, who are looking for stories about persistence, grit and creativity.

  1. Kids. Money. Mindset. Personal Finance Expert Barry Choi shares his money memories

    11/01/2023 ·  Bonus

    Kids. Money. Mindset. Personal Finance Expert Barry Choi shares his money memories

    Setting money goals can help teach responsibility and discipline. Barry Choi, Personal Finance and Travel Expert, talks about the money goals and money memories from his teen years. First job: "My first paying job...I was probably 16 or 17. It was data entry. It was at my uncle's company, and he was the CFO. So obviously that's how I got that hookup..." First purchase: "So, when I got first access to my debit card...I immediately spent half my savings, which wasn't a lot. In high school...PlayStation had just come out. It was the biggest thing ever. I spent all my money on that. But then once I got a consistent job, I was probably like 18,...that's when I started to save. And the reason I started to save...is because my parents encouraged me to open up an RSP...at the time I was only setting aside $25 or $50 a month, but...that's when I became a saver." "...I keep talking about this PlayStation and how it blew my savings, but I got so much joy out of it. I think it was worth it. And this is what I was saying... If you set aside for your goals and you spend guilt-free after, don't feel bad about it." Money Mindset "Just knowing that money is there to work for you...So, if you can earn more money, obviously that's more beneficial. For most people, having a high income is the best, but once you start investing your money, the power of compound interest can go a very long way. So generally speaking, if you can invest early, save early, you'll be set up for financial success." For more information about Barry Choi, visit his website MoneyWeHave.com. Leave us a comment or message. We'd love to hear from you!

    3 min
  2. Kids. Money. Mindset. with Personal Finance Expert Barry Choi *Financial Literacy*

    10/30/2023

    Kids. Money. Mindset. with Personal Finance Expert Barry Choi *Financial Literacy*

    Should our kids use a debit card vs. cash? Finance and Travel Expert, Barry Choi (MoneyWeHave.com), talks about this topic and the following: introducing basic money concepts to young kids "One basic thing...it's like an ice cream truck comes around every single day...it's like $4 a cone, but we can buy a giant bucket for $8. So, it's like, 'listen, you can get two ice cream cones from the truck, or you can have a bucket that will last you a month.'" debit card vs. cash "...depending on the age of your kids, cash is still king...it's very important for kids to understand [that] this is the money you currently have [and that] if you start spending it, you're going to start losing it... "...studies have shown that when you're paying strictly with credit or debit, you typically spend more. But if you're using cash, you'll physically see money disappearing from your wallet, purse,... "So, despite the fact that we're going towards a cashless society or contactless society, I still think it makes a lot of sense for kids to use cash. So, as a parent, maybe you give your kids a cash allowance, instead of debit. That said, I would say once your kids are in a double digit, just like 10, 11, you want to start introducing them to their own debit card...[and] hopefully before you get to that point, you've taught them valuable lessons about money, so they don't feel inclined to just start withdrawing all their funds from the bank account." spending limits For more information about Barry Choi, visit his website MoneyWeHave.com. What do you think about this episode and the debit card vs. cash question? Leave us a comment or message. We'd love to hear from you!

    15 min
  3. Kids. Money. Mindset. - Author Anthony Delauney shares his money memories

    10/25/2023 ·  Bonus

    Kids. Money. Mindset. - Author Anthony Delauney shares his money memories

    Author Anthony Delauney, author of the Owning the Dash series of books, talks about his own Money Mistakes and: memorable purchases his cautious tendencies understanding your child's mindset What is one purchase you made when you were young that you remember fondly? A gift for his mom"Seeing the joy that you can bring to other people with the tool of money is really exciting. Giving is one of the best sensations in the world..." What is one thing you now realize was a waste, but at the time you really wanted? "I think that waste is not so much a thing...I think the waste is worry...and I'm being a hypocrite in this... I was voted in high school among my peers as the most worrisome person in our school...but I think that a lot of times, we make decisions - some good, some bad...but the amount of time we spend worrying about our decisions is really what the biggest waste is...because the worry doesn't do anything to help and only hurts us mentally and physically." So, you were cautious with money growing up... "Yes, I would say that I was cautious, but that the caution can be as much of a drawback...sometimes being too cautious can put you in harm's way as well...I've learned the mistakes of being too cautious." What Anthony has learned... Telling people what to do, doesn't work all the time."...two people could be in very different situations, different mindsets..." "...my fear of discussing things, my fear of asking questions is what caused me to fail early in life and I think it's really important...young adults, children, to feel the confidence of asking questions...there's no such thing as a stupid question..." To hear Anthony talk about the following, check out Episode 5: - incorporating teaching moments into daily life- understanding that mindset influences the way money lessons are learned- delayed gratification- young kids may not understand the concept of money. Dash and Nikki and the Jellybean Game (part of the Owning the Dash series of books) uses jellybeans to explain the concepts of delayed gratification, saving, and earning interest.- money mistakes For more information about Anthony Delauney and his series of books (Owning the Dash), click HERE. Leave us a comment or message. We'd love to hear from you!

    5 min
  4. Kids. Money. Mindset. with Author Anthony Delauney *Financial Literacy Series*

    10/23/2023

    Kids. Money. Mindset. with Author Anthony Delauney *Financial Literacy Series*

    Anthony Delauney, author of the Owning the Dash book series for kids, wants to emphasize that money is a tool. In this episode, he also talks about: how you can empower kids by letting them make decisions. Give them the opportunity to feel ownership over their own money. how you can teach delayed gratification to young kids, who may not understand what money is, by using relatable objects, like candy. how you can foster confidence by allowing kids to make mistakes in a safe environment and without fear of being criticized or belittled. being mindful that kids are always watching and taking note of your money-related emotions. "Children tend to monitor and learn from the things we do and how we act with our own money...so when we go to the grocery store or when we go to certain activities ...and we spend money or we use that tool, how do we use it? ...and what's our behaviour like around it? Do we like talking about it? Do we not talk about it at all? Those behaviours are things children pick up on very quickly." "Just because you tell children what to do, does not mean they will follow that lesson...so the most important thing as a parent...that parents need to be aware of, is what they're doing themselves...Are they being honest with themselves? If they're telling their children to do one thing, but they're not doing it themselves, that's a recipe for trouble down the road." "They don't understand, per se, all the concepts around money...but they certainly pay attention to the emotion that parents have around money..." The full episode (also available on your preferred podcast player) contains specific techniques and teaching moments to emphasize that money is a tool. Looking for more? Revisit on Wednesday for a bonus episode. Don't miss out on hearing Anthony reflect on his money past, including details about: his first job his first purchase saver or a spender? For more information about Anthony Delauney and his series of books (Owning the Dash) click HERE. Leave us a comment or message. We'd love to hear from you!

    28 min
  5. Kids. Money. Mindset. with Author Ellen Sabin *Financial Literacy Series*

    10/16/2023

    Kids. Money. Mindset. with Author Ellen Sabin *Financial Literacy Series*

    Ellen Sabin, author of The Nickels, Dimes and Dollars Book, talks about Financial Literacy, specifically: needs vs. wants making money mistakes teaching moments ...on the challenges of parents teaching financial literacy: "....while adults know it's an important topic, very few have been given the skills on how to teach it...that don't sound preachy or academic..." "...one of the challenges of parents delving into this topic ...is parents don't talk about money in front of children...or when they are talking about money, it's not in a positive way or they're arguing or it's a debate..." How do you foster confidence in kids...to make good money choices? - start with the basics "Children first need to be presented with what people do with money...the idea that money is something to spend; to share; to save; to earn; to grow; and that you can budget with it...children wouldn't be able to make choices unless they knew the realm of what money does." - mindset about mistakes "We all make mistakes...and it's helpful for money matters to be an easy conversation...make the conversation a regular conversation." The full episode (also available on your preferred podcast player) contains specific techniques and teaching moments for you and your children. Listen to the BONUS episode, where Ellen talks about her first job, her first purchase and her first money mistake. For more information about Ellen Sabin and her series of books, click HERE. Leave us a comment or message. We'd love to hear from you!

    16 min

About

To our superhero listeners: Which mindset (growth mindset vs. fixed mindset) makes you stronger? Which is your kryptonite? We ask ourselves these kinds of questions on How to Fall Like a Superhero, The Podcast. Our stories are about how our mistakes, failures and challenges help us to grow and become stronger. This podcast is for the 7 – 13-year-old superheroes, like yourself, that you see at school, at the playground and on your local sports team. And, it’s for your supportive, superhero parents, who are looking for stories about persistence, grit and creativity.